Smart Financial Credit Union
Promote financial well-being within our communities by providing financial education and developing deep, lifelong relationships with our members, teammates, and community partners.
Smart Financial Credit Union at a glance
In short: Smart Financial Credit Union gave $15K across 1 grant in 2024 (avg $15K), mostly in Texas. Source: 2024 IRS Form 990.
- Annual giving (2024)
- $15,000
- +0.0% vs 2023
- Grants made (2024)
- 1
- +0.0% vs 2023
- Average grant
- $15,000
- +0.0% vs 2023
- Median grant
- $15,000
- Total assets
- $783,377,617
- -7.7% vs 2023
- Primary geography
- Texas (100% of itemized 2024 grant dollars)
- Latest 990 filing
- Form 990, 2024 View filing
Data from IRS Form 990, 2024; updated September 2026.
Who Smart Financial Credit Union funds
How this funder distributes its grants
Top Recipients
Top recipient in 2024
The largest 2024 recipient was SF Public Charity ($15K).
Grant Size Distribution
4 grants across all recorded years
The most common grant size was under $50K: 4 grants of 4 (100%).
Geographic Focus
Where this funder awards grants
Grant Distribution by State
Share of the 2024 grant dollars on its one itemized grant.
States
Cities
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2019 to 2024, annual grant giving ranged from $10K (2020) to $37K (2019). In 2024 it made 1 grant totaling $15K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| SF Public Charity Houston, TX | To provide funding to allow the foundation to continue to support the education and medical communities served by smart financial credit union. | $15,000 |
Ready to take the next step with Smart Financial Credit Union?
Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Net Investment Income |
|---|---|---|---|---|---|---|
| 2024 | $783,377,617 | $47,907,359 | $45,848,422 | $15,000 | 1 | $3,598,649 |
| 2023 | $848,281,672 | $46,366,482 | $43,302,703 | $15,000 | 1 | $6,873,249 |
| 2022 | $858,528,681 | $39,299,069 | $34,267,295 | $15,000 | 1 | $3,737,317 |
| 2021 | $863,045,485 | $34,269,474 | $30,250,714 | — | — | $1,556,785 |
| 2020 | $785,559,214 | $37,952,681 | $38,345,111 | $10,000 | 1 | $2,401,467 |
| 2019 | $699,427,314 | $43,400,030 | $39,560,547 | $36,515 | 1 | $3,658,297 |
About Smart Financial Credit Union
Based on IRS filings
Smart Financial Credit Union is a public charity, based in Houston, TX. IRS filing data is available from 2019 through 2024. As of 2024, the organization holds $783.4M in total assets. In 2024, it awarded 1 grant totaling $15K. Net investment income was $3.6M.
Leadership & Key People
Officers and directors from IRS filings
Smart Financial Credit Union is led by Leann Kaczynski, CEO since 2022 (on filings since 2019); all 21 officers listed in 2024 are compensated.
Officers on the 2024 filing
Leann Kaczynski
CEO
Executive Vice President → CEO, 2022
On filings since 2019
50 hrs/week
$320K (2019) → $827K (2024)
Chad G. Greer
Chairman
Vice Chairman → Chairman, 2022
On filings since 2019
6 hrs/week
$5K (2022) → $8K (2024)
Jeffrey W. Hamlin
Director
On filings since 2019
6 hrs/week
$5K (2022) → $8K (2024)
Larry Frazier
Director
On filings since 2019
6 hrs/week
$5K (2022) → $9K (2024)
Michael O'Neill
Director
Chairman → Director, 2022
On filings since 2019
6 hrs/week
$4K (2022) → $9K (2024)
Mike Childers
Director
New on the 2024 filing
6 hrs/week
$8K (2024)
Robert Bostic
Director
New on the 2024 filing
6 hrs/week
$7K (2024)
Angela Chan
Executive Vice President & CFO
CFO → Executive Vice President & CFO, 2022
On filings since 2019
50 hrs/week
$218K (2019) → $305K (2024)
Corbin Wilson
Cxo
Senior Vice President Member Engagement → CMO, 2020
CMO → Cxo, 2024
On filings since 2019
45 hrs/week
$154K (2019) → $222K (2024)
Tammie Moore
Vice Chair
Treasurer → Secretary, 2020
Secretary → Vice Chair, 2022
On filings since 2019
6 hrs/week
$5K (2022) → $9K (2024)
Angela Aguirre
Senior Vice President Member Experience - Digital
Vice President Relationship Development → Senior Vice President Relationship Development, 2023
Senior Vice President Relationship Development → Senior Vice President Member Experience - Digital, 2024
On filings since 2020
45 hrs/week
$135K (2020) → $181K (2024)
Diana Carrion
Treasurer
Director → Treasurer, 2022
On filings since 2020
6 hrs/week
$5K (2022) → $9K (2024)
Sean Price
Clo
Senior Vice President Lending Operations → Senior Vice President Lending Operations & Clo, 2022
Senior Vice President Lending Operations & Clo → Clo, 2023
On filings since 2020
45 hrs/week
$169K (2020) → $214K (2024)
Timothy Raffield
Secretary
Director → Treasurer, 2021
Treasurer → Secretary, 2022
On filings since 2020
6 hrs/week
$5K (2022) → $8K (2024)
Chris Conway
COO
Senior Vice President Operations → Senior Vice President Enterprise Operations & COO, 2022
Senior Vice President Enterprise Operations & COO → COO, 2024
On filings since 2021
45 hrs/week
$130K (2021) → $202K (2024)
Brian Ziemba
CCO
On filings since 2022
45 hrs/week
$220K (2022) → $252K (2024)
Luis Garcia
Vice President Commercial Credit
On filings since 2022
45 hrs/week
$138K (2022) → $181K (2024)
Marcus Manning
CIO
On filings since 2022
45 hrs/week
$229K (2022) → $268K (2024)
Andrew Huang
Vice President Marketing
On filings since 2023
45 hrs/week
$140K (2023) → $168K (2024)
Julio Roman
Cro
On filings since 2023
45 hrs/week
$220K (2023) → $259K (2024)
Caire Humphrey
Senior Vice President Member Experience - Retail
New on the 2024 filing
45 hrs/week
$171K (2024)
Former officers (12)
- Former: Douthulia Gardner (2019–2023) — Director
- Former: Preston Price (2019–2023) — Cxo
- Former: Raymond Finnegan (2023) — Vice President Logistics & Security
- Former: Darcy Stpehens (2019–2022) — Cpo
- Former: Larry Seidl (2019–2022) — CEO
- Former: Loretta Wolsey (2019–2022) — Cro
- Former: Sandra Torres (2020–2022) — Vice President Board Services & Assistant to CEO
- Former: Angela Cox (2019–2021) — Director
- Former: Jeffrey Keene (2019–2021) — Senior Vice President Lending
- Former: Tricia Smith (2019–2021) — Vice President Lending Services
- Former: Michael Piwetz (2019–2020) — CIO
- Former: Maria Diaz (2019) — Secretary
Data from IRS Form 990 filings, 2019–2024. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2024 IRS filing
The highest reported compensation on the 2024 filing was $827K, to Leann Kaczynski (CEO). 21 officers or directors reported compensation on that filing.
