East Cambridge Savings Charitable

Private foundation · Grantmaker East Cambridge, MA EIN: 04-3399319

EAST CAMBRIDGE SAVINGS CHARITABLE is a private foundation based in East Cambridge, Massachusetts. Its filing describes grants for social service, cultural, educational, art, community, economic development, and other programs that impact the needs of Cambridge, Massachusetts, and vicinity.

Key facts about East Cambridge Savings Charitable

In short: East Cambridge Savings Charitable gave $97K across 33 grants in 2025 (avg $3K), mostly in Massachusetts. Source: 2025 IRS Form 990-PF.

EIN
04-3399319
Latest 990 filing
Form 990-PF, 2025
Annual giving (2025)
$97,250
Grants made (2025)
33
Average grant
$2,947
Median grant
$1,750
Total assets
$112,444
Primary geography
Massachusetts (92% of itemized 2025 grant dollars)
How to apply
The filing says applications are available from East Cambridge Savings CF. Full details ↓
Deadline
See applications for various deadlines.

Data from IRS Form 990-PF, 2025; updated September 2026. Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.

Financial Overview

From 2025 IRS Form 990-PF · View filing

Total Assets

$112K

-29.1% YoY

Annual Giving

$97K

-20.6% YoY

Grant Count

33

+3200.0% YoY

Avg Grant Size

$3K

-97.6% YoY

Under IRS private-foundation payout rules, East Cambridge Savings Charitable reported a distributable amount of $7K for 2025 — the minimum it must pay out in qualifying distributions.

How East Cambridge Savings Charitable gives

  • Giving fell 33% from 2022 to 2025. Method
  • In 2025 it paid out well above its IRS minimum distribution (the 5% rule). Method

From the foundation's IRS Form 990-PF filings. Methodology.

Research compiled by Grantable AI from public sources. Last updated September 2026.

Mission & Focus Areas

The foundation’s filing does not state a separate mission. It says its grants will support social service, cultural, educational, art, community, economic development, and other programs serving needs in Cambridge and vicinity.

Its 2025 grantees illustrate this range. Adolescent Consultation Services says it supports court-involved children and families with mental health prevention and intervention services. Cambridge Camping Association describes its work as providing summer and school-year experiences for under-resourced urban children. Community Action Agency of Somerville says it helps local families and individuals achieve financial security and works to address economic injustice. Arlington Eats describes its mission as addressing food insecurity and hunger through food programs. GreenRoots says it works toward environmental justice and quality of life through community engagement, education, and youth leadership. East End House describes itself as a multi-service community center supporting children and youth from under-resourced families, while Cambridge Community Center says it offers social, cultural, educational, and recreational activities to promote community cooperation and empower people.

Grantmaking

The foundation reported 33 grants totaling $97,250 in 2025. Individual grants ranged from $1,000 to $10,000, with a median of $1,750. Its largest 2025 grants included $10,000 to Adolescent Consultation Services; $7,500 each to Cambridge Camping Association and Cambridge YMCA’s Youth at Risk Fitness Program; and $5,000 each to Arlington Eats, Community Action Agency of Somerville, Foundation for Belmont Education, GreenRoots, Massachusetts Alliance of Portuguese Speakers, Mystic Valley Elder Services, and YMCA of Greater Boston North Suburban YMCA. Cambridge Community Center and East End House each received $2,500.

Review Cycle

See applications for various deadlines.

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Geographic Focus

Where this funder awards grants

The filing describes eligible grant purposes as programs that impact the needs of Cambridge, Massachusetts, and vicinity. In 2025, 92% of grant dollars went to recipients in Massachusetts; the listed shares for other recipient states were New York 3%, Rhode Island 2%, Pennsylvania 2%, and Vermont 2%.

Grant Distribution by State

13states

Share of all 33 itemized 2025 grant dollars.

