Funding Amount

$2,500 - $10,000

Deadline

Rolling / Open

Grant Type

foundation

Overview

Business Growth & Access to Capital (BGAC) Loan Fund

Overview: A partnership between the Veteran Women's Enterprise Center (VWEC) and PeopleFund to support business growth and access to capital for women veteran and female military spouse entrepreneurs.

    Fund Details

  • Total Fund: $100,000
  • - $20,000 grant from American First National Bank - $80,000 match from PeopleFund
  • Loan Range: $2,500 - $10,000
  • Interest Rate: Fixed 3%
  • Maximum Loan Term: 12 months
  • Collateral Required: None
  • Minimum Credit Score: None

    Eligibility Requirements

  • VWEC Referral Required (mandatory)
  • Must be a woman veteran and/or female military spouse entrepreneur
  • Sole proprietorships and 1099s are eligible
  • Must provide proof of honorable discharge from military service OR written explanation for other than honorable discharge OR currently serving
  • Business must have been operating for more than 12 months (shorter periods must demonstrate viable growth via revenues and/or contractual relationships)
  • Must show ability to repay based on underwriting guidelines
  • No material derogatory items on credit or TLO reports (exception approvals considered on case-by-case basis with mitigating circumstances)

    Benefits

  • Increased access to low-interest rate loan options
  • Increased business growth opportunities
  • Affordable access to capital
  • Economic development stimulus in the region

Application Process (3 Key Activities Required)

1. Connect with the Veteran Women's Enterprise Center 2. Complete VWEC's Mandatory Pre-Screening and Business Financial Training 3. Secure a Referral to submit a complete online BGAC Application

Geographic Scope

Texas (Dallas-based)

    Contact Information

  • Email: info@veteranwomensec.org
  • Phone: 469-777-VWEC
  • Physical Address: 5201 East R L Thornton Freeway, Dallas, TX 75223
  • Mailing Address: 7324 Gaston Avenue, Suite 124-432, Dallas, TX 75214

How to Apply

How to Apply

1. Connect with VWEC - Reach out to establish a relationship with the center
2. Complete Pre-Screening - Participate in VWEC's mandatory pre-screening process
3. Business Financial Training - Complete VWEC's business financial training
4. Secure Referral - Get a referral from VWEC to apply
5. Submit BGAC Application - Complete and submit the online BGAC application

    Key Eligibility Activities

  • Participate in all 3 key activities (Connect, Pre-Screening/Training, Referral)
  • Demonstrate business viability and growth potential
  • Provide complete financial documentation as part of underwriting

Focus Areas & Funding Uses

Fields of Work

veteran-businesseswomenwomen-owned-businessessmall-businesses

Categories

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