Empire Loan Charitable Foundation
Empire Loan Charitable Foundation is a private foundation, based in Wilmington, DE. IRS filing data is available from 2020 through 2025. As of 2025, the organization holds $1K in total assets. In 2025, it awarded 8 grants totaling $21K. Net investment income was $35.
Empire Loan Charitable Foundation at a glance
In short: Empire Loan Charitable Foundation gave $21K across 8 grants in 2025 (avg $3K), mostly in Massachusetts. Source: 2025 IRS Form 990-PF.
- Annual giving (2025)
- $21,400
- -39.8% vs 2024
- Grants made (2025)
- 8
- -33.3% vs 2024
- Average grant
- $2,675
- -9.8% vs 2024
- Median grant
- $2,000
- Total assets
- $1,256
- +40.5% vs 2024
- Primary geography
- Massachusetts (78% of itemized 2025 grant dollars)
- Latest 990 filing
- Form 990-PF, 2025 View filing
Data from IRS Form 990-PF, 2025; updated September 2026.
Who Empire Loan Charitable Foundation funds
How this funder distributes its grants
Top Recipients
Top 8 recipients in 2025
The largest 2025 recipient was Pan-Massachusetts Challenge Inc ($6K). Together the top 8 received $21K.
Grant Size Distribution
43 grants across all recorded years
The most common grant size was under $50K: 43 grants of 43 (100%).
Geographic Focus
Where this funder awards grants
Grant Distribution by State
Share of 2025 grant dollars across all 8 itemized grants.
Cities
How Empire Loan Charitable Foundation gives
- Giving fell 63% from 2022 to 2025. Method
- In 2025 it paid out well above its IRS minimum distribution (the 5% rule). Method
From the foundation's IRS Form 990-PF filings. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2020 to 2025, annual grant giving ranged from $21K (2025) to $94K (2020). In 2025 it made 8 grants totaling $21K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Pan-Massachusetts Challenge Inc Needham, MA | General & Unrestricted | $6,000 |
| Embrace Boston Inc Boston, MA | General & Unrestricted | $5,000 |
| No Books No Ball Boston, MA | Charitable Event | $2,500 |
| Rhode Island Community Food Bank Association Providence, RI | General & Unrestricted | $2,000 |
| The Bim Inc Stoughton, MA | Charitable Event | $2,000 |
| The University of Rhode Island Foundation & Alumni Kingston, RI | Charitable Event | $2,000 |
| South End Athletics & Activities Association Inc Boston, MA | General & Unrestricted | $1,250 |
| Lighthouse Preservation Society Dover, NH | General & Unrestricted | $650 |
Ready to take the next step with Empire Loan Charitable Foundation?
Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Qualifying Distributions | Net Investment Income | Distributable Amount |
|---|---|---|---|---|---|---|---|---|
| 2025 | $1,256 | $32,035 | $31,673 | $21,400 | 8 | $31,673 | $35 | $206 |
| 2024 | $894 | $39,019 | $43,116 | $35,575 | 12 | $43,116 | $19 | $130 |
| 2023 | $4,991 | $58,027 | $56,544 | $49,000 | 5 | $56,534 | $27 | $280 |
| 2022 | $3,508 | $60,016 | $64,898 | $57,350 | 10 | $64,898 | $16 | $308 |
| 2021 | $8,390 | $60,021 | $57,399 | $49,850 | 8 | $57,398 | $21 | $367 |
| 2020 | $5,768 | $103,058 | $101,828 | $94,275 | 14 | — | $58 | $490 |
Under IRS private-foundation payout rules, Empire Loan Charitable Foundation reported a distributable amount of $206 for 2025 — the minimum it must pay out in qualifying distributions.
Leadership & Key People
Officers and directors from IRS filings
Empire Loan Charitable Foundation is led by Michael D Goldstein, President, Director & Secretary on every filing since 2020; none of the 3 officers listed in 2025 report compensation.
Officers on the 2025 filing
Michael D Goldstein
President, Director & Secretary
On filings since 2020
1 hr/week
No compensation reported
Allison Picott
Director & Vice President
On filings since 2020
1 hr/week
No compensation reported
John Keithline
Director & Vice President
On filings since 2020
1 hr/week
No compensation reported
Data from IRS Form 990 filings, 2020–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Frequently asked questions about Empire Loan Charitable Foundation
How much does Empire Loan Charitable Foundation give each year?
Empire Loan Charitable Foundation gave $21K across 8 grants in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $36K across 12 grants.
What is Empire Loan Charitable Foundation's typical grant size?
Empire Loan Charitable Foundation's median grant in 2025 was $2,000, and its average grant was $2,675, across 8 grants on its 2025 IRS Form 990-PF.
Where does Empire Loan Charitable Foundation give grants?
Empire Loan Charitable Foundation gives mostly in Massachusetts: 78% of the grant dollars itemized on its 2025 IRS Form 990-PF went to recipients there. The next largest state was Rhode Island (19%). The most frequent recipient cities were Boston, MA (3 grants).
Does Empire Loan Charitable Foundation give general operating support?
