The Community Trust Foundation Inc
The Community Trust Foundation Inc. is a public charity based in Cumberland, Maryland, serving Allegany and Garrett Counties in Maryland and Mineral County in West Virginia. Founded in 2006, it raises, manages, and distributes charitable funds and makes grants to support community needs in the region.
Key facts about The Community Trust Foundation Inc
In short: The Community Trust Foundation Inc gave $253K across 21 grants in 2024 (avg $12K), mostly in Maryland. 48% of 2024 grantees were new. Source: 2024 IRS Form 990.
- EIN
- 68-0629840
- Latest 990 filing
- Form 990, 2024
- Annual giving (2024)
- $252,744
- Grants made (2024)
- 21
- Average grant
- $12,035
- Median grant
- $10,000
- New grantees (estimate)
- 48% first-time grantees (10 of 21, 2024)
- Total assets
- $14,485,015
- Primary geography
- Maryland (81% of itemized 2024 grant dollars)
- How to apply
- Grant requests are submitted through the foundation’s Grant Portal. Full details ↓
- Deadline
- The foundation’s website describes a general annual cycle that opens January 1 and closes February 28, with…
Data from IRS Form 990, 2024; updated September 2026. New grantees are estimated by matching recipient names across years (methodology). Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.
Financial Overview
From 2024 IRS Form 990 · View filing
Total Assets
$14.5M
+34.2% YoY
Annual Giving
$253K
+42.4% YoY
Grant Count
21
+50.0% YoY
Avg Grant Size
$12K
-5.1% YoY
Is The Community Trust Foundation Inc open to new grantees?
48%
first-time grantees, 2024
In 2024, 10 of 21 grantees (48%) were first-time recipients. First grants averaged $11K; repeat grants $13K. How we count
Medians: $11K first-time, $10K repeat.
- 43% of 2024 grantees were also funded in 2023. Method
- Giving held roughly steady from 2021 to 2024 (−15%). Method
Estimate from itemized grant lists in IRS Form 990 filings (2020–2024). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.
Mission & Focus Areas
The foundation’s stated mission is to strengthen the region in partnership with donors and community groups by building philanthropic resources, connecting donors with organizations and programs they care about, and making effective grants that address community needs. Its stated program description includes support for arts, leadership development, education, cultural appreciation, and other community-revitalization projects. The foundation also identifies arts and historical preservation, education and youth leadership, health and wellness, vibrant communities, and a thriving environment as areas of giving.
The foundation makes grants to 501(c)(3) organizations and agencies serving its stated region, and it does not make grants to individuals. Examples of grantees’ work include the Garrett County Historical Society, whose mission is to preserve and share county history through museum operations and cultural activities; the Garrett Lakes Arts Festival, which says it provides the educational benefits of performing arts to Garrett County residents; and the Allegany County Animal Shelter, whose mission is to care for unwanted companion animals in Allegany County. HART for Animals describes its work as rescuing and rehabilitating adoptable animals, reducing pet overpopulation, operating an adoption center, and encouraging community involvement.
Grantmaking
In filing year 2024, the foundation reported 21 grants totaling $252,744. The grants ranged from $5,100 to $30,000, with a median grant of $10,000. The foundation’s 2025 competitive-cycle announcement described typical grants of $2,500 to $10,000 for one-year programs or projects; that cycle’s February 28, 2025 deadline has passed.
Review Cycle
has passed.
Open Grants
1 open opportunity from The Community Trust Foundation Inc
Ready to take the next step with The Community Trust Foundation Inc?
Geographic Focus
Where this funder awards grants
The foundation identifies Allegany and Garrett Counties in Maryland and Mineral County in West Virginia as its service area. In filing year 2024, 81% of its grant dollars went to recipients in Maryland and 19% to recipients in West Virginia.
Grant Distribution by State
Share of 2024 grant dollars across all 21 itemized grants.
States
Cities
Giving Over Time
Total grant dollars and number of grants per year
From 2020 to 2024, annual grant giving ranged from $90K (2020) to $298K (2021). In 2024 it made 21 grants totaling $253K.
