Ed Gardner Trust

Private foundation · Grantmaker Paducah, KY EIN: 61-6072909

Ed Gardner Trust is a private foundation, based in Paducah, KY. IRS filing data is available from 2019 through 2025. As of 2025, the organization holds $23.7M in total assets. In 2025, it awarded 1 grant totaling $1.3M. Net investment income was $3.2M.

Key facts about Ed Gardner Trust

In short: Ed Gardner Trust gave $1.3M across 1 grant in 2025 (avg $1.3M), mostly in Kentucky. Source: 2025 IRS Form 990-PF.

EIN
61-6072909
Latest 990 filing
Form 990-PF, 2025
Annual giving (2025)
$1,253,399
Grants made (2025)
1
Average grant
$1,253,399
Median grant
$1,253,399
Total assets
$23,717,947
Primary geography
Kentucky (100% of itemized 2025 grant dollars)

Data from IRS Form 990-PF, 2025; updated September 2026.

Financial Overview

From 2025 IRS Form 990-PF · View filing

Total Assets

$23.7M

+8.8% YoY

Annual Giving

$1.3M

+8.5% YoY

Grant Count

1

+0.0% YoY

Avg Grant Size

$1.3M

+8.5% YoY

Under IRS private-foundation payout rules, Ed Gardner Trust reported a distributable amount of $1.3M for 2025 — the minimum it must pay out in qualifying distributions.

How Ed Gardner Trust gives

  • Giving held roughly steady from 2022 to 2025 (−3%). Method
  • In 2025 it paid out 93% of its IRS minimum distribution (the 5% rule). Foundations have until the end of the next year to meet it. Method

From the foundation's IRS Form 990-PF filings. Methodology.

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Geographic Focus

Where this funder awards grants

Grant Distribution by State

1state

Share of the 2025 grant dollars on its one itemized grant.

States

Cities

Mayfield

Giving Over Time

Total grant dollars and number of grants per year

$0$500K$1M$1.5M1 grant2019 1 grant2020 1 grant2021 1 grant2022 1 grant2023 1 grant2024 1 grant2025

From 2019 to 2025, annual grant giving ranged from $1.0M (2019) to $1.3M (2022). In 2025 it made 1 grant totaling $1.3M.

Grant Insights

How this funder distributes its grants

Top Recipients

Top recipient in 2025

The Annie Gardner Foundation: $1.3MThe Annie Gardner Foundation$1.3M

The largest 2025 recipient was The Annie Gardner Foundation ($1.3M).

Grant Size Distribution

5 grants across all recorded years

<$50K$50–100K$100–250K$250–500K$500K–1M5$1–5M$5M+

The most common grant size was in the $1–5M range: 5 grants of 5 (100%).

Giving History

Grant recipients and amounts by year

RecipientPurposeAmount
The Annie Gardner Foundation Mayfield, KYTo assist in preventing and relieving suffering and distress among poor, unfortunate and vocationally handicapped persons residing in Graves county, Kentucky, by providing to or for them, and their dependents, necessary food, raiment, shelter, medicines, medical and dental attention, hospitalization, and educational opportunities.$1,253,399

Financial History

Multi-year comparison from IRS filings

Revenue
Expenses
Qualifying Distributions
Net Investment Income
$0$1M$2M$3M$4M2019 2020 2021 2022 2023 2024 2025
Metric202520242023
Total Assets$23,717,947$21,791,573$21,196,049
Revenue$3,282,875$1,856,450$1,542,319
Expenses$1,356,501$1,260,926$1,315,322
Qualifying Distributions$1,253,399$1,154,842$1,224,558
Net Investment Income$3,184,090$1,755,186$1,443,189
Distributable Amount$1,341,419$1,253,399$1,154,842

Data update history

When this profile's IRS filing data changed on Grantable

  1. Updated Form 990-PF for fiscal year 2019 (received by the IRS April 21, 2020)
  2. Updated Form 990-PF for fiscal year 2020 (received by the IRS May 5, 2021)
  3. Updated Form 990-PF for fiscal year 2021 (received by the IRS May 12, 2022)
  4. Updated Form 990-PF for fiscal year 2022 (received by the IRS May 4, 2023)
  5. Updated Form 990-PF for fiscal year 2023 (received by the IRS February 28, 2024)
  6. Updated Form 990-PF for fiscal year 2024 (received by the IRS February 27, 2025)
  7. Updated Form 990-PF for fiscal year 2025 (received by the IRS March 9, 2026)
  8. IRS filings on file for fiscal years 2019–2025

Leadership & Key People

Officers and directors from IRS filings

Ed Gardner Trust's only listed officer is Paducah Bank Trust CO, Trustee on every filing since 2019 (compensated).

Officers on the 2025 filing

  • Paducah Bank Trust CO

    Trustee

    On filings since 2019

    1 hr/week

    $66K (2019) → $84K (2025)

Data from IRS Form 990 filings, 2019–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.

Compensation Overview

From 2025 IRS filing

Paducah Bank Trust CO — Trustee: $84KPaducah Bank Trust COTrustee$84K

The highest reported compensation on the 2025 filing was $84K, to Paducah Bank Trust CO (Trustee).

Frequently asked questions about Ed Gardner Trust

How much does Ed Gardner Trust give each year?

Ed Gardner Trust gave $1.3M across 1 grant in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $1.2M across 1 grant.

How large is Ed Gardner Trust?

Ed Gardner Trust reported $23.7M in total assets on its 2025 IRS Form 990-PF. It paid out $1.3M in qualifying distributions that year, against a required minimum of $1.3M (roughly 5% of its investment assets). Falling short in one year is not a violation: foundations have until the end of the next year to meet the minimum.

Where does Ed Gardner Trust operate?

Ed Gardner Trust has awarded grants in Kentucky.

What is Ed Gardner Trust's EIN?

Ed Gardner Trust's EIN (Employer Identification Number) is 61-6072909. IRS Form 990 filing data is available on this page for 2019–2025.

Data last updated September 2026. Sourced from IRS Form 990-PF filings.

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