Harding Family Charitable Trust

Private foundation · Grantmaker Pittsburgh, PA EIN: 30-0021471

Harding Family Charitable Trust is a private foundation, based in Pittsburgh, PA. IRS filing data is available from 2020 through 2025. As of 2025, the organization holds $12.7M in total assets. In 2025, it awarded 4 grants totaling $1.1M. Net investment income was $1.5M.

Harding Family Charitable Trust at a glance

In short: Harding Family Charitable Trust gave $1.1M across 4 grants in 2025 (avg $284K), mostly in Ohio. Source: 2025 IRS Form 990-PF.

Annual giving (2025)
$1,136,550
-1.3% vs 2024
Grants made (2025)
4
-20.0% vs 2024
Average grant
$284,138
+23.4% vs 2024
Median grant
$293,275
Total assets
$12,707,716
+2.0% vs 2024
Primary geography
Ohio (100% of itemized 2025 grant dollars)
Latest 990 filing
Form 990-PF, 2025 View filing

Data from IRS Form 990-PF, 2025; updated September 2026.

Who Harding Family Charitable Trust funds

How this funder distributes its grants

Top Recipients

Top 4 recipients in 2025

Baldwin Wallace University: $500KBaldwin Wallace University$500KOlmsted Community Center: $361KOlmsted Community Center$361KSouthwest Community Health Foundation: $226KSouthwest Community HealthFoundation$226KOlmsted Falls School Endowment: $50KOlmsted Falls School Endowment$50K

The largest 2025 recipient was Baldwin Wallace University ($500K). Together the top 4 received $1.1M.

Grant Size Distribution

21 grants across all recorded years

1<$50K5$50–100K4$100–250K8$250–500K3$500K–1M$1–5M$5M+

The most common grant size was in the $250–500K range: 8 grants of 21 (38%).

Geographic Focus

Where this funder awards grants

Grant Distribution by State

1state

Share of 2025 grant dollars across all 4 itemized grants.

States

Cities

Olmsted FallsBereaClevelandMiddleburg HeightsNorth RidgevilleColumbus

How Harding Family Charitable Trust gives

  • Giving grew 37% from 2022 to 2025. Method
  • In 2025 it paid out 157% of its IRS minimum distribution (the 5% rule). Method

From the foundation's IRS Form 990-PF filings. Methodology.

Giving History

Giving Over Time

Total grant dollars and number of grants per year

$0$500K$1M$1.5M6 grants2020 5 grants2021 3 grants2022 4 grants2023 5 grants2024 4 grants2025

From 2020 to 2025, annual grant giving ranged from $805K (2023) to $1.3M (2020). In 2025 it made 4 grants totaling $1.1M.

Grants by year

Grant recipients and amounts by year

RecipientPurposeAmount
Baldwin Wallace University Berea, OHGeneral Support$500,000
Olmsted Community Center Olmsted Falls, OHGeneral Support$360,950
Southwest Community Health Foundation Middleburg Heights, OHGeneral Support$225,600
Olmsted Falls School Endowment Olmsted Falls, OHAlumni Park Project$50,000
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Financial History

Multi-year comparison from IRS filings

Figures from IRS filings, by filing year
Filing yearTotal AssetsRevenueExpensesGrants paidGrantsQualifying DistributionsNet Investment IncomeDistributable Amount
2025$12,707,716$1,621,367$1,345,272$1,136,5504$1,216,531$1,503,186$775,120
2024$12,461,622$820,565$1,353,014$1,151,6505$1,231,338$699,101$789,139
2023$13,013,798$213,060$993,675$804,9944$916,544$320,751$740,065
2022$13,814,672$535,845$1,037,820$829,8023$955,574$455,699$781,419
2021$14,339,840$890,619$1,240,453$998,5165$1,145,121$761,696$876,587
2020$14,724,177$283,901$1,552,941$1,304,1356—$210,798$796,002

Under IRS private-foundation payout rules, Harding Family Charitable Trust reported a distributable amount of $775K for 2025 — the minimum it must pay out in qualifying distributions.

Leadership & Key People

Officers and directors from IRS filings

Harding Family Charitable Trust's 2025 filing lists 3 officers; all 3 officers listed in 2025 are compensated.

Officers on the 2025 filing

  • Karen M. McCarthy

    Co-Trustee

    On filings since 2021

    4 hrs/week

    $22K (2021) → $12K (2025)

  • Timothy Coyne

    Co-Trustee

    On filings since 2021

    4 hrs/week

    $22K (2021) → $12K (2025)

  • PNC Bank N A

    Trustee

    New on the 2025 filing

    1 hr/week

    $91K (2025)

Former officers (1)
  • Former: PNC Bank NA (2020–2024) — Trustee

Data from IRS Form 990 filings, 2020–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.

Compensation Overview

From 2025 IRS filing

PNC Bank N a — Trustee: $91KPNC Bank N aTrustee$91KKaren M McCarthy — Co-Trustee: $12KKaren M McCarthyCo-Trustee$12KTimothy Coyne — Co-Trustee: $12KTimothy CoyneCo-Trustee$12K

The highest reported compensation on the 2025 filing was $91K, to PNC Bank N a (Trustee). 3 officers or directors reported compensation on that filing.

Frequently asked questions about Harding Family Charitable Trust

How much does Harding Family Charitable Trust give each year?

Harding Family Charitable Trust gave $1.1M across 4 grants in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $1.2M across 5 grants.

What is Harding Family Charitable Trust's typical grant size?

Harding Family Charitable Trust's median grant in 2025 was $293,275, and its average grant was $284,138, across 4 grants on its 2025 IRS Form 990-PF.

Where does Harding Family Charitable Trust give grants?

Harding Family Charitable Trust gives mostly in Ohio: 100% of the grant dollars itemized on its 2025 IRS Form 990-PF went to recipients there. The most frequent recipient cities were Olmsted Falls, OH (2 grants).

Does Harding Family Charitable Trust give general operating support?

Yes: 75% of Harding Family Charitable Trust's 2025 grants with a stated purpose (3 of 4) were for general or operating support, per its 2025 IRS Form 990-PF.

How large is Harding Family Charitable Trust?

Harding Family Charitable Trust reported $12.7M in total assets on its 2025 IRS Form 990-PF. It paid out $1.2M in qualifying distributions that year, against a required minimum of $775K (roughly 5% of its investment assets).

What is Harding Family Charitable Trust's EIN?

Harding Family Charitable Trust's EIN (Employer Identification Number) is 30-0021471. IRS Form 990 filing data is available on this page for 2020–2025.

Data last updated September 2026. Sourced from IRS Form 990-PF filings.

Data update history

(6)

When this profile's IRS filing data changed on Grantable

  1. Updated Form 990-PF for fiscal year 2020 (received by the IRS October 12, 2021)
  2. Updated Form 990-PF for fiscal year 2021 (received by the IRS October 24, 2022)
  3. Updated Form 990-PF for fiscal year 2022 (received by the IRS May 3, 2023)
  4. Updated Form 990-PF for fiscal year 2023 (received by the IRS May 1, 2024)
  5. Updated Form 990-PF for fiscal year 2024 (received by the IRS April 26, 2025)
  6. Added Form 990-PF for fiscal year 2025 (received by the IRS May 8, 2026)

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The filing figures on this page are open data under CC BY 4.0. About GrantGraph Open

Figures come from Harding Family Charitable Trust's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.

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