Athens Federal Foundation

Foundation · Grantmaker Athens, TN EIN: 27-1569250

The Athens Federal Foundation is a private foundation based in Athens, Tennessee, established in 2011. The foundation operates as a 501(c)(3) organization with a mission to invest in and support charitable work within its service communities.

Key facts about Athens Federal Foundation

EIN
27-1569250
Latest 990 filing
Form 990-PF, 2024
Annual giving (2024)
$372,222
Grants made (2024)
39
Average grant
$9,544
Median grant
$5,000
New grantees (estimate)
26% first-time grantees (10 of 39, 2024)
Total assets
$6,004,480
Primary geography
Tennessee (100% of itemized 2024 grant dollars)
How to apply
The foundation accepts applications from new applicants, with approximately 12% of new applicants receiving funding. Full details ↓

Data from IRS Form 990-PF, 2024; updated June 2026. New grantees are estimated by matching recipient names across years (methodology). Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.

Who Athens Federal Foundation funds

By grant dollars, the top recipient states for Athens Federal Foundation's 39 itemized 2024 grants were Tennessee (100%). The most frequent recipient cities were Athens, TN (23 grants), Etowah, TN (4 grants), Cleveland, TN (3 grants) and Madisonville, TN (3 grants). 3% of grants with a stated purpose were for general or operating support.

Is Athens Federal Foundation open to new grantees?

26%

first-time grantees, 2024

In 2024, 10 of 39 grantees (26%) were first-time recipients. First grants averaged $15K; repeat grants $8K. How we count

Medians: $5K first-time, $5K repeat.

  • 72% of 2024 grantees were also funded in 2023. Method
  • Giving grew 109% from 2021 to 2024. Method
  • In 2024 it paid out 144% of its IRS minimum distribution (the 5% rule). Method

Estimate from itemized IRS Form 990-PF grant lists (2020–2024). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.

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Financial Overview

From 2024 IRS Form 990-PF · View filing

Total Assets

$6.0M

+16.9% YoY

Annual Giving

$372K

+36.7% YoY

Grant Count

39

+18.2% YoY

Avg Grant Size

$10K

+15.7% YoY

Under IRS private-foundation payout rules, Athens Federal Foundation reported a distributable amount of $259K for 2024 — the minimum it must pay out in qualifying distributions.

Research compiled by Grantable AI from public sources. Last updated April 2026.

Mission & Focus Areas

The foundation focuses its grantmaking on:

  • Education
  • Health
  • Human Services
  • Philanthropy, Voluntarism & Grantmaking

The foundation prioritizes support for organizations addressing community needs ranging from healthcare access to food security and social services.

Grantmaking

Grant Range

reported at $26 (based on high volume of grants)

Average Grant

reported at $26 (based on high volume of grants)

How to Apply

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Geographic Focus

Where this funder awards grants

The Athens Federal Foundation primarily supports organizations within the Athens Federal Community Bank's service area in Tennessee, including:

  • Athens
  • Benton
  • Cleveland
  • Decatur
  • Englewood
  • Etowah
  • Madisonville
  • Milligan College
  • Niota
  • Sweetwater
  • Monroe County
  • Bradley County
  • McMinn County
  • Polk County

Grant Distribution by State

1state

Share of all 39 itemized 2024 grant dollars.

States

Cities

AthensClevelandEtowahMadisonvilleNiotaBentonEnglewoodSweetwaterDecaturTellico PlainsMilligan CollegeTen Mile

Financial History

Multi-year comparison from IRS filings

Assets & Revenue:

  • Total assets: $6,004,480 (as of most recent filing)
  • Total annual giving: $272,000–$372,222
  • Annual expenses: $285,640
  • Annual revenue: $1,046,872
Revenue
Expenses
Qualifying Distributions
Net Investment Income
$0$308K$616K$923K$1M20202021202220232024
Metric202420232022
Total Assets$6,004,480$5,138,184$5,140,172
Revenue$1,119,144$1,046,872$104,813
Expenses$409,144$285,640$265,666
Qualifying Distributions$373,197$273,225$257,650
Net Investment Income$1,010,169$1,035,947$93,963
Distributable Amount$259,198$207,736$287,014

Data update history

When this profile's IRS filing data changed on Grantable

  1. IRS filings on file for fiscal years 2020–2024

Giving Over Time

Total grant dollars and number of grants per year

$0$93K$186K$279K$372K31 grants202030 grants202130 grants202233 grants202339 grants2024

