American Bankers Association logo

American Bankers Association

501(c)(6) organization Washington, DC EIN: 52-1001304 Website

The American Bankers Association (ABA) is a Washington, DC–based organization that represents banks of different sizes and charter types. Its filing describes a member-focused mission centered on advocacy, education, business solutions, and forums that help members provide financial services in a complex regulatory environment.

American Bankers Association at a glance

In short: American Bankers Association gave $488K across 17 grants in 2025 (avg $29K), top state District of Columbia. Source: 2025 IRS Form 990.

Annual giving (2025)
$487,956
+177.4% vs 2024
Grants made (2025)
17
+70.0% vs 2024
Average grant
$28,703
+63.2% vs 2024
Median grant
$22,500
Total assets
$958,402,157
+6.1% vs 2024
Primary geography
District of Columbia (41% of itemized 2025 grant dollars)
Latest 990 filing
Form 990, 2025 View filing

Data from IRS Form 990, 2025; updated September 2026.

How to apply to American Bankers Association

Contact

Mailing address: 1333 New Hampshire Ave Nw, Washington, DC 20036
Phone: (202) 663-5054
Website: https://aba.com

Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.

Who American Bankers Association funds

How this funder distributes its grants

Top Recipients

Top 10 recipients in 2025

Tax Foundation: $58KTax Foundation$58KCommittee on Capital Markets Regulation Inc: $50KCommittee on Capital MarketsRegulation Inc$50KNorth Carolina Bankers Association Foundation: $50KNorth Carolina BankersAssociation Foundation$50KThe Heritage Foundation: $50KThe Heritage Foundation$50KTN Bankers Association Disaster Relief Fund: $50KTN Bankers AssociationDisaster Relief Fund$50KVolunteer Florida Foundation Inc: $50KVolunteer Florida FoundationInc$50KNational Governors Association Center for Best Practices: $30KNational Governors AssociationCenter for Best Practices$30KAbacef Disaster Relief: $25KAbacef Disaster Relief$25KChildren's Hospital Foundation: $23KChildren's Hospital Foundation$23KAlec: $20KAlec$20K

The largest 2025 recipient was Tax Foundation ($58K). Together the top 10 received $406K.

Grant Size Distribution

41 grants across all recorded years

33<$50K6$50–100K2$100–250K$250–500K$500K–1M$1–5M$5M+

The most common grant size was under $50K: 33 grants of 41 (80%).

Geographic Focus

Where this funder awards grants

The 2025 grant dollars went to recipients in multiple states. The largest reported shares by recipient state were DC (41%), MA (10%), NC (10%), TN (10%), and FL (10%).

Grant Distribution by State

15states

Share of 2025 grant dollars across all 17 itemized grants.

Cities

WashingtonSilver SpringChicoLouisvilleRaleighTallahasseeArlingtonAustinBarreBoydsCambridgeDenvorHuntingtonHyattsvilleLincolnNashvilleNorthfieldSan FranciscoWashingdon

How American Bankers Association gives

  • 18% of 2025 grantees were also funded in 2024. Method
  • Giving grew 211% from 2022 to 2025. Method

Estimate from itemized grant lists in IRS Form 990 filings (2025). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.

Giving History

Giving Over Time

Total grant dollars and number of grants per year

$0$200K$400K$600K10 grants2019 Total only2020 3 grants2021 4 grants2022 7 grants2023 10 grants2024 17 grants2025

From 2019 to 2025, annual grant giving ranged from $43K (2021) to $488K (2025). In 2025 it made 17 grants totaling $488K.

Hatched bars: grants paid as reported on the IRS filing, which lists no individual grants for that year.

