Gulf Winds Credit Union
We're about more than banking. We care for our team, members, and communies by investing in their success. We believe your journey matters. We guide members along life's moments and milestones. We provide solutions, not obstacles. Backed by our people, we leverage technology and financial resources to provide a great experience, simply. We create opportunities for a better tomorrow. Our strength provides the path to your dreams.
Gulf Winds Credit Union at a glance
In short: Gulf Winds Credit Union gave $126K across 1 grant in 2024 (avg $126K), mostly in Florida. Source: 2024 IRS Form 990.
- Annual giving (2024)
- $126,107
- -28.1% vs 2023
- Grants made (2024)
- 1
- +0.0% vs 2023
- Average grant
- $126,107
- -28.1% vs 2023
- Median grant
- $126,107
- Total assets
- $1,188,174,437
- +7.3% vs 2023
- Primary geography
- Florida (100% of itemized 2024 grant dollars)
- Latest 990 filing
- Form 990, 2024 View filing
Data from IRS Form 990, 2024; updated September 2026.
Who Gulf Winds Credit Union funds
How this funder distributes its grants
Top Recipients
Top recipient in 2024
The largest 2024 recipient was Gulf Winds Cares Foundation ($126K).
Grant Size Distribution
30 grants across all recorded years
The most common grant size was under $50K: 25 grants of 30 (83%).
Geographic Focus
Where this funder awards grants
Grant Distribution by State
Share of the 2024 grant dollars on its one itemized grant.
Cities
How Gulf Winds Credit Union gives
- Giving fell 94% from 2021 to 2024. Method
From the foundation's IRS Form 990 filings. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2020 to 2024, annual grant giving ranged from $126K (2024) to $2.2M (2021). In 2024 it made 1 grant totaling $126K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Gulf Winds Cares Foundation Pensacola, FL | Funding for Community Organizations | $126,107 |
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Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Net Investment Income |
|---|---|---|---|---|---|---|
| 2024 | $1,188,174,437 | $76,972,087 | $69,136,567 | $126,107 | 1 | $19,651,217 |
| 2023 | $1,107,021,415 | $63,015,859 | $55,442,538 | $175,313 | 1 | $15,452,410 |
| 2022 | $1,035,650,446 | $51,125,321 | $42,641,634 | $214,495 | 4 | $10,779,954 |
| 2021 | $1,014,783,334 | $45,342,070 | $39,287,810 | $2,212,500 | 4 | $8,761,486 |
| 2020 | $919,701,095 | $41,997,576 | $39,119,691 | $242,500 | 20 | $8,546,177 |
About Gulf Winds Credit Union
Based on IRS filings
Gulf Winds Credit Union is a public charity focused on public and societal benefit, based in Pensacola, FL. IRS filing data is available from 2020 through 2024. As of 2024, the organization holds $1.2B in total assets. In 2024, it awarded 1 grant totaling $126K. Net investment income was $19.7M.
Focus Areas
Leadership & Key People
Officers and directors from IRS filings
Gulf Winds Credit Union is led by Daniel Souers, CEO on every filing since 2023; 11 of 18 officers listed in 2024 are compensated.
