Four Rivers Housing Opportunities Inc

Private foundation · Grantmaker Beloit, KS EIN: 83-1096107

Four Rivers Housing Opportunities Inc is a private foundation based in Beloit, Kansas. Its 2024 filing describes grants to help with home-purchase closing costs and a down payment assistance loan program; both are dependent on funding availability.

Key facts about Four Rivers Housing Opportunities Inc

In short: Four Rivers Housing Opportunities Inc gave $33K across 13 grants in 2024 (avg $3K), mostly in Kansas. Source: 2024 IRS Form 990-PF.

EIN
83-1096107
Latest 990 filing
Form 990-PF, 2024
Annual giving (2024)
$32,500
Grants made (2024)
13
Average grant
$2,500
Median grant
$2,500
Total assets
$483,073
Primary geography
Kansas (100% of itemized 2024 grant dollars)
How to apply
The filing says a fillable PDF application is provided by email. Full details ↓
Deadline
The filing states that applications are due on or before March 31, subject to availability of funds.

Data from IRS Form 990-PF, 2024; updated October 2026. Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.

Financial Overview

From 2024 IRS Form 990-PF · View filing

Total Assets

$483K

+3.7% YoY

Annual Giving

$33K

Grant Count

13

Avg Grant Size

$3K

Under IRS private-foundation payout rules, Four Rivers Housing Opportunities Inc reported a distributable amount of $11K for 2024 — the minimum it must pay out in qualifying distributions.

How Four Rivers Housing Opportunities Inc gives

  • In 2024 it paid out well above its IRS minimum distribution (the 5% rule). Method

From the foundation's IRS Form 990-PF filings. Methodology.

Research compiled by Grantable AI from public sources. Last updated September 2026.

Mission & Focus Areas

No mission statement is provided. The foundation’s 2024 filing describes grants for home-purchase closing costs and down payment assistance loans. It reports that 13 loans were made during the tax year.

Grantmaking

In 2024, the foundation reported 13 grants totaling $32,500. Each was $2,500. The filing names recipients in Kansas, including Austin Becker and Breanna Rose in Axtell, Michael and Robin Downard and Haley Finley in Marysville, and Samuel and Sofia Gallup in Clay Center; each named grant was for home-purchase closing costs.

Review Cycle

The filing states that applications are due on or before March 31, subject to availability of funds.

How to Apply

The filing says a fillable PDF application is provided by email. Applicants are directed to contact Keegan Bailey. Awards are subject to available funds and are limited to purchases of homes costing $50,000 or more, including existing, manufactured, or new construction. Financing must be through a bank with a physical location in the North Central Regional Planning Commission (NCRPC) 8-county primary service area. Funds are limited and awarded first come, first served; borrowers must meet the bank’s loan qualifications and have a credit score of 700 or higher from a national credit bureau source. First-time homebuyers must complete homeownership education.

Your AI grants department

Ready to take the next step with Four Rivers Housing Opportunities Inc?

Fully replaces Grant database subscriptions Instrumentl · Foundation Directory · GrantStation & similar

Geographic Focus

Where this funder awards grants

All 2024 grant dollars went to recipients in Kansas. The filing’s eligibility rules require financing through a bank physically located in the NCRPC 8-county primary service area.

Grant Distribution by State

1state

Share of 2024 grant dollars across all 13 itemized grants.

States

Cities

WashingtonAxtellMarysvilleBlue RapidsClay CenterCliftonHanoverLinnWatervilleGreenleaf

Giving Over Time

Total grant dollars and number of grants per year

$0$10K$20K$30K$40K0 grants2020 0 grants2021 10 grants2022 0 grants2023 13 grants2024

From 2022 to 2024, annual grant giving ranged from $25K (2022) to $33K (2024). In 2024 it made 13 grants totaling $33K.

