Community Financial Credit Union
Community Financial Credit Union is a member-owned, state-chartered, not-for-profit financial institution based in Plymouth, Michigan. It files as a Form 990 public charity and, under the name orsa credit union, describes itself as a for-impact financial cooperative serving Michigan communities.
Community Financial Credit Union at a glance
In short: Community Financial Credit Union gave $672K across 12 grants in 2024 (avg $56K), mostly in Michigan. 50% of 2024 grantees were new. Source: 2024 IRS Form 990.
- Annual giving (2024)
- $672,026
- +23.9% vs 2023
- Grants made (2024)
- 12
- -69.2% vs 2023
- Average grant
- $56,002
- +302.7% vs 2023
- Median grant
- $16,800
- Total assets
- $1,579,342,761
- -1.0% vs 2023
- New grantees (estimate)
- 50% first-time grantees (6 of 12, 2024; small sample)
- Primary geography
- Michigan (87% of itemized 2024 grant dollars)
- Latest 990 filing
- Form 990, 2024 View filing
Data from IRS Form 990, 2024; updated September 2026. New grantees are estimated by matching recipient names across years (methodology).
How to apply to Community Financial Credit Union
- Review Cycle
- February 1, 2027, listed for the undergraduate and CTE/trade-school scholarship programs.
- Deadline
- February 1, 2027, listed for the undergraduate and CTE/trade-school scholarship programs.
- Contact
Mailing address: 500 S Harvey St, Plymouth, MI 48170-8050
Phone: (734) 453-1200
Website: https://cfcu.org
Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.
Open Grants
1 open opportunity from Community Financial Credit Union
Who Community Financial Credit Union funds
How this funder distributes its grants
Top Recipients
Top 10 recipients in 2024
The largest 2024 recipient was Relentless Care Foundation ($420K). Together the top 10 received $657K.
Grant Size Distribution
158 grants across all recorded years
The most common grant size was under $50K: 154 grants of 158 (97%).
Geographic Focus
Where this funder awards grants
The credit union describes its community impact and foundation priorities as focused on Michigan. Its membership is open to people who live, work, worship, or attend school in Michigan, as well as qualifying businesses and immediate family members of existing members. In 2024, 87% of grant dollars went to Michigan recipients; grants also went to recipients in Utah and New York.
Grant Distribution by State
Share of 2024 grant dollars across all 12 itemized grants.
Cities
Is Community Financial Credit Union open to new grantees?
50%
first-time grantees, 2024
In 2024, 6 of 12 grantees (50%) were first-time recipients. With only 12 grantees, that is a small sample: one grantee more or less moves the share by about 8 points. First grants averaged $81K; repeat grants $31K. How we count
Medians: $11K first-time, $22K repeat.
Estimate from itemized grant lists in IRS Form 990 filings (2020–2024). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2020 to 2024, annual grant giving ranged from $320K (2020) to $707K (2022). In 2024 it made 12 grants totaling $672K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Relentless Care Foundation Plymouth, MI | General Support | $419,810 |
| Children's Miracle Network Salt Lake City, UT | General Support | $75,000 |
| Canton Community Foundation Canton, MI | Member Scholarships | $45,116 |
| First Step Plymouth, MI | General Support | $25,500 |
| Techtown Detroit Detroit, MI | General Support | $25,000 |
| Detroit Cristo Rey Detroit, MI | General Support | $18,600 |
| Michigan Credit Union Foundation Plymouth, MI | General Support | $15,000 |
| Crisis Text Line New York, NY | General Support | $12,500 |
| A Stronger Financial Michigan Plymouth, MI | General Support | $10,000 |
| Elk Country Animal Shelter Atlanta, MI | General Support | $10,000 |
Ready to take the next step with Community Financial Credit Union?
Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Net Investment Income |
|---|---|---|---|---|---|---|
| 2024 | $1,579,342,761 | $106,672,065 | $106,128,097 | $672,026 | 12 | $4,379,427 |
| 2023 | $1,594,945,276 | $99,983,788 | $96,013,609 | $542,384 | 39 | $4,626,020 |
| 2022 | $1,531,731,546 | $68,299,039 | $58,544,558 | $706,940 | 41 | $1,313,989 |
| 2021 | $1,253,139,306 | $61,092,324 | $48,698,466 | $332,770 | 34 | $494,036 |
| 2020 | $1,160,339,636 | $59,570,795 | $50,153,741 | $320,017 | 32 | $487,040 |
Research compiled by Grantable AI from public sources. Last updated September 2026.
