East Cambridge Savings Charitable
East Cambridge Savings Charitable is a private foundation based in East Cambridge, Massachusetts. Its filing describes grants for social service, cultural, educational, art, community, economic development, and other programs that impact the needs of Cambridge, Massachusetts, and vicinity.
East Cambridge Savings Charitable at a glance
In short: East Cambridge Savings Charitable gave $97K across 33 grants in 2025 (avg $3K), mostly in Massachusetts. Source: 2025 IRS Form 990-PF.
- Annual giving (2025)
- $97,250
- -20.6% vs 2024
- Grants made (2025)
- 33
- +3200.0% vs 2024
- Average grant
- $2,947
- -97.6% vs 2024
- Median grant
- $1,750
- Total assets
- $112,444
- -29.1% vs 2024
- Primary geography
- Massachusetts (92% of itemized 2025 grant dollars)
- Latest 990 filing
- Form 990-PF, 2025 View filing
Data from IRS Form 990-PF, 2025; updated September 2026.
How to apply to East Cambridge Savings Charitable
- How to Apply
-
The filing says applications are available from East Cambridge Savings CF. It states that giving is not restricted to preselected organizations and that grants support the program areas described above.
- Review Cycle
- See applications for various deadlines.
- Deadline
- See applications for various deadlines.
- Contact
Application contact: East Cambridge Savings Cf
Mailing address: 292 Cambridge Street, Cambridge, MA 02141
Phone: (617) 354-7700
Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.
Who East Cambridge Savings Charitable funds
How this funder distributes its grants
Top Recipients
Top 10 recipients in 2025
The largest 2025 recipient was Adolescent Consultation Services ($10K). Together the top 10 received $60K.
Organizations only. It also paid 7 individual scholarships ($11,000), which are not listed by name.
Grant Size Distribution
150 grants across all recorded years
The most common grant size was under $50K: 149 grants of 150 (99%).
Geographic Focus
Where this funder awards grants
The filing describes eligible grant purposes as programs that impact the needs of Cambridge, Massachusetts, and vicinity. In 2025, 92% of grant dollars went to recipients in Massachusetts; the listed shares for other recipient states were New York 3%, Rhode Island 2%, Pennsylvania 2%, and Vermont 2%.
Grant Distribution by State
Share of 2025 grant dollars across all 33 itemized grants.
States
Cities
How East Cambridge Savings Charitable gives
- Giving fell 33% from 2022 to 2025. Method
- In 2025 it paid out well above its IRS minimum distribution (the 5% rule). Method
From the foundation's IRS Form 990-PF filings. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2020 to 2025, annual grant giving ranged from $55K (2023) to $145K (2022). In 2025 it made 33 grants totaling $97K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Adolescent Consultation Services Cambridge, MA | Exempt Purpose | $10,000 |
| Cambridge Camping Association Cambridge, MA | Exempt Purpose | $7,500 |
| Cambridge YMCA - Youth at Risk Fitness Program Cambridge, MA | Exempt Purpose | $7,500 |
| Arlington Eats Arlington, MA | Exempt Purpose | $5,000 |
| Community Action Agency of Somerville Somerville, MA | Exempt Purpose | $5,000 |
| Foundation for Belmont Education Belmont, MA | Exempt Purpose | $5,000 |
| Greenroots Inc Chelsea, MA | Exempt Purpose | $5,000 |
| Massachusetts Alliance of Portuguese Speakers Cambridge, MA | Exempt Purpose | $5,000 |
| Mystic Valley Elder Services Inc Malden, MA | Exempt Purpose | $5,000 |
| YMCA of Greater Boston North Suburbanymca Woburn, MA | Exempt Purpose | $5,000 |
Ready to take the next step with East Cambridge Savings Charitable?
Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Qualifying Distributions | Net Investment Income | Distributable Amount |
|---|---|---|---|---|---|---|---|---|
| 2025 | $112,444 | $54,215 | $100,285 | $97,250 | 33 | $100,285 | $4,415 | $6,680 |
| 2024 | $158,514 | $38,064 | $125,404 | $122,500 | 1 | $125,404 | $7,714 | $10,034 |
| 2023 | $245,854 | $69,193 | $57,620 | $54,700 | 23 | $57,620 | $8,843 | $11,468 |
| 2022 | $234,281 | $128,939 | $135,500 | $145,300 | 48 | $145,300 | $2,939 | $12,449 |
| 2021 | $243,342 | $75,045 | $149,635 | $139,800 | 45 | $139,835 | $45 | $14,804 |
| 2020 | $315,432 | $72,302 | $91,170 | $91,100 | 40 | — | $451 | $15,467 |
Under IRS private-foundation payout rules, East Cambridge Savings Charitable reported a distributable amount of $7K for 2025 — the minimum it must pay out in qualifying distributions.
Research compiled by Grantable AI from public sources. Last updated September 2026.
Mission & Focus Areas
The foundation’s filing does not state a separate mission. It says its grants will support social service, cultural, educational, art, community, economic development, and other programs serving needs in Cambridge and vicinity.
