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Valley First Credit Union

Grantmaker Modesto, CA EIN: 94-1439553 Website

Working together to provide superior service for our members and community

Key facts about Valley First Credit Union

In short: Valley First Credit Union gave $92K across 6 grants in 2024 (avg $15K), mostly in California. Source: 2024 IRS Form 990 filing.

EIN
94-1439553
Latest 990 filing
Form 990 filing, 2024
Annual giving (2024)
$91,857
Grants made (2024)
6
Average grant
$15,310
Median grant
$13,875
Total assets
$1,027,273,852
Primary geography
California (100% of itemized 2024 grant dollars)

Data from IRS Form 990 filing, 2024; updated September 2026.

Financial Overview

From 2024 IRS Form 990 filing · View filing

Total Assets

$1.0B

+0.8% YoY

Annual Giving

$92K

-30.6% YoY

Grant Count

6

-25.0% YoY

Avg Grant Size

$15K

-7.5% YoY

How Valley First Credit Union gives

  • Giving fell 25% from 2021 to 2024. Method

From the foundation's IRS Form 990 filings. Methodology.

About Valley First Credit Union

Based on IRS filings

Valley First Credit Union is a nonprofit organization, based in Modesto, CA. IRS filing data is available from 2020 through 2024. As of 2024, the organization holds $1.0B in total assets. In 2024, it awarded 6 grants totaling $92K. Net investment income was $8.3M.

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Geographic Focus

Where this funder awards grants

Grant Distribution by State

1state

Share of 2024 grant dollars across all 6 itemized grants.

States

Cities

ModestoClovisTracy

Giving Over Time

Total grant dollars and number of grants per year

$0$50K$100K$150K0 grants2020 3 grants2021 3 grants2022 8 grants2023 6 grants2024

From 2021 to 2024, annual grant giving ranged from $50K (2022) to $132K (2023). In 2024 it made 6 grants totaling $92K.

Grant Insights

How this funder distributes its grants

Top Recipients

Top 6 recipients in 2024

Modesto Childrens Museum: $30KModesto Childrens Museum$30KStanislaus Business Alliance: $19KStanislaus Business Alliance$19KCity Ministry Network: $16KCity Ministry Network$16KState Theater of Modesto Inc: $12KState Theater of Modesto Inc$12KStanislaus Latino Chamber of Commerce: $9KStanislaus Latino Chamber ofCommerce$9KUnited Way of Stanislaus County: $6KUnited Way of StanislausCounty$6K

The largest 2024 recipient was Modesto Childrens Museum ($30K). Together the top 6 received $92K.

Grant Size Distribution

20 grants across all recorded years

18<$50K1$50–100K1$100–250K$250–500K$500K–1M$1–5M$5M+

The most common grant size was under $50K: 18 grants of 20 (90%).

Giving History

Grant recipients and amounts by year

RecipientPurposeAmount
Modesto Childrens Museum Modesto, CAGeneral Support$30,167
Stanislaus Business Alliance Modesto, CAGeneral Support$18,517
City Ministry Network Modesto, CAGeneral Support$16,000
State Theater of Modesto Inc Modesto, CAGeneral Support$11,750
Stanislaus Latino Chamber of Commerce Modesto, CAGeneral Support$9,000
United Way of Stanislaus County Modesto, CAGeneral Support$6,423

Financial History

Multi-year comparison from IRS filings

Revenue
Expenses
Net Investment Income
$0$20M$40M$60M$80M2020 2021 2022 2023 2024
Metric202420232022
Total Assets$1,027,273,852$1,019,297,447$964,187,226
Revenue$63,347,544$57,186,497$40,105,453
Expenses$58,535,460$47,771,769$30,736,008
Net Investment Income$8,297,022$4,165,506$3,051,516

Data update history

When this profile's IRS filing data changed on Grantable

  1. IRS filings on file for fiscal years 2020–2024

Leadership & Key People

Officers and directors from IRS filings

Valley First Credit Union is led by Kathryn Davis, President & CEO since 2023 (on filings since 2020); 15 of 23 officers listed in 2024 are compensated.

