South Carolina Community Loan Fund
South Carolina Community Loan Fund (SCCLF) is a Charleston, South Carolina-based public charity and U.S. Treasury-certified Community Development Financial Institution. It provides loans and related support for community economic development across South Carolina, including affordable housing, small businesses, community facilities, and access to healthy food.
South Carolina Community Loan Fund at a glance
- Total assets
- $49,607,336
- +17.5% vs 2023
- Revenue (2024)
- $6,915,848
- +4.1% vs 2023
- Net investment income (2024)
- $323,300
- +145.0% vs 2023
- Expenses (2024)
- $4,240,305
- -3.5% vs 2023
- Latest 990 filing
- Form 990, 2024 View filing
Data from IRS Form 990, 2024; updated September 2026.
How to apply to South Carolina Community Loan Fund
- How to Apply
-
SCCLF’s website provides a checklist for small-business loan applicants. It lists business financial statements, current and prior-year profit-and-loss statements and balance sheets, three-year forecasts, a debt schedule, sources-and-uses information, legal documents, and liability insurance. For a loan guarantor, it lists a personal financial statement for owners with at least 20% ownership (or other guarantors, if applicable), two years of federal tax returns, and government-issued identification. Its application guide also describes a technical-assistance program application process, including an eligibility check.
- Contact
Mailing address: 1051 Gardner Road A, Charleston, SC 29407
Phone: (843) 973-7285
Website: https://sccommunityloanfund.org
Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.
Who South Carolina Community Loan Fund funds
How this funder distributes its grants
Grant Size Distribution
15 grants across all recorded years
The most common grant size was under $50K: 15 grants of 15 (100%).
Geographic Focus
Where this funder awards grants
SCCLF says it serves communities across South Carolina. Its history page states that it expanded to serve the entire state in 2016.
Grant Distribution by State
Cities
How South Carolina Community Loan Fund gives
- 0% of 2021 grantees were also funded in 2020. Method
Estimate from itemized grant lists in IRS Form 990 filings (2021). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2019 to 2021, annual grant giving ranged from $8K (2019) to $213K (2021). In 2021 it made 11 grants totaling $213K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Lighthouse Hydro Mart Moncks Coerns, SC | Forgivable Loan | $30,000 |
| Wicks Scents Orangeburg, SC | Forgivable Loan | $30,000 |
| Chops Produce Conway, SC | Forgivable Loan | $30,000 |
| Visa Now Sumter, SC | Forgivable Loan | $30,000 |
| The Naked Pantry Company Goose Creek, SC | Forgivable Loan | $30,000 |
| Glorious Grocery on Wheels Anderson, SC | Forgivable Loan | $12,500 |
| Delta 4 Security LLC Evans, GA | Forgivable Loan | $10,000 |
| Fabel Farms LLC Winnsboro, SC | Forgivable Loan | $10,000 |
| Sal's & George's Feed Seed and Supply Columbia, SC | Forgivable Loan | $10,000 |
| 1 Am She Nichols, SC | Forgivable Loan | $10,000 |
Ready to take the next step with South Carolina Community Loan Fund?
Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Net Investment Income |
|---|---|---|---|---|---|---|
| 2024 | $49,607,336 | $6,915,848 | $4,240,305 | — | — | $323,300 |
| 2023 | $42,236,648 | $6,646,393 | $4,392,494 | — | — | $131,974 |
| 2022 | $41,580,650 | $3,563,181 | $2,987,456 | — | — | $54,784 |
| 2021 | $42,539,456 | $4,959,016 | $3,931,589 | $212,500 | 11 | $349 |
| 2020 | $36,418,539 | $4,907,654 | $3,531,299 | $62,500 | 4 | $81,995 |
| 2019 | $33,458,629 | $3,885,032 | $2,633,393 | $8,067 | 1 | $48,163 |
Research compiled by Grantable AI from public sources. Last updated September 2026.
