The Community Trust Foundation Inc logo

The Community Trust Foundation Inc

Public charity · Grantmaker Cumberland, MD EIN: 68-0629840 Website

The Community Trust Foundation Inc. is a public charity based in Cumberland, Maryland, serving Allegany and Garrett Counties in Maryland and Mineral County in West Virginia. Founded in 2006, it raises, manages, and distributes charitable funds and makes grants to support community needs in the region.

Key facts about The Community Trust Foundation Inc

In short: The Community Trust Foundation Inc gave $253K across 21 grants in 2024 (avg $12K), mostly in Maryland. 48% of 2024 grantees were new. Source: 2024 IRS Form 990.

EIN
68-0629840
Latest 990 filing
Form 990, 2024
Annual giving (2024)
$252,744
Grants made (2024)
21
Average grant
$12,035
Median grant
$10,000
New grantees (estimate)
48% first-time grantees (10 of 21, 2024)
Total assets
$14,485,015
Primary geography
Maryland (81% of itemized 2024 grant dollars)
How to apply
Grant requests are submitted through the foundation’s Grant Portal. Full details ↓
Deadline
The foundation’s website describes a general annual cycle that opens January 1 and closes February 28, with…

Data from IRS Form 990, 2024; updated September 2026. New grantees are estimated by matching recipient names across years (methodology). Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.

Financial Overview

From 2024 IRS Form 990 · View filing

Total Assets

$14.5M

+34.2% YoY

Annual Giving

$253K

+42.4% YoY

Grant Count

21

+50.0% YoY

Avg Grant Size

$12K

-5.1% YoY

Is The Community Trust Foundation Inc open to new grantees?

48%

first-time grantees, 2024

In 2024, 10 of 21 grantees (48%) were first-time recipients. First grants averaged $11K; repeat grants $13K. How we count

Medians: $11K first-time, $10K repeat.

  • 43% of 2024 grantees were also funded in 2023. Method
  • Giving held roughly steady from 2021 to 2024 (−15%). Method

Estimate from itemized grant lists in IRS Form 990 filings (2020–2024). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.

Research compiled by Grantable AI from public sources. Last updated September 2026.

Mission & Focus Areas

The foundation’s stated mission is to strengthen the region in partnership with donors and community groups by building philanthropic resources, connecting donors with organizations and programs they care about, and making effective grants that address community needs. Its stated program description includes support for arts, leadership development, education, cultural appreciation, and other community-revitalization projects. The foundation also identifies arts and historical preservation, education and youth leadership, health and wellness, vibrant communities, and a thriving environment as areas of giving.

The foundation makes grants to 501(c)(3) organizations and agencies serving its stated region, and it does not make grants to individuals. Examples of grantees’ work include the Garrett County Historical Society, whose mission is to preserve and share county history through museum operations and cultural activities; the Garrett Lakes Arts Festival, which says it provides the educational benefits of performing arts to Garrett County residents; and the Allegany County Animal Shelter, whose mission is to care for unwanted companion animals in Allegany County. HART for Animals describes its work as rescuing and rehabilitating adoptable animals, reducing pet overpopulation, operating an adoption center, and encouraging community involvement.

Grantmaking

In filing year 2024, the foundation reported 21 grants totaling $252,744. The grants ranged from $5,100 to $30,000, with a median grant of $10,000. The foundation’s 2025 competitive-cycle announcement described typical grants of $2,500 to $10,000 for one-year programs or projects; that cycle’s February 28, 2025 deadline has passed.

Review Cycle

has passed.

Open Grants

1 open opportunity from The Community Trust Foundation Inc

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Geographic Focus

Where this funder awards grants

The foundation identifies Allegany and Garrett Counties in Maryland and Mineral County in West Virginia as its service area. In filing year 2024, 81% of its grant dollars went to recipients in Maryland and 19% to recipients in West Virginia.

Grant Distribution by State

2states

Share of 2024 grant dollars across all 21 itemized grants.

Cities

CumberlandOaklandFrostburgMC HenryGrantsvilleKeyserMorgantownAccidentWesternport

Giving Over Time

Total grant dollars and number of grants per year

$0$100K$200K$300K7 grants2020 13 grants2021 12 grants2022 14 grants2023 21 grants2024

From 2020 to 2024, annual grant giving ranged from $90K (2020) to $298K (2021). In 2024 it made 21 grants totaling $253K.