Grant Insights

How this funder distributes its grants

Top Recipients

Top 10 recipients in 2024

YMCA - Locker Room Project: $100KYMCA - Locker Room Project$100KMiracle Lake Inc: $25KMiracle Lake Inc$25KTennessee Wesleyan University: $25KTennessee Wesleyan University$25KAthens-McMinn Family YMCA: $20KAthens-McMinn Family YMCA$20KMcMinn County Education & Community Foundation - McMinn County Public Schoo: $17KMcMinn County Education &Community Foundation - McMinn…$17KTennessee Wesleyan University - Love Thy Neighbor: $15KTennessee Wesleyan University- Love Thy Neighbor$15KGrace & Mercy Ministries: $10KGrace & Mercy Ministries$10KStraightway Ministry Inc: $10KStraightway Ministry Inc$10KThe Hope Center: $10KThe Hope Center$10KMcMinn County Senior Citizens Inc: $8KMcMinn County Senior CitizensInc$8K

Grant Size Distribution

163 grants across all recorded years

161<$50K1$50–100K1$100–250K$250–500K$500K–1M$1–5M$5M+

Open Grants

1 open opportunity from Athens Federal Foundation

Giving History

Grant recipients and amounts by year

Among its reported 2024 grants, the largest recipients include YMCA - Locker Room Project ($100,000), Miracle Lake Inc ($25,000), Tennessee Wesleyan University ($25,000).

RecipientPurposeAmount
YMCA - LOCKER ROOM PROJECT Athens, TNSPECIAL GRANT TO BE USED TOWARD $1.7 MILLION CAPITAL CAMPAIGN TO ADD 2 ADA ACCESSIBLE FAMILY LOCKER ROOMS, 4 ADA ACCESSIBLE FAMILY RESTROOMS, UPDATE MENS AND WOMENS LOCKER ROOMS WITH ADA ACCESSIBLE SHOWERS, AND 2 HANDICAP LIFTS TO CONNECT THE UPPER LOBBY AND POOL DECK TO RESTROOM / LOCKER ROOM LEVEL. THE PROJECT WILL ALSO PROVIDE UPDATES TO HVAC, ELECTRICAL SYSTEMS AND PLUMBING SYSTEMS TO THESE AREAS.$100,000
MIRACLE LAKE INC Etowah, TNFUNDING FOR FACILITY IMPROVEMENTS FOR MIRACLE LAKE, WHICH IS A 12-WEEK RESIDENTIAL PROGRAM FOLLOWED BY 6-12 MONTH TRANSITIONAL LIVING PROGRAM AS AN ALTERNATIVE TO ALCOHOLD, DRUGS AND CRIMINAL MINDED BEHAVIOR.$25,000
TENNESSEE WESLEYAN UNIVERSITY Athens, TNFUNDING TO THE GENERAL SCHOLARSHIP FUND TO BE DISTRUBUTED TO STUDENTS QUALIFYING FOR FINANCIAL AID. MERIT SCHOLARSHIPS ARE BASED ON COMBINATION OF GRADES AND FINANCIAL NEED.$25,000
ATHENS-MCMINN FAMILY YMCA Athens, TNRELOCATION AND FURNISHING OF "CHILD WATCH" AREA TO A LARGER SPACE TO ACCOMMODATE CARE FOR DESIGNATED AGE GROUPS. THE SPACE IS USED TO PROVIDE CHILD CARE WHILE PARENTS ARE UTILIZING THE YMCA FACILITIES. WHEN THE SPACE IS NOT IN USE FOR "CHILD WATCH" IT CAN ALSO BE USED FOR AFTER SCHOOL, SUMMER DAY CAMP AND Y-CAP PROGRAMING.$20,000
MCMINN COUNTY EDUCATION & COMMUNITY FOUNDATION - MCMINN COUNTY PUBLIC SCHOO Athens, TNFUNDS ADMINISTRED BY MECF WILL BE USED TO FUND COMPASSION CLOSET PROVIDING CLOTHING, SHOES, LAUNDRY DETERGENT, PERSONAL HYGIENE PRODUCTS. FUNDS WILL BE DIVIDED AMONG 13 SCHOOLS BASED ON STUDENT POPULATION$17,000
TENNESSEE WESLEYAN UNIVERSITY - LOVE THY NEIGHBOR Athens, TNFUNDS TO BE UTILIZED FOR BACKSACKS PROGRAM FOR COUNTY SCHOOLS, CAMPUS FOOD PANTRY, MOBILE FOOD PANTRY AND THRIFT STORE.$15,000
GRACE & MERCY MINISTRIES Athens, TNFUNDS TO PURCHASE FOOD AND SUPPLIES FOR FEEDING FOOD INSECURE INDIVIDUALS AT THE COOKE MINISTRY BUILDING.$10,000
STRAIGHTWAY MINISTRY INC Englewood, TNTUITION ASSISTANCE FOR CLIENTS ATTENDING TENNEESSE COLLEGE OF APPLIED TECHNOLOGY$10,000
THE HOPE CENTER Athens, TNFUNDING FOR DARKNESS TO LIGHT PROGRAM TO FACILITATE DISCUSSION WITH COMMUNITY GROUPS FOR CHILD SEX ABUSE PREVENTION. ADDITIONAL FUNDING FOR TRANSITIONAL HOUSING FOR DOMESTIC VIOLENCE SHELTER AND SEXUAL ASSULT CENTER.$10,000
MCMINN COUNTY SENIOR CITIZENS INC Athens, TNFUNDING FOR THE LUNCH WITH FRIENDS PROGRAM, AND FUNDING FOR SENIOR ADVOCATE TO ASSIST CLEINTS IN APPLYING FOR BENEFIT PROGRAMS.$8,000