Cities

CambridgeBostonChelseaMaldenSomervilleArlingtonWalthamLowellAmherstLynnMedfordNew YorkWoburnBurlingtonBelmontBoxfordBridgewaterChesnut HillEast CambridgeFairfield

Giving Over Time

Total grant dollars and number of grants per year

$0$50K$100K$150K40 grants202045 grants202148 grants202223 grants20231 grants202433 grants2025

From 2020 to 2025, annual grant giving ranged from $55K (2023) to $145K (2022). In 2025 it made 33 grants totaling $97K.

Grant Insights

How this funder distributes its grants

Top Recipients

Top 10 recipients in 2025

Adolescent Consultation Services: $10KAdolescent ConsultationServices$10KCambridge Camping Association: $8KCambridge Camping Association$8KCambridge YMCA - Youth at Risk Fitness Program: $8KCambridge YMCA - Youth at RiskFitness Program$8KArlington Eats: $5KArlington Eats$5KCommunity Action Agency of Somerville: $5KCommunity Action Agency ofSomerville$5KFoundation for Belmont Education: $5KFoundation for BelmontEducation$5KGreenroots Inc: $5KGreenroots Inc$5KMassachusetts Alliance of Portuguese Speakers: $5KMassachusetts Alliance ofPortuguese Speakers$5KMystic Valley Elder Services Inc: $5KMystic Valley Elder ServicesInc$5KYMCA of Greater Boston North Suburbanymca: $5KYMCA of Greater Boston NorthSuburbanymca$5K

The largest 2025 recipient was Adolescent Consultation Services ($10K). Together the top 10 received $60K.

Grant Size Distribution

150 grants across all recorded years

149<$50K$50–100K1$100–250K$250–500K$500K–1M$1–5M$5M+

The most common grant size was under $50K: 149 grants of 150 (99%).

Giving History

Grant recipients and amounts by year

RecipientPurposeAmount
Adolescent Consultation Services Cambridge, MAExempt Purpose$10,000
Cambridge Camping Association Cambridge, MAExempt Purpose$7,500
Cambridge YMCA - Youth at Risk Fitness Program Cambridge, MAExempt Purpose$7,500
Arlington Eats Arlington, MAExempt Purpose$5,000
Community Action Agency of Somerville Somerville, MAExempt Purpose$5,000
Foundation for Belmont Education Belmont, MAExempt Purpose$5,000
Greenroots Inc Chelsea, MAExempt Purpose$5,000
Massachusetts Alliance of Portuguese Speakers Cambridge, MAExempt Purpose$5,000
Mystic Valley Elder Services Inc Malden, MAExempt Purpose$5,000
YMCA of Greater Boston North Suburbanymca Woburn, MAExempt Purpose$5,000

Financial History

Multi-year comparison from IRS filings

Filing year Grant total Grant count
2025 $97,250 33
2024 $122,500 1
2023 $54,700 23
Revenue
Expenses
Qualifying Distributions
Net Investment Income
$0$50K$100K$150K$200K202020212022202320242025
Metric202520242023
Total Assets$112,444$158,514$245,854
Revenue$54,215$38,064$69,193
Expenses$100,285$125,404$57,620
Qualifying Distributions$100,285$125,404$57,620
Net Investment Income$4,415$7,714$8,843
Distributable Amount$6,680$10,034$11,468

Data update history

When this profile's IRS filing data changed on Grantable

  1. Updated Form 990-PF for fiscal year 2020 (received by the IRS October 13, 2021)
  2. Updated Form 990-PF for fiscal year 2021 (received by the IRS August 16, 2022)
  3. Updated Form 990-PF for fiscal year 2022 (received by the IRS July 17, 2023)
  4. Updated Form 990-PF for fiscal year 2023 (received by the IRS August 16, 2024)
  5. Updated Form 990-PF for fiscal year 2024 (received by the IRS October 6, 2025)
  6. Added Form 990-PF for fiscal year 2025 (received by the IRS May 1, 2026)

Leadership & Key People

Leadership team and compensation from IRS filings

The 2025 filing lists Timothy E Bombard as president; Salwa B Kaldas and Ronald A Layne as treasurers; Francesca DeFabrizio as clerk; and Joseph A Amoroso Jr, Charles Aufiero, Daniel A Leone, Gilda M Nogueira, Arthur C Spears, and Stephanie M Burke as directors.