Mission & Focus Areas
The organization’s stated mission is to promote thrift by offering members competitively priced savings and loan products and other financial products, while supporting its members and communities.
The orsa foundation identifies making housing attainable and strengthening the workforce as funding priorities. Its website describes housing work as supporting homeownership and safe, stable housing across Michigan, and workforce work as supporting Michigan women- and minority-led enterprises, arts education, and critical thought development. It also says it supports the broader ecosystems around these priorities.
The 2024 grantees illustrate a range of supported work. For example, Children’s Miracle Network says it raises money for children’s healthcare in local communities; Canton Community Foundation says it helps people achieve philanthropic goals that enhance their community; and Michigan Credit Union Foundation says it supports community enrichment, financial education, and credit union development. Life Remodeled says it works to revitalize Detroit neighborhoods equitably and sustainably.
Grantmaking
In 2024, the credit union reported 12 grants totaling $672,026. Grant amounts ranged from $5,500 to $419,810, with a median of $16,800. Most grant dollars went to Michigan recipients: 87% of the total, compared with 11% to Utah and 2% to New York.
The largest 2024 grant was $419,810 to Relentless Care Foundation for general support. Other notable grants included $75,000 to Children’s Miracle Network for general support, $45,116 to Canton Community Foundation for member scholarships, $25,500 to First Step for general support, and $25,000 to TechTown Detroit for general support. The filing says the Community Relations Department selects public charities in the community and that support is typically intended for general support. It also says scholarship payments are made directly to the receiving college or university.
The orsa Member Scholarship program provides $40,000 annually to 15 Michigan students: ten undergraduate scholarships of $3,000 each and five CTE/trade-school scholarships of $2,000 each. Applicants must meet the program’s membership and enrollment requirements; evaluation includes community service, extracurricular activities, recommendations, employment experience, an essay, financial need, and academic performance. The program states that no minimum GPA is required and that previous recipients may reapply if eligible. Board members, employees, and their family members are ineligible. The 2026 applications are closed; the program continues annually.
Leadership & Key People
Leadership team and compensation from IRS filings
The 2024 filing lists Teri Kuehn as board chair; Dan Herriman and Heidi Musser as vice-chairs; Yasir Khogali as treasurer and secretary; Paul Bedich, Dennis LaVoy, Ned Staebler, Johnnie Turnage, and Angela Peat as directors; and Tansley Stearns as president and CEO.
Community Financial Credit Union is led by Tansley Stearns, President & CEO since 2024 (on filings since 2022); 13 of 22 officers listed in 2024 are compensated.
Officers on the 2024 filing
Tansley Stearns
President & CEO
CEO → President & CEO, 2024
On filings since 2022
40 hrs/week
$309K (2022) → $583K (2024)
Teri Kuehn
Board Chair
Board Member → Board Chair, 2024
On filings since 2021
1 hr/week
No compensation reported
Dennis Lavoy
Director
Board Member → Secretary & Treasurer, 2021
Secretary & Treasurer → Director, 2024
On filings since 2020
1 hr/week
No compensation reported
Paul Bedich
Director
Board Member → 2nd Vice Chairperson, 2023
2nd Vice Chairperson → Director, 2024
On filings since 2020
1 hr/week
No compensation reported
Angela Peat
Director
New on the 2024 filing
1 hr/week
No compensation reported
Johnnie Turnage
Director
New on the 2024 filing
1 hr/week
No compensation reported
Ned Staebler
Director
New on the 2024 filing
1 hr/week
No compensation reported
Art Beard
Chief It Officer