Its 2025 grantees illustrate this range. Adolescent Consultation Services says it supports court-involved children and families with mental health prevention and intervention services. Cambridge Camping Association describes its work as providing summer and school-year experiences for under-resourced urban children. Community Action Agency of Somerville says it helps local families and individuals achieve financial security and works to address economic injustice. Arlington Eats describes its mission as addressing food insecurity and hunger through food programs. GreenRoots says it works toward environmental justice and quality of life through community engagement, education, and youth leadership. East End House describes itself as a multi-service community center supporting children and youth from under-resourced families, while Cambridge Community Center says it offers social, cultural, educational, and recreational activities to promote community cooperation and empower people.
Grantmaking
The foundation reported 33 grants totaling $97,250 in 2025. Individual grants ranged from $1,000 to $10,000, with a median of $1,750. Its largest 2025 grants included $10,000 to Adolescent Consultation Services; $7,500 each to Cambridge Camping Association and Cambridge YMCA’s Youth at Risk Fitness Program; and $5,000 each to Arlington Eats, Community Action Agency of Somerville, Foundation for Belmont Education, GreenRoots, Massachusetts Alliance of Portuguese Speakers, Mystic Valley Elder Services, and YMCA of Greater Boston North Suburban YMCA. Cambridge Community Center and East End House each received $2,500.
Leadership & Key People
Leadership team and compensation from IRS filings
The 2025 filing lists Timothy E Bombard as president; Salwa B Kaldas and Ronald A Layne as treasurers; Francesca DeFabrizio as clerk; and Joseph A Amoroso Jr, Charles Aufiero, Daniel A Leone, Gilda M Nogueira, Arthur C Spears, and Stephanie M Burke as directors.
East Cambridge Savings Charitable is led by Timothy E. Bombard, President on every filing since 2023; none of the 12 officers listed in 2025 report compensation.
Officers on the 2025 filing
Timothy E. Bombard
President
On filings since 2023
1 hr/week
No compensation reported
Albert M. Pacheco
Director
On filings since 2020
1 hr/week
No compensation reported
Arthur C. Spears
Director
On filings since 2020
1 hr/week
No compensation reported
Charles Aufiero
Director
On filings since 2020
1 hr/week
No compensation reported
Daniel A. Leone
Director
On filings since 2020
1 hr/week
No compensation reported
Gilda M. Nogueira
Director
President & Director → Director, 2023
On filings since 2020
1 hr/week
No compensation reported
Joseph A. Amoroso Jr.
Director
On filings since 2020
1 hr/week
No compensation reported
Stephanie M. Burke
Director
On filings since 2020
1 hr/week
No compensation reported
Sergio M. Jaramillo
Director
New on the 2025 filing
1 hr/week
No compensation reported
Ronald A. Layne
Treasurer
Treasurer → Director, 2024
Director → Treasurer, 2025
On filings since 2020
1 hr/week
No compensation reported
Salwa B. Kaldas
Treasurer
On filings since 2020
1 hr/week
No compensation reported
Francesca Defabrizio
Clerk
On filings since 2023
1 hr/week
No compensation reported
Former officers (2)
- Former: Gisela L. Margotta (2020–2022) — Clerk
- Former: Lee C. Craig (2020) — Director
Data from IRS Form 990 filings, 2020–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Frequently asked questions about East Cambridge Savings Charitable
How much does East Cambridge Savings Charitable give each year?
East Cambridge Savings Charitable gave $97K across 33 grants in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $123K across 1 grant.
What is East Cambridge Savings Charitable's typical grant size?
East Cambridge Savings Charitable's median grant in 2025 was $1,750, and its average grant was $2,947, across 33 grants on its 2025 IRS Form 990-PF.
Where does East Cambridge Savings Charitable give grants?
East Cambridge Savings Charitable gives mostly in Massachusetts: 92% of the grant dollars itemized on its 2025 IRS Form 990-PF went to recipients there. The most frequent recipient cities were Cambridge, MA (8 grants), Chelsea, MA (2 grants), Somerville, MA (2 grants) and Malden, MA (2 grants).
Who are East Cambridge Savings Charitable's largest grantees?
East Cambridge Savings Charitable's largest 2025 grantees include Adolescent Consultation Services ($10,000), Cambridge Camping Association ($7,500) and Cambridge YMCA - Youth at Risk Fitness Program ($7,500), according to its 2025 IRS Form 990-PF. It also paid 7 individual scholarships ($11,000), which are not listed by name. Together they received 26% of its itemized 2025 grant dollars.
How large is East Cambridge Savings Charitable?
East Cambridge Savings Charitable reported $112K in total assets on its 2025 IRS Form 990-PF. It paid out $100K in qualifying distributions that year, against a required minimum of $7K (roughly 5% of its investment assets).
What does East Cambridge Savings Charitable fund?
The foundation’s filing does not state a separate mission. It says its grants will support social service, cultural, educational, art, community, economic development, and other programs serving needs in Cambridge and vicinity. See mission & focus areas ↑
How do I apply for a grant from East Cambridge Savings Charitable?
The filing says applications are available from East Cambridge Savings CF. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑
What is East Cambridge Savings Charitable's EIN?