Officers on the 2024 filing

  • Kathryn Davis

    President & CEO

    President & CEO → President & Chief Executive Officer, 2021

    President & Chief Executive Officer → President & CEO, 2023

    On filings since 2020

    60 hrs/week

    $518K (2020) → $711K (2024)

  • Chris Peterson

    Chair

    Secretary & Chair → Chair, 2021

    On filings since 2020

    2 hrs/week

    No compensation reported

  • Charles Ciapponi

    Director & Compliance

    New on the 2024 filing

    45 hrs/week

    $134K (2024)

  • Jane Lunn

    Director & Talent Development

    New on the 2024 filing

    45 hrs/week

    $119K (2024)

  • Lindsay Sansen

    Director & Marketing

    New on the 2024 filing

    45 hrs/week

    $140K (2024)

  • Valarie Roberts-Allen

    Director & Dispute Operations

    New on the 2024 filing

    45 hrs/week

    $118K (2024)

  • Gary Hall

    Director

    Treasurer & Director → Director, 2021

    On filings since 2020

    1 hr/week

    No compensation reported

  • John Schneider

    Director

    On filings since 2020

    2 hrs/week

    No compensation reported

  • Tamra Spade

    Director

    On filings since 2022

    1 hr/week

    No compensation reported

  • Donna Riley

    Director

    New on the 2024 filing

    2 hrs/week

    No compensation reported

  • Courtnay Lynch

    Vice President, People & Culture

    Vice President People & Culture → Vice President, People & Culture, 2023

    On filings since 2020

    50 hrs/week

    $140K (2020) → $186K (2024)

  • Paul Emanuels

    Former Vice President & Lending

    Vice President Lending → Vice President & Lending, 2023

    Vice President & Lending → Former Vice President & Lending, 2024

    On filings since 2020

    40 hrs/week

    $179K (2020) → $323K (2024)

  • Todd McCoy

    Former Chief Financial Officer

    Chief Financial Officer → Former Chief Financial Officer, 2024

    On filings since 2021

    40 hrs/week

    $53K (2021) → $107K (2024)

  • Byron Miller

    Former Vice President & Technology

    Vice President Technology → Vice President & Technology, 2023

    Vice President & Technology → Former Vice President & Technology, 2024

    On filings since 2022

    40 hrs/week

    $191K (2022) → $176K (2024)

  • Chris Hewitt

    Vice President, Ops & Digital Strategy

    Vice President Operations & Digital Strategy → Vice President, Ops & Digital Strategy, 2023

    On filings since 2022

    40 hrs/week

    $194K (2022) → $211K (2024)

  • Raymond McCaslin

    Former Vice President & Commercial Banking

    Vice President Commercial Banking → Vice President & Commercial Banking, 2023

    Vice President & Commercial Banking → Former Vice President & Commercial Banking, 2024

    On filings since 2022

    45 hrs/week

    $122K (2022) → $189K (2024)

  • Andrea Brooks

    Chief Risk Officer

    On filings since 2023

    50 hrs/week

    $198K (2023) → $253K (2024)

  • Betino Marcelo

    Cheif Lending Officer

    New on the 2024 filing

    50 hrs/week

    $202K (2024)

  • Christopher Braun

    Vice President & Payments

    New on the 2024 filing

    40 hrs/week

    $217K (2024)

  • Mary Roberts

    Chief Financial Officer

    New on the 2024 filing

    50 hrs/week

    $98K (2024)