Grant Insights

How this funder distributes its grants

Top Recipients

Top 10 recipients in 2024

Austin Becker & Breanna Rose: $3KAustin Becker & Breanna Rose$3KMichael & Robin Downard: $3KMichael & Robin Downard$3KHaley Finley: $3KHaley Finley$3KMatthew & Kori Lobdell: $3KMatthew & Kori Lobdell$3KDionis Pena & Yilian Avila: $3KDionis Pena & Yilian Avila$3KShawn Roeder: $3KShawn Roeder$3KLiam & Malari Schroller: $3KLiam & Malari Schroller$3KReid Shipman: $3KReid Shipman$3KEmma Tryon: $3KEmma Tryon$3KSamuel & Sofia Gallup: $3KSamuel & Sofia Gallup$3K

The largest 2024 recipient was Austin Becker & Breanna Rose ($3K). Together the top 10 received $25K.

Grant Size Distribution

23 grants across all recorded years

23<$50K$50–100K$100–250K$250–500K$500K–1M$1–5M$5M+

The most common grant size was under $50K: 23 grants of 23 (100%).

Giving History

Grant recipients and amounts by year

RecipientPurposeAmount
Austin Becker & Breanna Rose Axtell, KSPay for the closing costs when purchasing a home$2,500
Michael & Robin Downard Marysville, KSPay for the closing costs when purchasing a home$2,500
Haley Finley Marysville, KSPay for the closing costs when purchasing a home$2,500
Matthew & Kori Lobdell Axtell, KSPay for the closing costs when purchasing a home$2,500
Dionis Pena & Yilian Avila Axtell, KSPay for the closing costs when purchasing a home$2,500
Shawn Roeder Blue Rapids, KSPay for the closing costs when purchasing a home$2,500
Liam & Malari Schroller Blue Rapids, KSPay for the closing costs when purchasing a home$2,500
Reid Shipman Waterville, KSPay for the closing costs when purchasing a home$2,500
Emma Tryon Waterville, KSPay for the closing costs when purchasing a home$2,500
Samuel & Sofia Gallup Clay Center, KSPay for the closing costs when purchasing a home$2,500

Financial History

Multi-year comparison from IRS filings

Filing year Assets Revenue Expenses Grants reported
2024 $483,073 $51,666 $34,363 $32,500 across 13 grants
2023 $465,770 $110,314 $9,768 0 grants
2022 $365,224 $132,011 $26,552 $25,000 across 10 grants
Revenue
Expenses
Qualifying Distributions
Net Investment Income
$0$50K$100K$150K$200K2020 2021 2022 2023 2024
Metric202420232022
Total Assets$483,073$465,770$365,224
Revenue$51,666$110,314$132,011
Expenses$34,363$9,768$26,552
Qualifying Distributions$164,325$9,572$126,520
Net Investment Income$9,828$10,018$6,079
Distributable Amount$10,787$10,689$7,672

Data update history

When this profile's IRS filing data changed on Grantable

  1. IRS filings on file for fiscal years 2020–2024

Leadership & Key People

Leadership team and compensation from IRS filings

The 2024 filing lists John Shea as president, Keegan Bailey as treasurer, Debra Peters as secretary, and Emily Benedick as chairman.

Four Rivers Housing Opportunities Inc is led by John Shea, President on every filing since 2023; none of the 4 officers listed in 2024 report compensation.

Officers on the 2024 filing

  • John Shea

    President

    On filings since 2023

    1 hr/week

    No compensation reported

  • Emily Benedick

    Chairman

    President → Chairman, 2022

    On filings since 2021

    1 hr/week

    No compensation reported

  • Debra Peters

    Secretary

    On filings since 2020

    1 hr/week

    No compensation reported

  • Keegan Bailey

    Treasurer

    On filings since 2021

    1 hr/week

    No compensation reported

Former officers (7)
  • Former: John Cyr (2022) — President
  • Former: David Walters (2020–2021) — Board Member
  • Former: Lynn Mayer (2020–2021) — Board Member
  • Former: Vicki Steffens (2021) — Director
  • Former: Brian Eilert (2020) — Director
  • Former: Carol Torkelson (2020) — Treasurer
  • Former: Douglas L. McKinney (2020) — President

Data from IRS Form 990 filings, 2020–2024. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.

