Funding Amount

Up to $50,000

Deadline

Rolling / Open

Grant Type

foundation

Overview

ProsperUs Detroit Lending Program

Overview: The ProsperUs Detroit Lending program provides access to capital for start-up and existing small businesses that otherwise might not have access with traditional sources.

    Key Details

  • Loan Amount: Up to $50,000
  • Interest Rate: 7%
  • Geographic Scope: Detroit, Hamtramck, and Highland Park
  • Status: Active lending program

    Eligibility

  • Graduates of ProsperUs Detroit's Training program
  • Business must intend to locate in one of the five target neighborhoods (Detroit, Hamtramck, Highland Park, and Inkster)
  • For-profit business registered with the state of Michigan (LARA) with federal EIN number
  • Active system of bookkeeping
  • Profit-Loss statements or detailed business plan

    Contact

  • Address: 950 Selden St, Suite 330, Detroit, MI 48201
  • Phone: 313-586-0655
  • Email: info@prosperusdetroit.org

Background

ProsperUs Detroit is a Certified CDFI (Community Development Financial Institution) dedicated to providing economic empowerment for entrepreneurs in underserved communities.

How to Apply

Application Process

To apply for a ProsperUs Detroit microloan, you must meet the eligibility requirements:

1. Be a graduate of ProsperUs Detroit's Training program (or contact for alternative pathways)
2. Have a for-profit business registered with Michigan (LARA) and federal EIN
3. Maintain an active bookkeeping system
4. Provide Profit-Loss statements or a detailed business plan

If you need help meeting these requirements: Apply for the ProsperUs Pathways: Branded and Bankable program or contact ProsperUs directly for business services support.

If you have these documents: Contact ProsperUs directly to apply for microloans or other services.

    Required Materials

  • Business registration documents (Michigan LARA and Federal EIN)
  • Active bookkeeping records
  • Profit-Loss statements or detailed business plan
  • Business plan with financial projections (preferred)

    Contact for Application

  • Phone: 313-586-0655
  • Email: info@prosperusdetroit.org

Focus Areas & Funding Uses

Fields of Work

small-businessesstartupscommunity-development

Categories

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