Credit Unions Chartered in the State of Michigan

Public charity · Grantmaker Midland, MI EIN: 38-1489454

The mission of members first credit union is encouraging a better tomorrow. We deliver on this mission by being trustworthy, caring, and enthusiastic. We empower our people in their journey of wellbeing. We believe in purpose, belonging, and joy; when our people find this in their work and the people they work with, amazing things happen.

Key facts about Credit Unions Chartered in the State of Michigan

In short: Credit Unions Chartered in the State of Michigan gave $50K across 3 grants in 2024 (avg $17K), mostly in Michigan. Source: 2024 IRS Form 990.

EIN
38-1489454
Latest 990 filing
Form 990, 2024
Annual giving (2024)
$50,000
Grants made (2024)
3
Average grant
$16,667
Median grant
$20,000
Total assets
$850,578,095
Primary geography
Michigan (100% of itemized 2024 grant dollars)
Next open deadline
October 15, 2026 (Joy in Teaching Grants)

Data from IRS Form 990, 2024; updated September 2026.

Financial Overview

From 2024 IRS Form 990 · View filing

Total Assets

$850.6M

+2.8% YoY

Annual Giving

$50K

-17.2% YoY

Grant Count

3

-57.1% YoY

Avg Grant Size

$17K

+93.3% YoY

About Credit Unions Chartered in the State of Michigan

Based on IRS filings

Credit Unions Chartered in the State of Michigan is a public charity, based in Midland, MI. IRS filing data is available from 2020 through 2024. As of 2024, the organization holds $850.6M in total assets. In 2024, it awarded 3 grants totaling $50K. Net investment income was $5.3M.

Open Grants

3 open opportunities from Credit Unions Chartered in the State of Michigan

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Geographic Focus

Where this funder awards grants

Grant Distribution by State

1state

Share of 2024 grant dollars across all 3 itemized grants.

States

Cities

MidlandGladwinGrand RapidsMt PleasantPlymouth

Giving Over Time

Total grant dollars and number of grants per year

$0$20K$40K$60K$80K0 grants2020 0 grants2021 1 grant2022 7 grants2023 3 grants2024

From 2022 to 2024, annual grant giving ranged from $10K (2022) to $60K (2023). In 2024 it made 3 grants totaling $50K.

Grant Insights

How this funder distributes its grants

Top Recipients

Top 3 recipients in 2024

Affordable Housing Alliance: $20KAffordable Housing Alliance$20KMidland Soccer Club: $20KMidland Soccer Club$20KMidland Center for the Arts: $10KMidland Center for the Arts$10K

The largest 2024 recipient was Affordable Housing Alliance ($20K). Together the top 3 received $50K.

Grant Size Distribution

11 grants across all recorded years

11<$50K$50–100K$100–250K$250–500K$500K–1M$1–5M$5M+

The most common grant size was under $50K: 11 grants of 11 (100%).

Giving History

Grant recipients and amounts by year

RecipientPurposeAmount
Affordable Housing Alliance Midland, MITo support the ogranization mission of affordable housing for individuals in need$20,000
Midland Soccer Club Midland, MITo support youth sports, teamwork, and healthy lifestyle for children and families in the community$20,000
Midland Center for the Arts Midland, MITo support arts education, cultural rpograms, and community events that enrich the lives of local families$10,000

Financial History

Multi-year comparison from IRS filings

Revenue
Expenses
Net Investment Income
$0$20M$40M$60M$80M2020 2021 2022 2023 2024
Metric202420232022
Total Assets$850,578,095$827,697,863$814,371,674
Revenue$62,164,036$54,322,500$44,711,143
Expenses$59,767,012$51,839,473$39,920,308
Net Investment Income$5,344,686$3,934,694$3,761,057

Data update history

When this profile's IRS filing data changed on Grantable

  1. Updated Form 990 for fiscal year 2022 (received by the IRS November 3, 2023)
  2. Updated Form 990 for fiscal year 2023 (received by the IRS November 14, 2024)
  3. Updated Form 990 for fiscal year 2024 (received by the IRS November 17, 2025)
  4. IRS filings on file for fiscal years 2020–2024

Leadership & Key People

Officers and directors from IRS filings

Credit Unions Chartered in the State of Michigan is led by Carrie Iafrate, CEO since 2024 (on filings since 2020); 11 of 19 officers listed in 2024 are compensated.