Contact

Application contact: Keegan Bailey
Mailing address: PO Box 565, Beloit, KS 67420
Phone: (785) 738-2218
Email: homeownership@ncrpc.org

Frequently asked questions about Four Rivers Housing Opportunities Inc

How much does Four Rivers Housing Opportunities Inc give each year?

Four Rivers Housing Opportunities Inc gave $33K across 13 grants in 2024, according to its 2024 IRS Form 990-PF.

What is Four Rivers Housing Opportunities Inc's typical grant size?

Four Rivers Housing Opportunities Inc's median grant in 2024 was $2,500, and its average grant was $2,500, across 13 grants on its 2024 IRS Form 990-PF.

Where does Four Rivers Housing Opportunities Inc give grants?

Four Rivers Housing Opportunities Inc gives mostly in Kansas: 100% of the grant dollars itemized on its 2024 IRS Form 990-PF went to recipients there. The most frequent recipient cities were Axtell, KS (3 grants), Marysville, KS (3 grants), Blue Rapids, KS (2 grants) and Waterville, KS (2 grants).

Does Four Rivers Housing Opportunities Inc give general operating support?

Not in 2024: none of the 13 grants with a stated purpose on Four Rivers Housing Opportunities Inc's 2024 IRS Form 990-PF were described as general or operating support. Recurring purposes include "Pay for the Closing Costs When Purchasing a Home" (13 grants).

Who are Four Rivers Housing Opportunities Inc's largest grantees?

Four Rivers Housing Opportunities Inc's largest 2024 grantees include Austin Becker & Breanna Rose ($2,500), Michael & Robin Downard ($2,500) and Haley Finley ($2,500), according to its 2024 IRS Form 990-PF. Together they received 23% of its itemized 2024 grant dollars.

How large is Four Rivers Housing Opportunities Inc?

Four Rivers Housing Opportunities Inc reported $483K in total assets on its 2024 IRS Form 990-PF. It paid out $164K in qualifying distributions that year, against a required minimum of $11K (roughly 5% of its investment assets).

What does Four Rivers Housing Opportunities Inc fund?

No mission statement is provided. The foundation’s 2024 filing describes grants for home-purchase closing costs and down payment assistance loans. It reports that 13 loans were made during the tax year. See mission & focus areas ↑

How do I apply for a grant from Four Rivers Housing Opportunities Inc?

The filing says a fillable PDF application is provided by email. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑

What is Four Rivers Housing Opportunities Inc's EIN?

Four Rivers Housing Opportunities Inc's EIN (Employer Identification Number) is 83-1096107. IRS Form 990 filing data is available on this page for 2020–2024.

Data last updated October 2026. Sourced from IRS Form 990-PF filings. Research dossier generated September 2026.

Your AI grants department

Here's the math on researching Four Rivers Housing Opportunities Inc by hand.

Explore Open Grants

Browse active grant opportunities in Four Rivers Housing Opportunities Inc's focus areas in our free grants database

Similar Funders

Similar funders in Kansas

Ima Foundation

Wichita, KS

Assets

$11.4M

Grants

602

Total Given

$831K

Jewish Community Foundation of Greater Kansas City

Overland Park, KS

The Foundation funds Jewish communal life, education, arts, safety-net services, community relations, and special-needs programs, primarily in Greater Kansas City; some funds support other purposes or locations. Its 2024 grants had a median of $11,000, though awards ranged from $5,100 to $2.5 million.

Assets

$318.3M

Grants

559

Total Given

$15.4M

Koch Family Foundation

Wichita, KS

The Koch Family Foundation supports arts and education, along with related work such as history education and restoration, primarily in Kansas. Its 2024 grants ranged from $250 to $500,000, with a median award of $2,000. It accepts completed grant requests throughout the year, with proposals due by September 15 for consideration at its annual board meeting.

