Cape & Coast Bank Foundation
Cape & Coast Bank Foundation is a private foundation based in Hyannis, Massachusetts. Its 2025 filing reports 29 grants totaling $153,000, all to recipients in Massachusetts. The foundation’s stated grant eligibility is tied to an individual recipient organizations or to organizations directly benefiting Cape Codders, with all grant funds staying in Barnstable County.
Cape & Coast Bank Foundation at a glance
In short: Cape & Coast Bank Foundation gave $153K across 29 grants in 2025 (avg $5K), mostly in Massachusetts. 38% of 2025 grantees were new. Source: 2025 IRS Form 990-PF.
- Annual giving (2025)
- $153,000
- +19.8% vs 2024
- Grants made (2025)
- 29
- +38.1% vs 2024
- Average grant
- $5,276
- -13.3% vs 2024
- Median grant
- $5,000
- Total assets
- $2,766,083
- +4.7% vs 2024
- New grantees (estimate)
- 38% first-time grantees (11 of 29, 2025)
- Primary geography
- Massachusetts (100% of itemized 2025 grant dollars)
- Latest 990 filing
- Form 990-PF, 2025 View filing
Data from IRS Form 990-PF, 2025; updated October 2026. New grantees are estimated by matching recipient names across years (methodology).
How to apply to Cape & Coast Bank Foundation
- How to Apply
The 2023 filing states that the foundation’s grant application is available and lists supporting materials: an IRS 501(c)(3) determination letter, a board roster with affiliations, a list of business contributors and…
The 2023 filing states that the foundation’s grant application is available and lists supporting materials: an IRS 501(c)(3) determination letter, a board roster with affiliations, a list of business contributors and foundation grants received during the prior 12 months with support levels, and other documentation explaining the request’s purpose and community need. Applications must be from a 501(c)(3) nonprofit located on an individual recipient or directly benefiting Cape Codders, with 100% of the funds staying in Barnstable County. Requests must align with the foundation’s mission and one of its areas of impact, address a clearly defined need for which support is not available, and be at least $2,500. A grantee may receive only one grant in a 12-month period and may apply again 12 months after approval. A declined applicant may reapply within the same 12-month period for a different area of need.
- Review Cycle
- The 2023 filing lists quarterly deadlines of December 15, March 15, June 15, and September 15. These dates are presented as filing instructions and are not identified as a current application cycle.
- Deadline
- The 2023 filing lists quarterly deadlines of December 15, March 15, June 15, and September 15.
- Contact
Application contact: Christina Bologna
Mailing address: 25 Benjamin Franklin Way, Hyannis, MA 02601
Phone: (508) 568-3400
Email: cbologna@mycapecodbank.com
Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.
Open Grants
2 open opportunities from Cape & Coast Bank Foundation
Who Cape & Coast Bank Foundation funds
How this funder distributes its grants
Top Recipients
Top 10 recipients in 2025
The largest 2025 recipient was Housing Assistance Corporation ($13K). Together the top 10 received $82K.
Grant Size Distribution
126 grants across all recorded years
The most common grant size was under $50K: 126 grants of 126 (100%).
Geographic Focus
Where this funder awards grants
The 2025 filing reports that all grant dollars went to Massachusetts recipients. The foundation’s application restrictions specify an individual recipient nonprofits or organizations directly benefiting Cape Codders, with all funds staying in Barnstable County. The 2025 filing’s listed recipients are based in an individual recipient communities including Hyannis, Falmouth, Sandwich, Yarmouthport, Provincetown, and Orleans.
Grant Distribution by State
Share of 2025 grant dollars across all 29 itemized grants.
States
Cities
Is Cape & Coast Bank Foundation open to new grantees?
38%
first-time grantees, 2025
In 2025, 11 of 29 grantees (38%) were first-time recipients. First grants averaged $5K; repeat grants $5K. How we count
Medians: $5K first-time, $5K repeat.
- 41% of 2025 grantees were also funded in 2024. Method
- Giving held roughly steady from 2022 to 2025 (−7%). Method
- In 2025 it paid out 120% of its IRS minimum distribution (the 5% rule). Method
Estimate from itemized grant lists in IRS Form 990-PF filings (2020–2025). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2020 to 2025, annual grant giving ranged from $128K (2024) to $220K (2021). In 2025 it made 29 grants totaling $153K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Housing Assistance Corporation Hyannis, MA | THRIVE - Workforce Housing Voucher | $12,500 |
| Amplify POC Cape Cod Hyannis, MA | Communications and Programs Capacity Building | $10,000 |
| Belonging to Each Other Inc Falmouth, MA | Comprehensive Campaign "Honoring Our Past -- Building Our Future" | $10,000 |
| Habitat for Humanity of Cape Cod Yarmouthport, MA | Partnering with Families in Need to Build Affordable Homes | $10,000 |
| Heritage Museums & Gardens Sandwich, MA | The Barbey Family Welcome Center at Heritage Museums & Gardens | $10,000 |
| Big Brothers Big Sisters of Cape Cod & The Islands Hyannis, MA | One-to-One Mentoring for At-Risk Youth | $6,250 |
| Helping Our Women Provincetown, MA | Women Thriving Capital Campaign | $6,250 |
| YMCA Cape Cod West Barnstable, MA | New Upper Cape YMCA Branch Capital Request | $6,250 |
| Sharing Kindness Inc South Harwich, MA | Hope Squad School-Based, Student-Led Suicide Prevention | $5,250 |
| Cape Cod Times Neighbors Fund Hyannis, MA | Childcare Access Initiative | $5,000 |
Ready to take the next step with Cape & Coast Bank Foundation?
Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Qualifying Distributions | Net Investment Income | Distributable Amount |
|---|---|---|---|---|---|---|---|---|
| 2025 | $2,766,083 | $325,337 | $185,146 | $153,000 | 29 | $156,065 | $88,948 | $130,281 |
| 2024 | $2,641,678 | $128,821 | $155,640 | $127,750 | 21 | $130,712 | $103,893 | $119,086 |
| 2023 | $2,395,322 | $4,652 | $180,742 | $153,000 | 21 | $155,922 | $27,403 | $119,937 |
| 2022 | $2,816,820 | $207,658 | $204,390 | $165,000 | 26 | $167,765 | $177,841 | $143,574 |
| 2021 | $2,921,510 | $321,754 | $248,032 | $220,000 | 29 | — | $297,753 | $126,650 |
| 2020 | $2,174,857 | $73,361 | $192,910 | $140,750 | 21 | — | $50,833 | $125,146 |
Under IRS private-foundation payout rules, Cape & Coast Bank Foundation reported a distributable amount of $130K for 2025 — the minimum it must pay out in qualifying distributions.
Research compiled by Grantable AI from public sources. Last updated October 2026.
Mission & Focus Areas
The Coop Foundation says it considers requests that enhance quality of life through programs and initiatives addressing fundamental needs and challenges in communities served by the bank. Its stated areas of impact include economic development and self-sufficiency, community vitality and sustainability, thriving youth and families, education and learning, and health and human care.
Grants in 2025 went to organizations working in areas including housing, health, youth mentoring, suicide prevention, and food relief. For example, Housing Assistance Corporation describes its mission as promoting safe and affordable housing on an individual recipient and the Islands, while Habitat for Humanity of an individual recipient says it builds homes and community in partnership with families in need. Community Health Center of an individual recipient describes its mission as providing equitable, patient-centered care regardless of ability to pay.
Grantmaking
In filing year 2025, the foundation made 29 grants totaling $153,000. Awards ranged from $2,000 to $12,500, with a median of $5,000. The prior filing years show $127,750 across 21 grants in 2024 and $153,000 across 21 grants in 2023.
The largest reported 2025 award was $12,500 to Housing Assistance Corporation for its THRIVE Workforce Housing Voucher. Other notable grants included $10,000 each to Amplify POC Cape Cod for communications and programs capacity building, Belonging to Each Other for a capital campaign, Habitat for Humanity of an individual recipient for affordable homes, and Heritage Museums & Gardens for its Barbey Family Welcome Center. The foundation also gave $6,250 to Big Brothers Big Sisters of an individual recipient & The Islands for mentoring and $5,250 to Sharing Kindness for school-based suicide prevention.
Leadership & Key People
Leadership team and compensation from IRS filings
The 2025 filing lists Elizabeth Oliver as president. Trustees listed include Chris Cataldo, Lee Ann Hesse, Justin Manning, Kim Olson, and Christian Valle. Rob McPhee and Sara Whiteley are listed as starting in November 2024; Matt Cole and Nancy Garran are listed as ending in November 2024.
Cape & Coast Bank Foundation is led by Elizabeth Oliver, President on every filing since 2020; none of the 12 officers listed in 2025 report compensation.
Officers on the 2025 filing
Elizabeth Oliver
President
On filings since 2020
1 hr/week
No compensation reported
Christian Valle
Trustee
On filings since 2020
1 hr/week
No compensation reported
Justin Manning
Trustee
On filings since 2020
1 hr/week
No compensation reported
Lee Ann Hesse
Trustee
On filings since 2020
1 hr/week
No compensation reported
Matt Cole
Trustee
On filings since 2020
1 hr/week
No compensation reported
Nancy Garran
Trustee
On filings since 2020
1 hr/week
No compensation reported
Chris Cataldo
Trustee
On filings since 2023
1 hr/week
No compensation reported
Kim Olson
Trustee
On filings since 2024
1 hr/week
No compensation reported
Rob McPhee
Trustee
New on the 2025 filing
1 hr/week
No compensation reported
Sara Whiteley
Trustee
New on the 2025 filing
1 hr/week
No compensation reported
Wendy Northcross
Clerk
Secretary → Clerk, 2024
On filings since 2023
1 hr/week
No compensation reported
Erik Porter
Treasurer
On filings since 2024
1 hr/week
No compensation reported
Former officers (5)
- Former: Mark Linehan (2020–2024) — Treasurer
- Former: Mary Lenihan (2022–2024) — Trustee
- Former: Martha Ramsey (2020–2023) — Secretary
- Former: Christine Parent (2021–2023) — Trustee
- Former: Michelle LeBlanc (2020–2021) — Trustee
Data from IRS Form 990 filings, 2020–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Frequently asked questions about Cape & Coast Bank Foundation
How much does Cape & Coast Bank Foundation give each year?