East Cambridge Savings Charitable is led by Timothy E. Bombard, President on every filing since 2023; none of the 12 officers listed in 2025 report compensation.

Officers on the 2025 filing

  • Timothy E. Bombard

    President

    On filings since 2023

    1 hr/week

    No compensation reported

  • Albert M. Pacheco

    Director

    On filings since 2020

    1 hr/week

    No compensation reported

  • Arthur C. Spears

    Director

    On filings since 2020

    1 hr/week

    No compensation reported

  • Charles Aufiero

    Director

    On filings since 2020

    1 hr/week

    No compensation reported

  • Daniel A. Leone

    Director

    On filings since 2020

    1 hr/week

    No compensation reported

  • Gilda M. Nogueira

    Director

    President & Director → Director, 2023

    On filings since 2020

    1 hr/week

    No compensation reported

  • Joseph A. Amoroso Jr.

    Director

    On filings since 2020

    1 hr/week

    No compensation reported

  • Stephanie M. Burke

    Director

    On filings since 2020

    1 hr/week

    No compensation reported

  • Sergio M. Jaramillo

    Director

    New on the 2025 filing

    1 hr/week

    No compensation reported

  • Ronald A. Layne

    Treasurer

    Treasurer → Director, 2024

    Director → Treasurer, 2025

    On filings since 2020

    1 hr/week

    No compensation reported

  • Salwa B. Kaldas

    Treasurer

    On filings since 2020

    1 hr/week

    No compensation reported

  • Francesca Defabrizio

    Clerk

    On filings since 2023

    1 hr/week

    No compensation reported

Former officers (2)
  • Former: Gisela L. Margotta (2020–2022) — Clerk
  • Former: Lee C. Craig (2020) — Director

Data from IRS Form 990 filings, 2020–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.

Contact

Application contact: East Cambridge Savings Cf
Mailing address: 292 Cambridge Street, Cambridge, MA 02141
Phone: (617) 354-7700

Frequently asked questions about East Cambridge Savings Charitable

How much does East Cambridge Savings Charitable give each year?

East Cambridge Savings Charitable gave $97K across 33 grants in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $123K across 1 grant.

What is East Cambridge Savings Charitable's typical grant size?

East Cambridge Savings Charitable's median grant in 2025 was $1,750, and its average grant was $2,947, across 33 grants on its 2025 IRS Form 990-PF.

Where does East Cambridge Savings Charitable give grants?

East Cambridge Savings Charitable gives mostly in Massachusetts: 92% of the grant dollars itemized on its 2025 IRS Form 990-PF went to recipients there. The most frequent recipient cities were Cambridge, MA (9 grants), Boston, MA (4 grants), Chelsea, MA (2 grants) and Somerville, MA (2 grants).

Who are East Cambridge Savings Charitable's largest grantees?

East Cambridge Savings Charitable's largest 2025 grantees include Adolescent Consultation Services ($10,000), Cambridge Camping Association ($7,500) and Cambridge YMCA - Youth at Risk Fitness Program ($7,500), according to its 2025 IRS Form 990-PF. Together they received 26% of its itemized 2025 grant dollars.

How large is East Cambridge Savings Charitable?

East Cambridge Savings Charitable reported $112K in total assets on its 2025 IRS Form 990-PF. It paid out $100K in qualifying distributions that year, against a required minimum of $7K (roughly 5% of its investment assets).

What does East Cambridge Savings Charitable fund?

The foundation’s filing does not state a separate mission. It says its grants will support social service, cultural, educational, art, community, economic development, and other programs serving needs in Cambridge and vicinity. See mission & focus areas ↑

How do I apply for a grant from East Cambridge Savings Charitable?

The filing says applications are available from East Cambridge Savings CF. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑

What is East Cambridge Savings Charitable's EIN?

East Cambridge Savings Charitable's EIN (Employer Identification Number) is 04-3399319. IRS Form 990 filing data is available on this page for 2020–2025.

Data last updated September 2026. Sourced from IRS Form 990-PF filings. Research dossier generated September 2026.

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