Frequently asked questions about Smart Financial Credit Union
How much does Smart Financial Credit Union give each year?
Smart Financial Credit Union gave $15K across 1 grant in 2024, according to its 2024 IRS Form 990. In 2023 it gave $15K across 1 grant.
How large is Smart Financial Credit Union?
Smart Financial Credit Union reported $783.4M in total assets on its 2024 IRS Form 990. Its revenue that year was $47.9M.
Where does Smart Financial Credit Union operate?
Smart Financial Credit Union has awarded grants in Texas.
What is Smart Financial Credit Union's EIN?
Smart Financial Credit Union's EIN (Employer Identification Number) is 74-0695355. IRS Form 990 filing data is available on this page for 2019–2024.
Data last updated September 2026. Sourced from IRS Form 990 filings.
Data update history
(6)
When this profile's IRS filing data changed on Grantable
- Added Form 990 for fiscal year 2019 (received by the IRS August 5, 2020)
- Updated Form 990 for fiscal year 2020 (received by the IRS November 8, 2021)
- Updated Form 990 for fiscal year 2022 (received by the IRS November 13, 2023)
- Updated Form 990 for fiscal year 2023 (received by the IRS October 31, 2024)
- Updated Form 990 for fiscal year 2024 (received by the IRS November 10, 2025)
- IRS filings on file for fiscal years 2020–2024
Explore Open Grants
Browse active grant opportunities in Smart Financial Credit Union's focus areas in our free grants database
Similar Funders
Similar funders in Texas
Communities Foundation of Texas Inc
Dallas, TX
Communities Foundation of Texas funds a broad range of community needs, including health, education, housing, and community development, primarily in North Texas and across Texas. Its 2025 grants had a median of about $18,800, though amounts varied widely; nearly all opportunities are by invitation, with some specific programs open for applications.
Assets
$1.2B
Grants
2,209
Total Given
$209.2M
Greater Houston Community Foundation
Houston, TX
The Foundation makes grants through donor-advised and other donor-established funds for public benefit, human services, education, and health, including initiatives addressing economic mobility and poverty in Harris County. In 2024, its median grant was $25,000; it serves Greater Houston, while grants also go to recipients elsewhere in Texas and beyond. It does not accept proposals for the upcoming High-Impact Grantmaking cycle and plans to invite selected organizations or collaboratives to apply.
Assets
$1.1B
Grants
1,724
Total Given
$232.3M
Baker Hughes Foundation
Houston, TX
Assets
$2.2M
Grants
990
Total Given
$3.2M
BNSF Railway Foundation
Fort Worth, TX
The BNSF Railway Foundation funds civic, cultural, education, health and human services, environmental, and youth programs, including operating costs and specific projects. Its 2025 median grant was $2,500, though awards ranged from $100 to $500,000; it supports eligible organizations serving communities near BNSF rail lines across its 28 operating states. The foundation provides an online application process, but whether it accepts unsolicited requests is not stated.
Assets
$23.0M
Grants
993
Total Given
$7.0M
Community Foundation of North Texas (Tax
Fort Worth, TX
The foundation supports nonprofits and community projects in areas including animal welfare, nonprofit capacity building, first responders, land conservation, neighborhood development, opportunity and access, and scholarships. In 2024, grants ranged from $5,100 to $1.5 million, with a median of $14,250; its service area covers 11 North Texas counties. It accepts applications for some competitive grant programs through its online portal, but donor-advised grants are not open to nonprofit applications.
Assets
$544.9M
Grants
872
Total Given
$41.3M
Michael & Susan Dell Foundation
Austin, TX
The Michael & Susan Dell Foundation funds education, health, jobs and livelihoods, and family economic stability, with its deepest U.S. focus in Texas and additional work across the U.S. and internationally. In 2024 it awarded 835 grants totaling about $164.6 million; grants ranged from $75 to $50 million, with a median of $19,324. It accepts unsolicited requests through its online application process.
Assets
$7.8B
Grants
835
Total Given
$164.6M
More similar funders
More Funders in Texas
The filing figures on this page are open data under CC BY 4.0. About GrantGraph Open
Figures come from Smart Financial Credit Union's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.
Smart Financial Credit Union down — hundreds of funders to go?