East Cambridge Savings Charitable's EIN (Employer Identification Number) is 04-3399319. IRS Form 990 filing data is available on this page for 2020–2025.
Data last updated September 2026. Sourced from IRS Form 990-PF filings. Research dossier generated September 2026.
Data update history
(6)
When this profile's IRS filing data changed on Grantable
- Updated Form 990-PF for fiscal year 2020 (received by the IRS October 13, 2021)
- Updated Form 990-PF for fiscal year 2021 (received by the IRS August 16, 2022)
- Updated Form 990-PF for fiscal year 2022 (received by the IRS July 17, 2023)
- Updated Form 990-PF for fiscal year 2023 (received by the IRS August 16, 2024)
- Updated Form 990-PF for fiscal year 2024 (received by the IRS October 6, 2025)
- Added Form 990-PF for fiscal year 2025 (received by the IRS May 1, 2026)
Live grants for the work East Cambridge Savings Charitable funds
Philanthropy, Voluntarism & Grantmaking Open opportunities, soonest deadline first.
Explore Open Grants
Browse active grant opportunities in East Cambridge Savings Charitable's focus areas in our free grants database
Similar Funders
Funders that support many of the same organizations
IBM International Foundation
Armonk, NY
The IBM International Foundation funds education and workforce programs that build 21st-century and technology job skills, including initiatives for underserved students and job seekers. Its 2024 grants ranged from $10,000 to $8.48 million, with a median of $100,000, and went to organizations across several U.S. states, especially Delaware and Massachusetts. It funds only preselected organizations and does not accept unsolicited requests.
Assets
$357.7M
Grants
16
Total Given
$11.7M
Enterprise Holdings Foundation
Saint Louis, MO
The Enterprise Holdings Foundation supports charitable and educational nonprofits in communities where Enterprise Mobility operates, focusing on health, education, arts, and disaster relief; applicants must be actively supported by an Enterprise Mobility team member, spouse, or domestic partner. Giving varies widely: it reported 9,499 grants in 2024, but its 2025 filing showed one grant of $101.4 million, so that amount is not a typical award. Applications are accepted at any time through eligible Enterprise-affiliated applicants; the Foundation does not limit giving to preselected organizations.
Assets
$594.3M
Grants
1
Total Given
$101.4M
Massachusetts Bankers Association
Boston, MA
The Massachusetts Bankers Association funds a range of charitable causes, including education, financial literacy, housing, and support services, with most grant dollars going to Massachusetts organizations. Its 2025 grants ranged from $100 to $44,000, with a median of $5,500; it funds only preselected organizations and does not accept unsolicited requests.
Assets
$2.7M
Grants
31
Total Given
$195K
Cambridge Savings Charitable
Cambridge, MA
Cambridge Savings Charitable funds affordable housing, shelters, transitional housing, food insecurity, and financial education for underserved residents in Middlesex, Suffolk, Essex, and Norfolk counties, Massachusetts. Its website lists grants up to $5,000 and sponsorships up to $2,500 per organization per year; 2025 grants ranged from $21 to $100,000, with a median of $4,000. It states that it contributes only to preselected charities and does not accept unsolicited requests.
Assets
$947K
Grants
205
Total Given
$1.8M
United Way Of Massachusetts Bay Inc
Boston, MA
United Way of Massachusetts Bay funds nonprofits and community partnerships advancing economic mobility, education, youth success, safe housing, and basic-needs support, with a focus on eastern Massachusetts. In 2025, grants ranged from $5,000 to $1.4 million, with a median award of $50,000. It has offered specific application processes, but whether it accepts unsolicited requests generally is not stated.
Assets
$60.9M
Grants
351
Total Given
$30.0M
Cambridge Community Foundation
Cambridge, MA
Cambridge Community Foundation funds nonprofits and collaborative initiatives addressing community needs such as housing, food, economic security, education, youth development, and arts and culture, primarily serving Cambridge residents. Its 2025 grants had a median of about $10,000, and Community Fund awards may be up to $25,000. It provides an application portal; whether it accepts unsolicited requests is not stated.
Assets
$68.9M
Grants
162
Total Given
$3.4M
More similar funders
More Funders in Massachusetts
Cite this profile
Grantable. (2026). East Cambridge Savings Charitable funder profile. GrantGraph. Retrieved October 20, 2026, from https://grantable.co/funders/east-cambridge-savings-charitable-morg_4f869853a05e4c89ad64f7842ca74432
BibTeX
@misc{grantable_043399319_2026,
author = {{Grantable}},
title = {{East Cambridge Savings Charitable funder profile}},
howpublished = {GrantGraph},
year = {2026},
url = {https://grantable.co/funders/east-cambridge-savings-charitable-morg_4f869853a05e4c89ad64f7842ca74432},
note = {Accessed 2026-10-20. Data licensed CC BY 4.0}
}The figures on this page are open data under CC BY 4.0: reuse them with credit to Grantable and a link. Download the data.
Figures come from East Cambridge Savings Charitable's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.
East Cambridge Savings Charitable down — hundreds of funders to go?