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SBA Grants

U.S. Small Business Administration

Federal grants from the SBA — primarily for organizations that support small businesses, plus targeted programs for export, R&D, and underserved entrepreneurs.

Federal FederalFor organizationsExport & R&D

Funding Amount

Varies — typically $50K – $1M

Deadline

Annual cycles — most close in spring or fall

Grant Type

federal

Overview

The U.S. Small Business Administration is best known for its loan guarantee programs (7(a), 504, microloans), but it also runs a focused set of grant programs. Most SBA grants don't go to individual entrepreneurs — they go to nonprofit organizations, state agencies, and resource partners that deliver counseling, training, and technical assistance to small businesses.

The most active SBA grant programs:

  • PRIME — Program for Investment in Microentrepreneurs. Funds nonprofits that train low-income entrepreneurs. ~$5M/year, awards typically $75K–$250K.
  • STEP — State Trade Expansion Program. Funds states to help small businesses enter or expand export markets. ~$20M/year.
  • Growth Accelerator Fund Competition — Cash prizes (~$50K each) to accelerators serving underrepresented founders.
  • FAST — Federal and State Technology Partnership. Helps states build SBIR/STTR support infrastructure. Up to $125K per state.
  • Women's Business Center grants — Funds the WBC network (~140 centers nationwide).
  • Veterans Business Outreach Center grants — Funds the VBOC network.

The SBA also administers SBIR/STTR policy government-wide (though the actual research funding comes from the participating agencies). For direct funding to your business, look at SBIR/STTR or your state's SSBCI program rather than SBA grants directly.

Eligibility

Eligibility is specific to each program — read the announcement carefully. In general:

  • PRIME — nonprofit microenterprise development organizations, state/local governments, tribal organizations
  • STEP — state governments only (small businesses access STEP funds through their state)
  • Growth Accelerator — accelerators, incubators, and similar entrepreneur-support organizations
  • FAST — one entity per state, designated by the governor
  • Women's Business Center — nonprofits selected via cooperative agreement competition

If you're a for-profit small business looking for direct federal funding, the SBA itself rarely awards you a grant. You're better off looking at SBIR/STTR, your state's SSBCI program, or the Small Business Development Center in your area for one-on-one help.

How to Apply

  1. Find the announcement. SBA grant opportunities are posted on grants.gov. Most are also linked from sba.gov/funding-programs/grants.
  2. Confirm eligibility. Each program has narrow eligibility — don't waste a cycle applying for one you don't qualify for.
  3. Register on SAM.gov and grants.gov. This is non-negotiable and takes 4–6 weeks for first-time registrants.
  4. Build your proposal package. Most SBA grants want a project narrative, budget and budget narrative, work plan, evaluation plan, organizational capacity statement, and letters of support from partners.
  5. Submit by the deadline — usually Workspace through grants.gov. Late submissions are not accepted.
  6. Awards are typically announced 60–120 days after the close date.

Related Categories

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