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Provident Credit Union

REDWOOD CITY, CA EIN: 94-1482957 Website

A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, PROVIDENT CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.

Financial Overview

From 2024 IRS Form 990-PF · View filing

Total Assets

$3.5B

+1.4% YoY

Annual Giving

$128K

-3.8% YoY

Grant Count

10

+25.0% YoY

Avg Grant Size

$13K

-23.1% YoY

About Provident Credit Union

Based on IRS filings

Provident Credit Union is a nonprofit organization, based in REDWOOD CITY, CA. IRS filing data is available from 2020 through 2024. As of 2024, the organization holds $3.5B in total assets. In 2024, it awarded 10 grants totaling $128K. Net investment income was $27.5M.

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Geographic Focus

Where this funder awards grants

Grant Distribution by State

4states

Cities

AlamedaBooneCampbellDallasDanvilleMillbraeMountain ViewOaklandRedwood CitySalt Lake CitySan CarlosSan FranciscoSan JoseSan MateoWalnut Creek

Financial History

Multi-year comparison from IRS filings

Revenue
Expenses
Qualifying Distributions
Net Investment Income
$0$45M$90M$135M$180M20202021202220232024
Metric202420232022
Total Assets$3,546,468,170$3,497,380,170$3,510,687,147
Revenue$163,813,640$145,149,155$112,950,041
Expenses$160,494,045$137,818,872$107,810,551
Qualifying Distributions
Net Investment Income$27,547,858$19,596,721$15,765,485
Distributable Amount

Giving Over Time

Total grant dollars and number of grants per year

$0$51K$102K$152K$203K19 grants202016 grants20219 grants20228 grants202310 grants2024

Grant Insights

How this funder distributes its grants

Top Recipients

Top 10 recipients in 2024

CRISTO REY DE LA SALLE E…$29KSAN JOSE STATE UNIVERSITY$20KHABITAT FOR HUMANITY GRE…$15KTOWER FOUNDATION OF SJSU$12KONE LIFE COUNSELING$10KAMERICAN HEART ASSOCIATION$10KOMEGA-SIGMA IOTA SCHOLAR…$10KEASTERSEALS BAY AREA$9KREBUILDING TOGETHER PENI…$8KHABITAT FOR HUMANITY EAS…$6K

Grant Size Distribution

62 grants across all recorded years

59<$50K3$50–100K$100–250K$250–500K$500K–1M$1–5M$5M+

Giving History

Grant recipients and amounts by year

Among its reported 2024 grants, the largest include Cristo Rey De La Salle East Bay ($29,375), San Jose State University ($20,000), Habitat for Humanity Greater San Francisco ($15,000).

RecipientPurposeAmount
CRISTO REY DE LA SALLE EAST BAY OAKLAND, CATO SUPPORT AND ENCOURAGE CORPORATE WORK STUDY PROGRAM.$29,375
SAN JOSE STATE UNIVERSITY SAN JOSE, CATO PROMOTE COMMUNITY ENGAGEMENT AND FUNDRAISING FOR SJSU STUDENT PROGRAMS$20,000
HABITAT FOR HUMANITY GREATER SAN FRANCISCO SAN FRANCISCO, CATO BRING PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES, AND HOPE.$15,000
TOWER FOUNDATION OF SJSU SAN JOSE, CATO SUPPORT STUDENT CLUBS, CAMPUS CULTURE, AND PHILANTHROPY$11,500
ONE LIFE COUNSELING SAN CARLOS, CATO SUPPORT MENTAL HEALTH AWARENESS AND COMMUNITY HEALING$10,000
AMERICAN HEART ASSOCIATION BOONE, IATO PROMOTE CARDIOVASCULAR HEALTH AND FUND LIFESAVING RESEARCH AND PROGRAMS$10,000
OMEGA-SIGMA IOTA SCHOLARSHIP FUND INC OAKLAND, CATO BRING EDUCATIONAL SUPPORT AND FINANCIAL AID TO STUDENTS IN NEED$10,000
EASTERSEALS BAY AREA WALNUT CREEK, CATO SUPPORT DISABILITY SERVICES, REHABILITATION, AND INCLUSION PROGRAMS$8,500
REBUILDING TOGETHER PENINSULA REDWOOD CITY, CATO BRING PEOPLE TOGETHER TO REPAIR HOMES, COMMUNITIES, AND HELP OUR NEIGHBORS STAY IN THEIR HOMES.$8,000
HABITAT FOR HUMANITY EAST BAY OAKLAND, CATO BRING VOLUNTEER ENGAGEMENT AND COMMUNITY BUILDING$6,000

