Harding Educational and Charitable Foundation
The Harding Educational and Charitable Foundation is a private foundation based in Chicago, Illinois. It makes grants to organizations qualified under IRC Section 501(c)(3); its filing states that it makes no grants to individuals.
Harding Educational and Charitable Foundation at a glance
In short: Harding Educational and Charitable Foundation gave $398K across 43 grants in 2025 (avg $9K), mostly in Massachusetts. 21% of 2025 grantees were new. Source: 2025 IRS Form 990-PF.
- Annual giving (2025)
- $398,000
- +18.5% vs 2024
- Grants made (2025)
- 43
- +13.2% vs 2024
- Average grant
- $9,256
- +4.7% vs 2024
- Median grant
- $10,000
- Total assets
- $4,398,704
- +2.2% vs 2024
- New grantees (estimate)
- 21% first-time grantees (9 of 43, 2025)
- Primary geography
- Massachusetts (50% of itemized 2025 grant dollars)
- Latest 990 filing
- Form 990-PF, 2025 View filing
Data from IRS Form 990-PF, 2025; updated October 2026. New grantees are estimated by matching recipient names across years (methodology).
How to apply to Harding Educational and Charitable Foundation
- How to Apply
-
The foundation states that it does not restrict giving to preselected organizations. The filing directs applicants to contact JP Morgan Chase Bank N A. It lists the form and materials as “NONE” and limits awards to organizations qualified under IRC Section 501(c)(3); it makes no grants to individuals.
- Review Cycle
- None listed.
- Deadline
- None listed.
- Contact
Application contact: Jp Morgan Chase Bank N A
Mailing address: 10 S Dearborn Il1-0111, Chicago, IL 60603
Phone: (800) 496-2583
Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.
Who Harding Educational and Charitable Foundation funds
How this funder distributes its grants
Top Recipients
Top 10 recipients in 2025
The largest 2025 recipient was Greater Boston Food Bank ($25K). Together the top 10 received $200K.
Grant Size Distribution
199 grants across all recorded years
The most common grant size was under $50K: 199 grants of 199 (100%).
Geographic Focus
Where this funder awards grants
In 2025, the largest shares of grant dollars went to recipients in Massachusetts (50%) and New York (23%), followed by New Jersey (8%), Maine (6%), and South Carolina (5%).
Grant Distribution by State
Share of 2025 grant dollars across all 43 itemized grants.
States
Cities
Is Harding Educational and Charitable Foundation open to new grantees?
21%
first-time grantees, 2025
In 2025, 9 of 43 grantees (21%) were first-time recipients. First grants averaged $7K; repeat grants $10K. How we count
Medians: $5K first-time, $10K repeat.
- 79% of 2025 grantees were also funded in 2024. Method
- Giving held roughly steady from 2022 to 2025 (+10%). Method
- In 2025 it paid out 88% of its IRS minimum distribution (the 5% rule). Foundations have until the end of the next year to meet it. Method
Estimate from itemized grant lists in IRS Form 990-PF filings (2020–2025). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2020 to 2025, annual grant giving ranged from $294K (2020) to $398K (2025). In 2025 it made 43 grants totaling $398K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Greater Boston Food Bank Boston, ME | General | $25,000 |
| Boston Harbor Now Boston, MA | General | $25,000 |
| Boys and Girls Club of Boston Boston, MA | General | $25,000 |
| Marine Biology Laboratories Woods Hole, MA | General | $20,000 |
| Dana Farber Cancer Institute Inc Boston, MA | General | $20,000 |
| Childrens Hospital Boston Boston, MA | General | $20,000 |
| Science Club for Girls Cambridge, MA | General Operating | $20,000 |
| Knowles Teacher Initiative Moorestown, NJ | General Operating | $15,000 |
| The Trustees of Reservations Boston, MA | General | $15,000 |
| Pine Street Inn Boston, MA | General | $15,000 |
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Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Qualifying Distributions | Net Investment Income | Distributable Amount |
|---|---|---|---|---|---|---|---|---|
| 2025 | $4,398,704 | $611,692 | $521,415 | $398,000 | 43 | $436,269 | $532,799 | $497,189 |
| 2024 | $4,303,287 | $533,026 | $452,435 | $336,000 | 38 | $383,690 | $471,713 | $441,122 |
| 2023 | $4,222,325 | $374,683 | $426,046 | $344,000 | 40 | $369,059 | $315,455 | $361,316 |
| 2022 | $4,273,877 | $153,006 | $451,445 | $362,000 | 39 | $387,054 | $96,357 | $368,279 |
| 2021 | $4,572,048 | $412,007 | $394,679 | $309,000 | 39 | $334,830 | $353,932 | $388,297 |
| 2020 | $4,554,775 | $200,910 | $371,645 | $294,000 | 36 | — | $151,510 | $331,283 |
Under IRS private-foundation payout rules, Harding Educational and Charitable Foundation reported a distributable amount of $497K for 2025 — the minimum it must pay out in qualifying distributions.
Research compiled by Grantable AI from public sources. Last updated September 2026.
Mission & Focus Areas
The foundation does not state a mission in the available information. Its grants show support for a range of organizations. For example, Boston Harbor Now describes its mission as advancing a vibrant, resilient, and inclusive Greater Boston waterfront, harbor, and islands. Science Club for Girls says it provides free STEM programs and mentorship for girls and gender-expansive youth from underrepresented communities. Pine Street Inn describes its work as helping end homelessness through outreach, emergency services, housing, and employment support.
Grantmaking
In 2025, the foundation made 43 grants totaling $398,000. Grants ranged from $1,000 to $25,000, with a median grant of $10,000.
