JEWISH FEDERATION OF CENTRAL NEW logo

Federation's Hebrew Interest-free Loan Program

JEWISH FEDERATION OF CENTRAL NEW

Foundation Rolling (Quarterly) Grants for Jewish NonprofitsHardship Grants

Funding Amount

Up to $7,500

Deadline

Rolling / Open

Grant Type

foundation

Overview

Federation's Hebrew Interest-free Loan Program

Tagline: No cost, no interest…changing lives one loan at a time!

Funder: Jewish Federation of Central New York

Geographic Scope: Central New York

Historical Background

Based on a program established in the late 19th century when members of small Jewish communities developed plans to help newly arrived Jews build new lives. Guided by the interest-free lending mandate in the Torah, these Hebrew Free Loan programs provided financial assistance to waves of Jewish immigrants and refugees. The Federation continues this tradition today.

    Award Amount

  • Zero interest personal loans
  • Up to $7,500 maximum

    Eligible Uses

  • Medical and dental bills
  • Debt consolidation
  • Small business loans
  • Lifecycle events
  • Family emergencies
  • Car and home repair
  • Camp fees
  • School tuition and fees
  • Adoption and fertility services
  • Other temporary financial assistance needs

    Eligibility

  • Any Jewish person from Central New York
  • Must be in need of temporary financial assistance

    Loan Terms

  • Interest rate: 0% (zero interest)
  • Payment schedule: Monthly payments begin one month after loan funds are disbursed
  • Terms: Determined by Loan Committee in consultation with borrower
  • Confidentiality: All information kept in strictest confidence
  • Recycling: As loans are repaid, funds are recycled to make new loans

    Contact

  • CFO Terry St. Amour
  • Email: tstamour@jewishfederationcny.org
  • Address: 5655 Thompson Road, DeWitt, NY 13214-1234
  • Phone: 315-445-0161

How to Apply

Application Process

1. Contact Federation CFO Terry St. Amour for more information
2. Complete application materials:
- Loan Form Packet
- Applicant Checklist
- Promissory Note
3. If applicable, obtain Cosigner Repayment Form
4. Submit to Loan Committee for review
5. Loan Committee meets with applicant to determine terms and payment schedule

    Required Materials

  • Completed Loan Form Packet
  • Applicant Checklist
  • Promissory Note
  • Cosigner Repayment Form (if applicable)

Focus Areas & Funding Uses

Fields of Work

jewishhardship

Categories

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