Harding Family Charitable Trust
Harding Family Charitable Trust is a private foundation, based in Pittsburgh, PA. IRS filing data is available from 2020 through 2025. As of 2025, the organization holds $12.7M in total assets. In 2025, it awarded 4 grants totaling $1.1M. Net investment income was $1.5M.
Key facts about Harding Family Charitable Trust
In short: Harding Family Charitable Trust gave $1.1M across 4 grants in 2025 (avg $284K), mostly in Ohio. Source: 2025 IRS Form 990-PF.
- EIN
- 30-0021471
- Latest 990 filing
- Form 990-PF, 2025
- Annual giving (2025)
- $1,136,550
- Grants made (2025)
- 4
- Average grant
- $284,138
- Median grant
- $293,275
- Total assets
- $12,707,716
- Primary geography
- Ohio (100% of itemized 2025 grant dollars)
Data from IRS Form 990-PF, 2025; updated September 2026.
Financial Overview
From 2025 IRS Form 990-PF · View filing
Total Assets
$12.7M
+2.0% YoY
Annual Giving
$1.1M
-1.3% YoY
Grant Count
4
-20.0% YoY
Avg Grant Size
$284K
+23.4% YoY
Under IRS private-foundation payout rules, Harding Family Charitable Trust reported a distributable amount of $775K for 2025 — the minimum it must pay out in qualifying distributions.
How Harding Family Charitable Trust gives
- Giving grew 37% from 2022 to 2025. Method
- In 2025 it paid out 157% of its IRS minimum distribution (the 5% rule). Method
From the foundation's IRS Form 990-PF filings. Methodology.
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Geographic Focus
Where this funder awards grants
Grant Distribution by State
Share of 2025 grant dollars across all 4 itemized grants.
States
Cities
Giving Over Time
Total grant dollars and number of grants per year
From 2020 to 2025, annual grant giving ranged from $805K (2023) to $1.3M (2020). In 2025 it made 4 grants totaling $1.1M.
Grant Insights
How this funder distributes its grants
Top Recipients
Top 4 recipients in 2025
The largest 2025 recipient was Baldwin Wallace University ($500K). Together the top 4 received $1.1M.
Grant Size Distribution
21 grants across all recorded years
The most common grant size was in the $250–500K range: 8 grants of 21 (38%).
Giving History
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Baldwin Wallace University Berea, OH | General Support | $500,000 |
| Olmsted Community Center Olmsted Falls, OH | General Support | $360,950 |
| Southwest Community Health Foundation Middleburg Heights, OH | General Support | $225,600 |
| Olmsted Falls School Endowment Olmsted Falls, OH | Alumni Park Project | $50,000 |
Financial History
Multi-year comparison from IRS filings
| Metric | 2025 | 2024 | 2023 |
|---|---|---|---|
| Total Assets | $12,707,716 | $12,461,622 | $13,013,798 |
| Revenue | $1,621,367 | $820,565 | $213,060 |
| Expenses | $1,345,272 | $1,353,014 | $993,675 |
| Qualifying Distributions | $1,216,531 | $1,231,338 | $916,544 |
| Net Investment Income | $1,503,186 | $699,101 | $320,751 |
| Distributable Amount | $775,120 | $789,139 | $740,065 |
Data update history
When this profile's IRS filing data changed on Grantable
- Updated Form 990-PF for fiscal year 2020 (received by the IRS October 12, 2021)
- Updated Form 990-PF for fiscal year 2021 (received by the IRS October 24, 2022)
- Updated Form 990-PF for fiscal year 2022 (received by the IRS May 3, 2023)
- Updated Form 990-PF for fiscal year 2023 (received by the IRS May 1, 2024)
- Updated Form 990-PF for fiscal year 2024 (received by the IRS April 26, 2025)
- Added Form 990-PF for fiscal year 2025 (received by the IRS May 8, 2026)
Leadership & Key People
Officers and directors from IRS filings
Harding Family Charitable Trust's 2025 filing lists 3 officers; all 3 officers listed in 2025 are compensated.
Officers on the 2025 filing
Karen M. McCarthy
Co-Trustee
On filings since 2021
4 hrs/week
$22K (2021) → $12K (2025)
Timothy Coyne
Co-Trustee
On filings since 2021
4 hrs/week
$22K (2021) → $12K (2025)
PNC Bank N A
Trustee
New on the 2025 filing
1 hr/week
$91K (2025)
Former officers (1)
- Former: PNC Bank NA (2020–2024) — Trustee
Data from IRS Form 990 filings, 2020–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2025 IRS filing
The highest reported compensation on the 2025 filing was $91K, to PNC Bank N a (Trustee). 3 officers or directors reported compensation on that filing.
Frequently asked questions about Harding Family Charitable Trust
How much does Harding Family Charitable Trust give each year?
Harding Family Charitable Trust gave $1.1M across 4 grants in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $1.2M across 5 grants.
What is Harding Family Charitable Trust's typical grant size?
Harding Family Charitable Trust's median grant in 2025 was $293,275, and its average grant was $284,138, across 4 grants on its 2025 IRS Form 990-PF.
Where does Harding Family Charitable Trust give grants?
Harding Family Charitable Trust gives mostly in Ohio: 100% of the grant dollars itemized on its 2025 IRS Form 990-PF went to recipients there. The most frequent recipient cities were Olmsted Falls, OH (2 grants).
Does Harding Family Charitable Trust give general operating support?
Yes: 75% of Harding Family Charitable Trust's 2025 grants with a stated purpose (3 of 4) were for general or operating support, per its 2025 IRS Form 990-PF.
How large is Harding Family Charitable Trust?
Harding Family Charitable Trust reported $12.7M in total assets on its 2025 IRS Form 990-PF. It paid out $1.2M in qualifying distributions that year, against a required minimum of $775K (roughly 5% of its investment assets).
What is Harding Family Charitable Trust's EIN?
Harding Family Charitable Trust's EIN (Employer Identification Number) is 30-0021471. IRS Form 990 filing data is available on this page for 2020–2025.
Data last updated September 2026. Sourced from IRS Form 990-PF filings.
Here's the math on researching Harding Family Charitable Trust by hand.
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