South Carolina Community Loan Fund
South Carolina Community Loan Fund (SCCLF) is a Charleston, South Carolina-based public charity and U.S. Treasury-certified Community Development Financial Institution. It provides loans and related support for community economic development across South Carolina, including affordable housing, small businesses, community facilities, and access to healthy food.
Key facts about South Carolina Community Loan Fund
- EIN
- 01-0793507
- Latest 990 filing
- Form 990, 2024
- Total assets
- $49,607,336
- How to apply
- SCCLF’s website provides a checklist for small-business loan applicants. Full details ↓
Data from IRS Form 990, 2024; updated September 2026. Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.
Financial Overview
From 2024 IRS Form 990 · View filing
Total Assets
$49.6M
+17.5% YoY
Revenue
$6.9M
+4.1% YoY
Net Investment Income
$323K
+145.0% YoY
Expenses
$4.2M
-3.5% YoY
How South Carolina Community Loan Fund gives
- 0% of 2021 grantees were also funded in 2020. Method
Estimate from itemized grant lists in IRS Form 990 filings (2021). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.
Mission & Focus Areas
SCCLF’s stated mission is to advance equitable access to capital through loans, technical assistance, and advocacy for affordable housing, healthy food, community facilities, and community business enterprises, with the aim of creating thriving, prosperous, economically resilient communities across South Carolina.
Its lending focus includes housing construction, rehabilitation, and redevelopment; healthy-food retailers and food hubs; small businesses; and facilities such as schools, health clinics, community centers, and shelters. The organization also offers borrower guidance and consulting, educational workshops, and entrepreneur development through its Local Entrepreneur Acceleration Program (LEAP), a 10-week course that includes mentorship and access to startup capital.
Grantmaking
The 2022–2024 filings report zero grants in each year. The available information describes SCCLF’s programs as lending and related services; it does not identify grant awards to outside organizations.
How to Apply
SCCLF’s website provides a checklist for small-business loan applicants. It lists business financial statements, current and prior-year profit-and-loss statements and balance sheets, three-year forecasts, a debt schedule, sources-and-uses information, legal documents, and liability insurance. For a loan guarantor, it lists a personal financial statement for owners with at least 20% ownership (or other guarantors, if applicable), two years of federal tax returns, and government-issued identification. Its application guide also describes a technical-assistance program application process, including an eligibility check.
Ready to take the next step with South Carolina Community Loan Fund?
Geographic Focus
Where this funder awards grants
SCCLF says it serves communities across South Carolina. Its history page states that it expanded to serve the entire state in 2016.
Grant Distribution by State
Cities
Giving Over Time
Total grant dollars and number of grants per year
From 2019 to 2021, annual grant giving ranged from $8K (2019) to $213K (2021). In 2021 it made 11 grants totaling $213K.
Grant Insights
How this funder distributes its grants
Grant Size Distribution
15 grants across all recorded years
The most common grant size was under $50K: 15 grants of 15 (100%).
Giving History
Grant recipients and amounts by year
No grants recorded for 2024.
Financial History
Multi-year comparison from IRS filings
| Filing year | Assets | Revenue | Expenses | Grants reported |
|---|---|---|---|---|
| 2024 | $49,607,336 | $6,915,848 | $4,240,305 | 0 |
| 2023 | $42,236,648 | $6,646,393 | $4,392,494 | 0 |
| 2022 | $41,580,650 | $3,563,181 | $2,987,456 | 0 |
| Metric | 2024 | 2023 | 2022 |
|---|---|---|---|
| Total Assets | $49,607,336 | $42,236,648 | $41,580,650 |
| Revenue | $6,915,848 | $6,646,393 | $3,563,181 |
| Expenses | $4,240,305 | $4,392,494 | $2,987,456 |
| Net Investment Income | $323,300 | $131,974 | $54,784 |
Data update history
When this profile's IRS filing data changed on Grantable
- Added Form 990 for fiscal year 2019 (received by the IRS June 10, 2020)
- Updated Form 990 for fiscal year 2020 (received by the IRS October 29, 2021)
- Updated Form 990 for fiscal year 2021 (received by the IRS August 22, 2022)
- IRS filings on file for fiscal years 2020–2024
Leadership & Key People
Leadership team and compensation from IRS filings
The 2024 filing lists Nathaniel Barber as CEO; Deborah McKetty as President; Nancy Leon as CFO; Wilhelmenia Dunn Lee as COO; and Brian Colclough as CLO. It also lists Benjamin Brams, Shauna Cooper, Shaunte Evans, and Walter Gayle as directors, and Charles Dew as At Large.