Cape & Coast Bank Foundation gave $153K across 29 grants in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $128K across 21 grants.
What is Cape & Coast Bank Foundation's typical grant size?
Cape & Coast Bank Foundation's median grant in 2025 was $5,000, and its average grant was $5,276, across 29 grants on its 2025 IRS Form 990-PF. Organizations receiving their first grant from Cape & Coast Bank Foundation that year got $5K on average.
Where does Cape & Coast Bank Foundation give grants?
Cape & Coast Bank Foundation gives mostly in Massachusetts: 100% of the grant dollars itemized on its 2025 IRS Form 990-PF went to recipients there. The most frequent recipient cities were Hyannis, MA (7 grants), Falmouth, MA (3 grants), Provincetown, MA (2 grants) and Orleans, MA (2 grants).
Does Cape & Coast Bank Foundation give general operating support?
Occasionally: 7% of Cape & Coast Bank Foundation's 2025 grants with a stated purpose (2 of 29) were for general or operating support, per its 2025 IRS Form 990-PF.
Who are Cape & Coast Bank Foundation's largest grantees?
Cape & Coast Bank Foundation's largest 2025 grantees include Housing Assistance Corporation ($12,500), Amplify POC Cape Cod ($10,000) and Belonging to Each Other Inc ($10,000), according to its 2025 IRS Form 990-PF. Together they received 21% of its itemized 2025 grant dollars.
How large is Cape & Coast Bank Foundation?
Cape & Coast Bank Foundation reported $2.8M in total assets on its 2025 IRS Form 990-PF. It paid out $156K in qualifying distributions that year, against a required minimum of $130K (roughly 5% of its investment assets).
What does Cape & Coast Bank Foundation fund?
The Coop Foundation says it considers requests that enhance quality of life through programs and initiatives addressing fundamental needs and challenges in communities served by the bank. See mission & focus areas ↑
How do I apply for a grant from Cape & Coast Bank Foundation?
The 2023 filing states that the foundation’s grant application is available and lists supporting materials: an IRS 501(c)(3) determination letter, a board roster with affiliations, a list of business contributors and… Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑
What is Cape & Coast Bank Foundation's EIN?
Cape & Coast Bank Foundation's EIN (Employer Identification Number) is 82-4890570. IRS Form 990 filing data is available on this page for 2020–2025.
Data last updated October 2026. Sourced from IRS Form 990-PF filings. Research dossier generated October 2026.
Data update history
(7)
When this profile's IRS filing data changed on Grantable
- Updated Form 990-PF for fiscal year 2020 (received by the IRS January 27, 2021)
- Updated Form 990-PF for fiscal year 2021 (received by the IRS August 9, 2021)
- Updated Form 990-PF for fiscal year 2022 (received by the IRS August 1, 2022)
- Updated Form 990-PF for fiscal year 2023 (received by the IRS February 12, 2024)
- Updated Form 990-PF for fiscal year 2024 (received by the IRS February 2, 2025)
- Updated Form 990-PF for fiscal year 2025 (received by the IRS February 10, 2026)
- IRS filings on file for fiscal years 2020–2025
Explore Open Grants
Browse active grant opportunities in Cape & Coast Bank Foundation's focus areas in our free grants database
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Cite this profile
Grantable. (2026). Cape & Coast Bank Foundation funder profile. GrantGraph. Retrieved October 15, 2026, from https://grantable.co/funders/cape-and-coast-bank-foundation-morg_f331a91d65bc42eea89c4b8aa644c388
BibTeX
@misc{grantable_824890570_2026,
author = {{Grantable}},
title = {{Cape \& Coast Bank Foundation funder profile}},
howpublished = {GrantGraph},
year = {2026},
url = {https://grantable.co/funders/cape-and-coast-bank-foundation-morg_f331a91d65bc42eea89c4b8aa644c388},
note = {Accessed 2026-10-15. Data licensed CC BY 4.0}
}The figures on this page are open data under CC BY 4.0: reuse them with credit to Grantable and a link. Download the data.
Figures come from Cape & Coast Bank Foundation's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.
Cape & Coast Bank Foundation down — hundreds of funders to go?