Female Charitable Association
Female Charitable Association is a private foundation based in Gloucester, Massachusetts. In its 2026 filing, it reported 11 grants totaling $12,100, all to recipients in Massachusetts; listed recipients include organizations in Gloucester and Salem.
Female Charitable Association at a glance
In short: Female Charitable Association gave $12K across 11 grants in 2026 (avg $1K), mostly in Massachusetts. 9% of 2026 grantees were new. Source: 2026 IRS Form 990-PF.
- Annual giving (2026)
- $12,100
- +17.5% vs 2025
- Grants made (2026)
- 11
- -8.3% vs 2025
- Average grant
- $1,100
- +28.2% vs 2025
- Median grant
- $1,000
- Total assets
- $220,534
- +9.5% vs 2025
- New grantees (estimate)
- 9% first-time grantees (1 of 11, 2026; small sample)
- Primary geography
- Massachusetts (100% of itemized 2026 grant dollars)
- Latest 990 filing
- Form 990-PF, 2026 View filing
Data from IRS Form 990-PF, 2026; updated October 2026. New grantees are estimated by matching recipient names across years (methodology).
How to apply to Female Charitable Association
- How to Apply
-
The foundation’s 2025 filing says it does not restrict giving to preselected organizations. It directs applicants to contact Grace Numerosi and submit a letter requesting an appointment to make an application to the board of directors. The filing lists the grant program as “All Applications” and the form and content as determined by Grace Numerosi. It also lists a restriction: “Organization providing youth and family counseling in Gloucester MA.”
- Contact
Application contact: Grace Numerosi
Mailing address: 52 Middle Street, Gloucester, MA 01930
Phone: (978) 337-7117
Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.
Who Female Charitable Association funds
How this funder distributes its grants
Top Recipients
Top 10 recipients in 2026
The largest 2026 recipient was Gloucester Fishermans Wives ($2K). Together the top 10 received $12K.
Grant Size Distribution
52 grants across all recorded years
The most common grant size was under $50K: 52 grants of 52 (100%).
Geographic Focus
Where this funder awards grants
All grant dollars reported for 2026 went to recipients in Massachusetts. The listed 2026 grantees are in Gloucester or Salem.
Grant Distribution by State
Share of 2026 grant dollars across all 11 itemized grants.
States
Cities
Is Female Charitable Association open to new grantees?
9%
first-time grantees, 2026
In 2026, 1 of 11 grantees (9%) were first-time recipients. With only 11 grantees, that is a small sample: one grantee more or less moves the share by about 9 points. First grants averaged $1K; repeat grants $1K. How we count
Medians: $1K first-time, $1K repeat.
- 91% of 2026 grantees were also funded in 2025. Method
- Giving held roughly steady from 2023 to 2026 (+14%). Method
- In 2026 it paid out 99% of its IRS minimum distribution (the 5% rule). Foundations have until the end of the next year to meet it. Method
Estimate from itemized grant lists in IRS Form 990-PF filings (2020–2026). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2020 to 2026, annual grant giving ranged from $8K (2020) to $12K (2026). In 2026 it made 11 grants totaling $12K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Gloucester Fishermans Wives Gloucester, MA | Unrestricted | $1,500 |
| Together Gloucester Gloucester, MA | Unrestricted | $1,500 |
| Hammond Museum Inc Gloucester, MA | Unrestricted | $1,500 |
| Backyard Growers Gloucester, MA | Unrestricted | $1,000 |
| First R Foundation Gloucester, MA | Unrestricted | $1,000 |
| Pathways for Children Gloucester, MA | Unrestricted | $1,000 |
| St Vincent De Paul Society Gloucester, MA | Unrestricted | $1,000 |
| Gloucester Educational Foundation Gloucester, MA | Unrestricted | $1,000 |
| Hawc Salem, MA | Unrestricted | $1,000 |
| Cape Ann Art Haven Gloucester, MA | Urestricted | $1,000 |
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Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Qualifying Distributions | Net Investment Income | Distributable Amount |
|---|---|---|---|---|---|---|---|---|
| 2026 | $220,534 | $33,946 | $14,901 | $12,100 | 11 | $12,100 | $26,979 | $12,200 |
| 2025 | $201,489 | $22,654 | $12,721 | $10,300 | 12 | $10,300 | $15,873 | $11,121 |
| 2024 | $191,556 | $6,843 | $11,314 | $9,000 | 10 | $9,000 | $1,927 | $10,201 |
| 2023 | $196,027 | $26,758 | $12,971 | $10,600 | 10 | $10,600 | $18,030 | $10,158 |
| 2022 | $182,240 | $26,640 | $12,020 | $9,700 | 9 | $10,235 | $19,437 | $10,299 |
| 2021 | $167,619 | $15,076 | $11,646 | $9,500 | 10 | — | $7,112 | $9,621 |
| 2020 | $164,189 | $12,432 | $9,864 | $7,600 | 8 | — | $6,043 | $8,622 |
Under IRS private-foundation payout rules, Female Charitable Association reported a distributable amount of $12K for 2026 — the minimum it must pay out in qualifying distributions.