Officers on the 2024 filing

  • Carrie Iafrate

    CEO

    Executive Vice President → President & CEO, 2022

    President & CEO → CEO, 2024

    On filings since 2020

    40 hrs/week

    $214K (2020) → $390K (2024)

  • Robert Cooper

    Chairperson

    On filings since 2020

    4 hrs/week

    No compensation reported

  • Grant Murschel

    Director

    On filings since 2021

    4 hrs/week

    No compensation reported

  • Joseph Kreusch

    Director

    On filings since 2023

    4 hrs/week

    No compensation reported

  • Renee Deckrow

    Director

    On filings since 2023

    4 hrs/week

    No compensation reported

  • Erin Strang

    Director

    New on the 2024 filing

    4 hrs/week

    No compensation reported

  • Amy Garver

    COO

    Vice President of Operations → COO, 2022

    On filings since 2020

    40 hrs/week

    $131K (2020) → $221K (2024)

  • Kelly Kammer

    Vice President Risk Management

    Vice President of Risk Management → Vice President Risk Management, 2024

    On filings since 2020

    40 hrs/week

    $114K (2020) → $160K (2024)

  • Tamara McGovern

    CFO

    Vice President → CFO, 2021

    On filings since 2020

    40 hrs/week

    $125K (2020) → $331K (2024)

  • Marcie Long

    Cpso

    Cso → Cpso, 2024

    On filings since 2022

    40 hrs/week

    $172K (2022) → $221K (2024)

  • Reid Lundeen

    Vice President Lending

    Vice President of Lending → Vice President Lending, 2024

    On filings since 2022

    40 hrs/week

    $144K (2022) → $138K (2024)

  • Bethany Dutcher

    Vice President Marketing

    On filings since 2023

    40 hrs/week

    $139K (2023) → $159K (2024)

  • Everett Peterson

    Vice President Technology

    On filings since 2023

    40 hrs/week

    $118K (2023) → $133K (2024)

  • John Pepmeier

    Vice President Finance

    On filings since 2023

    40 hrs/week

    $169K (2023) → $182K (2024)

  • Nicholas Groulx

    Vice President Channel Delivery

    On filings since 2023

    40 hrs/week

    $163K (2023) → $172K (2024)

  • Noelle Robinson

    Vice President Culture & Employee Development

    On filings since 2023

    40 hrs/week

    $116K (2023) → $128K (2024)

  • David Thompson

    Treasurer

    Director → Treasurer, 2021

    On filings since 2020

    4 hrs/week

    No compensation reported

  • Kevin Brott

    Vice Chairperson

    Vice Chairperson → Director, 2021

    Director → Vice Chairperson, 2024

    On filings since 2020

    4 hrs/week

    No compensation reported

  • Jenni Bush

    Secretary

    Secretary → Director, 2022

    Director → Secretary, 2023

    On filings since 2021

    4 hrs/week

    No compensation reported

Former officers (15)
  • Former: Clare Taylor Jr. (2020–2023) — Director
  • Former: Robert Lancaster (2020–2023) — Vice Chairperson
  • Former: Nita Haas (2022–2023) — Real Estate Lending Leader
  • Former: Anna Zielinski (2020–2022) — Executive Vice President
  • Former: Doug Todd (2020–2022) — Director
  • Former: Eric Brubaker (2020–2022) — Former President & CEO
  • Former: Gary Schenk (2020–2022) — Director
  • Former: Pamela Ayers (2020–2022) — Vice President of Lending
  • Former: Cassandra Chasnis (2021–2022) — Technology Director
  • Former: Kristen Walters (2022) — Human Resources Director
  • Former: Trish Ross (2021) — Vice President of Marketing
  • Former: Charles Otto (2020) — Vice President of Finance
  • Former: Elizabeth Christiansen (2020) — Director
  • Former: George Yost (2020) — Secretary
  • Former: Rob Liebknecht (2020) — Commercial Services Manager

Data from IRS Form 990 filings, 2020–2024. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.

Compensation Overview

From 2024 IRS filing

Carrie Iafrate — CEO: $390KCarrie IafrateCEO$390KTamara McGovern — CFO: $331KTamara McGovernCFO$331KAmy Garver — COO: $221KAmy GarverCOO$221KMarcie Long — CPSO: $221KMarcie LongCPSO$221KJohn Pepmeier — VP Finance: $182KJohn PepmeierVP Finance$182KNicholas Groulx — VP Channel Delivery: $172KNicholas GroulxVP Channel Delivery$172KKelly Kammer — VP Risk Management: $160KKelly KammerVP Risk Management$160KBethany Dutcher — VP Marketing: $159KBethany DutcherVP Marketing$159KReid Lundeen — VP Lending: $138KReid LundeenVP Lending$138KEverett Peterson — VP Technology: $133KEverett PetersonVP Technology$133KNoelle Robinson — VP Culture & Employee Development: $128KNoelle RobinsonVP Culture & Employee…$128K

The highest reported compensation on the 2024 filing was $390K, to Carrie Iafrate (CEO). 11 officers or directors reported compensation on that filing.

Frequently asked questions about Credit Unions Chartered in the State of Michigan

How much does Credit Unions Chartered in the State of Michigan give each year?

Credit Unions Chartered in the State of Michigan gave $50K across 3 grants in 2024, according to its 2024 IRS Form 990. In 2023 it gave $60K across 7 grants.