Grants by year

Grant recipients and amounts by year

RecipientPurposeAmount
Tax Foundation Washington, DCGeneral Support for 2025$58,250
Committee on Capital Markets Regulation Inc Cambridge, MASupport Nonpartisan Financial Research and Public Education$50,000
North Carolina Bankers Association Foundation Raleigh, NCSupport hurricane helene relief fund through the ncba foundation$50,000
The Heritage Foundation Washington, DCSupport Policy Research and Educational Activities$50,000
TN Bankers Association Disaster Relief Fund Nashville, TNSupport the Relief Efforts of Hurricane Helene$50,000
Volunteer Florida Foundation Inc Tallahassee, FLSupport Hurricane Milton Relief$50,000
National Governors Association Center for Best Practices Washington, DCSupport bipartisan policy research and education for state governors$30,000
Abacef Disaster Relief Washington, DCSupport 2025 California Fires$25,000
Children's Hospital Foundation Silver Spring, MDSupport Annual Children's Ball$22,500
Alec Arlington, VASupport New Legislator Academy$20,000
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Financial History

Multi-year comparison from IRS filings

Figures from IRS filings, by filing year
Filing yearTotal AssetsRevenueExpensesGrants paidGrantsNet Investment Income
2025$958,402,157$176,137,760$168,926,469$487,95617$28,835,093
2024$903,374,225$175,420,605$149,109,118$175,90010$31,486,288
2023$782,282,636$150,659,083$137,635,007$285,0007$15,304,336
2022$708,168,992$592,825,072$118,785,976$156,9014$13,154,778
2021$263,742,289$140,712,476$105,749,195$43,4593$28,110,779
2020$233,390,410$136,163,926$121,443,987$137,319Total only$16,384,176
2019$224,230,935$135,325,103$119,965,861$352,88710$15,410,316

"Total only": grants paid as reported on the IRS filing, which lists no individual grants for that year.

Research compiled by Grantable AI from public sources. Last updated September 2026.

Mission & Focus Areas

The ABA’s filing states that its mission is to provide advocacy, education, business solutions, and forums for exchanging views and information to assist members in serving their communities while complying with laws and regulations. The filing describes programs including conferences, professional education and certifications, member communications, publications, products, and services.

The ABA Foundation says its mission is to inspire, equip, and empower banks to build thriving, resilient, and equitable communities. It describes work to build financial capability across age groups, promote revitalized and resilient communities, and advance homeownership and wealth generation.

The 2025 grants show support for a range of organizations and purposes. The Tax Foundation describes its mission as improving lives through tax policies that lead to greater economic growth and opportunity; the Heritage Foundation says it promotes conservative public policies; and the Committee on Capital Markets Regulation describes work related to the competitiveness of US capital markets and policy research. Grants also supported hurricane and wildfire relief, state policy research and education, and charitable events. These are the recipients’ stated missions or the purposes listed for individual grants, not stated ABA-wide focus areas.

Grantmaking

In filing year 2025, the ABA reported 17 grants totaling $487,956. Grant amounts ranged from $6,150 to $58,250, with a median of $22,500.

Among the largest grants were $58,250 to the Tax Foundation for general support; $50,000 to the Committee on Capital Markets Regulation for nonpartisan financial research and public education; $50,000 to the North Carolina Bankers Association Foundation for Hurricane Helene relief; $50,000 to the Heritage Foundation for policy research and educational activities; $50,000 to the TN Bankers Association Disaster Relief Fund for Hurricane Helene relief; and $50,000 to Volunteer Florida Foundation for Hurricane Milton relief. Other listed grants included $30,000 to the National Governors Association Center for Best Practices for bipartisan policy research and education for state governors, and $25,000 to ABACEF Disaster Relief to support the 2025 California fires.

Separately, ABA’s Office of the Chief Economist offers a $40,000 Banking Research Dissertation Grant for one academic year to a doctoral student conducting research on the US banking industry. The published 2026–2027 cycle required applicants to be enrolled in an eligible economics or finance PhD program at an accredited college or university and to have completed required preliminary coursework. Applicants were to submit a research prospectus of no more than five pages, a transcript, and an advisor’s endorsement letter. Independent research was required, with a preference for quantitative work; first-degree relatives and household members of current ABA employees were ineligible. ABA stated that it places no restrictions on research results or publication outlet and claims no intellectual property rights in funded research. The application deadline of April 30, 2026, has passed.

Leadership & Key People

Leadership team and compensation from IRS filings

Officers and directors listed on the 2025 filing include Robert S. Nichols, President and CEO; John C. Asbury, Chair; Catherine Owen, Vice Chair; Kenneth Kelly, Chair Elect; K. Wayne Wicker, Treasurer; Julieann M. Thurlow, Chair, Nominating Committee; Rick Clayburgh, Chair, ABA/State Association Alliance; Michael Adelman, Vice Chair, ABA/State Association Alliance; Kenneth W. Clayton, Chair, Government Relations Council; and Mary Kay Bates, Director.