Officers on the 2024 filing
Daniel Souers
CEO
On filings since 2023
45 hrs/week
$294K (2023) → $373K (2024)
William Fritchman
Chairman
Director → Chairman, 2024
On filings since 2020
1 hr/week
No compensation reported
A. Larry Maltby
Director
1st Vice Chairman → Secretary, 2022
Secretary → Director, 2024
On filings since 2020
1 hr/week
No compensation reported
Gerald Eady
Director
Director → Vice Chairman, 2022
Vice Chairman → Director, 2023
On filings since 2020
1 hr/week
No compensation reported
Eric Haines
Director
On filings since 2023
1 hr/week
No compensation reported
Lynn Crear
Director
New on the 2024 filing
1 hr/week
No compensation reported
Ashley Jansky
Cheif Administration Officer
Executive Vice President Member Experience → Cheif Administration Officer, 2024
On filings since 2020
45 hrs/week
$210K (2020) → $320K (2024)
Kurt Stenerson
Former Executive Vice President of Digital Innovation
Executive Vice President of Digital Innovation → Former Executive Vice President of Digital Innovation, 2024
On filings since 2020
45 hrs/week
$227K (2020) → $272K (2024)
Terry Johnson
Executive Vice President of Strategy & Perfo
Executive Vice President of Strategy & Performance → Executive Vice President of Strategy & Perfomance, 2021
Executive Vice President of Strategy & Perfomance → Executive Vice President of Strategy & Perfo, 2022
On filings since 2020
45 hrs/week
$185K (2020) → $258K (2024)
Jarrell Flanders
COO
Vice President of People & Development → COO, 2023
On filings since 2021
45 hrs/week
$115K (2021) → $162K (2024)
Lee Ann Allen
Regional Vice President
Vice President of Regional Sales → Regional Vice President, 2024
On filings since 2021
1 hr/week
$123K (2021) → $158K (2024)
Stephanie Chase
Vice President of Risk Management
On filings since 2021
45 hrs/week
$132K (2021) → $155K (2024)
Clay Mallard
Financial Advisor
On filings since 2023
45 hrs/week
$170K (2023) → $216K (2024)
Scott Slattery
Cheif Growth Officer
Clo → Cheif Growth Officer, 2024
On filings since 2023
45 hrs/week
$147K (2023) → $188K (2024)
Larry D. Hayes
Interim CFO
New on the 2024 filing
1 hr/week
$117K (2024)
Walter Stepnowski
Cheif Technology Officer
New on the 2024 filing
45 hrs/week
$188K (2024)
Shelly Fountain
Treasurer
Director → Treasurer, 2024
On filings since 2020
1 hr/week
No compensation reported
Donna Luebbers
Secretary
Treasurer → Secretary, 2024
On filings since 2023
1 hr/week
No compensation reported
Former officers (18)
- Former: Christopher Rutledge (2020–2023) — CEO
- Former: Rl Oswald Sr. (2020–2023) — Chairman
- Former: Mitchell Olinsky (2022–2023) — Vice President of Technology Operations
- Former: Chris Brooks (2020–2022) — Director
- Former: Jack Williams (2020–2022) — Treasurer
- Former: Jim Taylor (2020–2022) — Director
- Former: Joanne Hyatt (2020–2022) — Senior Vice President Chief Lending Officer
- Former: Patrick Wendolek (2020–2022) — Senior Vice President & CIO
- Former: Bruce McClure (2022) — Information Security Officer
- Former: Douglas Sigmon (2022) — Vice President of Collections
- Former: Vance Bateman (2022) — Director
- Former: Fred Houston (2020–2021) — Director
- Former: Johan Boelig (2020–2021) — Vice President of Regional Sales
- Former: Marci Watters (2020–2021) — Former Financial Advisor
- Former: Nelson Whaley (2020–2021) — Board Emeritus
- Former: Robert Alft (2020–2021) — Former Financial Advisor
- Former: Sherry Brock (2021) — Mtg Loan Originator
- Former: Vance Batemena (2020) — Director
Data from IRS Form 990 filings, 2020–2024. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2024 IRS filing
The highest reported compensation on the 2024 filing was $373K, to Daniel Souers (CEO). 11 officers or directors reported compensation on that filing.
Frequently asked questions about Gulf Winds Credit Union
How much does Gulf Winds Credit Union give each year?
Gulf Winds Credit Union gave $126K across 1 grant in 2024, according to its 2024 IRS Form 990. In 2023 it gave $175K across 1 grant.
How large is Gulf Winds Credit Union?
Gulf Winds Credit Union reported $1.2B in total assets on its 2024 IRS Form 990. Its revenue that year was $77.0M.
What is Gulf Winds Credit Union?
Gulf Winds Credit Union is a public charity focused on public and societal benefit, based in Pensacola, FL. It holds $1.2B in total assets as of 2024.