  • Fred Cruz

    Vice Chair

    Board Chair & Vice Chair → Vice Chair, 2021

    On filings since 2020

    2 hrs/week

    No compensation reported

  • Patti Gillihan

    Secretary & Treasurer

    Director → Secretary, 2021

    Secretary → Secretary & Treasurer, 2022

    On filings since 2020

    2 hrs/week

    No compensation reported

  • Tom Kane

    Former Director

    Treasurer → Director, 2021

    Director → Former Director, 2024

    On filings since 2020

    2 hrs/week

    No compensation reported

Former officers (12)
  • Former: Chris Braun (2022–2023) — Vice President & Payments
  • Former: Unji Frommoethelydo (2023) — Senior Network Engineer
  • Former: Patrick Dodd (2020–2022) — Former Treasurer
  • Former: Anita Morphew (2020–2021) — Vice President Marketing
  • Former: Catherine Rando (2020–2021) — Vice President Information Services
  • Former: Christopher Hewitt (2020–2021) — Vice President Operating & Digital Banking
  • Former: Melanie Borras (2020–2021) — Controller
  • Former: Roberta Gaalswyk (2020–2021) — Director of Lending Services
  • Former: Dennis Barta (2020) — Vice President Finance
  • Former: Jennifer Brown (2020) — Vice President Risk Management
  • Former: Judy Jensen (2020) — Vice Chair
  • Former: Traci Nagasawa (2020) — Vice President Member Service

Data from IRS Form 990 filings, 2020–2024. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.

Compensation Overview

From 2024 IRS filing

Kathryn Davis — President & CEO: $711KKathryn DavisPresident & CEO$711KPaul Emanuels — Former VP, Lending: $323KPaul EmanuelsFormer VP, Lending$323KAndrea Brooks — Chief Risk Officer: $253KAndrea BrooksChief Risk Officer$253KChristopher Braun — VP, Payments: $217KChristopher BraunVP, Payments$217KChris Hewitt — VP, Ops & Digital Strategy: $211KChris HewittVP, Ops & Digital Strategy$211KBetino Marcelo — Cheif Lending Officer: $202KBetino MarceloCheif Lending Officer$202KRaymond McCaslin — Former VP, Commercial Banking: $189KRaymond McCaslinFormer VP, Commercial Banking$189KCourtnay Lynch — VP, People & Culture: $186KCourtnay LynchVP, People & Culture$186KByron Miller — Former VP, Technology: $176KByron MillerFormer VP, Technology$176KLindsay Sansen — Director, Marketing: $140KLindsay SansenDirector, Marketing$140KCharles Ciapponi — Director, Compliance: $134KCharles CiapponiDirector, Compliance$134KJane Lunn — Director, Talent Development: $119KJane LunnDirector, Talent Development$119KValarie Roberts-Allen — Director, Dispute Operations: $118KValarie Roberts-AllenDirector, Dispute Operations$118KTodd McCoy — Former Chief Financial Officer: $107KTodd McCoyFormer Chief Financial Officer$107KMary Roberts — Chief Financial Officer: $98KMary RobertsChief Financial Officer$98K

The highest reported compensation on the 2024 filing was $711K, to Kathryn Davis (President & CEO). 15 officers or directors reported compensation on that filing.

Frequently asked questions about Valley First Credit Union

How much does Valley First Credit Union give each year?

Valley First Credit Union gave $92K across 6 grants in 2024, according to its 2024 IRS Form 990 filing. In 2023 it gave $132K across 8 grants.

What is Valley First Credit Union's typical grant size?

Valley First Credit Union's median grant in 2024 was $13,875, and its average grant was $15,310, across 6 grants on its 2024 IRS Form 990 filing.

Where does Valley First Credit Union give grants?

Valley First Credit Union gives mostly in California: 100% of the grant dollars itemized on its 2024 IRS Form 990 filing went to recipients there. The most frequent recipient cities were Modesto, CA (6 grants).

Does Valley First Credit Union give general operating support?

Yes: 100% of Valley First Credit Union's 2024 grants with a stated purpose (6 of 6) were for general or operating support, per its 2024 IRS Form 990 filing.

Who are Valley First Credit Union's largest grantees?

Valley First Credit Union's largest 2024 grantees include Modesto Childrens Museum ($30,167), Stanislaus Business Alliance ($18,517) and City Ministry Network ($16,000), according to its 2024 IRS Form 990 filing. Together they received 70% of its itemized 2024 grant dollars.

How large is Valley First Credit Union?

Valley First Credit Union reported $1.0B in total assets on its 2024 IRS Form 990 filing. Its revenue that year was $63.3M.

What is Valley First Credit Union's EIN?

Valley First Credit Union's EIN (Employer Identification Number) is 94-1439553. IRS Form 990 filing data is available on this page for 2020–2024.

Data last updated September 2026. Sourced from IRS Form 990 filings.

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