Hebrew Free Loan Association
To aid worthy jewish people to be and remain self-supporting and self-respecting persons by aid of loans, grants and such services as the individual may require. Such loans, grants and services shall be rendered without interest or other charges. Loans are given for emergencies, personal financial challenges, tuition and other educational-related costs, first time home purchases, debt consolidation, starting or expanding a small business, adoption, health care, and assisting those who have become unemployed. Loans are also provided to synagogues and other jewish organizations.
Hebrew Free Loan Association at a glance
- Total assets
- $27,433,565
- -11.6% vs 2024
- Revenue (2025)
- $3,389,390
- -4.0% vs 2024
- Net investment income (2025)
- $57,647
- -57.5% vs 2024
- Expenses (2025)
- $2,951,827
- +10.6% vs 2024
- Latest 990 filing
- Form 990, 2025 View filing
Data from IRS Form 990, 2025; updated September 2026.
Who Hebrew Free Loan Association funds
How this funder distributes its grants
Grant Size Distribution
1 grant across all recorded years
The most common grant size was under $50K: 1 grant of 1 (100%).
Geographic Focus
Where this funder awards grants
Grant Distribution by State
States
Cities
Giving History
Giving Over Time
Total grant dollars and number of grants per year
In 2022 it made 1 grant totaling $28K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Stanford University Stanford, CA | Special Projects Fund | $28,000 |
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Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Net Investment Income |
|---|---|---|---|---|---|---|
| 2025 | $27,433,565 | $3,389,390 | $2,951,827 | — | — | $57,647 |
| 2024 | $31,016,437 | $3,529,428 | $2,669,705 | — | — | $135,767 |
| 2023 | $27,595,951 | $2,892,220 | $2,378,212 | — | — | $277,946 |
| 2022 | $28,447,595 | $4,532,322 | $2,072,622 | $28,000 | 1 | $364,287 |
| 2021 | $27,696,650 | $2,006,764 | $1,940,326 | — | — | $175,599 |
| 2020 | $26,722,063 | $3,916,893 | $1,598,316 | — | — | $146,976 |
| 2019 | $15,834,944 | $2,053,675 | $1,579,303 | — | — | $388,619 |
About Hebrew Free Loan Association
Based on IRS filings
Hebrew Free Loan Association is a public charity focused on public and societal benefit, based in San Francisco, CA. IRS filing data is available from 2019 through 2025. As of 2025, the organization holds $27.4M in total assets. Net investment income was $58K.
Focus Areas
Leadership & Key People
Officers and directors from IRS filings
Hebrew Free Loan Association is led by Cynthia Rogoway, Executive Director on every filing since 2023; 7 of 32 officers listed in 2025 are compensated.
Officers on the 2025 filing
Cynthia Rogoway
Executive Director
On filings since 2023
60 hrs/week
$240K (2023) → $274K (2025)
Maureen Holt
Board President
Second Vice President → 1st Vice President, 2023
1st Vice President → Board President, 2025
On filings since 2019
4 hrs/week
No compensation reported
Jamie Hyams
Development Director
On filings since 2019
40 hrs/week
$126K (2019) → $157K (2025)
Menilek Mekbeb
Finance Director
On filings since 2019
40 hrs/week
$122K (2020) → $143K (2025)
Gregory Zale
Marketing Director
On filings since 2023
40 hrs/week
$109K (2023) → $118K (2025)
James Massara
Director of Data Solutions
Director of Data Solutions & Analytics → Director of Data Solutions, 2024
On filings since 2023
40 hrs/week
$151K (2023) → $150K (2025)
Marina Levy
Assistant Director
On filings since 2023
40 hrs/week
$108K (2023) → $127K (2025)
Teresa Lowe
Assistant Director
On filings since 2023
40 hrs/week
$116K (2023) → $128K (2025)
Gregg Rubenstein
Imm. Past President
First Vice President → Board President, 2023
Board President → Imm. Past President, 2025
On filings since 2019
4 hrs/week
No compensation reported
Joshua Rutberg
Board Member
On filings since 2019
1 hr/week
No compensation reported
Michael Rapaport
Treasurer
Board Member → Treasurer, 2021
On filings since 2019
4 hrs/week
No compensation reported
Rabbi Steven Chester
Board Member
On filings since 2019
1 hr/week
No compensation reported
Roman Polnar
2nd Vice President
Board Member → 2nd Vice President, 2023
On filings since 2019
4 hrs/week
No compensation reported
Sabina Polnar
Board Member
On filings since 2019
1 hr/week
