Clarity Credit Union logo

Clarity Credit Union

Public charity · Grantmaker Nampa, ID EIN: 82-0202653 Website

Clarity Credit Union values people as individuals, helping them realize their goals and achieve their dreams. We build lifelong relationships by providing financial solutions within our community.

Key facts about Clarity Credit Union

In short: Clarity Credit Union reported $1K in grants paid in 2025 (a total; its filing lists no individual grants). Source: 2025 IRS Form 990.

EIN
82-0202653
Latest 990 filing
Form 990, 2025
Grants paid (2025)
$1,174 — reported as a total on the IRS filing, without an itemized list
Total assets
$223,546,639

Data from IRS Form 990, 2025; updated October 2026.

Financial Overview

From 2025 IRS Form 990 · View filing

Total Assets

$223.5M

+9.4% YoY

Grants Paid (reported total)

$1K

Revenue

$17.3M

+8.2% YoY

Net Investment Income

$1.8M

-7.9% YoY

About Clarity Credit Union

Based on IRS filings

Clarity Credit Union is a public charity, based in Nampa, ID. IRS filing data is available from 2020 through 2025. As of 2025, the organization holds $223.5M in total assets. In 2025, it reported $1K in grants paid as a total on its IRS filing, without an itemized list. Net investment income was $1.8M.

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Geographic Focus

Where this funder awards grants

Grant Distribution by State

2states

States

Cities

BoiseSalt Lake City

Giving Over Time

Total grant dollars and number of grants per year

$0$20K$40K$60K$80K0 grants2020 0 grants2021 Total only2022 2 grants2023 0 grants2024 Total only2025

From 2022 to 2025, annual grant giving ranged from $1K (2022) to $65K (2023). In 2025 it reported $1K in grants paid, as a total without an itemized list.

Hatched bars: grants paid as reported on the IRS filing, which lists no individual grants for that year.

Grant Insights

How this funder distributes its grants

Grant Size Distribution

2 grants across all recorded years

1<$50K1$50–100K$100–250K$250–500K$500K–1M$1–5M$5M+

The most common grant size was under $50K: 1 grant of 2 (50%).

Giving History

Grant recipients and amounts by year

No grants recorded for 2025.

Financial History

Multi-year comparison from IRS filings

Revenue
Expenses
Net Investment Income
$0$5M$10M$15M$20M2020 2021 2022 2023 2024 2025
Metric202520242023
Total Assets$223,546,639$204,348,891$194,416,178
Revenue$17,313,768$15,997,133$13,336,172
Expenses$15,998,606$13,837,290$11,050,987
Net Investment Income$1,774,828$1,927,380$1,576,014

Data update history

When this profile's IRS filing data changed on Grantable

  1. Updated Form 990 for fiscal year 2023 (received by the IRS August 10, 2024)
  2. Updated Form 990 for fiscal year 2022 (received by the IRS September 27, 2023)
  3. Added Form 990 for fiscal year 2025 (received by the IRS July 30, 2026)
  4. IRS filings on file for fiscal years 2020–2024

Leadership & Key People

Officers and directors from IRS filings

Clarity Credit Union is led by Wendy Edwards, CEO & President since 2022 (on filings since 2020); 4 of 11 officers listed in 2025 are compensated.

Officers on the 2025 filing

  • Wendy Edwards

    CEO & President

    CEO → CEO & President, 2022

    On filings since 2020

    40 hrs/week

    $151K (2020) → $300K (2025)

  • Brett Spencer

    Board Chair

    On filings since 2020

    3 hrs/week

    No compensation reported

  • Karen Serratos

    Director

    Board Director → Director, 2021

    On filings since 2020

    2 hrs/week

    No compensation reported

  • Kathleen Archer

    Director

    Board Director → Director, 2021

    On filings since 2020

    2 hrs/week

    No compensation reported

  • Larry Clucas

    Director

    Board Director → Director, 2021

    On filings since 2020

    2 hrs/week

    No compensation reported

  • Ed Barney

    Director

    On filings since 2022

    2 hrs/week

    No compensation reported

  • Dan Edgerton

    Clo

    Chief Lending Officer → Clo, 2021

    On filings since 2020

    40 hrs/week

    $102K (2020) → $186K (2025)

  • Gracie Franks

    COO

    Chief Operations Officer → COO, 2021

    On filings since 2020

    40 hrs/week

    $89K (2020) → $174K (2025)

  • Nick Fugal

    CFO

    On filings since 2020

    40 hrs/week

    $118K (2020) → $210K (2025)

  • Cory Edwards

    Vice Chair

    On filings since 2020

    2 hrs/week

    No compensation reported

  • Vivian Firkin

    Secretary & Treasurer

    Secretary → Secretary & Treasurer, 2022

    On filings since 2020

    3 hrs/week

    No compensation reported

Former officers (1)
  • Former: Jay Jensen (2020–2021) — Treasurer

Data from IRS Form 990 filings, 2020–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.

Compensation Overview

From 2025 IRS filing

Wendy Edwards — CEO/President: $300KWendy EdwardsCEO/President$300KNick Fugal — CFO: $210KNick FugalCFO$210KDan Edgerton — CLO: $186KDan EdgertonCLO$186KGracie Franks — COO: $174KGracie FranksCOO$174K

The highest reported compensation on the 2025 filing was $300K, to Wendy Edwards (CEO/President). 4 officers or directors reported compensation on that filing.

Frequently asked questions about Clarity Credit Union

How much does Clarity Credit Union give each year?

Clarity Credit Union reported $1K in grants paid in 2025 on its 2025 IRS Form 990, as a total without an itemized list of grants.

How large is Clarity Credit Union?

Clarity Credit Union reported $223.5M in total assets on its 2025 IRS Form 990. Its revenue that year was $17.3M.

Where does Clarity Credit Union operate?

Clarity Credit Union has awarded grants in Idaho, Utah.

What is Clarity Credit Union's EIN?

Clarity Credit Union's EIN (Employer Identification Number) is 82-0202653. IRS Form 990 filing data is available on this page for 2020–2025.

Data last updated October 2026. Sourced from IRS Form 990 filings.

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