Chief It Officer → Chief Information & Digital Officer, 2022
Chief Information & Digital Officer → Chief It Officer, 2024
On filings since 2020
40 hrs/week
$300K (2020) → $354K (2024)
Cathy Meyers
Chief People Officer
Chief Human Resources Officer → Chief People Officer, 2022
On filings since 2020
40 hrs/week
$276K (2020) → $325K (2024)
Chris Curry
Senior Vice President Operations & Risk
Chief Operations & Payments Officer → Senior Vice President of Operations & Risk, 2023
Senior Vice President of Operations & Risk → Senior Vice President Operations & Risk, 2024
On filings since 2020
40 hrs/week
$205K (2020) → $305K (2024)
James Potter
Investment Representative
On filings since 2020
40 hrs/week
$182K (2020) → $200K (2024)
Jill Johnson
Chief Revenue & Lending
Chief Lending Officer → Chief Revenue & Lending Officer, 2022
Chief Revenue & Lending Officer → Chief Revenue & Lending, 2024
On filings since 2020
40 hrs/week
$271K (2020) → $473K (2024)
Scott Cameron
Chief Financial Officer
CFO → Executive Vice President & CFO, 2022
Executive Vice President & CFO → Chief Financial Officer, 2024
On filings since 2021
40 hrs/week
$229K (2021) → $338K (2024)
Danielle Milner
Chief Experience Officer
On filings since 2022
40 hrs/week
$68K (2022) → $296K (2024)
Elry Armaza
Chief of Staff
Chief Transformation Officer → Chief of Staff, 2023
On filings since 2022
40 hrs/week
$134K (2022) → $298K (2024)
Danielle Frawley
Chief Growth Officer
On filings since 2023
40 hrs/week
$206K (2023) → $340K (2024)
Lisa Mullen
Senior General Counsel
New on the 2024 filing
40 hrs/week
$179K (2024)
Mike Erfourth
Vice President Business Experience
New on the 2024 filing
40 hrs/week
$201K (2024)
Tom Vargo
Assistant Vice President Core Operations
New on the 2024 filing
40 hrs/week
$194K (2024)
Dan Herriman
Vice Chair
2nd Vice Chairperson → Board Member, 2023
Board Member → Vice Chair, 2024
On filings since 2020
1 hr/week
No compensation reported
Yasir Khogali
Treasurer & Secretary
Board Member → Treasurer & Secretary, 2024
On filings since 2023
1 hr/week
No compensation reported
Heidi Musser
Vice Chair
New on the 2024 filing
1 hr/week
No compensation reported
Former officers (22)
- Former: Don Bain (2020–2023) — Board Member
- Former: Eric Esser (2020–2023) — Former Officer
- Former: Mark Riegal (2020–2023) — 1st Vice Chairperson
- Former: Patricia Reese (2020–2023) — Board Member
- Former: Ron Meteyer (2020–2023) — Board Member
- Former: Thomas Vargo (2020–2023) — Assistant Vice President of Core Systems & Development
- Former: David Heffner (2021–2023) — Senior Vice President Lending
- Former: Deborah Starinsky (2023) — Board Member
- Former: Kathy Neirynk (2023) — Board Member
- Former: Michael Erfourth (2023) — Vice President Business Experience
- Former: Teresa Kuehn (2023) — Board Chair
- Former: Tommy Gasso (2023) — Vice President Commercial Lending
- Former: Diane Kenny (2020–2022) — Vice President Sales
- Former: Mary Lowing (2020–2022) — Board Member
- Former: Randy Penner (2020–2022) — Chief Sales & Marketing Officer
- Former: Warren Musson (2020–2022) — Vice President Business Services
- Former: William Lawton (2020–2022) — CEO
- Former: Sarah Cousineau (2021–2022) — Vice President Marketing
- Former: Debbie Starinsky (2022) — Board Member
- Former: Al Berrie (2020–2021) — 1st Vice Chairperson
- Former: Margaret Pankow (2020–2021) — CFO
- Former: Nicolle Sherman (2020) — Manager & Mortgage Services
Data from IRS Form 990 filings, 2020–2024. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2024 IRS filing
The highest reported compensation on the 2024 filing was $583K, to Tansley Stearns (President/CEO). 13 officers or directors reported compensation on that filing.
Frequently asked questions about Community Financial Credit Union
How much does Community Financial Credit Union give each year?
Community Financial Credit Union gave $672K across 12 grants in 2024, according to its 2024 IRS Form 990. In 2023 it gave $542K across 39 grants.
What is Community Financial Credit Union's typical grant size?