No compensation reported
Sharon Goldstein
Board Member
Board Member → 2nd Vice President, 2020
2nd Vice President → Board Member, 2025
On filings since 2019
1 hr/week
No compensation reported
Paul Orbuch
Ad-Hoc Executive Committee Member
Ad-Hoc Executive Committee Member → Board Member, 2024
Board Member → Ad-Hoc Executive Committee Member, 2025
On filings since 2020
1 hr/week
No compensation reported
Chris Karow
Board Member
On filings since 2021
1 hr/week
No compensation reported
David Kiferbaum
Assistant Secretary
Board Member → Assistant Secretary, 2025
On filings since 2021
4 hrs/week
No compensation reported
Gayle Starr
Board Member
On filings since 2021
1 hr/week
No compensation reported
Madeline Chaleff
1st Vice President
Board Member → Assistant Secretary, 2023
Assistant Secretary → 1st Vice President, 2025
On filings since 2021
4 hrs/week
No compensation reported
Ryan Chernis
Board Member
On filings since 2021
1 hr/week
No compensation reported
Stephen Dobrow
Board Member
On filings since 2021
1 hr/week
No compensation reported
Adam Wiskind
Board Member
On filings since 2023
1 hr/week
No compensation reported
David Levine
Board Member
On filings since 2023
1 hr/week
No compensation reported
Eric Toizer
Board Member
On filings since 2023
1 hr/week
No compensation reported
Jessica Taran
Board Member
On filings since 2023
1 hr/week
No compensation reported
Mark Goldman
Board Member
On filings since 2023
1 hr/week
No compensation reported
Paul Ratner
Board Member
On filings since 2023
1 hr/week
No compensation reported
Ronna Stone
Board Member
On filings since 2023
1 hr/week
No compensation reported
Elyse Kaye
Board Member
New on the 2025 filing
1 hr/week
No compensation reported
Elysse Stackhouse
Board Member
New on the 2025 filing
1 hr/week
No compensation reported
Ilya Vinogradsky
Board Member
New on the 2025 filing
1 hr/week
No compensation reported
Former officers (20)
- Former: Milla Lvovich (2019–2024) — Board Member
- Former: Renata Telefus (2019–2024) — Board Member
- Former: Steven Zimmerman (2019–2024) — Imm. Past President
- Former: Amanda Lurie (2023) — Board Member
- Former: Alex Rayter (2019–2022) — Board Member
- Former: Boris Senderzon (2019–2022) — Board Member
- Former: Carol Weitz (2019–2022) — Board Member
- Former: Cindy Rogoway (2019–2022) — Executive Director
- Former: Elysse Bell (2019–2022) — Board Member
- Former: George Krevsky (2019–2022) — Board Member
- Former: Mark Abelson (2019–2022) — Immediate Past President
- Former: Shari Tishman (2019–2022) — Assistant Secretary
- Former: David Blatteis (2019–2020) — Board Member
- Former: Randy Baum (2019–2020) — Board Member
- Former: Sharon Silverman (2019–2020) — Imm. Past President
- Former: Bonni Lesser (2019) — Finance Director · Filing note: Until 123118
- Former: Howard Steiermann (2019) — 2nd Vice President
- Former: Jenn Sockolov (2019) — Board Member
- Former: Meredith Caplin (2019) — Board Member
- Former: Steve Grau (2019) — Board Member
Data from IRS Form 990 filings, 2019–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2025 IRS filing
The highest reported compensation on the 2025 filing was $274K, to Cynthia Rogoway (Executive Director). 7 officers or directors reported compensation on that filing.
Frequently asked questions about Hebrew Free Loan Association
How large is Hebrew Free Loan Association?
Hebrew Free Loan Association reported $27.4M in total assets on its 2025 IRS Form 990. Its revenue that year was $3.4M.
What is Hebrew Free Loan Association?
Hebrew Free Loan Association is a public charity focused on public and societal benefit, based in San Francisco, CA. It holds $27.4M in total assets as of 2025.
Where does Hebrew Free Loan Association operate?
Hebrew Free Loan Association has awarded grants in California.
What is Hebrew Free Loan Association's EIN?
Hebrew Free Loan Association's EIN (Employer Identification Number) is 94-1156545. IRS Form 990 filing data is available on this page for 2019–2025.
Data last updated September 2026. Sourced from IRS Form 990 filings.
Data update history
(1)
When this profile's IRS filing data changed on Grantable
- IRS filings on file for fiscal years 2019–2025
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Hebrew Free Loan Association down — hundreds of funders to go?