Research compiled by Grantable AI from public sources. Last updated September 2026.
Mission & Focus Areas
No mission statement for the foundation is provided. Its 2026 grants went to organizations whose work includes community arts, food access, support for children and families, education, and other local services. For example, Cape Ann Art Haven describes its work as operating a community art studio with classes for people of all ages; Backyard Growers says it empowers people to grow food and increases equitable access to vegetable gardens; and Pathways for Children says it supports children and families affected by economic and social inequity.
Grantmaking
In 2026, the foundation gave 11 grants totaling $12,100. Grants ranged from $600 to $1,500, with a median of $1,000. The largest grants included $1,500 each to Gloucester Fishermen’s Wives, Together Gloucester, and Hammond Museum; $1,000 each to Backyard Growers, First R Foundation, Pathways for Children, St. Vincent de Paul Society, Gloucester Educational Foundation, HAWC, and Cape Ann Art Haven; and $600 to Movement Art Gloucester.
Leadership & Key People
Leadership team and compensation from IRS filings
The 2026 filing lists Grace Numerosi as president; Carol Murray as treasurer; and Kathy Day, Nin Groopa, Julie Lafontaine, Carol Ann Zapustas, and Rosemary Lundberg as directors.
Female Charitable Association is led by Grace Numerosi, President on every filing since 2020; none of the 7 officers listed in 2026 report compensation.
Officers on the 2026 filing
Grace Numerosi
President
On filings since 2020
No compensation reported
Carol Ann Zapustas
Director
On filings since 2020
No compensation reported
Julie Lafontaine
Director
On filings since 2020
No compensation reported
Kathy Day
Director
On filings since 2020
No compensation reported
Nin Groopa
Director
On filings since 2020
No compensation reported
Rosemary Lundberg
Director
On filings since 2020
No compensation reported
Carol Murray
Treasurer
On filings since 2020
No compensation reported
Data from IRS Form 990 filings, 2020–2026. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Frequently asked questions about Female Charitable Association
How much does Female Charitable Association give each year?
Female Charitable Association gave $12K across 11 grants in 2026, according to its 2026 IRS Form 990-PF. In 2025 it gave $10K across 12 grants.
What is Female Charitable Association's typical grant size?
Female Charitable Association's median grant in 2026 was $1,000, and its average grant was $1,100, across 11 grants on its 2026 IRS Form 990-PF. Organizations receiving their first grant from Female Charitable Association that year got $1K on average.
Where does Female Charitable Association give grants?
Female Charitable Association gives mostly in Massachusetts: 100% of the grant dollars itemized on its 2026 IRS Form 990-PF went to recipients there. The most frequent recipient cities were Gloucester, MA (10 grants).
Does Female Charitable Association give general operating support?
Yes: 91% of Female Charitable Association's 2026 grants with a stated purpose (10 of 11) were for general or operating support, per its 2026 IRS Form 990-PF.
Who are Female Charitable Association's largest grantees?
Female Charitable Association's largest 2026 grantees include Gloucester Fishermans Wives ($1,500), Together Gloucester ($1,500) and Hammond Museum Inc ($1,500), according to its 2026 IRS Form 990-PF. Together they received 37% of its itemized 2026 grant dollars.
How large is Female Charitable Association?
Female Charitable Association reported $221K in total assets on its 2026 IRS Form 990-PF. It paid out $12K in qualifying distributions that year, against a required minimum of $12K (roughly 5% of its investment assets). Falling short in one year is not a violation: foundations have until the end of the next year to meet the minimum.
What does Female Charitable Association fund?
No mission statement for the foundation is provided. Its 2026 grants went to organizations whose work includes community arts, food access, support for children and families, education, and other local services. See mission & focus areas ↑
How do I apply for a grant from Female Charitable Association?
The foundation’s 2025 filing says it does not restrict giving to preselected organizations. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑
What is Female Charitable Association's EIN?
Female Charitable Association's EIN (Employer Identification Number) is 04-6112274. IRS Form 990 filing data is available on this page for 2020–2026.
Data last updated October 2026. Sourced from IRS Form 990-PF filings. Research dossier generated September 2026.
Data update history
(2)
When this profile's IRS filing data changed on Grantable
- Added Form 990-PF for fiscal year 2026 (received by the IRS May 15, 2026)
- IRS filings on file for fiscal years 2020–2025
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Figures come from Female Charitable Association's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.
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