Mission & Focus Areas
SCCLF’s stated mission is to advance equitable access to capital through loans, technical assistance, and advocacy for affordable housing, healthy food, community facilities, and community business enterprises, with the aim of creating thriving, prosperous, economically resilient communities across South Carolina.
Its lending focus includes housing construction, rehabilitation, and redevelopment; healthy-food retailers and food hubs; small businesses; and facilities such as schools, health clinics, community centers, and shelters. The organization also offers borrower guidance and consulting, educational workshops, and entrepreneur development through its Local Entrepreneur Acceleration Program (LEAP), a 10-week course that includes mentorship and access to startup capital.
Grantmaking
The 2022–2024 filings report zero grants in each year. The available information describes SCCLF’s programs as lending and related services; it does not identify grant awards to outside organizations.
Leadership & Key People
Leadership team and compensation from IRS filings
The 2024 filing lists Nathaniel Barber as CEO; Deborah McKetty as President; Nancy Leon as CFO; Wilhelmenia Dunn Lee as COO; and Brian Colclough as CLO. It also lists Benjamin Brams, Shauna Cooper, Shaunte Evans, and Walter Gayle as directors, and Charles Dew as At Large.
South Carolina Community Loan Fund is led by Nathaniel Barber, CEO since 2024 (on filings since 2021); 5 of 23 officers listed in 2024 are compensated.
Officers on the 2024 filing
Nathaniel Barber
CEO
Chief Executive Officer → CEO, 2024
On filings since 2021
40 hrs/week
$43K (2021) → $165K (2024)
Deborah MCKETTY
President
On filings since 2021
40 hrs/week
$21K (2021) → $160K (2024)
Torrey Rush
Chair
Member → Vice Chair, 2021
Vice Chair → Chair, 2023
On filings since 2019
1 hr/week
No compensation reported
Drew Harrison
Director
Member → Director, 2024
On filings since 2020
1 hr/week
No compensation reported
Adolphus Johnson
Director
Member → Director, 2024
On filings since 2022
1 hr/week
No compensation reported
Corey McClary
Director
Member → Director, 2024
On filings since 2022
1 hr/week
No compensation reported
Shauna Cooper
Director
Member → Director, 2024
On filings since 2022
1 hr/week
No compensation reported
Shaunte Evans
Director
Member → Director, 2024
On filings since 2022
1 hr/week
No compensation reported
Walter Gayle
Director
Member → Director, 2024
On filings since 2022
1 hr/week
No compensation reported
Cortney Nick Thomas
Director
Member → Director, 2024
On filings since 2023
1 hr/week
No compensation reported
Ginny Stroud
Director
Member → Director, 2024
On filings since 2023
1 hr/week
No compensation reported
Melanie Huggins
Director
Member → Director, 2024
On filings since 2023
1 hr/week
No compensation reported
Nilsy Rapalo
Director
Member → Director, 2024
On filings since 2023
1 hr/week
No compensation reported
Selena Pickens
Director
Member → Director, 2024
On filings since 2023
1 hr/week
No compensation reported
Benjamin Brams
Director
New on the 2024 filing
1 hr/week
No compensation reported
Nancy Leon
CFO
Chief Financial Officer → CFO, 2024
On filings since 2022
40 hrs/week
$108K (2022) → $147K (2024)
Brian Colclough
Clo
Chief Lending Officer → Clo, 2024
On filings since 2023
40 hrs/week
$56K (2023) → $125K (2024)
Wilhelmenia Dunn Lee
COO
Chief Operating Officer → COO, 2024
On filings since 2023
40 hrs/week
$105K (2023) → $125K (2024)
Thomas Anderson
Immediate Past Chai
Chair → Past Chair, 2023
Past Chair → Immediate Past Chai, 2024
On filings since 2019
1 hr/week
No compensation reported
Martin Livingston
Vice Chair
Member → Vice Chair, 2023
On filings since 2020
1 hr/week
No compensation reported
Dorothea Bernique
Secretary
Member → Secretary, 2023
On filings since 2022
1 hr/week