Assets

$19.8M

Grants

534

Total Given

$2.3M

Greater Salina Community Foundation

Salina, KS

The Greater Salina Community Foundation funds charitable projects and programs in areas including arts and culture, education, health and human services, community development, parks, and public safety, generally within the geographic areas it serves. Grants vary widely; its 2025 median grant was $14,350, and Responsive Grants consider requests up to $2,500. The Foundation describes application options for eligible organizations but does not state whether it accepts unsolicited requests.

Assets

$318.9M

Grants

328

Total Given

$24.1M

Dane G Hansen Foundation

Logan, KS

The Dane G Hansen Foundation funds education, health care, economic development, social services, conservation, arts and culture, and community improvement, primarily in Northwest Kansas’s 26 most northwestern counties. Its typical grant was $20,000 in 2025, though awards varied widely; it accepts online applications year-round.

Assets

$367.5M

Grants

346

Total Given

$27.8M

Greater Manhattan Community Foundation

Manhattan, KS

Greater Manhattan Community Foundation supports nonprofits in the Greater Manhattan, Kansas area across basic needs, youth, arts and humanities, education, health, and community development, with some programs serving other regional communities. Its Greater Manhattan grants typically consider requests of $10,000 or less; its 2024 itemized grants had a median of $19,483. The profile does not state whether it accepts unsolicited requests.

Assets

$182.7M

Grants

304

Total Given

$19.9M

Blue Cross and Blue Shield of Kansas

Topeka, KS

Blue Cross and Blue Shield of Kansas funds Kansas 501(c)(3) organizations working on health improvement, access, education, prevention, healthy behaviors, and direct services for uninsured people. In 2024, grants ranged from $500 to $100,000, with a median of $2,000; it also offers schools grants of up to $2,000 for K–12 healthy-lifestyle projects. Its filing says giving is not restricted to preselected organizations, and lists a grant application and 501(c)(3) determination letter as required materials.

Health

Assets

$13.2M

Grants

212

Total Given

$835K

O'Brate Foundation

Garden City, KS

The foundation supports disadvantaged Kansas youth with need-based college and dual-credit scholarships, as well as limited emergency help for food, shelter, utilities, and clothing. In 2024, grants ranged from $150 to $11,190, with a median of $4,000; applications are submitted online, so it accepts requests through its programs.

Assets

—

Grants

206

Total Given

$709K

Garvey Kansas Foundation

Wichita, KS

Assets

$1.2M

Grants

196

Total Given

$293K

Douglas County Community Foundation

Lawrence, KS

Douglas County Community Foundation funds nonprofits serving Douglas County, Kansas, across areas including arts and culture, education, health, housing, the environment, and human services; some specialized funds have broader geographic reach. Its Community Grants generally range from $1,000 to $10,000, though its 2024 grants ranged from $5,056 to $1,772,709. It accepts applications for Community Grants, but the 2026 cycle is closed; the Spring 2027 application is scheduled to open December 31, 2026.

Assets

$117.3M

Grants

170

Total Given

$9.4M

Kansas Health Foundation

Wichita, KS

The Kansas Health Foundation funds efforts to improve health and reduce health disparities, including community-led work, food security, policy and systems change, and stronger organizations. Its 2024 grants had a median of $5,000, with awards ranging from $5,000 to $6 million; its work is focused on Kansas, where 91% of 2024 grant dollars went. It lists sponsorship requests and applications for specific programs, but does not state whether it accepts unsolicited general requests.

Assets

$432.0M

Grants

167

Total Given

$15.7M

Rudd Foundation

Wichita, KS

The Rudd Foundation supports scholarships and community programs, including youth, food policy and public health, education, and wine-industry training. In 2024, it made 155 grants ranging from $26 to $500,000, with a median of $7,085; giving focused mainly on Kansas, with substantial support also going to Virginia. Its filing does not state whether it accepts unsolicited requests.

Philanthropy, Voluntarism & Grantmaking

Assets

$35.8M

Grants

155

Total Given

$2.0M

More Funders in Kansas

Four Rivers Housing Opportunities Inc down — hundreds of funders to go?

Want AI to do this for you?