American Bankers Association is led by Robert S. Nichols, President & CEO on every filing since 2019; 13 of 37 officers listed in 2025 are compensated.

Officers on the 2025 filing

  • Robert S. Nichols

    President & CEO

    On filings since 2019

    36.5 hrs/week

    $2.8M (2019) → $4.1M (2025)

  • Kenneth W. Clayton

    Chair & Government Relations Council

    Executive Vice President → Former Highest Compensated Employee, 2023

    Former Highest Compensated Employee → Chair & Government Relations Council, 2025

    On filings since 2019

    1 hr/week

    $492K (2019) → $0 (2025)

  • John C. Asbury

    Chair

    Vice Chair → Chair Elect, 2024

    Chair Elect → Chair, 2025

    On filings since 2021

    1 hr/week

    No compensation reported

  • Julieann M. Thurlow

    Chair & Nominating Committee

    Chair Elect → Chair, 2024

    Chair → Chair & Nominating Committee, 2025

    On filings since 2021

    1 hr/week

    No compensation reported

  • Rick Clayburgh

    Chair, Aba & State Associatiation Alliance

    Vice Chair, Aba & State Association Alliance → Chair, Aba & State Associatiation Alliance, 2025

    On filings since 2024

    1 hr/week

    No compensation reported

  • Brent Beardall

    Director

    Board Member → Director, 2025

    On filings since 2023

    1 hr/week

    No compensation reported

  • Cheryl D. Bowers

    Director

    Board Member → Director, 2025

    On filings since 2023

    1 hr/week

    No compensation reported

  • John R. Ciulla

    Director

    Board Member → Director, 2025

    On filings since 2023

    1 hr/week

    No compensation reported

  • Larry W. Myers

    Director

    Board Member → Director, 2025

    On filings since 2023

    1 hr/week

    No compensation reported

  • Simon Cruz

    Director

    Board Member → Director, 2025

    On filings since 2023

    1 hr/week

    No compensation reported

  • Christie Huber Obenauer

    Director

    Board Member → Director, 2025

    On filings since 2024

    1 hr/week

    No compensation reported

  • Saleem Iqbal

    Director

    Board Member → Director, 2025

    On filings since 2024

    1 hr/week

    No compensation reported

  • Timothy Marshall

    Director

    Board Member → Director, 2025

    On filings since 2024

    1 hr/week

    No compensation reported

  • Curtis J. Myers

    Director

    New on the 2025 filing

    1 hr/week

    No compensation reported

  • David Osborn

    Director

    New on the 2025 filing

    1 hr/week

    No compensation reported

  • George Leis

    Director

    New on the 2025 filing

    1 hr/week

    No compensation reported

  • James Ryan

    Director

    New on the 2025 filing

    1 hr/week

    No compensation reported

  • Jennifer T. Jones

    Director

    New on the 2025 filing

    1 hr/week

    No compensation reported

  • Marianne Lake

    Director

    New on the 2025 filing

    1 hr/week

    No compensation reported

  • Mary Kay Bates

    Director

    New on the 2025 filing

    1 hr/week

    No compensation reported

  • Thomas J. Fraser

    Director

    New on the 2025 filing

    1 hr/week

    No compensation reported

  • Alethia Baggett

    Chief Hr Officer

    On filings since 2019

    37.5 hrs/week

    $429K (2019) → $583K (2025)

  • Naomi Camper

    Chief Policy Officer

    On filings since 2019

    37.5 hrs/week

    $357K (2019) → $976K (2025)

  • Peter C. Cook

    Chief Communication Officer

    On filings since 2019

    36.5 hrs/week

    $484K (2019) → $672K (2025)

  • Karin Petersen Flynn

    Cheif Finance & Administrator Officer

    Chief Financial Officer → Cheif Finance & Aministration Officer, 2024

    Cheif Finance & Aministration Officer → Cheif Finance & Administrator Officer, 2025

    On filings since 2020

    33.5 hrs/week

    $58K (2020) → $657K (2025)

  • Jess Sharp

    Executive Vice President

    On filings since 2021

    37.5 hrs/week

    $636K (2021) → $699K (2025)

