1ST United Credit Union
At 1ST United Credit Union, we are known in the community for our financial education program. The credit union offers financial education and fraud prevention seminars on-site at local schools and other community meeting places, and self-study materials on our website at 1stunitedcu.org.
1ST United Credit Union at a glance
In short: 1ST United Credit Union gave $22K across 2 grants in 2024 (avg $11K), mostly in California. Source: 2024 IRS Form 990.
- Annual giving (2024)
- $21,953
- +119.5% vs 2023
- Grants made (2024)
- 2
- +100.0% vs 2023
- Average grant
- $10,977
- +9.8% vs 2023
- Median grant
- $10,977
- Total assets
- $1,212,275,788
- -1.0% vs 2023
- Primary geography
- California (100% of itemized 2024 grant dollars)
- Latest 990 filing
- Form 990, 2024 View filing
Data from IRS Form 990, 2024; updated September 2026.
Who 1ST United Credit Union funds
How this funder distributes its grants
Top Recipients
Top 2 recipients in 2024
The largest 2024 recipient was Toys for Tots ($12K). Together the top 2 received $22K.
Grant Size Distribution
5 grants across all recorded years
The most common grant size was under $50K: 5 grants of 5 (100%).
Geographic Focus
Where this funder awards grants
Grant Distribution by State
Share of 2024 grant dollars across all 2 itemized grants.
States
Cities
How 1ST United Credit Union gives
- Giving grew 40% from 2021 to 2024. Method
From the foundation's IRS Form 990 filings. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2020 to 2024, annual grant giving ranged from $10K (2022) to $22K (2024). In 2024 it made 2 grants totaling $22K.
Hatched bars: grants paid as reported on the IRS filing, which lists no individual grants for that year.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Toys for Tots Alameda, CA | To assist the organization in its mission to provide toys and books to America's less fortunate children. | $11,745 |
| Alameda County Food Bank Oakland, CA | To assist the organization in its mission to end hunger and poverty. | $10,208 |
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Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Net Investment Income |
|---|---|---|---|---|---|---|
| 2024 | $1,212,275,788 | $60,536,741 | $52,689,454 | $21,953 | 2 | $10,065,133 |
| 2023 | $1,224,510,759 | $51,170,118 | $46,369,301 | $10,000 | 1 | $6,218,337 |
| 2022 | $1,277,603,441 | $44,843,842 | $37,181,605 | $9,705 | Total only | $6,553,682 |
| 2021 | $1,288,886,913 | $40,373,728 | $36,441,116 | $15,656 | 1 | $3,020,792 |
| 2020 | $1,262,958,555 | $43,404,232 | $42,213,757 | $12,926 | 1 | $2,775,103 |
"Total only": grants paid as reported on the IRS filing, which lists no individual grants for that year.
About 1ST United Credit Union
Based on IRS filings
1ST United Credit Union is a public charity, based in Pleasanton, CA. IRS filing data is available from 2020 through 2024. As of 2024, the organization holds $1.2B in total assets. In 2024, it awarded 2 grants totaling $22K. Net investment income was $10.1M.
Leadership & Key People
Officers and directors from IRS filings
1ST United Credit Union is led by Stephen M. Stone, CEO on every filing since 2020; 25 of 28 officers listed in 2024 are compensated.
Officers on the 2024 filing
Stephen M. Stone
CEO
On filings since 2020
40 hrs/week
$459K (2020) → $621K (2024)
Dave Macdonald
Chairperson
Bod Member → Chairperson, 2023
On filings since 2020
2 hrs/week
$9K (2020) → $0 (2024)
Lynn Dignon
Director of Project Management
Director of Project Management → Director of Project Manager, 2021
Director of Project Manager → Director of Project Management, 2022
On filings since 2020
40 hrs/week
$144K (2020) → $165K (2024)
Steven J. Schiro
Director of Development
New on the 2024 filing
40 hrs/week
$175K (2024)
Derrick Fortier
Cro
On filings since 2020
40 hrs/week
$177K (2020) → $267K (2024)
Goldman Lee
Vice President Retail Sales & Experience
Vice President Retail Operations → Vice President Retail Sales & Experience, 2022
On filings since 2020
40 hrs/week
$133K (2020) → $162K (2024)
Howard T. Garrigan
Bod Member
Chairperson → Bod Member, 2023
On filings since 2020
1 hr/week
$8K (2020) → $0 (2024)
James Santiago
Vice President It
On filings since 2020
40 hrs/week
$142K (2020) → $186K (2024)
Joan Johnson
Bod Member
On filings since 2020
1 hr/week
$1K (2020) → $6K (2024)
Joanna Uhl
CIO
On filings since 2020
40 hrs/week
$241K (2020) → $272K (2024)
Lynell Fraley
Chro
On filings since 2020
40 hrs/week
$166K (2020) → $137K (2024)
Patrick O'Connell
Bod Member
