Provident Credit Union
A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, PROVIDENT CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.
Key facts about Provident Credit Union
- EIN
- 94-1482957
- Latest 990 filing
- Form 990-PF, 2024
- Annual giving (2024)
- $128,375
- Grants made (2024)
- 10
- Average grant
- $12,838
- Median grant
- $10,000
- New grantees (estimate)
- 50% first-time grantees (5 of 10, 2024)
- Total assets
- $3,546,468,170
- Primary geography
- California (92% of itemized 2024 grant dollars)
Data from IRS Form 990-PF, 2024; updated September 2026. New grantees are estimated by matching recipient names across years (methodology).
Who Provident Credit Union funds
By grant dollars, the top recipient states for Provident Credit Union's 10 itemized 2024 grants were California (92%) and Iowa (8%). The most frequent recipient cities were Oakland, CA (3 grants) and San Jose, CA (2 grants). None of its 10 grants with a stated purpose were described as general or operating support.
Is Provident Credit Union open to new grantees?
50%
first-time grantees, 2024
In 2024, 5 of 10 grantees (50%) were first-time recipients. First grants averaged $10K; repeat grants $15K. How we count
Medians: $10K first-time, $10K repeat.
Estimate from itemized IRS Form 990-PF grant lists (2020–2024). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.
Next steps with Provident Credit Union
- How to evaluate Provident Credit Union as a funder
Our grant prospecting guide: read the 990-PF, check fit, and decide whether to apply.
- Draft an LOI to Provident Credit Union with AI
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- Track this opportunity in a free grant tracker
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Financial Overview
From 2024 IRS Form 990-PF · View filing
Total Assets
$3.5B
+1.4% YoY
Annual Giving
$128K
-3.8% YoY
Grant Count
10
+25.0% YoY
Avg Grant Size
$13K
-23.1% YoY
About Provident Credit Union
Based on IRS filings
Provident Credit Union is a nonprofit organization, based in Redwood City, CA. IRS filing data is available from 2020 through 2024. As of 2024, the organization holds $3.5B in total assets. In 2024, it awarded 10 grants totaling $128K. Net investment income was $27.5M.
Ready to take the next step with Provident Credit Union?
Geographic Focus
Where this funder awards grants
Grant Distribution by State
Share of all 10 itemized 2024 grant dollars.
States
Cities
Financial History
Multi-year comparison from IRS filings
| Metric | 2024 | 2023 | 2022 |
|---|---|---|---|
| Total Assets | $3,546,468,170 | $3,497,380,170 | $3,510,687,147 |
| Revenue | $163,813,640 | $145,149,155 | $112,950,041 |
| Expenses | $160,494,045 | $137,818,872 | $107,810,551 |
| Qualifying Distributions | — | — | — |
| Net Investment Income | $27,547,858 | $19,596,721 | $15,765,485 |
| Distributable Amount | — | — | — |
Data update history
When this profile's IRS filing data changed on Grantable
- IRS filings on file for fiscal years 2020–2024
Giving Over Time
Total grant dollars and number of grants per year
Grant Insights
How this funder distributes its grants
Top Recipients
Top 10 recipients in 2024
Grant Size Distribution
62 grants across all recorded years
Giving History
Grant recipients and amounts by year
Among its reported 2024 grants, the largest recipients include Cristo Rey De La Salle East Bay ($29,375), San Jose State University ($20,000), Habitat for Humanity Greater San Francisco ($15,000).