  • Thomas Pinder

    General Counsel & Corp. Secretary

    General Counsel & Corp. Secretary → General Counsel & Corp. Se, 2024

    General Counsel & Corp. Se → General Counsel & Corp. Secretary, 2025

    On filings since 2021

    37.5 hrs/week

    $485K (2022) → $631K (2025)

  • Virginia O'Neill

    Executive Vice President & Regulatory Compliance

    Executive Vice President & Regulatory Compliance Policy → Executive Vice President & Regulatory Compliance, 2023

    On filings since 2022

    37.5 hrs/week

    $488K (2022) → $590K (2025)

  • Laena F. Pomeroy

    Chief of Staff

    Senior Advisor → Chief of Staff, 2024

    On filings since 2023

    37.5 hrs/week

    $380K (2023) → $450K (2025)

  • Sayee Srinivasan

    Chief Economist

    On filings since 2023

    37.5 hrs/week

    $434K (2023) → $522K (2025)

  • Kirsten Sutton

    Executive Vice President & Congressional Relation

    Executive Vice President & Congressional Relatio → Executive Vice President & Congressional Relation, 2025

    On filings since 2024

    37.5 hrs/week

    $533K (2024) → $555K (2025)

  • Russell Davis

    Executive Vice President & Member Experience

    On filings since 2024

    37.5 hrs/week

    $484K (2024) → $585K (2025)

  • Joanna Shapiro

    Cmeo

    New on the 2025 filing

    37.5 hrs/week

    $477K (2025)

