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Commonwealth Credit Union

Foundation · Grantmaker Frankfort, KY EIN: 61-0671028 Website

THE CREDIT UNION'S VISION IS "GROWTH INSPIRED BY ENGAGEMENT, EMPOWERMENT, AND EXTRAORDINARY SERVICE." COMMONWEALTH PROVIDES ITS MEMBERS WITH A SAFE PLACE TO SAVE AND A SOURCE OF CREDIT IN A NOT-FOR-PROFIT CONTEXT. WE STRIVE TO IMPROVE THE LIVES OF THOSE WE SERVE BY HELPING THEM ACHIEVE THEIR DREAMS THROUGH FINANCIAL HEALTH AND SUCCESS.

Key facts about Commonwealth Credit Union

EIN
61-0671028
Latest 990 filing
Form 990-PF, 2025

Data from IRS Form 990-PF, 2025; updated September 2026. New grantees are estimated by matching recipient names across years (methodology).

Is Commonwealth Credit Union open to new grantees?

50%

first-time grantees, 2024

In 2024, 6 of 12 grantees (50%) were first-time recipients. First grants averaged $116K; repeat grants $40K. How we count

Medians: $102K first-time, $29K repeat.

  • 50% of 2024 grantees were also funded in 2023. Method
  • Giving grew 163% from 2021 to 2024. Method

Estimate from itemized IRS Form 990-PF grant lists (2020–2024). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.

Next steps with Commonwealth Credit Union

Financial Overview

From 2025 IRS Form 990-PF · View filing

Total Assets

—

-100.0% YoY

Revenue

$14.7M

-90.8% YoY

Net Investment Income

$1.5M

-88.4% YoY

Expenses

$13.1M

-90.4% YoY

About Commonwealth Credit Union

Based on IRS filings

Commonwealth Credit Union is a nonprofit organization, based in Frankfort, KY. IRS filing data is available from 2020 through 2025. Net investment income was $1.5M.

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Geographic Focus

Where this funder awards grants

Grant Distribution by State

3states

Cities

LexingtonLouisvilleDes MoinesFrankfortLousivilleCampbellsvilleChicagoHarrodsburgRichmondVersailles

Financial History

Multi-year comparison from IRS filings

Revenue
Expenses
Qualifying Distributions
Net Investment Income
$0$44M$88M$132M$175M202020212022202320242025
Metric202520242023
Total Assets—$2,470,693,541$2,210,286,474
Revenue$14,658,808$159,530,457$122,362,301
Expenses$13,095,345$137,050,921$111,540,681
Qualifying Distributions———
Net Investment Income$1,524,185$13,170,116$12,097,960
Distributable Amount———

Data update history

When this profile's IRS filing data changed on Grantable

  1. IRS filings on file for fiscal years 2020–2025

Giving Over Time

Total grant dollars and number of grants per year

$0$233K$467K$700K$933K7 grants20206 grants20218 grants202211 grants202312 grants20240 grants2025

Grant Insights

How this funder distributes its grants

Top Recipients

Top 0 recipients in 2025

Grant Size Distribution

37 grants across all recorded years

26<$50K5$50–100K5$100–250K1$250–500K$500K–1M$1–5M$5M+

Open Grants

1 open opportunity from Commonwealth Credit Union

Giving History

Grant recipients and amounts by year

No grants recorded for 2025.

Leadership & Key People

Officers and directors from IRS filings

Compensation Overview

From 2025 IRS filing

Karen Harbin — CEO/President/Board Member: $85KKaren HarbinCEO/President/Board Member$85KStephen Bellas — CFO: $44KStephen BellasCFO$44KRegina Grubbs — Board of Directors: $86Regina GrubbsBoard of Directors$86

From 2025 IRS filing

NameTitleHoursCompensation
Karen HarbinCEO/President/Board Member40$85,280
Donnie Rodgers IIVice Chairperson1—
Douglas SmithBoard of Directors1—
James ChadwellBoard of Directors1—
Kay JonesBoard of Directors1—
Kenneth BlackwellBoard of Directors1—
Mary FosterBoard of Directors1—
Regina GrubbsBoard of Directors1$86
Robin EllisSecretary/Treasurer1—
Thomas Randy FawnsChairperson1—
Joseph BrewerBoard of Directors1—
Jacqueline DuvallBoard of Directors1—
Carmine IaccarinoBoard of Directors1—
Stephen BellasCFO40$43,852

Frequently Asked Questions

Where does Commonwealth Credit Union operate?

Commonwealth Credit Union has awarded grants in Iowa, Illinois, Kentucky.

What is Commonwealth Credit Union's EIN?

Commonwealth Credit Union's EIN (Employer Identification Number) is 61-0671028. IRS Form 990 filing data is available on this page for 2020–2025.

Explore Open Grants

Browse active grant opportunities in Commonwealth Credit Union's focus areas in our free grants database

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Data last updated September 2026. Sourced from IRS Form 990-PF filings.

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Here's the math on researching Commonwealth Credit Union by hand.