Where does Gulf Winds Credit Union operate?
Gulf Winds Credit Union has awarded grants in Alabama, Florida.
What is Gulf Winds Credit Union's EIN?
Gulf Winds Credit Union's EIN (Employer Identification Number) is 59-6143861. IRS Form 990 filing data is available on this page for 2020–2024.
Data last updated September 2026. Sourced from IRS Form 990 filings.
Data update history
(6)
When this profile's IRS filing data changed on Grantable
- Updated Form 990 for fiscal year 2020 (received by the IRS November 12, 2021)
- Updated Form 990 for fiscal year 2021 (received by the IRS November 15, 2022)
- Updated Form 990 for fiscal year 2022 (received by the IRS November 15, 2023)
- Updated Form 990 for fiscal year 2023 (received by the IRS November 15, 2024)
- Updated Form 990 for fiscal year 2024 (received by the IRS November 14, 2025)
- IRS filings on file for fiscal years 2020–2024
Explore Open Grants
Browse active grant opportunities in Gulf Winds Credit Union's focus areas in our free grants database
Similar Funders
Funders that support many of the same organizations
Gulf Winds Cares Foundation Inc
Pensacola, FL
The Gulf Winds Cares Foundation funds organizations serving older adults and youth, meeting basic needs, and providing financial education, with most 2025 grant dollars going to Florida and others to Alabama and Georgia. In 2025, grants ranged from $1,000 to $26,849, with a median of $5,000. It accepts no unsolicited requests and funds only preselected organizations.
Assets
$2.6M
Grants
23
Total Given
$156K
International Paper Company Foundation
Memphis, TN
The foundation funds education, hunger relief, health and wellness, and disaster relief, primarily in communities where International Paper operates and has a significant employee presence. In 2024, grants ranged from $500 to $250,000, with a median of $3,500. It accepts unsolicited requests, except Memphis-area requests are by invitation only.
Assets
$76.4M
Grants
472
Total Given
$3.4M
Guy & Therese De La Valdene Family
Havana, FL
The foundation supports health, education, community services, and athletics, with most of its giving going to Florida organizations, especially in the Tallahassee area. In 2024, grants ranged from $100 to $15,000, with a median of $2,600. It gives only to preselected organizations and does not accept unsolicited requests.
Assets
$823K
Grants
14
Total Given
$50K
Enterprise Holdings Foundation
Saint Louis, MO
The Enterprise Holdings Foundation supports charitable and educational nonprofits in communities where Enterprise Mobility operates, focusing on health, education, arts, and disaster relief; applicants must be actively supported by an Enterprise Mobility team member, spouse, or domestic partner. Giving varies widely: it reported 9,499 grants in 2024, but its 2025 filing showed one grant of $101.4 million, so that amount is not a typical award. Applications are accepted at any time through eligible Enterprise-affiliated applicants; the Foundation does not limit giving to preselected organizations.
Assets
$594.3M
Grants
1
Total Given
$101.4M
Publix Super Markets Charities Inc
Lakeland, FL
Publix Super Markets Charities supports nonprofits addressing hunger, homelessness and housing, youth, education, and community needs in Florida, Georgia, Alabama, North Carolina, South Carolina, Tennessee, Virginia, and Kentucky. Its 2024 median grant was $2,500, though awards ranged widely; it accepts online requests from eligible organizations, with application periods varying by program.
Assets
$233.8M
Grants
3,269
Total Given
$52.5M
Landrum Family Foundation Inc
Pensacola, FL
The foundation supports charitable organizations in areas including religious services, veterans’ services, behavioral health, education, re-entry, and community needs, primarily in Florida and North Carolina. In 2024, grants ranged from $50 to $44,450, with a median of $1,000. It funds only preselected organizations and does not accept unsolicited requests.
Assets
$1.5M
Grants
42
Total Given
$129K
More similar funders
More Funders in Florida
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Gulf Winds Credit Union down — hundreds of funders to go?