Grant Insights

How this funder distributes its grants

Top Recipients

Top 10 recipients in 2024

Wvu Foundation: $30KWvu Foundation$30KMusic at Penn Alps Inc: $23KMusic at Penn Alps Inc$23KEmmanual Episcopal Parish Inc: $20KEmmanual Episcopal Parish Inc$20KAllegany Youth Enrichment Prog Serv Inc: $19KAllegany Youth Enrichment ProgServ Inc$19KGarrett County Historical Society: $17KGarrett County HistoricalSociety$17KDeep Creek Watershed Fnd Inc: $12KDeep Creek Watershed Fnd Inc$12KGarrett Lakes Arts Festival: $12KGarrett Lakes Arts Festival$12KAllegany County Animal Shelter: $11KAllegany County Animal Shelter$11KEvergreen Heritage Center Foundation Inc: $10KEvergreen Heritage CenterFoundation Inc$10KAllegany County United Way: $10KAllegany County United Way$10K

The largest 2024 recipient was Wvu Foundation ($30K). Together the top 10 received $164K.

Grant Size Distribution

67 grants across all recorded years

64<$50K2$50–100K1$100–250K$250–500K$500K–1M$1–5M$5M+

The most common grant size was under $50K: 64 grants of 67 (96%).

Giving History

Grant recipients and amounts by year

RecipientPurposeAmount
Wvu Foundation Morgantown, WVEducation & Youth Leadership$30,000
Music at Penn Alps Inc Grantsville, MDEducation & Youth Leadership$22,800
Emmanual Episcopal Parish Inc Cumberland, MDArts & Historical Preservation$20,000
Allegany Youth Enrichment Prog Serv Inc Cumberland, MDEducation & Youth Leadership$19,000
Garrett County Historical Society Oakland, MDArts & Historical Preservation$16,500
Deep Creek Watershed Fnd Inc Oakland, MDVibrant Communities$12,400
Garrett Lakes Arts Festival MC Henry, MDArts & Historical Preservation$12,000
Allegany County Animal Shelter Cumberland, MDHealth & Wellness$11,369
Evergreen Heritage Center Foundation Inc Frostburg, MDEducation & Youth Leadership$10,000
Allegany County United Way Cumberland, MDEducation & Youth Leadership$10,000

Financial History

Multi-year comparison from IRS filings

Filing year Assets Revenue Expenses Grants
2024 $14,485,015 $3,534,298 $789,662 $252,744
2023 $10,797,505 $1,069,333 $562,723 $177,458
2022 $9,375,020 $849,070 $685,443 $251,683
Revenue
Expenses
Net Investment Income
$0$1M$2M$3M$4M2020 2021 2022 2023 2024
Metric202420232022
Total Assets$14,485,015$10,797,505$9,375,020
Revenue$3,534,298$1,069,333$849,070
Expenses$789,662$562,723$685,443
Net Investment Income$509,114$319,678$195,784

Data update history

When this profile's IRS filing data changed on Grantable

  1. Updated Form 990 for fiscal year 2020 (received by the IRS August 2, 2021)
  2. Updated Form 990 for fiscal year 2021 (received by the IRS July 13, 2022)
  3. Updated Form 990 for fiscal year 2022 (received by the IRS July 28, 2023)
  4. Updated Form 990 for fiscal year 2023 (received by the IRS August 30, 2024)
  5. Updated Form 990 for fiscal year 2024 (received by the IRS November 12, 2025)
  6. IRS filings on file for fiscal years 2020–2024

Leadership & Key People

Leadership team and compensation from IRS filings

The 2024 filing lists Mirjhana Buck as president, Amy White as vice president, Ray Morriss as secretary, Leah Shaffer as executive director, and Jamie Echefu as treasurer. It also lists Karen Myers, Christine Sisler, Marion Leonard, Joyce Flinn, and Chelsea Stuck as trustees.

The Community Trust Foundation Inc is led by Leah Shaffer, Executive Director on every filing since 2020; 1 of 15 officers listed in 2024 is compensated.

Officers on the 2024 filing

  • Leah Shaffer

    Executive Director

    On filings since 2020

    40 hrs/week

    $36K (2020) → $81K (2024)