Grant Insights
How this funder distributes its grants
Top Recipients
Top 10 recipients in 2024
The largest 2024 recipient was Wvu Foundation ($30K). Together the top 10 received $164K.
Grant Size Distribution
67 grants across all recorded years
The most common grant size was under $50K: 64 grants of 67 (96%).
Giving History
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Wvu Foundation Morgantown, WV | Education & Youth Leadership | $30,000 |
| Music at Penn Alps Inc Grantsville, MD | Education & Youth Leadership | $22,800 |
| Emmanual Episcopal Parish Inc Cumberland, MD | Arts & Historical Preservation | $20,000 |
| Allegany Youth Enrichment Prog Serv Inc Cumberland, MD | Education & Youth Leadership | $19,000 |
| Garrett County Historical Society Oakland, MD | Arts & Historical Preservation | $16,500 |
| Deep Creek Watershed Fnd Inc Oakland, MD | Vibrant Communities | $12,400 |
| Garrett Lakes Arts Festival MC Henry, MD | Arts & Historical Preservation | $12,000 |
| Allegany County Animal Shelter Cumberland, MD | Health & Wellness | $11,369 |
| Evergreen Heritage Center Foundation Inc Frostburg, MD | Education & Youth Leadership | $10,000 |
| Allegany County United Way Cumberland, MD | Education & Youth Leadership | $10,000 |
Financial History
Multi-year comparison from IRS filings
| Filing year | Assets | Revenue | Expenses | Grants |
|---|---|---|---|---|
| 2024 | $14,485,015 | $3,534,298 | $789,662 | $252,744 |
| 2023 | $10,797,505 | $1,069,333 | $562,723 | $177,458 |
| 2022 | $9,375,020 | $849,070 | $685,443 | $251,683 |
| Metric | 2024 | 2023 | 2022 |
|---|---|---|---|
| Total Assets | $14,485,015 | $10,797,505 | $9,375,020 |
| Revenue | $3,534,298 | $1,069,333 | $849,070 |
| Expenses | $789,662 | $562,723 | $685,443 |
| Net Investment Income | $509,114 | $319,678 | $195,784 |
Data update history
When this profile's IRS filing data changed on Grantable
- Updated Form 990 for fiscal year 2020 (received by the IRS August 2, 2021)
- Updated Form 990 for fiscal year 2021 (received by the IRS July 13, 2022)
- Updated Form 990 for fiscal year 2022 (received by the IRS July 28, 2023)
- Updated Form 990 for fiscal year 2023 (received by the IRS August 30, 2024)
- Updated Form 990 for fiscal year 2024 (received by the IRS November 12, 2025)
- IRS filings on file for fiscal years 2020–2024
Leadership & Key People
Leadership team and compensation from IRS filings
The 2024 filing lists Mirjhana Buck as president, Amy White as vice president, Ray Morriss as secretary, Leah Shaffer as executive director, and Jamie Echefu as treasurer. It also lists Karen Myers, Christine Sisler, Marion Leonard, Joyce Flinn, and Chelsea Stuck as trustees.
The Community Trust Foundation Inc is led by Leah Shaffer, Executive Director on every filing since 2020; 1 of 15 officers listed in 2024 is compensated.