  • Catherine Owen

    Vice Chair

    Chair & Government Relation → Board Member -, 2024

    Board Member - → Vice Chair, 2025

    On filings since 2021

    1 hr/week

    No compensation reported

  • Kenneth Kelly

    Chair Elect

    Board Member → Vice Chair, 2024

    Vice Chair → Chair Elect, 2025

    On filings since 2021

    1 hr/week

    No compensation reported

  • K. Wayne Wicker

    Treasurer

    Board Member → Treasurer, 2025

    On filings since 2023

    1 hr/week

    No compensation reported

  • Michael Adelman

    Vice Chair, Aba & State Association Alliance

    New on the 2025 filing

    1 hr/week

    No compensation reported

Former officers (71)
  • Former: Daniel D. Robb (2019–2024) — Chair & Nominating Committee
  • Former: James G. Edrington (2019–2024) — Executive Vice President -
  • Former: A. Scott Anderson (2020–2024) — Board Member -
  • Former: Carissa Rodeheaver (2020–2024) — Treasurer
  • Former: Andrew Anderson (2021–2024) — Board Member -
  • Former: Bryan D. Bruns (2021–2024) — Board Member
  • Former: Ira Robbins (2021–2024) — Board Member -
  • Former: James J. McQuade (2021–2024) — Board Member
  • Former: James S. Mahan III (2021–2024) — Board Member -
  • Former: Jennifer Piepszak (2021–2024) — Board Member
  • Former: Kevin Sabin (2021–2024) — Board Member -
  • Former: David D. Nelson (2022–2024) — Board Member
  • Former: Fred L. Green III (2022–2024) — Board Member -
  • Former: Sarah A. Long (2023–2024) — Chair, Aba & State Association Alliance
  • Former: Gary R. Shook (2024) — Chair & Government Relations Council
  • Former: Jim Ryan (2024) — Board Member
  • Former: John F. Hall (2024) — Board Member
  • Former: Michael Rauh Jr. (2024) — Board Member -
  • Former: James Ballentine (2019–2023) — Former Highest Compensated Employee
  • Former: Jeffrey Owen (2019–2023) — Former Key Employee
  • Former: B. Michael Rauh Jr. (2021–2023) — Board Member
  • Former: Gary Sundel (2023) — Chief Information Officer
  • Former: Kristen Sutton (2023) — Executive Vice President & Congressional Relations
  • Former: Daniel C. Yates (2019–2022) — Board Member
  • Former: James A. Reuter (2019–2022) — Board Member
  • Former: James J. Edwards Jr. (2019–2022) — Chair & Nominating Committee
  • Former: Louise A. Walker (2019–2022) — Treasurer
  • Former: Michael L. Scudder (2020–2022) — Board Member
  • Former: Shan L. Hanes (2020–2022) — Board Member
  • Former: J. Duncan Campbell III (2021–2022) — Chair, Aba & State Association Alliance
  • Former: Paul Benda (2022) — Senior Vice President, Operational Risk & Cybersecurity
  • Former: Dawn Causey (2019–2021) — General Counsel · Filing note: Thru 111520
  • Former: Jim Chessen (2019–2021) — Executive Vice President · Filing note: Thru 4120
  • Former: Robert G. Eady (2019–2021) — Former Chief Financial Officer
  • Former: Robert R. Davis (2019–2021) — Executive Vice President · Filing note: Thru 3220
  • Former: Robert Schmermund (2019–2021) — Executive Vice President
  • Former: Wayne Abernathy (2019–2021) — Executive Vice President · Filing note: Thru 3220
  • Former: Dave D. Nelson (2021) — Board Member
  • Former: James Kisch (2021) — Board Member
  • Former: Rose Oswald Poels (2021) — Board Member
  • Former: Bradford C. Paige (2019–2020) — Board Member
  • Former: Bryan Luke (2019–2020) — Board Member
  • Former: D. Bryan Jordan (2019–2020) — Board Member
  • Former: Douglas B. Petno (2019–2020) — Board Member
  • Former: Greg D. Carmichael (2019–2020) — Board Member
  • Former: Howard M. Headlee (2019–2020) — Chair, Aba & State Associate Alliance
  • Former: Jeffrey M. Szyperski (2019–2020) — Chair & Nominating Committee
  • Former: Jill Castilla (2019–2020) — Board Member
  • Former: Kristie Holoch (2019–2020) — Board Member
  • Former: Laurie Stewart (2019–2020) — Chair
  • Former: Luanne Cundiff (2019–2020) — Board Member
  • Former: Luther Deaton Jr. (2019–2020) — Treasurer
  • Former: Matt C. Packard (2019–2020) — Board Member
  • Former: Patricia W. Weigel (2019–2020) — Board Member
  • Former: Richard M. Adams Jr. (2019–2020) — Board Member
  • Former: Stacey J. Bentley (2019–2020) — Board Member
  • Former: W. Wesley Hoskins (2019–2020) — Board Member
  • Former: Daniel D. Robb Dan (2020) — Chair & Government Relations Council
  • Former: Howard A. Jaffe (2020) — Board Member
  • Former: James H. Rieniets Jr. (2020) — Vice Chair & Govt. Relations Council
  • Former: Peter Gwaltney (2020) — Vice Chair, Aba & State Association Alliance
  • Former: Andrea B. Smith (2019) — Board Member
  • Former: Christine Walika (2019) — Former Executive Vice President
  • Former: Christopher W. Pinkham (2019) — Board Member
  • Former: Daniel J. Schrider (2019) — Board Member
  • Former: E. Philip Wenger (2019) — Board Member
  • Former: H. McCall Wilson Jr. (2019) — Board Member
  • Former: Kenneth L. Burgess (2019) — Board Member
  • Former: Patricia A. Husic (2019) — Board Member
  • Former: Paul Katz (2019) — Former Executive Vice President
  • Former: Pedro A. Bryant (2019) — Board Member

Data from IRS Form 990 filings, 2019–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.

Compensation Overview

From 2025 IRS filing

Robert S Nichols — President and CEO: $4.1MRobert S NicholsPresident and CEO$4.1MNaomi Camper — Chief Policy Officer: $976KNaomi CamperChief Policy Officer$976KJess Sharp — Executive Vice President: $699KJess SharpExecutive Vice President$699KPeter C Cook — Chief Communication Officer: $672KPeter C CookChief Communication Officer$672KKarin Petersen Flynn — Cheif Finance & Admin Officer: $657KKarin Petersen FlynnCheif Finance & Admin Officer$657KThomas Pinder — General Counsel & Corp. Secretary: $631KThomas PinderGeneral Counsel & Corp.…$631KVirginia O'Neill — EVP, Regulatory Compliance: $590KVirginia O'NeillEVP, Regulatory Compliance$590KRussell Davis — EVP, Member Experience: $585KRussell DavisEVP, Member Experience$585KAlethia Baggett — Chief HR Officer: $583KAlethia BaggettChief HR Officer$583KKirsten Sutton — EVP, Congressional Relation: $555KKirsten SuttonEVP, Congressional Relation$555KSayee Srinivasan — Chief Economist: $522KSayee SrinivasanChief Economist$522KJoanna Shapiro — Cmeo Until August 2025: $477KJoanna ShapiroCmeo Until August 2025$477KLaena F Pomeroy — Chief of Staff: $450KLaena F PomeroyChief of Staff$450K

The highest reported compensation on the 2025 filing was $4.1M, to Robert S Nichols (President and CEO). 13 officers or directors reported compensation on that filing.