| Recipient | Purpose | Amount |
|---|---|---|
| CRISTO REY DE LA SALLE EAST BAY Oakland, CA | TO SUPPORT AND ENCOURAGE CORPORATE WORK STUDY PROGRAM. | $29,375 |
| SAN JOSE STATE UNIVERSITY San Jose, CA | TO PROMOTE COMMUNITY ENGAGEMENT AND FUNDRAISING FOR SJSU STUDENT PROGRAMS | $20,000 |
| HABITAT FOR HUMANITY GREATER SAN FRANCISCO San Francisco, CA | TO BRING PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES, AND HOPE. | $15,000 |
| TOWER FOUNDATION OF SJSU San Jose, CA | TO SUPPORT STUDENT CLUBS, CAMPUS CULTURE, AND PHILANTHROPY | $11,500 |
| ONE LIFE COUNSELING San Carlos, CA | TO SUPPORT MENTAL HEALTH AWARENESS AND COMMUNITY HEALING | $10,000 |
| AMERICAN HEART ASSOCIATION Boone, IA | TO PROMOTE CARDIOVASCULAR HEALTH AND FUND LIFESAVING RESEARCH AND PROGRAMS | $10,000 |
| OMEGA-SIGMA IOTA SCHOLARSHIP FUND INC Oakland, CA | TO BRING EDUCATIONAL SUPPORT AND FINANCIAL AID TO STUDENTS IN NEED | $10,000 |
| EASTERSEALS BAY AREA Walnut Creek, CA | TO SUPPORT DISABILITY SERVICES, REHABILITATION, AND INCLUSION PROGRAMS | $8,500 |
| REBUILDING TOGETHER PENINSULA Redwood City, CA | TO BRING PEOPLE TOGETHER TO REPAIR HOMES, COMMUNITIES, AND HELP OUR NEIGHBORS STAY IN THEIR HOMES. | $8,000 |
| HABITAT FOR HUMANITY EAST BAY Oakland, CA | TO BRING VOLUNTEER ENGAGEMENT AND COMMUNITY BUILDING | $6,000 |
Leadership & Key People
Officers and directors from IRS filings
Compensation Overview
From 2024 IRS filing
From 2024 IRS filing
| Name | Title | Hours | Compensation |
|---|---|---|---|
| June Rothe | Chairman | 2 | — |
| Samuel Johnson Jr | Vice Chairman | 2 | — |
| Christine Boland | Secretary | 2 | — |
| David Buckmaster | Treasurer | 2 | — |
| David Pelzner | Board Member | 2 | — |
| Scott O'Brien | Board Member | 2 | — |
| Bob Lanzone | Board Member | 2 | — |
| George Descalso | Board Member | 2 | — |
| Andrea Kenter | Board Member | 2 | — |
| Scott McWhirter | Supv Cmte Chair | 2 | — |
| Rosanne Foust | Supv Cmte Member | 2 | — |
| Kenneth Rubay | Supv Cmte Member | 2 | — |
| Gregory Teshara | Supv Cmte Member | 2 | — |
| Todd McCormack | Supv Cmte Member | 2 | — |
| James Ernest | President/CEO | 40 | $1,151,218 |
| Jennifer Lee | SVP/Cfao | 40 | $552,486 |
| Fred Gomes | SVP | 40 | $446,079 |
| Ganesh Raghavan | VP, Network Infrastructure & Security | 40 | $383,853 |
| Greg Kent McCurdy | VP, Lending | 40 | $359,661 |
| John Haggarty | VP, Marketing | 40 | $343,962 |
| John Paul Reilly | VP, BS&O | 40 | $335,952 |
| Eric Cardona | VP, It Dev Ops and Support | 40 | $303,176 |
| Shalini Sahdeo Narayan | VP, Service Quality | 40 | $293,115 |
| Paul Shea | VP, Human Resources | 40 | $257,113 |
| Janelle Huynh | VP, Finance | 40 | $229,894 |
| Christine M Keane | VP, Risk Management | 40 | $223,062 |
| Mohamad a Sangabi | Sr. Mortgage Cons. | 40 | $249,953 |
| Fatemeh Asad Sangabi | Sr. Mortgage Cons. | 40 | $185,857 |
| David Herrera Jr | Sr. Mortgage Cons. | 40 | $151,097 |
| Phuong Patricia Jacobs | Mortgage Counselor I | 40 | $148,894 |
| Norman Whiteman | Sr. Mortgage Cons. | 40 | $125,750 |
Frequently Asked Questions
How large is Provident Credit Union?
As of 2024, Provident Credit Union holds $3.5B in total assets with $163.8M in annual revenue. It awarded 10 grants totaling $128K in 2024.
Where does Provident Credit Union operate?
Provident Credit Union has awarded grants in California, Iowa, Texas, Utah.
What size grants does Provident Credit Union award?
In 2024, Provident Credit Union awarded 10 grants totaling $128K — an average of about $13K per grant, based on its IRS Form 990 filings.
What is Provident Credit Union's EIN?
Provident Credit Union's EIN (Employer Identification Number) is 94-1482957. IRS Form 990 filing data is available on this page for 2020–2024.
Explore Open Grants
Browse active grant opportunities in Provident Credit Union's focus areas in our free grants database
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Data last updated September 2026. Sourced from IRS Form 990-PF filings.