Community Financial Credit Union's median grant in 2024 was $16,800, and its average grant was $56,002, across 12 grants on its 2024 IRS Form 990. Organizations receiving their first grant from Community Financial Credit Union that year got $81K on average.
Where does Community Financial Credit Union give grants?
Community Financial Credit Union gives mostly in Michigan: 87% of the grant dollars itemized on its 2024 IRS Form 990 went to recipients there. The next largest state was Utah (11%). The most frequent recipient cities were Plymouth, MI (4 grants) and Detroit, MI (3 grants).
Does Community Financial Credit Union give general operating support?
Yes: 92% of Community Financial Credit Union's 2024 grants with a stated purpose (11 of 12) were for general or operating support, per its 2024 IRS Form 990.
Who are Community Financial Credit Union's largest grantees?
Community Financial Credit Union's largest 2024 grantees include Relentless Care Foundation ($419,810), Children's Miracle Network ($75,000) and Canton Community Foundation ($45,116), according to its 2024 IRS Form 990. Together they received 80% of its itemized 2024 grant dollars.
How large is Community Financial Credit Union?
Community Financial Credit Union reported $1.6B in total assets on its 2024 IRS Form 990. Its revenue that year was $106.7M.
What does Community Financial Credit Union fund?
The organization’s stated mission is to promote thrift by offering members competitively priced savings and loan products and other financial products, while supporting its members and communities. See mission & focus areas ↑
How do I apply for a grant from Community Financial Credit Union?
Community Financial Credit Union has no public application process in the sources Grantable reviewed. Check cfcu.org for current guidelines, or contact the foundation directly before submitting a request.
What is Community Financial Credit Union's EIN?
Community Financial Credit Union's EIN (Employer Identification Number) is 38-1447620. IRS Form 990 filing data is available on this page for 2020–2024.
Data last updated September 2026. Sourced from IRS Form 990 filings. Research dossier generated September 2026.
Data update history
(6)
When this profile's IRS filing data changed on Grantable
- Updated Form 990 for fiscal year 2020 (received by the IRS May 10, 2021)
- Updated Form 990 for fiscal year 2021 (received by the IRS April 21, 2022)
- Updated Form 990 for fiscal year 2022 (received by the IRS May 13, 2023)
- Updated Form 990 for fiscal year 2023 (received by the IRS November 11, 2024)
- Updated Form 990 for fiscal year 2024 (received by the IRS November 17, 2025)
- IRS filings on file for fiscal years 2020–2024
Other open foundation grants in Michigan
Michigan Open opportunities, soonest deadline first.
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Browse active grant opportunities in Community Financial Credit Union's focus areas in our free grants database
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Funders that support many of the same organizations
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Aetna Foundation Inc
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—
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Gannett Foundation Inc
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Gannett Foundation’s 2025 grants supported a range of organizations, with listed awards generally between $1,500 and $2,500, though the available figures do not establish a typical grant size or geographic focus. The foundation has wound down: its 2026 filing reports no grants or assets, and no current application process or acceptance of unsolicited requests is stated.
Assets
—
Grants
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Total Given
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Community Foundation for Southeast Michigan
Detroit, MI
The Community Foundation for Southeast Michigan funds nonprofits working in economic opportunity, health equity, youth and education, arts and culture, and public space and the environment across seven southeast Michigan counties. Its 2024 grants had a median of $25,000, though awards varied widely; organizations begin with a brief proposal, and selected applicants are invited to submit a full application.
Assets
$1.2B
Grants
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Total Given
$105.1M
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Cite this profile
Grantable. (2026). Community Financial Credit Union funder profile. GrantGraph. Retrieved October 18, 2026, from https://grantable.co/funders/community-financial-credit-union-morg_42f4e17302b047d980f833acb283972e
BibTeX
@misc{grantable_381447620_2026,
author = {{Grantable}},
title = {{Community Financial Credit Union funder profile}},
howpublished = {GrantGraph},
year = {2026},
url = {https://grantable.co/funders/community-financial-credit-union-morg_42f4e17302b047d980f833acb283972e},
note = {Accessed 2026-10-18. Data licensed CC BY 4.0}
}The figures on this page are open data under CC BY 4.0: reuse them with credit to Grantable and a link. Download the data.
Figures come from Community Financial Credit Union's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.
Community Financial Credit Union down — hundreds of funders to go?