No compensation reported
Nathan Harrison
Treasurer
Member → Treasurer, 2023
On filings since 2022
1 hr/week
No compensation reported
Charles Dew
At Large
Member → At Large, 2024
On filings since 2023
1 hr/week
No compensation reported
Former officers (22)
- Former: Sanjiv Doreswamy (2023) — Chief Lending Officer
- Former: Andy Hewitt (2019–2022) — Member
- Former: Elizabeth Smith (2019–2022) — At Large
- Former: Michael Mansson (2019–2022) — Member
- Former: Quinetha Frasier (2019–2022) — Secretary
- Former: Sedrick McCallum (2019–2022) — Treasurer
- Former: Cortney Nick (2020–2022) — Member
- Former: Anna Lewin (2019–2021) — Chief Executive Officer
- Former: Ashley Heggie (2019–2021) — Member
- Former: Debby Waid (2019–2021) — Member
- Former: Jacqueline McLeish (2019–2021) — Member
- Former: Jim Haley (2019–2021) — Member
- Former: Leigh Ann Shelton (2019–2021) — Chief Financial Officer
- Former: Robert Johnston (2019–2021) — Member
- Former: Wendy Zara (2019–2021) — Immediate Past Chair
- Former: Zach Bearden (2019–2021) — Member
- Former: James Chasterfield (2020–2021) — Chief Lending Officer
- Former: Victoria Haugen (2020–2021) — Chief Strategy Officer
- Former: Jan Clark (2019–2020) — Member
- Former: Carolina Mascarin (2019) — Board Member
- Former: James Chatfield (2019) — Chief Lending Officer
- Former: Jennie Stephens (2019) — Member at Large
Data from IRS Form 990 filings, 2019–2024. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2024 IRS filing
The highest reported compensation on the 2024 filing was $165K, to Nathaniel Barber (CEO). 5 officers or directors reported compensation on that filing.
Frequently asked questions about South Carolina Community Loan Fund
How large is South Carolina Community Loan Fund?
South Carolina Community Loan Fund reported $49.6M in total assets on its 2024 IRS Form 990. Its revenue that year was $6.9M.
What does South Carolina Community Loan Fund fund?
SCCLF’s stated mission is to advance equitable access to capital through loans, technical assistance, and advocacy for affordable housing, healthy food, community facilities, and community business enterprises, with the aim of creating thriving, prosperous, economically resilient communities across South Carolina. See mission & focus areas ↑
How do I apply for a grant from South Carolina Community Loan Fund?
SCCLF’s website provides a checklist for small-business loan applicants. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑
Where does South Carolina Community Loan Fund make grants?
SCCLF says it serves communities across South Carolina. Its history page states that it expanded to serve the entire state in 2016.
What is South Carolina Community Loan Fund's EIN?
South Carolina Community Loan Fund's EIN (Employer Identification Number) is 01-0793507. IRS Form 990 filing data is available on this page for 2019–2024.
Data last updated September 2026. Sourced from IRS Form 990 filings. Research dossier generated September 2026.
Data update history
(4)
When this profile's IRS filing data changed on Grantable
- Added Form 990 for fiscal year 2019 (received by the IRS June 10, 2020)
- Updated Form 990 for fiscal year 2020 (received by the IRS October 29, 2021)
- Updated Form 990 for fiscal year 2021 (received by the IRS August 22, 2022)
- IRS filings on file for fiscal years 2020–2024
Live grants for the work South Carolina Community Loan Fund funds
Housing & Shelter Open opportunities, soonest deadline first.
Explore Open Grants
Browse active grant opportunities in South Carolina Community Loan Fund's focus areas in our free grants database
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Figures come from South Carolina Community Loan Fund's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.
South Carolina Community Loan Fund down — hundreds of funders to go?