South Carolina Community Loan Fund is led by Nathaniel Barber, CEO since 2024 (on filings since 2021); 5 of 23 officers listed in 2024 are compensated.
Officers on the 2024 filing
Nathaniel Barber
CEO
Chief Executive Officer → CEO, 2024
On filings since 2021
40 hrs/week
$43K (2021) → $165K (2024)
Deborah MCKETTY
President
On filings since 2021
40 hrs/week
$21K (2021) → $160K (2024)
Torrey Rush
Chair
Member → Vice Chair, 2021
Vice Chair → Chair, 2023
On filings since 2019
1 hr/week
No compensation reported
Drew Harrison
Director
Member → Director, 2024
On filings since 2020
1 hr/week
No compensation reported
Adolphus Johnson
Director
Member → Director, 2024
On filings since 2022
1 hr/week
No compensation reported
Corey McClary
Director
Member → Director, 2024
On filings since 2022
1 hr/week
No compensation reported
Shauna Cooper
Director
Member → Director, 2024
On filings since 2022
1 hr/week
No compensation reported
Shaunte Evans
Director
Member → Director, 2024
On filings since 2022
1 hr/week
No compensation reported
Walter Gayle
Director
Member → Director, 2024
On filings since 2022
1 hr/week
No compensation reported
Cortney Nick Thomas
Director
Member → Director, 2024
On filings since 2023
1 hr/week
No compensation reported
Ginny Stroud
Director
Member → Director, 2024
On filings since 2023
1 hr/week
No compensation reported
Melanie Huggins
Director
Member → Director, 2024
On filings since 2023
1 hr/week
No compensation reported
Nilsy Rapalo
Director
Member → Director, 2024
On filings since 2023
1 hr/week
No compensation reported
Selena Pickens
Director
Member → Director, 2024
On filings since 2023
1 hr/week
No compensation reported
Benjamin Brams
Director
New on the 2024 filing
1 hr/week
No compensation reported
Nancy Leon
CFO
Chief Financial Officer → CFO, 2024
On filings since 2022
40 hrs/week
$108K (2022) → $147K (2024)
Brian Colclough
Clo
Chief Lending Officer → Clo, 2024
On filings since 2023
40 hrs/week
$56K (2023) → $125K (2024)
Wilhelmenia Dunn Lee
COO
Chief Operating Officer → COO, 2024
On filings since 2023
40 hrs/week
$105K (2023) → $125K (2024)
Thomas Anderson
Immediate Past Chai
Chair → Past Chair, 2023
Past Chair → Immediate Past Chai, 2024
On filings since 2019
1 hr/week
No compensation reported
Martin Livingston
Vice Chair
Member → Vice Chair, 2023
On filings since 2020
1 hr/week
No compensation reported
Dorothea Bernique
Secretary
Member → Secretary, 2023
On filings since 2022
1 hr/week
No compensation reported
Nathan Harrison
Treasurer
Member → Treasurer, 2023
On filings since 2022
1 hr/week
No compensation reported
Charles Dew
At Large
Member → At Large, 2024
On filings since 2023
1 hr/week
No compensation reported
Former officers (22)
- Former: Sanjiv Doreswamy (2023) — Chief Lending Officer
- Former: Andy Hewitt (2019–2022) — Member
- Former: Elizabeth Smith (2019–2022) — At Large
- Former: Michael Mansson (2019–2022) — Member
- Former: Quinetha Frasier (2019–2022) — Secretary
- Former: Sedrick McCallum (2019–2022) — Treasurer
- Former: Cortney Nick (2020–2022) — Member
- Former: Anna Lewin (2019–2021) — Chief Executive Officer
- Former: Ashley Heggie (2019–2021) — Member
- Former: Debby Waid (2019–2021) — Member
- Former: Jacqueline McLeish (2019–2021) — Member
- Former: Jim Haley (2019–2021) — Member
- Former: Leigh Ann Shelton (2019–2021) — Chief Financial Officer
- Former: Robert Johnston (2019–2021) — Member
- Former: Wendy Zara (2019–2021) — Immediate Past Chair
- Former: Zach Bearden (2019–2021) — Member
- Former: James Chasterfield (2020–2021) — Chief Lending Officer
- Former: Victoria Haugen (2020–2021) — Chief Strategy Officer
- Former: Jan Clark (2019–2020) — Member
- Former: Carolina Mascarin (2019) — Board Member
- Former: James Chatfield (2019) — Chief Lending Officer
- Former: Jennie Stephens (2019) — Member at Large
Data from IRS Form 990 filings, 2019–2024. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2024 IRS filing
The highest reported compensation on the 2024 filing was $165K, to Nathaniel Barber (CEO). 5 officers or directors reported compensation on that filing.