Leadership & Key People

Officers and directors from IRS filings

Compensation Overview

From 2024 IRS filing

JAMES ERNESTPRESIDENT/CEO$1.2MJENNIFER LEESVP/CFAO$552KFRED GOMESSVP$446KGANESH RAGHAVANVP, NETWORK INFRASTRUCTURE &…$384KGREG KENT MCCURDYVP, LENDING$360KJOHN HAGGARTYVP, MARKETING$344KJOHN PAUL REILLYVP, BS&O$336KERIC CARDONAVP, IT DEV OPS AND SUPPORT$303KSHALINI SAHDEO NARAYANVP, SERVICE QUALITY$293KPAUL SHEAVP, HUMAN RESOURCES$257KMOHAMAD A SANGABISR. MORTGAGE CONS.$250KJANELLE HUYNHVP, FINANCE$230KCHRISTINE M KEANEVP, RISK MANAGEMENT$223KFATEMEH ASAD SANGABISR. MORTGAGE CONS.$186KDAVID HERRERA JRSR. MORTGAGE CONS.$151KPHUONG PATRICIA JACOBSMORTGAGE COUNSELOR I$149KNORMAN WHITEMANSR. MORTGAGE CONS.$126K

From 2024 filing

NameTitleHoursCompensation
JUNE ROTHECHAIRMAN2
SAMUEL JOHNSON JRVICE CHAIRMAN2
CHRISTINE BOLANDSECRETARY2
DAVID BUCKMASTERTREASURER2
DAVID PELZNERBOARD MEMBER2
SCOTT O'BRIENBOARD MEMBER2
BOB LANZONEBOARD MEMBER2
GEORGE DESCALSOBOARD MEMBER2
ANDREA KENTERBOARD MEMBER2
SCOTT MCWHIRTERSUPV CMTE CHAIR2
ROSANNE FOUSTSUPV CMTE MEMBER2
KENNETH RUBAYSUPV CMTE MEMBER2
GREGORY TESHARASUPV CMTE MEMBER2
TODD MCCORMACKSUPV CMTE MEMBER2
JAMES ERNESTPRESIDENT/CEO40$1,151,218
JENNIFER LEESVP/CFAO40$552,486
FRED GOMESSVP40$446,079
GANESH RAGHAVANVP, NETWORK INFRASTRUCTURE & SECURITY40$383,853
GREG KENT MCCURDYVP, LENDING40$359,661
JOHN HAGGARTYVP, MARKETING40$343,962
JOHN PAUL REILLYVP, BS&O40$335,952
ERIC CARDONAVP, IT DEV OPS AND SUPPORT40$303,176
SHALINI SAHDEO NARAYANVP, SERVICE QUALITY40$293,115
PAUL SHEAVP, HUMAN RESOURCES40$257,113
JANELLE HUYNHVP, FINANCE40$229,894
CHRISTINE M KEANEVP, RISK MANAGEMENT40$223,062
MOHAMAD A SANGABISR. MORTGAGE CONS.40$249,953
FATEMEH ASAD SANGABISR. MORTGAGE CONS.40$185,857
DAVID HERRERA JRSR. MORTGAGE CONS.40$151,097
PHUONG PATRICIA JACOBSMORTGAGE COUNSELOR I40$148,894
NORMAN WHITEMANSR. MORTGAGE CONS.40$125,750

Frequently Asked Questions

How large is Provident Credit Union?

As of 2024, Provident Credit Union holds $3.5B in total assets with $163.8M in annual revenue. It awarded 10 grants totaling $128K in 2024.

Where does Provident Credit Union operate?

Provident Credit Union has awarded grants in California, Iowa, Texas, Utah.

What size grants does Provident Credit Union award?

In 2024, Provident Credit Union awarded 10 grants totaling $128K — an average of about $13K per grant, based on its IRS Form 990 filings.

What is Provident Credit Union's EIN?

Provident Credit Union's EIN (Employer Identification Number) is 94-1482957. IRS Form 990 filing data is available on this page for 2020–2024.

Explore Open Grants

Browse active grant opportunities in Provident Credit Union's focus areas in our free grants database

Related Funders

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Data last updated April 2026. Sourced from IRS Form 990-PF filings.

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