The Bernard W and Bernadette Loeb
The Bernard W and Bernadette Loeb is a private foundation, based in Lecanto, FL. IRS filing data is available from 2019 through 2025. As of 2025, the organization holds $458K in total assets. In 2025, it awarded 8 grants totaling $22K. Net investment income was $28K.
The Bernard W and Bernadette Loeb at a glance
In short: The Bernard W and Bernadette Loeb gave $22K across 8 grants in 2025 (avg $3K), mostly in Florida. Source: 2025 IRS Form 990-PF.
- Annual giving (2025)
- $21,750
- -8.4% vs 2024
- Grants made (2025)
- 8
- +60.0% vs 2024
- Average grant
- $2,719
- -42.8% vs 2024
- Median grant
- $1,125
- Total assets
- $458,377
- +7.3% vs 2024
- Primary geography
- Florida (57% of itemized 2025 grant dollars)
- Latest 990 filing
- Form 990-PF, 2025 View filing
Data from IRS Form 990-PF, 2025; updated September 2026.
Who The Bernard W and Bernadette Loeb funds
How this funder distributes its grants
Top Recipients
Top 8 recipients in 2025
The largest 2025 recipient was Homeless Empowerment Program ($10K). Together the top 8 received $22K.
Grant Size Distribution
39 grants across all recorded years
The most common grant size was under $50K: 39 grants of 39 (100%).
Geographic Focus
Where this funder awards grants
Grant Distribution by State
Share of 2025 grant dollars across all 8 itemized grants.
Cities
How The Bernard W and Bernadette Loeb gives
- Giving held roughly steady from 2022 to 2025 (+16%). Method
- In 2025 it paid out 102% of its IRS minimum distribution (the 5% rule). Method
From the foundation's IRS Form 990-PF filings. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2019 to 2025, annual grant giving ranged from $19K (2022) to $35K (2021). In 2025 it made 8 grants totaling $22K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Homeless Empowerment Program Clearwater, FL | Provide Fresh Food to the Indignant | $10,000 |
| Humane Borders Tucson, AZ | fund four water stations and support indispensable, life-saving work to minimize pain and suffering of the most marginalized. | $4,000 |
| Coventry Food Pantry Pottstown, PA | support the indispensable work to reduce the prevalence of food insecurity | $3,000 |
| French Pickering Creek Conservation Devault, PA | preserve land and ecosystem in perpetuity | $1,250 |
| The Path Mission Beverly Hills, FL | Support of Homeless Shelter | $1,000 |
| Williston Animal Group Williston, FL | minimize unnecessary pain and suffering for animals | $1,000 |
| Brandywine Valley SPCA West Chester, PA | indispensable work to minimize pain and suffering for animals | $1,000 |
| The Key Training Center Lecanto, FL | Job & residential Skills for the Disabled | $500 |
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Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Qualifying Distributions | Net Investment Income | Distributable Amount |
|---|---|---|---|---|---|---|---|---|
| 2025 | $458,377 | $31,301 | $39,345 | $21,750 | 8 | $21,750 | $27,706 | $21,423 |
| 2024 | $427,223 | $27,304 | $40,812 | $23,750 | 5 | $23,750 | $23,742 | $20,039 |
| 2023 | $399,954 | $26,997 | $40,465 | $21,895 | 7 | $21,895 | $18,427 | $18,996 |
| 2022 | $381,865 | $16,345 | $37,106 | $18,750 | 9 | $18,750 | $12,589 | $21,351 |
| 2021 | $785,297 | $26,506 | $71,721 | $34,950 | 10 | $34,950 | $14,435 | $23,633 |
| 2019 | $469,668 | $16,752 | $65,370 | $21,500 | 5 | — | — | $23,125 |
Under IRS private-foundation payout rules, The Bernard W and Bernadette Loeb reported a distributable amount of $21K for 2025 — the minimum it must pay out in qualifying distributions.
Leadership & Key People
Officers and directors from IRS filings
The Bernard W and Bernadette Loeb is led by Josephine A. Loeb Szmuc, President on every filing since 2019; 1 of 4 officers listed in 2025 is compensated.
Officers on the 2025 filing
Josephine A. Loeb Szmuc
President
On filings since 2019
30 hrs/week
$32K (2019) → $14K (2025)
Maria Birdsong Zack
Treasurer
Secretary → Treasurer, 2025
On filings since 2019
No compensation reported
Susan A Walker
Vice President
On filings since 2019
No compensation reported
Edward Szmuc
Secretary
New on the 2025 filing
No compensation reported
Former officers (4)
- Former: Susan A Walker-Russo (2021–2024) — Vice President
- Former: Thomas E Brown (2021–2024) — Officer
- Former: Catherine Bowles (2022–2024) — Treasurer
- Former: Catherine Evans-Pusey (2019–2021) — Treasurer
Data from IRS Form 990 filings, 2019–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2025 IRS filing
The highest reported compensation on the 2025 filing was $14K, to Josephine A Szmuc (President).
Frequently asked questions about The Bernard W and Bernadette Loeb
How much does The Bernard W and Bernadette Loeb give each year?
The Bernard W and Bernadette Loeb gave $22K across 8 grants in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $24K across 5 grants.
What is The Bernard W and Bernadette Loeb's typical grant size?
The Bernard W and Bernadette Loeb's median grant in 2025 was $1,125, and its average grant was $2,719, across 8 grants on its 2025 IRS Form 990-PF.
Where does The Bernard W and Bernadette Loeb give grants?
The Bernard W and Bernadette Loeb gives mostly in Florida: 57% of the grant dollars itemized on its 2025 IRS Form 990-PF went to recipients there. The next largest states were Pennsylvania (24%) and Arizona (18%).
Does The Bernard W and Bernadette Loeb give general operating support?
Not in 2025: none of the 8 grants with a stated purpose on The Bernard W and Bernadette Loeb's 2025 IRS Form 990-PF were described as general or operating support.
Who are The Bernard W and Bernadette Loeb's largest grantees?
The Bernard W and Bernadette Loeb's largest 2025 grantees include Homeless Empowerment Program ($10,000), Humane Borders ($4,000) and Coventry Food Pantry ($3,000), according to its 2025 IRS Form 990-PF. Together they received 78% of its itemized 2025 grant dollars.
How large is The Bernard W and Bernadette Loeb?
The Bernard W and Bernadette Loeb reported $458K in total assets on its 2025 IRS Form 990-PF. It paid out $22K in qualifying distributions that year, against a required minimum of $21K (roughly 5% of its investment assets).
What is The Bernard W and Bernadette Loeb's EIN?
The Bernard W and Bernadette Loeb's EIN (Employer Identification Number) is 23-2641004. IRS Form 990 filing data is available on this page for 2019–2025.
Data last updated September 2026. Sourced from IRS Form 990-PF filings.
Data update history
(6)
When this profile's IRS filing data changed on Grantable
- Added Form 990-PF for fiscal year 2019 (received by the IRS June 15, 2020)
- Updated Form 990-PF for fiscal year 2021 (received by the IRS January 26, 2023)
- Updated Form 990-PF for fiscal year 2022 (received by the IRS November 13, 2023)
- Updated Form 990-PF for fiscal year 2023 (received by the IRS November 12, 2024)
- Updated Form 990-PF for fiscal year 2024 (received by the IRS May 14, 2025)
- Added Form 990-PF for fiscal year 2025 (received by the IRS May 4, 2026)
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