Yes: 63% of Empire Loan Charitable Foundation's 2025 grants with a stated purpose (5 of 8) were for general or operating support, per its 2025 IRS Form 990-PF. Recurring purposes include "Charitable Event" (3 grants).
Who are Empire Loan Charitable Foundation's largest grantees?
Empire Loan Charitable Foundation's largest 2025 grantees include Pan-Massachusetts Challenge Inc ($6,000), Embrace Boston Inc ($5,000) and No Books No Ball ($2,500), according to its 2025 IRS Form 990-PF. Together they received 63% of its itemized 2025 grant dollars.
How large is Empire Loan Charitable Foundation?
Empire Loan Charitable Foundation reported $1K in total assets on its 2025 IRS Form 990-PF. It paid out $32K in qualifying distributions that year, against a required minimum of $206 (roughly 5% of its investment assets).
What is Empire Loan Charitable Foundation's EIN?
Empire Loan Charitable Foundation's EIN (Employer Identification Number) is 45-2741468. IRS Form 990 filing data is available on this page for 2020–2025.
Data last updated September 2026. Sourced from IRS Form 990-PF filings.
Data update history
(7)
When this profile's IRS filing data changed on Grantable
- Updated Form 990-PF for fiscal year 2020 (received by the IRS May 5, 2021)
- Updated Form 990-PF for fiscal year 2021 (received by the IRS October 6, 2022)
- Updated Form 990-PF for fiscal year 2022 (received by the IRS July 6, 2023)
- Updated Form 990-PF for fiscal year 2023 (received by the IRS April 25, 2024)
- Updated Form 990-PF for fiscal year 2024 (received by the IRS May 13, 2025)
- Updated Form 990-PF for fiscal year 2025 (received by the IRS April 3, 2026)
- IRS filings on file for fiscal years 2020–2025
Explore Open Grants
Browse active grant opportunities in Empire Loan Charitable Foundation's focus areas in our free grants database
Similar Funders
Funders that support many of the same organizations
Enterprise Holdings Foundation
Saint Louis, MO
The Enterprise Holdings Foundation supports charitable and educational nonprofits in communities where Enterprise Mobility operates, focusing on health, education, arts, and disaster relief; applicants must be actively supported by an Enterprise Mobility team member, spouse, or domestic partner. Giving varies widely: it reported 9,499 grants in 2024, but its 2025 filing showed one grant of $101.4 million, so that amount is not a typical award. Applications are accepted at any time through eligible Enterprise-affiliated applicants; the Foundation does not limit giving to preselected organizations.
Assets
$594.3M
Grants
1
Total Given
$101.4M
Gannett Foundation Inc
New York, NY
Gannett Foundation’s 2025 grants supported a range of organizations, with listed awards generally between $1,500 and $2,500, though the available figures do not establish a typical grant size or geographic focus. The foundation has wound down: its 2026 filing reports no grants or assets, and no current application process or acceptance of unsolicited requests is stated.
Assets
—
Grants
32
Total Given
$65K
Arbella Insurance Foundation
Boston, MA
The Arbella Insurance Foundation supports social justice, housing and homelessness, immigration, health and human services, education, and the arts, primarily in New England, with most 2024 grant dollars going to Massachusetts. Its 201 grants in 2024 totaled about $2.23 million; awards ranged from $28 to $152,319, with a median of $2,000. The profile does not state whether it accepts unsolicited requests.
Assets
$22.2M
Grants
201
Total Given
$2.2M
Yawkey Foundation II
Westwood, MA
Yawkey Foundation II funds youth enrichment, housing and homelessness services, education and skills building, hunger relief, and baseball education and outreach, primarily in Massachusetts, with some giving in New York. Its 2024 grants ranged from $2,250 to $2.5 million, with a median of $35,000. It directs applicants to review its online grant guidelines, but whether it accepts unsolicited requests is not stated.
Assets
$467.4M
Grants
166
Total Given
$19.1M
Rockland Trust Charitable Foundation
Rockland, MA
The Rockland Trust Charitable Foundation supports eligible public charities working in affordable housing, children and youth, financial inclusion and workforce development, small-business assistance, and community well-being, especially for low- to moderate-income populations. Its 2025 grants ranged from $500 to $45,000, with a median of $5,000, for organizations serving its Massachusetts, New Hampshire, and Rhode Island service areas. The profile describes an application process but does not state whether unsolicited requests are accepted.
Assets
$53.4M
Grants
345
Total Given
$2.3M
Children's Hospital Corporation
Boston, MA
Children’s Hospital Corporation funds pediatric healthcare, education, research, and community services, including grants to community organizations. In 2025, grants ranged from $6,000 to $2.69 million, with a median of $60,000; 99% of grant dollars went to Massachusetts recipients. The profile does not state whether it accepts unsolicited requests.
Assets
$9.1B
Grants
113
Total Given
$14.5M
More similar funders
More Funders in Delaware
The filing figures on this page are open data under CC BY 4.0. About GrantGraph Open
Figures come from Empire Loan Charitable Foundation's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.
Empire Loan Charitable Foundation down — hundreds of funders to go?