The Urban Charitable Trust

Foundation · Grantmaker Needham, MA EIN: 22-2861919

The Urban Charitable Trust is a private foundation based in Needham, Massachusetts. Its 2024 filing reports 49 grants totaling $28,900, generally described as unrestricted support of charitable objectives to benefit people in need.

Key facts about The Urban Charitable Trust

In short: The Urban Charitable Trust gave $29K across 49 grants in 2024 (avg $589.796), top state Massachusetts. 6% of 2024 grantees were new. Source: 2024 IRS Form 990-PF.

EIN
22-2861919
Latest 990 filing
Form 990-PF, 2024
Annual giving (2024)
$28,900
Grants made (2024)
49
Average grant
$590
Median grant
$200
New grantees (estimate)
6% first-time grantees (3 of 49, 2024)
Primary geography
Massachusetts (44% of itemized 2024 grant dollars)
Accepts unsolicited proposals
No
How to apply
The foundation states that it makes contributions only to preselected charitable organizations and does not accept unsolicited requests for funds. Full details ↓

Data from IRS Form 990-PF, 2024; updated September 2026. New grantees are estimated by matching recipient names across years (methodology). Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.

Financial Overview

From 2024 IRS Form 990-PF · View filing

Total Assets

—

-100.0% YoY

Annual Giving

$29K

-10.3% YoY

Grant Count

49

-16.9% YoY

Avg Grant Size

$589.796

+8.0% YoY

Under IRS private-foundation payout rules, The Urban Charitable Trust reported a distributable amount of $2K for 2024 — the minimum it must pay out in qualifying distributions.

Is The Urban Charitable Trust open to new grantees?

6%

first-time grantees, 2024

In 2024, 3 of 49 grantees (6%) were first-time recipients. First grants averaged $383; repeat grants $603. How we count

Medians: $500 first-time, $200 repeat.

  • 94% of 2024 grantees were also funded in 2023. Method
  • Giving grew 55% from 2021 to 2024. Method
  • In 2024 it paid out well above its IRS minimum distribution (the 5% rule). Method

Estimate from itemized grant lists in IRS Form 990-PF filings (2020–2024). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.

Research compiled by Grantable AI from public sources. Last updated September 2026.

Mission & Focus Areas

The filing does not state a separate mission for the trust. Its 2024 grants included organizations whose own missions address food assistance, poverty, conservation, hunger, and other charitable objectives. For example, the Greater Boston Food Bank describes its work as acquiring, sorting, and distributing food, while FINCA International says it works to end poverty through sustainable solutions shaped by community needs. The Nature Conservancy describes its mission as conserving the lands and waters on which life depends.

Grantmaking

In 2024, the trust reported 49 grants totaling $28,900. Grant amounts ranged from $100 to $5,000, with a median of $200. Its largest awards were $5,000 each to Covenant House in Brighton, Massachusetts, and Mercy Ships in Garden Valley, Texas. Other notable grants included $3,000 to GBH Educational Fund/Ralph Lowell Society and $1,500 to the Society for the Protection of New Hampshire Forests.

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Geographic Focus

Where this funder awards grants

In 2024, Massachusetts received 44% of grant dollars, Texas 17%, the District of Columbia 8%, and Michigan and New Hampshire 7% each.

Grant Distribution by State

18states

Share of all 49 itemized 2024 grant dollars.

Cities

BostonWashingtonNew YorkChicagoArlingtonAtlantaBoys TownBraintreeBrocktonDurhamEast BostonMetamoraOklahoma CityPittsburghPortlandSouthfieldStamfordVirginia BeachConcordDallas

Giving Over Time

Total grant dollars and number of grants per year

$0$10K$20K$30K$40K52 grants202059 grants202154 grants202259 grants202349 grants2024

Grant Insights

How this funder distributes its grants

Top Recipients

Top 10 recipients in 2024

Covenant House: $5KCovenant House$5KMercy Ships: $5KMercy Ships$5KGBH Educational Fdnralph Lowell Society: $3KGBH Educational FdnralphLowell Society$3KSociety for Protection of NH Forests: $2KSociety for Protection of NHForests$2KAnimal Rescue League: $1KAnimal Rescue League$1KDoctors Without Borders: $1KDoctors Without Borders$1KSalvation Army: $1KSalvation Army$1KSociety of St Vincent De Paul: $1KSociety of St Vincent De Paul$1KNeedham Observer: $750Needham Observer$750American Red Cross: $500American Red Cross$500

