Living Waters Charitable Foundation

Private foundation · Grantmaker Wilmington, DE EIN: 87-3157704

Living Waters Charitable Foundation is a private foundation, based in Wilmington, DE. IRS filing data is available from 2021 through 2025. As of 2025, the organization holds $2.6M in total assets. In 2025, it awarded 1 grant totaling $10K. Net investment income was $19.

Key facts about Living Waters Charitable Foundation

In short: Living Waters Charitable Foundation gave $10K across 1 grant in 2025 (avg $10K), mostly in Florida. Source: 2025 IRS Form 990-PF.

EIN
87-3157704
Latest 990 filing
Form 990-PF, 2025
Annual giving (2025)
$10,000
Grants made (2025)
1
Average grant
$10,000
Median grant
$10,000
Total assets
$2,588,740
Primary geography
Florida (100% of itemized 2025 grant dollars)

Data from IRS Form 990-PF, 2025; updated September 2026.

Financial Overview

From 2025 IRS Form 990-PF · View filing

Total Assets

$2.6M

-0.0% YoY

Annual Giving

$10K

-95.3% YoY

Grant Count

1

-66.7% YoY

Avg Grant Size

$10K

-85.9% YoY

Under IRS private-foundation payout rules, Living Waters Charitable Foundation reported a distributable amount of $128K for 2025 — the minimum it must pay out in qualifying distributions.

How Living Waters Charitable Foundation gives

  • Giving fell 99% from 2022 to 2025. Method
  • In 2025 it paid out 21% of its IRS minimum distribution (the 5% rule). Foundations have until the end of the next year to meet it. Method

From the foundation's IRS Form 990-PF filings. Methodology.

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Geographic Focus

Where this funder awards grants

Grant Distribution by State

4states

Share of the 2025 grant dollars on its one itemized grant.

Cities

San DiegoCarlsbadEncintasMiami BeachNew CanaanSalt Lake CtyWest Haven

Giving Over Time

Total grant dollars and number of grants per year

$0$500K$1M$1.5M0 grants2021 18 grants2022 9 grants2023 3 grants2024 1 grant2025

From 2022 to 2025, annual grant giving ranged from $10K (2025) to $1.1M (2022). In 2025 it made 1 grant totaling $10K.

Grant Insights

How this funder distributes its grants

Top Recipients

Top recipient in 2025

National Womens Shelter Network Inc: $10KNational Womens ShelterNetwork Inc$10K

The largest 2025 recipient was National Womens Shelter Network Inc ($10K).

Grant Size Distribution

31 grants across all recorded years

15<$50K3$50–100K13$100–250K$250–500K$500K–1M$1–5M$5M+

The most common grant size was under $50K: 15 grants of 31 (48%).

Giving History

Grant recipients and amounts by year

RecipientPurposeAmount
National Womens Shelter Network Inc Miami Beach, FLThe Melanie Gamett Family Scholarship Fund - to advance the next generation of advocates and professionals dedicated to building a better world for vulnerable women and children$10,000

Financial History

Multi-year comparison from IRS filings

Revenue
Expenses
Qualifying Distributions
Net Investment Income
$0$1M$2M$3M$4M2021 2022 2023 2024 2025
Metric202520242023
Total Assets$2,588,740$2,588,909$2,784,751
Revenue$27,119$25,182$2,947,294
Expenses$27,288$221,024$465,955
Qualifying Distributions$27,288$221,024$465,618
Net Investment Income$19$211$622
Distributable Amount$127,583$130,206$15,165

Data update history

When this profile's IRS filing data changed on Grantable

  1. Updated Form 990-PF for fiscal year 2021 (received by the IRS June 9, 2022)
  2. Updated Form 990-PF for fiscal year 2022 (received by the IRS November 8, 2023)
  3. Updated Form 990-PF for fiscal year 2023 (received by the IRS November 13, 2024)
  4. Updated Form 990-PF for fiscal year 2024 (received by the IRS November 17, 2025)
  5. Added Form 990-PF for fiscal year 2025 (received by the IRS June 12, 2026)
  6. IRS filings on file for fiscal years 2021–2024

Leadership & Key People

Officers and directors from IRS filings

Living Waters Charitable Foundation is led by James B Gamett, Director & Co- President since 2023 (on filings since 2021); none of the 4 officers listed in 2025 report compensation.

Officers on the 2025 filing

  • James B Gamett

    Director & Co- President

    Director, President, Secretary & Treasurer → Director, Treasurer & Co-Pres, 2022

    Director, Treasurer & Co-Pres → Director & Co- President, 2023

    On filings since 2021

    5 hrs/week

    No compensation reported

  • Shauna Lyn Gamett

    Co- President & Director

    Co-Pres & Director → Co- President & Director, 2023

    On filings since 2022

    1 hr/week

    No compensation reported

  • Amber Andrews

    Secretary

    On filings since 2022

    10 hrs/week

    No compensation reported

  • LeAnn Lewis

    Treasurer

    On filings since 2023

    1 hr/week

    No compensation reported

Data from IRS Form 990 filings, 2021–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.

Frequently asked questions about Living Waters Charitable Foundation

How much does Living Waters Charitable Foundation give each year?

Living Waters Charitable Foundation gave $10K across 1 grant in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $212K across 3 grants.

How large is Living Waters Charitable Foundation?

Living Waters Charitable Foundation reported $2.6M in total assets on its 2025 IRS Form 990-PF. It paid out $27K in qualifying distributions that year, against a required minimum of $128K (roughly 5% of its investment assets). Falling short in one year is not a violation: foundations have until the end of the next year to meet the minimum.

Where does Living Waters Charitable Foundation operate?

Living Waters Charitable Foundation has awarded grants in California, Connecticut, Florida, Utah.

What is Living Waters Charitable Foundation's EIN?

Living Waters Charitable Foundation's EIN (Employer Identification Number) is 87-3157704. IRS Form 990 filing data is available on this page for 2021–2025.

Data last updated September 2026. Sourced from IRS Form 990-PF filings.

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