  • Mirjhanna Buck

    President

    Trustee → President, 2022

    On filings since 2020

    2 hrs/week

    No compensation reported

  • Chelsea Stuck

    Trustee

    On filings since 2020

    2 hrs/week

    No compensation reported

  • Joyce Flinn

    Trustee

    On filings since 2020

    2 hrs/week

    No compensation reported

  • Margaret Miltenberger

    Trustee

    On filings since 2020

    2 hrs/week

    No compensation reported

  • Marion Leonard

    Trustee

    President → Trustee, 2022

    On filings since 2020

    2 hrs/week

    No compensation reported

  • Nicholas Monteleone

    Trustee

    On filings since 2020

    2 hrs/week

    No compensation reported

  • Pam Jan

    Trustee

    On filings since 2020

    2 hrs/week

    No compensation reported

  • Sherri Sensabaugh

    Trustee

    On filings since 2020

    2 hrs/week

    No compensation reported

  • Stacey Boggs

    Trustee

    On filings since 2020

    2 hrs/week

    No compensation reported

  • Christine Sisler

    Trustee

    On filings since 2021

    2 hrs/week

    No compensation reported

  • Karen Myers

    Trustee

    On filings since 2021

    2 hrs/week

    No compensation reported

  • Ray Morriss

    Secretary

    On filings since 2020

    2 hrs/week

    No compensation reported

  • Amy White

    Vice President

    Trustee → Vice President, 2024

    On filings since 2021

    2 hrs/week

    No compensation reported

  • Jamie Echefu

    Treasurer

    New on the 2024 filing

    2 hrs/week

    No compensation reported

Former officers (11)
  • Former: Jeff Rhodes (2020–2023) — Vice President
  • Former: Martin Heise (2020–2023) — Trustee
  • Former: Griffin Detrick (2020–2022) — Treasurer
  • Former: Vic Rezendes (2020–2021) — President
  • Former: David Moran (2020) — Trustee
  • Former: Dinah Courrier (2020) — Trustee
  • Former: Kathy Getty (2020) — Vice President
  • Former: R. Terry Stephens (2020) — Trustee
  • Former: Shane Grady (2020) — Trustee
  • Former: Todd Pyles (2020) — Trustee
  • Former: William Grant (2020) — Trustee

Data from IRS Form 990 filings, 2020–2024. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.

Compensation Overview

From 2024 IRS filing

Leah Shaffer — Executive Director: $81KLeah ShafferExecutive Director$81K

The highest reported compensation on the 2024 filing was $81K, to Leah Shaffer (Executive Director).

Contact

Mailing address: 112 Baltimore Street, Cumberland, MD 21502
Phone: (301) 876-9172
Website: https://ctfinc.org

Frequently asked questions about The Community Trust Foundation Inc

How much does The Community Trust Foundation Inc give each year?

The Community Trust Foundation Inc gave $253K across 21 grants in 2024, according to its 2024 IRS Form 990. In 2023 it gave $177K across 14 grants.

What is The Community Trust Foundation Inc's typical grant size?

The Community Trust Foundation Inc's median grant in 2024 was $10,000, and its average grant was $12,035, across 21 grants on its 2024 IRS Form 990. Organizations receiving their first grant from The Community Trust Foundation Inc that year got $11K on average.

Where does The Community Trust Foundation Inc give grants?

The Community Trust Foundation Inc gives mostly in Maryland: 81% of the grant dollars itemized on its 2024 IRS Form 990 went to recipients there. The next largest state was West Virginia (19%). The most frequent recipient cities were Cumberland, MD (8 grants), Oakland, MD (3 grants), Frostburg, MD (3 grants) and MC Henry, MD (2 grants).

Does The Community Trust Foundation Inc give general operating support?

Not in 2024: none of the 21 grants with a stated purpose on The Community Trust Foundation Inc's 2024 IRS Form 990 were described as general or operating support. Recurring purposes include "Arts & Historical Preservation" (8 grants), "Education & Youth Leadership" (7 grants) and "Health & Wellness" (4 grants).

Who are The Community Trust Foundation Inc's largest grantees?

The Community Trust Foundation Inc's largest 2024 grantees include Wvu Foundation ($30,000), Music at Penn Alps Inc ($22,800) and Emmanual Episcopal Parish Inc ($20,000), according to its 2024 IRS Form 990. Together they received 29% of its itemized 2024 grant dollars.

How large is The Community Trust Foundation Inc?

The Community Trust Foundation Inc reported $14.5M in total assets on its 2024 IRS Form 990. Its revenue that year was $3.5M.

What does The Community Trust Foundation Inc fund?

The foundation’s stated mission is to strengthen the region in partnership with donors and community groups by building philanthropic resources, connecting donors with organizations and programs they care about, and making effective grants that address community needs. See mission & focus areas ↑

How do I apply for a grant from The Community Trust Foundation Inc?

Grant requests are submitted through the foundation’s Grant Portal. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑

What is The Community Trust Foundation Inc's EIN?

The Community Trust Foundation Inc's EIN (Employer Identification Number) is 68-0629840. IRS Form 990 filing data is available on this page for 2020–2024.

Data last updated September 2026. Sourced from IRS Form 990 filings. Research dossier generated September 2026.

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