Small Business Catalyst Fund
Funding Amount
$10,000 - $400,000
Deadline
Deadline not published
Grant Type
Foundation
Can we apply?
Check your organization against each line. Taken from the listing; confirm with the funder's guidelines.
Eligible organizations
- For-profit small businesses
Other requirements
- Working capital
- Refinance
- Capital assets acquisition
- Maximum annual revenue: $10 million
Overview
Working capital loan program created in partnership between Community Reinvestment Fund, USA and Fifth Third Bank to help eligible small businesses cover expenses like equipment upgrades, payroll, and other operational costs.
Geographic Scope: Select areas across the region including: Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, Ohio, South Carolina, Tennessee, and West Virginia.
Loan Details:
- Minimum: $5,000
- Maximum: $400,000
- Interest Rate: 7.5% fixed
- Term: 60 months
Eligible Uses:
- Working capital
- Refinance
- Capital assets acquisition
Eligibility:
- For-profit small businesses
- Maximum annual revenue: $10 million
- Must operate within program's focus area (listed states)
How to Apply
How to Apply
- Complete an intro questionnaire to get started
- Submit your interest via the online form
- Contact Chris Smalley with questions
Required Materials: Interest questionnaire/form submission
What Economic and Community Development Institute actually gave
Source: IRS Form 990, 2025
- Grants in 2025
- 4
- Total given
- $267K
- Median grant
- $39K
- Range
- $9,476–$180K
- By dollars: Ohio 96%, West Virginia 4%. Top recipient cities: Saint Clairsville, OH; Fortsmouth, OH; Columbus, OH.
Example grants
Community Improvement Corporation of Belmont County · Saint Clairsville, OH
Collaborate with the organization to implement needed business development programming…
$180K
Shawnee State University · Fortsmouth, OH
Collaborate with the organization to implement needed business development programming…
$57K
Ohio CDC · Columbus, OH
Collaborate with the organization to implement needed business development programming…
$21K
Our Jobs Our Children's Our Future Inc · Huntington, WV
Collaborate with the organization to implement needed business development programming…
$9,476
Focus Areas & Funding Uses
Fields of Work
- Small businesses
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