Contact
Mailing address: 1051 Gardner Road A, Charleston, SC 29407
Phone: (843) 973-7285
Website: https://sccommunityloanfund.org
Frequently asked questions about South Carolina Community Loan Fund
How large is South Carolina Community Loan Fund?
South Carolina Community Loan Fund reported $49.6M in total assets on its 2024 IRS Form 990. Its revenue that year was $6.9M.
What does South Carolina Community Loan Fund fund?
SCCLF’s stated mission is to advance equitable access to capital through loans, technical assistance, and advocacy for affordable housing, healthy food, community facilities, and community business enterprises, with the aim of creating thriving, prosperous, economically resilient communities across South Carolina. See mission & focus areas ↑
How do I apply for a grant from South Carolina Community Loan Fund?
SCCLF’s website provides a checklist for small-business loan applicants. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑
Where does South Carolina Community Loan Fund make grants?
SCCLF says it serves communities across South Carolina. Its history page states that it expanded to serve the entire state in 2016.
What is South Carolina Community Loan Fund's EIN?
South Carolina Community Loan Fund's EIN (Employer Identification Number) is 01-0793507. IRS Form 990 filing data is available on this page for 2019–2024.
Data last updated September 2026. Sourced from IRS Form 990 filings. Research dossier generated September 2026.
Here's the math on researching South Carolina Community Loan Fund by hand.
Explore Open Grants
Browse active grant opportunities in South Carolina Community Loan Fund's focus areas in our free grants database
Similar Funders
Similar funders in South Carolina
Central Carolina Community Foundation
Columbia, SC
Central Carolina Community Foundation funds education, human services, health, arts and culture, community development, disaster relief, and related community initiatives through specific grant programs. Its 2025 grants had a median of $20,000, and it primarily serves 11 Midlands counties while also funding statewide and nationally. It accepts applications through its online portal during published grant periods for specific opportunities; some programs are invitation-only.
Assets
$264.3M
Grants
488
Total Given
$26.5M
Coastal Community Foundation of South Carolina Inc
N Charleston, SC
Coastal Community Foundation of South Carolina supports nonprofits and community initiatives in education, health, human services, the environment, arts, social justice, and community development across nine coastal South Carolina counties. Its 2024 itemized grants ranged from $5,057 to $2.3 million, with a median of $16,500; competitive programs accept applications through its online portal.
Assets
$435.6M
Grants
459
Total Given
$26.0M
Community Foundation of Greenville Inc
Greenville, SC
Community Foundation of Greenville funds nonprofits and projects in arts, education, environment, health, and human services, with a focus on Greenville County, South Carolina. Its 2026 Capacity Building Grants award $5,000–$12,500; 2024 grants had a median of $23,900. It accepts unsolicited requests through its Capacity Building Grants program.