On filings since 2020
1 hr/week
$8K (2020) → $8K (2024)
Sarah Cecchin
Senior Vice President Marketing & Communications
Senior Vice President Marketing → Senior Vice President Marketing & Communications, 2021
On filings since 2020
40 hrs/week
$173K (2020) → $194K (2024)
Sheryon Hill-Savage
Vice President Asset Recovery
On filings since 2020
40 hrs/week
$139K (2020) → $170K (2024)
Steve Manning
Vice Chairperson
Bod Member → Vice Chairperson, 2023
On filings since 2020
1 hr/week
$9K (2020) → $8K (2024)
Teresita Lauigan
Treasurer
Bod Member → Treasurer, 2023
On filings since 2020
1 hr/week
$9K (2020) → $4K (2024)
Tosha Eagles-Williams
Clo
Chief Lending & Marketing Officer → Chief Lending & Marketing, 2023
Chief Lending & Marketing → Clo, 2024
On filings since 2020
40 hrs/week
$227K (2020) → $295K (2024)
Christopher Fox
Vice President Enterprise Applications
Vice President Enterprise Applications & Development → Vice President Enterprise Applications, 2022
On filings since 2021
40 hrs/week
$153K (2021) → $190K (2024)
Cyril Bonanno
Secretary
Bod Member → Secretary, 2023
On filings since 2021
1 hr/week
$9K (2021) → $13K (2024)
Ganga Radhakrishnan
CFO
On filings since 2021
40 hrs/week
$114K (2021) → $292K (2024)
Jeannie Sugaoka
Vice President Compliance & Risk Management
On filings since 2021
40 hrs/week
$139K (2021) → $165K (2024)
Veleta Savannah
Bod Member
On filings since 2021
1 hr/week
$6K (2021) → $10K (2024)
Wilfredo Dela Cruz
Vice President Lending
On filings since 2022
40 hrs/week
$135K (2022) → $151K (2024)
Bernadette Osorio
Vice President Indirect Lending
On filings since 2023
40 hrs/week
$140K (2023) → $147K (2024)
Charlene A. Almeria
Vice President Finance & Accounting
On filings since 2023
40 hrs/week
$185K (2023) → $194K (2024)
Mikiko Hiruta
Vice President Human Resources
Director - Human Resources → Vice President Human Resources, 2024
On filings since 2023
40 hrs/week
$140K (2023) → $159K (2024)
Veronica Rodriguez
Chro
New on the 2024 filing
40 hrs/week
$160K (2024)
Kevin Powers
Bod Member
New on the 2024 filing
1 hr/week
No compensation reported
Former officers (11)
- Former: Susan Muranishi (2020–2023) — Bod Member
- Former: Jiliian N. Bulwa (2023) — Vice President Development & Culture
- Former: Scott Bolster (2020–2021) — CFO
- Former: Darcie Perry (2021) — Vice President Controller
- Former: Joan Richardson-Johnson (2021) — Bod Member
- Former: Dolores Trevino (2020) — Vice President Staff Development
- Former: Edward Renteria (2020) — COO
- Former: Gregory Pulliam (2020) — CAO
- Former: Kate Lawrence (2020) — Vice President of Finance
- Former: Ron Thomsen (2020) — Bod Member
- Former: Veleta Allen (2020) — Bod Member
Data from IRS Form 990 filings, 2020–2024. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2024 IRS filing
The highest reported compensation on the 2024 filing was $621K, to Stephen Stone (CEO). 25 officers or directors reported compensation on that filing.
Frequently asked questions about 1ST United Credit Union
How much does 1ST United Credit Union give each year?
1ST United Credit Union gave $22K across 2 grants in 2024, according to its 2024 IRS Form 990. In 2023 it gave $10K across 1 grant.
How large is 1ST United Credit Union?
1ST United Credit Union reported $1.2B in total assets on its 2024 IRS Form 990. Its revenue that year was $60.5M.
Where does 1ST United Credit Union operate?
1ST United Credit Union has awarded grants in California.
What is 1ST United Credit Union's EIN?
1ST United Credit Union's EIN (Employer Identification Number) is 94-0335800. IRS Form 990 filing data is available on this page for 2020–2024.
Data last updated September 2026. Sourced from IRS Form 990 filings.
Data update history
(6)
When this profile's IRS filing data changed on Grantable
- Updated Form 990 for fiscal year 2020 (received by the IRS October 7, 2021)
- Updated Form 990 for fiscal year 2021 (received by the IRS May 10, 2022)
- Updated Form 990 for fiscal year 2022 (received by the IRS June 7, 2023)
- Updated Form 990 for fiscal year 2023 (received by the IRS July 16, 2024)
- Updated Form 990 for fiscal year 2024 (received by the IRS September 10, 2025)
- IRS filings on file for fiscal years 2020–2024
Other open foundation grants in California
California Open opportunities, soonest deadline first.
Explore Open Grants
Browse active grant opportunities in 1ST United Credit Union's focus areas in our free grants database
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1ST United Credit Union down — hundreds of funders to go?