Ralph and Ruby Smith Charitable Tr
Ralph and Ruby Smith Charitable Tr is a private foundation, based in Greensburg, PA. IRS filing data is available from 2020 through 2025. As of 2025, the organization holds $4.1M in total assets. In 2025, it awarded 8 grants totaling $269K. Net investment income was $117K.
Ralph and Ruby Smith Charitable Tr at a glance
In short: Ralph and Ruby Smith Charitable Tr gave $269K across 8 grants in 2025 (avg $34K), mostly in Pennsylvania. Source: 2025 IRS Form 990-PF.
- Annual giving (2025)
- $269,168
- -2.6% vs 2024
- Grants made (2025)
- 8
- +0.0% vs 2024
- Average grant
- $33,646
- -2.6% vs 2024
- Median grant
- $26,917
- Total assets
- $4,067,212
- -4.2% vs 2024
- Primary geography
- Pennsylvania (80% of itemized 2025 grant dollars)
- Latest 990 filing
- Form 990-PF, 2025 View filing
Data from IRS Form 990-PF, 2025; updated October 2026.
Who Ralph and Ruby Smith Charitable Tr funds
How this funder distributes its grants
Top Recipients
Top 8 recipients in 2025
The largest 2025 recipient was Graystone United Presbyterian Church ($54K). Together the top 8 received $269K.
Grant Size Distribution
40 grants across all recorded years
The most common grant size was under $50K: 32 grants of 40 (80%).
Geographic Focus
Where this funder awards grants
Grant Distribution by State
Share of 2025 grant dollars across all 8 itemized grants.
Cities
How Ralph and Ruby Smith Charitable Tr gives
- Giving held roughly steady from 2022 to 2025 (+3%). Method
- In 2025 it paid out 107% of its IRS minimum distribution (the 5% rule). Method
From the foundation's IRS Form 990-PF filings. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2020 to 2025, annual grant giving ranged from $228K (2020) to $276K (2024). In 2025 it made 8 grants totaling $269K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Graystone United Presbyterian Church Indiana, PA | Financial Support | $53,833 |
| First Christian Church Endowment Indiana, PA | Religious Activities | $53,833 |
| American Cancer Society Inc National Office of Probate and Trust Hagerstown, MD | Financial Support | $26,917 |
| Westmoreland County Blind Assn Greensburg, PA | Financial Support | $26,917 |
| YMCA of Indiana County Indiana, PA | Financial Support | $26,917 |
| Indiana Healthcare Foundation Indiana, PA | Financial Support | $26,917 |
| AccessAbilities Inc Butler, PA | Family, Community Sevs | $26,917 |
| American Red Cross Office of General Counsel Washington, DC | Disaster Relief | $26,917 |
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Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Qualifying Distributions | Net Investment Income | Distributable Amount |
|---|---|---|---|---|---|---|---|---|
| 2025 | $4,067,212 | $140,026 | $315,990 | $269,168 | 8 | $291,998 | $117,156 | $273,288 |
| 2024 | $4,244,043 | $144,425 | $326,152 | $276,322 | 8 | $321,614 | $99,383 | $269,047 |
| 2023 | $4,422,752 | $351,809 | $317,394 | $269,180 | 8 | $312,508 | $308,731 | $238,864 |
| 2022 | $4,403,854 | $432,422 | $311,985 | $260,738 | 8 | $305,507 | $387,062 | $261,454 |
| 2021 | $4,271,254 | $591,870 | $280,487 | $230,880 | 8 | $276,456 | $460,718 | $277,232 |
| 2020 | $4,045,407 | $269,804 | $269,084 | $228,092 | 8 | — | $230,520 | $210,589 |
Under IRS private-foundation payout rules, Ralph and Ruby Smith Charitable Tr reported a distributable amount of $273K for 2025 — the minimum it must pay out in qualifying distributions.
Leadership & Key People
Officers and directors from IRS filings
Ralph and Ruby Smith Charitable Tr's only listed officer is ST Bank, Trustee on every filing since 2021 (compensated).
Officers on the 2025 filing
ST Bank
Trustee
On filings since 2021
1 hr/week
$45K (2021) → $45K (2025)
Former officers (1)
- Former: S&T Bank (2020) — Trustee
Data from IRS Form 990 filings, 2020–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2025 IRS filing
The highest reported compensation on the 2025 filing was $45K, to St Bank (Trustee).
Frequently asked questions about Ralph and Ruby Smith Charitable Tr
How much does Ralph and Ruby Smith Charitable Tr give each year?
Ralph and Ruby Smith Charitable Tr gave $269K across 8 grants in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $276K across 8 grants.
What is Ralph and Ruby Smith Charitable Tr's typical grant size?
Ralph and Ruby Smith Charitable Tr's median grant in 2025 was $26,917, and its average grant was $33,646, across 8 grants on its 2025 IRS Form 990-PF.
Where does Ralph and Ruby Smith Charitable Tr give grants?
Ralph and Ruby Smith Charitable Tr gives mostly in Pennsylvania: 80% of the grant dollars itemized on its 2025 IRS Form 990-PF went to recipients there. The next largest states were Maryland (10%) and District of Columbia (10%). The most frequent recipient cities were Indiana, PA (4 grants).
Does Ralph and Ruby Smith Charitable Tr give general operating support?
Not in 2025: none of the 8 grants with a stated purpose on Ralph and Ruby Smith Charitable Tr's 2025 IRS Form 990-PF were described as general or operating support. Recurring purposes include "Financial Support" (5 grants).
Who are Ralph and Ruby Smith Charitable Tr's largest grantees?
Ralph and Ruby Smith Charitable Tr's largest 2025 grantees include Graystone United Presbyterian Church ($53,833), First Christian Church Endowment ($53,833) and American Cancer Society Inc National Office of Probate and Trust ($26,917), according to its 2025 IRS Form 990-PF. Together they received 50% of its itemized 2025 grant dollars.
How large is Ralph and Ruby Smith Charitable Tr?
Ralph and Ruby Smith Charitable Tr reported $4.1M in total assets on its 2025 IRS Form 990-PF. It paid out $292K in qualifying distributions that year, against a required minimum of $273K (roughly 5% of its investment assets).
What is Ralph and Ruby Smith Charitable Tr's EIN?
Ralph and Ruby Smith Charitable Tr's EIN (Employer Identification Number) is 51-6537182. IRS Form 990 filing data is available on this page for 2020–2025.
Data last updated October 2026. Sourced from IRS Form 990-PF filings.
Data update history
(6)
When this profile's IRS filing data changed on Grantable
- Updated Form 990-PF for fiscal year 2021 (received by the IRS May 10, 2022)
- Updated Form 990-PF for fiscal year 2022 (received by the IRS May 9, 2023)
- Updated Form 990-PF for fiscal year 2023 (received by the IRS May 6, 2024)
- Updated Form 990-PF for fiscal year 2025 (received by the IRS May 12, 2026)
- Updated Form 990-PF for fiscal year 2024 (received by the IRS May 7, 2025)
- Updated Form 990-PF for fiscal year 2020 (received by the IRS May 7, 2021)
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