Leadership & Key People

Leadership team and compensation from IRS filings

Board of Directors:

  • President: Jeffrey L. Cunningham
  • Treasurer/Director: Michael R. Hutsell
  • Secretary: Nicole Gibbs

All board members serve without compensation.

Compensation Overview

No officer or director reported compensation in the available filings.

From 2024 IRS filing

NameTitleHoursCompensation
Jeffrey L CunninghamPresident0.25—
Michael R HutsellTreasurer/Director0.25—
Nicole GibbsSecretary0.25—
Laurne CunninghamDirector0.25—
Elaine M CathcartDirector0.25—
Lyn B ThompsonDirector0.25—
Allen CarterDirector0.25—
Kathy ClarkDirector0.25—
Jason RobertsonDirector0.25—
Ray GrantDirector0.25—
Vant HardawayDirector0.25—
M Bailey TurnerDirector0.25—
Moises ContraresDirector0.25—

Recent News & Activity

Recent developments and announcements

2020

In 2020, the Athens Federal Foundation awarded over $126,000 in grants to 31 local charitable and nonprofit organizations. Recipients included organizations focused on homelessness, food security, healthcare access, child welfare, and community education.

Athens Federal Foundation awards over $126,000 in grants | Habitat for Humanity

The foundation has maintained consistent grantmaking activity over a decade of operations, with a volunteer board directing philanthropic investments in the region.

Subject Areas

Focus areas based on grantmaking activity

Frequently Asked Questions

What does Athens Federal Foundation fund?

The foundation focuses its grantmaking on: • Education • Health • Human Services • Philanthropy, Voluntarism & Grantmaking The foundation prioritizes support for organizations addressing community needs ranging from healthcare access to food security and social services.

How do I apply for a grant from Athens Federal Foundation?

The foundation accepts applications from new applicants, with approximately 12% of new applicants receiving funding. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑

Where does Athens Federal Foundation make grants?

The Athens Federal Foundation primarily supports organizations within the Athens Federal Community Bank's service area in Tennessee, including: • Athens • Benton • Cleveland • Decatur • Englewood • Etowah • Madisonville • Milligan College • Niota • Sweetwater • Monroe County • Bradley County • McMinn County • Polk County

What size grants does Athens Federal Foundation award?

In 2024, Athens Federal Foundation awarded 39 grants totaling $372K — an average of about $10K per grant, based on its IRS Form 990 filings.

How much is Athens Federal Foundation required to give away each year?

Private foundations must generally distribute about 5% of their assets annually. For 2024, Athens Federal Foundation reported a distributable amount of $259K on its IRS Form 990-PF — the minimum it must pay out in qualifying distributions.

What is Athens Federal Foundation's EIN?

Athens Federal Foundation's EIN (Employer Identification Number) is 27-1569250. IRS Form 990 filing data is available on this page for 2020–2024.

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Data last updated June 2026. Sourced from IRS Form 990-PF filings. Research dossier generated April 2026.

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