Grant Size Distribution

273 grants across all recorded years

273<$50K$50–100K$100–250K$250–500K$500K–1M$1–5M$5M+

Giving History

Grant recipients and amounts by year

RecipientPurposeAmount
COVENANT HOUSE Brighton, MAUNRESTRICTED SUPPORT OF CHARITABLE OBJECTIVES, BENEFIT THOSE IN NEED$5,000
MERCY SHIPS Garden Valley, TXUNRESTRICTED SUPPORT OF CHARITABLE OBJECTIVES, BENEFIT THOSE IN NEED$5,000
GBH EDUCATIONAL FDNRALPH LOWELL SOCIETY Boston, MAUNRESTRICTED SUPPORT OF CHARITABLE OBJECTIVES, BENEFIT THOSE IN NEED$3,000
SOCIETY FOR PROTECTION OF NH FORESTS Concord, NHUNRESTRICTED SUPPORT OF CHARITABLE OBJECTIVES, BENEFIT THOSE IN NEED$1,500
ANIMAL RESCUE LEAGUE Metamora, MIUNRESTRICTED SUPPORT OF CHARITABLE OBJECTIVES, BENEFIT THOSE IN NEED$1,000
DOCTORS WITHOUT BORDERS New York, NYUNRESTRICTED SUPPORT OF CHARITABLE OBJECTIVES, BENEFIT THOSE IN NEED$1,000
SALVATION ARMY Southfield, MIUNRESTRICTED SUPPORT OF CHARITABLE OBJECTIVES, BENEFIT THOSE IN NEED$1,000
SOCIETY OF ST VINCENT DE PAUL Braintree, MAUNRESTRICTED SUPPORT OF CHARITABLE OBJECTIVES, BENEFIT THOSE IN NEED$1,000
NEEDHAM OBSERVER Needham, MAUNRESTRICTED SUPPORT OF CHARITABLE OBJECTIVES, BENEFIT THOSE IN NEED$750
AMERICAN RED CROSS Washington, DCUNRESTRICTED SUPPORT OF CHARITABLE OBJECTIVES, BENEFIT THOSE IN NEED$500

Financial History

Multi-year comparison from IRS filings

Filing year Assets Revenue Expenses Grants
2024 $1,157 at December 31, per the filing narrative $13 $30,164 $28,900
2023 $63,741 $29 $33,529 $32,210
2022 $78,852 $39 $15,354 $14,035

The 2024 filing narrative says the $1,157 remaining at year-end was cash intended for final tax preparation and filing fees. It also reports a Bank of America balance of $29,557 less $28,400 in uncleared 2024 charitable donation checks.

Revenue
Expenses
Qualifying Distributions
$0$50K$100K$150K20202021202220232024
Metric202420232022
Total Assets—$63,741$78,852
Revenue$13$29$39
Expenses$30,164$33,529$15,354
Qualifying Distributions$28,900$32,210$14,035
Net Investment Income———
Distributable Amount$2,297$3,511$4,072

Data update history

When this profile's IRS filing data changed on Grantable

  1. IRS filings on file for fiscal years 2020–2024

Leadership & Key People

Leadership team and compensation from IRS filings

The 2024 filing lists Christine D. Urban and Lynn R. Howard as trustees.

The Urban Charitable Trust's 2024 filing lists 2 officers; none of the 2 officers listed in 2024 report compensation.

Officers on the 2024 filing

  • Christine D. Urban

    Trustee

    On filings since 2020

    No compensation reported

  • Lynn R. Howard

    Trustee

    On filings since 2020

    No compensation reported

Data from IRS Form 990 filings, 2020–2024. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.

Contact

Mailing address: 1106 Webster Street, Needham, MA 02492
Phone: (781) 784-8500

Frequently asked questions about The Urban Charitable Trust

How much does The Urban Charitable Trust give each year?

The Urban Charitable Trust gave $29K across 49 grants in 2024, according to its 2024 IRS Form 990-PF. In 2023 it gave $32K across 59 grants.

What is The Urban Charitable Trust's typical grant size?

The Urban Charitable Trust's median grant in 2024 was $200, and its average grant was $590, across 49 grants on its 2024 IRS Form 990-PF. Organizations receiving their first grant from The Urban Charitable Trust that year got $383 on average.

Where does The Urban Charitable Trust give grants?

The Urban Charitable Trust's top state is Massachusetts, with 44% of the grant dollars itemized on its 2024 IRS Form 990-PF. The next largest states were Texas (17%) and District of Columbia (8%). The most frequent recipient cities were Boston, MA (10 grants), Washington, DC (10 grants), Arlington, VA (4 grants) and New York, NY (3 grants).

Does The Urban Charitable Trust give general operating support?

Yes: 100% of The Urban Charitable Trust's 2024 grants with a stated purpose (49 of 49) were for general or operating support, per its 2024 IRS Form 990-PF.

Who are The Urban Charitable Trust's largest grantees?

The Urban Charitable Trust's largest 2024 grantees include Covenant House ($5,000), Mercy Ships ($5,000) and GBH Educational Fdnralph Lowell Society ($3,000), according to its 2024 IRS Form 990-PF. Together they received 45% of its itemized 2024 grant dollars.

What does The Urban Charitable Trust fund?

The filing does not state a separate mission for the trust. Its 2024 grants included organizations whose own missions address food assistance, poverty, conservation, hunger, and other charitable objectives. For example, the Greater Boston Food Bank describes its work as acquiring, sorting, and distributing food, while FINCA International says it works to end poverty through sustainable solutions shaped by community needs. The Nature Conservancy describes its mission as conserving the lands and …

How do I apply for a grant from The Urban Charitable Trust?

The foundation states that it makes contributions only to preselected charitable organizations and does not accept unsolicited requests for funds. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑

How much is The Urban Charitable Trust required to give away each year?

Private foundations must generally distribute about 5% of their assets annually. For 2024, The Urban Charitable Trust reported a distributable amount of $2K on its IRS Form 990-PF — the minimum it must pay out in qualifying distributions.

What is The Urban Charitable Trust's EIN?

The Urban Charitable Trust's EIN (Employer Identification Number) is 22-2861919. IRS Form 990 filing data is available on this page for 2020–2024.

Does The Urban Charitable Trust accept unsolicited proposals?

No, according to Grantable's research on the foundation's published guidelines. See how to apply ↑

Data last updated September 2026. Sourced from IRS Form 990-PF filings. Research dossier generated September 2026.

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