Among the largest listed grants were $25,000 each to Boston Harbor Now and the Greater Boston Food Bank, and $20,000 each to Science Club for Girls, Marine Biological Laboratories, Dana-Farber Cancer Institute, and Children’s Hospital Boston. Other listed awards included $15,000 to the Trustees of Reservations, Pine Street Inn, Landmark on Main Street, and Knowles Teacher Initiative.
Leadership & Key People
Leadership team and compensation from IRS filings
The 2025 filing lists JP Morgan Chase Bank N A as trustee. It lists Timothy L. Thompson, Mrs. Faith Harding Mori, Scott Harding, and Thomas H. Mori as co-trustees.
Harding Educational and Charitable Foundation's 2025 filing lists 5 officers; 4 of 5 officers listed in 2025 are compensated.
Officers on the 2025 filing
Scott Harding
Co-Trustee
On filings since 2020
1 hr/week
$6K (2024) → $8K (2025)
Timothy L. Thompson
Co-Trustee
On filings since 2020
1 hr/week
$9K (2020) → $8K (2025)
JP Morgan Chase Bank N A
Trustee
On filings since 2023
2 hrs/week
$68K (2023) → $89K (2025)
Thomas H. Mori
Co-Trustee
On filings since 2024
1 hr/week
$9K (2024) → $8K (2025)
Faith Harding Mori
Co-Trustee
On filings since 2020
1 hr/week
No compensation reported
Data from IRS Form 990 filings, 2020–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2025 IRS filing
The highest reported compensation on the 2025 filing was $89K, to JP Morgan Chase Bank N a (Trustee). 4 officers or directors reported compensation on that filing.
Frequently asked questions about Harding Educational and Charitable Foundation
How much does Harding Educational and Charitable Foundation give each year?
Harding Educational and Charitable Foundation gave $398K across 43 grants in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $336K across 38 grants.
What is Harding Educational and Charitable Foundation's typical grant size?
Harding Educational and Charitable Foundation's median grant in 2025 was $10,000, and its average grant was $9,256, across 43 grants on its 2025 IRS Form 990-PF. Organizations receiving their first grant from Harding Educational and Charitable Foundation that year got $7K on average.
Where does Harding Educational and Charitable Foundation give grants?
Harding Educational and Charitable Foundation gives mostly in Massachusetts: 50% of the grant dollars itemized on its 2025 IRS Form 990-PF went to recipients there. The next largest states were New York (23%) and New Jersey (8%). The most frequent recipient cities were Boston, MA (8 grants), Port Washington, NY (5 grants), Brooklyn, NY (5 grants) and New York, NY (3 grants).
Does Harding Educational and Charitable Foundation give general operating support?
Yes: 100% of Harding Educational and Charitable Foundation's 2025 grants with a stated purpose (43 of 43) were for general or operating support, per its 2025 IRS Form 990-PF.
Who are Harding Educational and Charitable Foundation's largest grantees?
Harding Educational and Charitable Foundation's largest 2025 grantees include Greater Boston Food Bank ($25,000), Boston Harbor Now ($25,000) and Boys and Girls Club of Boston ($25,000), according to its 2025 IRS Form 990-PF. Together they received 19% of its itemized 2025 grant dollars.
How large is Harding Educational and Charitable Foundation?
Harding Educational and Charitable Foundation reported $4.4M in total assets on its 2025 IRS Form 990-PF. It paid out $436K in qualifying distributions that year, against a required minimum of $497K (roughly 5% of its investment assets). Falling short in one year is not a violation: foundations have until the end of the next year to meet the minimum.
What does Harding Educational and Charitable Foundation fund?
The foundation does not state a mission in the available information. Its grants show support for a range of organizations. For example, Boston Harbor Now describes its mission as advancing a vibrant, resilient, and inclusive Greater Boston waterfront, harbor, and islands. See mission & focus areas ↑
How do I apply for a grant from Harding Educational and Charitable Foundation?
The foundation states that it does not restrict giving to preselected organizations. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑
What is Harding Educational and Charitable Foundation's EIN?
Harding Educational and Charitable Foundation's EIN (Employer Identification Number) is 13-6083440. IRS Form 990 filing data is available on this page for 2020–2025.
Data last updated October 2026. Sourced from IRS Form 990-PF filings. Research dossier generated September 2026.
Data update history
(6)
When this profile's IRS filing data changed on Grantable
- Updated Form 990-PF for fiscal year 2020 (received by the IRS August 4, 2021)
- Updated Form 990-PF for fiscal year 2021 (received by the IRS April 25, 2022)
- Updated Form 990-PF for fiscal year 2022 (received by the IRS May 1, 2023)
- Updated Form 990-PF for fiscal year 2023 (received by the IRS April 22, 2024)
- Updated Form 990-PF for fiscal year 2024 (received by the IRS May 7, 2025)
- Added Form 990-PF for fiscal year 2025 (received by the IRS May 6, 2026)
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Cite this profile
Grantable. (2026). Harding Educational and Charitable Foundation funder profile. GrantGraph. Retrieved October 14, 2026, from https://grantable.co/funders/harding-educational-and-charitable-foundation-morg_e4c60f5efcc949abb072fdb987e36d7e
BibTeX
@misc{grantable_136083440_2026,
author = {{Grantable}},
title = {{Harding Educational and Charitable Foundation funder profile}},
howpublished = {GrantGraph},
year = {2026},
url = {https://grantable.co/funders/harding-educational-and-charitable-foundation-morg_e4c60f5efcc949abb072fdb987e36d7e},
note = {Accessed 2026-10-14. Data licensed CC BY 4.0}
}The figures on this page are open data under CC BY 4.0: reuse them with credit to Grantable and a link. Download the data.
Figures come from Harding Educational and Charitable Foundation's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.
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