Officers on the 2024 filing
Leah Shaffer
Executive Director
On filings since 2020
40 hrs/week
$36K (2020) → $81K (2024)
Mirjhanna Buck
President
Trustee → President, 2022
On filings since 2020
2 hrs/week
No compensation reported
Chelsea Stuck
Trustee
On filings since 2020
2 hrs/week
No compensation reported
Joyce Flinn
Trustee
On filings since 2020
2 hrs/week
No compensation reported
Margaret Miltenberger
Trustee
On filings since 2020
2 hrs/week
No compensation reported
Marion Leonard
Trustee
President → Trustee, 2022
On filings since 2020
2 hrs/week
No compensation reported
Nicholas Monteleone
Trustee
On filings since 2020
2 hrs/week
No compensation reported
Pam Jan
Trustee
On filings since 2020
2 hrs/week
No compensation reported
Sherri Sensabaugh
Trustee
On filings since 2020
2 hrs/week
No compensation reported
Stacey Boggs
Trustee
On filings since 2020
2 hrs/week
No compensation reported
Christine Sisler
Trustee
On filings since 2021
2 hrs/week
No compensation reported
Karen Myers
Trustee
On filings since 2021
2 hrs/week
No compensation reported
Ray Morriss
Secretary
On filings since 2020
2 hrs/week
No compensation reported
Amy White
Vice President
Trustee → Vice President, 2024
On filings since 2021
2 hrs/week
No compensation reported
Jamie Echefu
Treasurer
New on the 2024 filing
2 hrs/week
No compensation reported
Former officers (11)
- Former: Jeff Rhodes (2020–2023) — Vice President
- Former: Martin Heise (2020–2023) — Trustee
- Former: Griffin Detrick (2020–2022) — Treasurer
- Former: Vic Rezendes (2020–2021) — President
- Former: David Moran (2020) — Trustee
- Former: Dinah Courrier (2020) — Trustee
- Former: Kathy Getty (2020) — Vice President
- Former: R. Terry Stephens (2020) — Trustee
- Former: Shane Grady (2020) — Trustee
- Former: Todd Pyles (2020) — Trustee
- Former: William Grant (2020) — Trustee
Data from IRS Form 990 filings, 2020–2024. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2024 IRS filing
The highest reported compensation on the 2024 filing was $81K, to Leah Shaffer (Executive Director).
Contact
Mailing address: 112 Baltimore Street, Cumberland, MD 21502
Phone: (301) 876-9172
Website: https://ctfinc.org
Frequently asked questions about The Community Trust Foundation Inc
How much does The Community Trust Foundation Inc give each year?
The Community Trust Foundation Inc gave $253K across 21 grants in 2024, according to its 2024 IRS Form 990. In 2023 it gave $177K across 14 grants.
What is The Community Trust Foundation Inc's typical grant size?
The Community Trust Foundation Inc's median grant in 2024 was $10,000, and its average grant was $12,035, across 21 grants on its 2024 IRS Form 990. Organizations receiving their first grant from The Community Trust Foundation Inc that year got $11K on average.
Where does The Community Trust Foundation Inc give grants?
The Community Trust Foundation Inc gives mostly in Maryland: 81% of the grant dollars itemized on its 2024 IRS Form 990 went to recipients there. The next largest state was West Virginia (19%). The most frequent recipient cities were Cumberland, MD (8 grants), Oakland, MD (3 grants), Frostburg, MD (3 grants) and MC Henry, MD (2 grants).
Does The Community Trust Foundation Inc give general operating support?
Not in 2024: none of the 21 grants with a stated purpose on The Community Trust Foundation Inc's 2024 IRS Form 990 were described as general or operating support. Recurring purposes include "Arts & Historical Preservation" (8 grants), "Education & Youth Leadership" (7 grants) and "Health & Wellness" (4 grants).
Who are The Community Trust Foundation Inc's largest grantees?
The Community Trust Foundation Inc's largest 2024 grantees include Wvu Foundation ($30,000), Music at Penn Alps Inc ($22,800) and Emmanual Episcopal Parish Inc ($20,000), according to its 2024 IRS Form 990. Together they received 29% of its itemized 2024 grant dollars.
How large is The Community Trust Foundation Inc?
The Community Trust Foundation Inc reported $14.5M in total assets on its 2024 IRS Form 990. Its revenue that year was $3.5M.
What does The Community Trust Foundation Inc fund?
The foundation’s stated mission is to strengthen the region in partnership with donors and community groups by building philanthropic resources, connecting donors with organizations and programs they care about, and making effective grants that address community needs. See mission & focus areas ↑
How do I apply for a grant from The Community Trust Foundation Inc?
Grant requests are submitted through the foundation’s Grant Portal. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑
What is The Community Trust Foundation Inc's EIN?
The Community Trust Foundation Inc's EIN (Employer Identification Number) is 68-0629840. IRS Form 990 filing data is available on this page for 2020–2024.
Data last updated September 2026. Sourced from IRS Form 990 filings. Research dossier generated September 2026.
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