Panhandle Credit Union
THE CREDIT UNION'S MISSION IS TO PROMOTE THRIFT AMONG ITS MEMBERS AND CREATE A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST. THE CREDIT UNION SERVES MEMBERS IN THE GREATER BAY, CALHOUN, GULF, HOLMES, JACKSON, WALTON AND WASHINGTON COUNTIES IN FLORIDA. THE TOTAL NUMBER OF MEMBERS IS IN EXCESS OF 15,800.
Financial Overview
From 2024 IRS Form 990-PF · View filing
Total Assets
$328.0M
+6.7% YoY
Annual Giving
$5K
-16.0% YoY
Grant Count
1
+0.0% YoY
Avg Grant Size
$5K
-16.0% YoY
About Panhandle Credit Union
Based on IRS filings
Panhandle Credit Union is a nonprofit organization, based in PANAMA CITY, FL. IRS filing data is available from 2020 through 2024. As of 2024, the organization holds $328.0M in total assets. In 2024, it awarded 1 grants totaling $5K. Net investment income was $3.7M.
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Geographic Focus
Where this funder awards grants
Grant Distribution by State
States
Cities
Financial History
Multi-year comparison from IRS filings
| Metric | 2024 | 2023 | 2022 |
|---|---|---|---|
| Total Assets | $327,956,181 | $307,340,662 | $298,300,656 |
| Revenue | $19,997,576 | $17,116,551 | $12,428,355 |
| Expenses | $17,087,124 | $13,654,991 | $9,436,095 |
| Qualifying Distributions | — | — | — |
| Net Investment Income | $3,664,580 | $3,045,083 | $1,313,812 |
| Distributable Amount | — | — | — |
Giving Over Time
Total grant dollars and number of grants per year
Grant Insights
How this funder distributes its grants
Top Recipients
Top 1 recipients in 2024
Grant Size Distribution
3 grants across all recorded years
Giving History
Grant recipients and amounts by year
Among its reported 2024 grants, the largest include United Way of Northwest Florida Inc ($5,162).
| Recipient | Purpose | Amount |
|---|---|---|
| UNITED WAY OF NORTHWEST FLORIDA INC PANAMA CITY, FL | UNITED WAY FUNDING | $5,162 |
Leadership & Key People
Officers and directors from IRS filings
Compensation Overview
From 2024 IRS filing
From 2024 filing
| Name | Title | Hours | Compensation |
|---|---|---|---|
| HERMAN G DANIELS | CHAIRMAN | 1 | — |
| WL ANDERSON | VICE CHAIRMAN | 1 | — |
| SANDRA D DAVIS | SECRETARY | 1 | — |
| JOHN D MERCER | TREASURER | 1 | — |
| FRED W DENECKE | BOARD MEMBER | 1 | — |
| WILLIAM V HUSFELT | BOARD MEMBER | 1 | — |
| WILLIAM KINSAUL | BOARD MEMBER | 1 | — |
| CHRISTOPHER BROOKS | BOARD MEMBER | 1 | — |
| LEONARD JUSTIN HALL | PRESIDENT/CEO | 40 | $361,686 |
| SARAH E ALLISON | CFO | 40 | $190,627 |
| JOHN D WHITLOCK | CLO | 40 | $192,892 |
| ANITA M MAYER | CHIEF OF RISK & COMPLIANCE | 40 | $151,771 |
| AMANDA PITTS | CHIEF OPERATIONS OFFICER | 40 | $145,375 |
| CYNTHIA REIMERS | DIRECTOR OF BUSINESS LENDI | 40 | $111,903 |
| MAURA HOOD | VP OF RETAIL LENDING | 40 | $109,609 |
| KEITH HERRICK | VP OF DIGITAL SERVICES | 40 | $105,109 |
| CINDY WOOD | HUMAN RESOURCES MANAGER | 40 | $102,738 |
Frequently Asked Questions
How large is Panhandle Credit Union?
As of 2024, Panhandle Credit Union holds $328.0M in total assets with $20.0M in annual revenue. It awarded 1 grants totaling $5K in 2024.
Where does Panhandle Credit Union operate?
Panhandle Credit Union has awarded grants in Florida.
What size grants does Panhandle Credit Union award?
In 2024, Panhandle Credit Union awarded 1 grants totaling $5K — an average of about $5K per grant, based on its IRS Form 990 filings.
What is Panhandle Credit Union's EIN?
Panhandle Credit Union's EIN (Employer Identification Number) is 85-3981152. IRS Form 990 filing data is available on this page for 2020–2024.
Explore Open Grants
Browse active grant opportunities in Panhandle Credit Union's focus areas in our free grants database
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Data last updated April 2026. Sourced from IRS Form 990-PF filings.