Clarity Credit Union
Clarity Credit Union values people as individuals, helping them realize their goals and achieve their dreams. We build lifelong relationships by providing financial solutions within our community.
Key facts about Clarity Credit Union
In short: Clarity Credit Union reported $1K in grants paid in 2025 (a total; its filing lists no individual grants). Source: 2025 IRS Form 990.
- EIN
- 82-0202653
- Latest 990 filing
- Form 990, 2025
- Grants paid (2025)
- $1,174 — reported as a total on the IRS filing, without an itemized list
- Total assets
- $223,546,639
Data from IRS Form 990, 2025; updated October 2026.
Financial Overview
From 2025 IRS Form 990 · View filing
Total Assets
$223.5M
+9.4% YoY
Grants Paid (reported total)
$1K
Revenue
$17.3M
+8.2% YoY
Net Investment Income
$1.8M
-7.9% YoY
About Clarity Credit Union
Based on IRS filings
Clarity Credit Union is a public charity, based in Nampa, ID. IRS filing data is available from 2020 through 2025. As of 2025, the organization holds $223.5M in total assets. In 2025, it reported $1K in grants paid as a total on its IRS filing, without an itemized list. Net investment income was $1.8M.
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Geographic Focus
Where this funder awards grants
Grant Distribution by State
Cities
Giving Over Time
Total grant dollars and number of grants per year
From 2022 to 2025, annual grant giving ranged from $1K (2022) to $65K (2023). In 2025 it reported $1K in grants paid, as a total without an itemized list.
Hatched bars: grants paid as reported on the IRS filing, which lists no individual grants for that year.
Grant Insights
How this funder distributes its grants
Grant Size Distribution
2 grants across all recorded years
The most common grant size was under $50K: 1 grant of 2 (50%).
Giving History
Grant recipients and amounts by year
No grants recorded for 2025.
Financial History
Multi-year comparison from IRS filings
| Metric | 2025 | 2024 | 2023 |
|---|---|---|---|
| Total Assets | $223,546,639 | $204,348,891 | $194,416,178 |
| Revenue | $17,313,768 | $15,997,133 | $13,336,172 |
| Expenses | $15,998,606 | $13,837,290 | $11,050,987 |
| Net Investment Income | $1,774,828 | $1,927,380 | $1,576,014 |
Data update history
When this profile's IRS filing data changed on Grantable
- Updated Form 990 for fiscal year 2023 (received by the IRS August 10, 2024)
- Updated Form 990 for fiscal year 2022 (received by the IRS September 27, 2023)
- Added Form 990 for fiscal year 2025 (received by the IRS July 30, 2026)
- IRS filings on file for fiscal years 2020–2024
Leadership & Key People
Officers and directors from IRS filings
Clarity Credit Union is led by Wendy Edwards, CEO & President since 2022 (on filings since 2020); 4 of 11 officers listed in 2025 are compensated.
Officers on the 2025 filing
Wendy Edwards
CEO & President
CEO → CEO & President, 2022
On filings since 2020
40 hrs/week
$151K (2020) → $300K (2025)
Brett Spencer
Board Chair
On filings since 2020
3 hrs/week
No compensation reported
Karen Serratos
Director
Board Director → Director, 2021
On filings since 2020
2 hrs/week
No compensation reported
Kathleen Archer
Director
Board Director → Director, 2021
On filings since 2020
2 hrs/week
No compensation reported
Larry Clucas
Director
Board Director → Director, 2021
On filings since 2020
2 hrs/week
No compensation reported
Ed Barney
Director
On filings since 2022
2 hrs/week
No compensation reported
Dan Edgerton
Clo
Chief Lending Officer → Clo, 2021
On filings since 2020
40 hrs/week
$102K (2020) → $186K (2025)
Gracie Franks
COO
Chief Operations Officer → COO, 2021
On filings since 2020
40 hrs/week
$89K (2020) → $174K (2025)
Nick Fugal
CFO
On filings since 2020
40 hrs/week
$118K (2020) → $210K (2025)
Cory Edwards
Vice Chair
On filings since 2020
2 hrs/week
No compensation reported
Vivian Firkin
Secretary & Treasurer
Secretary → Secretary & Treasurer, 2022
On filings since 2020
3 hrs/week
No compensation reported
Former officers (1)
- Former: Jay Jensen (2020–2021) — Treasurer
Data from IRS Form 990 filings, 2020–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2025 IRS filing
The highest reported compensation on the 2025 filing was $300K, to Wendy Edwards (CEO/President). 4 officers or directors reported compensation on that filing.
Frequently asked questions about Clarity Credit Union
How much does Clarity Credit Union give each year?
Clarity Credit Union reported $1K in grants paid in 2025 on its 2025 IRS Form 990, as a total without an itemized list of grants.
How large is Clarity Credit Union?
Clarity Credit Union reported $223.5M in total assets on its 2025 IRS Form 990. Its revenue that year was $17.3M.
Where does Clarity Credit Union operate?
Clarity Credit Union has awarded grants in Idaho, Utah.
What is Clarity Credit Union's EIN?
Clarity Credit Union's EIN (Employer Identification Number) is 82-0202653. IRS Form 990 filing data is available on this page for 2020–2025.
Data last updated October 2026. Sourced from IRS Form 990 filings.
Here's the math on researching Clarity Credit Union by hand.
Explore Open Grants
Browse active grant opportunities in Clarity Credit Union's focus areas in our free grants database
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Clarity Credit Union down — hundreds of funders to go?