What is Credit Unions Chartered in the State of Michigan's typical grant size?

Credit Unions Chartered in the State of Michigan's median grant in 2024 was $20,000, and its average grant was $16,667, across 3 grants on its 2024 IRS Form 990.

Where does Credit Unions Chartered in the State of Michigan give grants?

Credit Unions Chartered in the State of Michigan gives mostly in Michigan: 100% of the grant dollars itemized on its 2024 IRS Form 990 went to recipients there. The most frequent recipient cities were Midland, MI (3 grants).

Does Credit Unions Chartered in the State of Michigan give general operating support?

Not in 2024: none of the 3 grants with a stated purpose on Credit Unions Chartered in the State of Michigan's 2024 IRS Form 990 were described as general or operating support.

How large is Credit Unions Chartered in the State of Michigan?

Credit Unions Chartered in the State of Michigan reported $850.6M in total assets on its 2024 IRS Form 990. Its revenue that year was $62.2M.

What is Credit Unions Chartered in the State of Michigan's EIN?

Credit Unions Chartered in the State of Michigan's EIN (Employer Identification Number) is 38-1489454. IRS Form 990 filing data is available on this page for 2020–2024.

Data last updated September 2026. Sourced from IRS Form 990 filings.

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Midland Area Community Foundation

Midland, MI

The Midland Area Community Foundation funds nonprofits, educational institutions, and government entities serving Midland County, across areas including economic development, education, human services, arts, recreation, and the environment. Its broad Community Investment Grants consider requests up to $60,000; recent grants had a median of about $15,000. It provides an online application for listed grant opportunities, so unsolicited applications are accepted through those opportunities.

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Assets

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Total Given

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Harry a and Margaret D Towsley

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The foundation supports 501(c)(3) organizations working in education, health and human services, civic and community work, arts and culture, and environmental stewardship, primarily in Michigan. Its 2025 grants ranged from $1,000 to $269,500, with a median of $20,000 in filings. Organizations apply through its website’s electronic form; it does not state whether unsolicited requests are accepted.

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Michigan Association of United Ways Inc

Lansing, MI

Michigan Association of United Ways supports Michigan’s health and human services sector, primarily through statewide collaboration and grants to Local United Ways and related community work. Its 2024 grants averaged about $5,764, though giving varied substantially by year; the profile does not state whether it accepts unsolicited requests.

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McLaren Bay Region

Bay City, MI

Mclaren health care, through its subsidiaries, will be Michigan's best value in healthcare as defined by quality outcomes and cost.

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$422.1M

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Total Given

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Comerica Charitable Foundation

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The Comerica Charitable Foundation supports economic and community development, education, human services, and equity, primarily through regional, state, and local organizations in Texas, Michigan, California, Arizona, and Florida. In 2025, its four grants ranged from $5,000 to $3,364,120, with a median of $142,250. It funds only preselected organizations and does not accept unsolicited requests.

Philanthropy, Voluntarism & Grantmaking

Assets

$2.9M

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4

Total Given

$3.7M

Mymichigan Health

Midland, MI

Creating healthy communities - together

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Total Given

$105K

Bill and Linda Stavropoulos Family Foundation

Naples, FL

The foundation funds education, arts and cultural organizations, and community support, with 2024 grants going to organizations in Indiana, Michigan, New York, and Florida. Grants ranged from $250 to $1 million, with a median of $5,250. It gives only to preselected charitable organizations and does not accept unsolicited requests.

Philanthropy, Voluntarism & Grantmaking

Assets

$10.7M

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Total Given

$2.0M

The Doan Family Foundation

Midland, MI

The Doan Family Foundation supports a range of Michigan organizations, including those focused on education, youth and family services, and community programs. Its 2025 grants ranged from $50 to $15,000, with a median of $2,250. It accepts requests by letter with a brief project description; the listed deadline is May 1.

Assets

$1.4M

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Total Given

$98K

Consumers Energy Foundation

Jackson, MI

Consumers Energy Foundation funds Michigan projects focused on basic needs, education and workforce readiness, environmental protection, economic development, neighborhood revitalization, and arts and culture, mainly in Lower Peninsula communities served by Consumers Energy. Its 2024 grants ranged from $100 to $500,000, with a median of $5,000; its 2026 Community Impact program offers up to $20,000 per project. The profile does not state whether it accepts unsolicited requests.

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The Ludington Family Foundation

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Assets

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Heart of West Michigan United Way

Grand Rapids, MI

Heart of West Michigan United Way funds local nonprofit programs and partnerships addressing poverty through financial security, health, and youth opportunity. Its 2025 grants ranged from $5,217 to $726,531, with a median of $20,000; its investment area is Allegan, Kent, and Ottawa counties in Michigan. The 2026–2029 application cycle is closed; the profile does not state whether unsolicited requests are accepted.

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Total Given

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