Assets
$118.8M
Grants
346
Total Given
$26.4M
South Carolina Christian Foundation
Spartanburg, SC
The foundation funds Christian ministries, churches, and quality-of-life organizations, with particular attention through its Community Trust Grants to Christian nonprofits in five South Carolina counties. Its 2024 grants had a median of $15,000, though awards varied widely; most grant dollars went to South Carolina, with additional funding in other states. Community Trust applicants must submit a Ministry Introduction Form and be invited to apply; the profile does not state whether other requests are unsolicited.
Assets
$45.4M
Grants
285
Total Given
$11.6M
Spartanburg County Foundation
Spartanburg, SC
The Spartanburg County Foundation funds nonprofits and community groups serving Spartanburg County residents, with priorities including quality of life, education, economic mobility, and organizational capacity. Its itemized 2025 grants had a median of $15,500; listed programs offer awards of up to $10,000–$35,000.
Assets
$280.4M
Grants
227
Total Given
$19.0M
United Community Bank Foundation
Greenville, SC
United Community Bank Foundation funds economic empowerment, arts, housing and youth development in communities served across Alabama, Florida, Georgia, North Carolina, South Carolina and Tennessee. Its 2025 grants ranged from $250 to $16,000, with a median of $2,000. It does not accept unsolicited requests; grants go to preselected organizations.
Assets
$12.6M
Grants
235
Total Given
$505K
Milliken & Company Charitable Foundation
Spartanburg, SC
The Milliken & Company Charitable Foundation supports arts and economic development, inclusion, health and sustainability, and education and STEAM, in communities where Milliken operates. Most community grants are $10,000–$15,000, though reported 2025 grants ranged widely; applications are submitted online during its stated annual cycle.
Assets
$15.6M
Grants
44
Total Given
$2.8M
Community Foundation of the Lowcountry
Hilton Head Island, SC
The Community Foundation of the Lowcountry funds nonprofits working in areas such as education, health, human services, community development, arts, and the environment. Its 2025 grants ranged from $5,000 to $1,234,463, with a median of $15,000; its service area covers Beaufort, Colleton, Hampton, and Jasper counties in South Carolina, with some grants limited to Hilton Head, Daufuskie, and Greater Bluffton. For competitive grants, organizations are directed to submit a Grant Inquiry Form; donor-advised fund grants are donor-recommended and have no application process.
Assets
$99.7M
Grants
193
Total Given
$9.4M
Comporium Foundation Inc
Rock Hill, SC
Comporium Foundation supports education, community welfare, civic activity, health, economic development, trails, and religious organizations, primarily in South Carolina and North Carolina. Its 2024 grants ranged from $100 to $70,000, with a median of $3,625. It does not accept unsolicited requests and contributes only to preselected charitable organizations.
Assets
$20.6M
Grants
122
Total Given
$1.1M
J M Smith Foundation
Spartanburg, SC
The J M Smith Foundation supports a range of charitable organizations, including churches, human services, education, arts, and animal welfare groups, primarily in South Carolina, with some grants in nearby states. In 2026, grants ranged from $200 to $28,200, with a median of $2,000. It funds only preselected organizations and does not accept unsolicited requests.
Assets
$908K
Grants
102
Total Given
$539K
The Sunshine Foundation Inc
Barnwell, SC
The foundation supports organizations working in health, education, economic activity, and the environment, with most funding going to South Carolina. Its 2024 grants had a median of $1,000, though amounts ranged from $25 to $165,126. It funds only preselected charitable organizations and does not accept unsolicited requests.
Assets
$13.2M
Grants
104
Total Given
$724K
Gods Goods Mt Pleasant
Mt Pleasant, SC
GODS GOODS MT PLEASANT supports preselected charities working in areas such as Christian education and ministry, community development, and services for people facing poverty or abuse. Its 2025 grants ranged from $750 to $10,000, with a median of $5,000; most funding went to South Carolina, with smaller amounts awarded in several other states. It does not accept unsolicited requests.
Assets
$201K
Grants
105
Total Given
$467K
More Funders in South Carolina
South Carolina Community Loan Fund down — hundreds of funders to go?