Frequently asked questions about American Bankers Association

How much does American Bankers Association give each year?

American Bankers Association gave $488K across 17 grants in 2025, according to its 2025 IRS Form 990. In 2024 it gave $176K across 10 grants.

What is American Bankers Association's typical grant size?

American Bankers Association's median grant in 2025 was $22,500, and its average grant was $28,703, across 17 grants on its 2025 IRS Form 990.

Where does American Bankers Association give grants?

American Bankers Association's top state is District of Columbia, with 41% of the grant dollars itemized on its 2025 IRS Form 990. The next largest states were Massachusetts (10%) and North Carolina (10%). The most frequent recipient cities were Washington, DC (7 grants) and Silver Spring, MD (2 grants).

Does American Bankers Association give general operating support?

Occasionally: 6% of American Bankers Association's 2025 grants with a stated purpose (1 of 17) were for general or operating support, per its 2025 IRS Form 990.

Who are American Bankers Association's largest grantees?

American Bankers Association's largest 2025 grantees include Tax Foundation ($58,250), Committee on Capital Markets Regulation Inc ($50,000) and North Carolina Bankers Association Foundation ($50,000), according to its 2025 IRS Form 990. Together they received 32% of its itemized 2025 grant dollars.

How large is American Bankers Association?

American Bankers Association reported $958.4M in total assets on its 2025 IRS Form 990. Its revenue that year was $176.1M.

What does American Bankers Association fund?

The ABA’s filing states that its mission is to provide advocacy, education, business solutions, and forums for exchanging views and information to assist members in serving their communities while complying with laws and regulations. See mission & focus areas ↑

How do I apply for a grant from American Bankers Association?

American Bankers Association has no public application process in the sources Grantable reviewed. Check aba.com for current guidelines, or contact the foundation directly before submitting a request.

What is American Bankers Association's EIN?

American Bankers Association's EIN (Employer Identification Number) is 52-1001304. IRS Form 990 filing data is available on this page for 2019–2025.

Data last updated September 2026. Sourced from IRS Form 990 filings. Research dossier generated September 2026.

Data update history

(7)

When this profile's IRS filing data changed on Grantable

  1. Updated Form 990 for fiscal year 2025 (received by the IRS July 15, 2026)
  2. Added Form 990 for fiscal year 2019 (received by the IRS July 12, 2020)
  3. Updated Form 990 for fiscal year 2021 (received by the IRS July 12, 2022)
  4. Updated Form 990 for fiscal year 2022 (received by the IRS July 14, 2023)
  5. Updated Form 990 for fiscal year 2023 (received by the IRS July 11, 2024)
  6. Updated Form 990 for fiscal year 2024 (received by the IRS July 9, 2025)
  7. Updated Form 990 for fiscal year 2020 (received by the IRS July 12, 2021)

Other open foundation grants in District of Columbia

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Cite this profile

Grantable. (2026). American Bankers Association funder profile. GrantGraph. Retrieved October 21, 2026, from https://grantable.co/funders/american-bankers-association-morg_bed1c5711cf34b71808c79fc6209081a

BibTeX
@misc{grantable_521001304_2026,
  author       = {{Grantable}},
  title        = {{American Bankers Association funder profile}},
  howpublished = {GrantGraph},
  year         = {2026},
  url          = {https://grantable.co/funders/american-bankers-association-morg_bed1c5711cf34b71808c79fc6209081a},
  note         = {Accessed 2026-10-21. Data licensed CC BY 4.0}
}

The figures on this page are open data under CC BY 4.0: reuse them with credit to Grantable and a link. Download the data.

Figures come from American Bankers Association's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.

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