Align Credit Union
Aligning our members and communities with financial tools to serve their needs.
Align Credit Union at a glance
In short: Align Credit Union reported $48K in grants paid in 2025 (a total; its filing lists no individual grants). Source: 2025 IRS Form 990.
- Grants paid (2025)
- $47,734 — reported as a total on the IRS filing, without an itemized list
- -7.9% vs 2024
- Total assets
- $648,886,154
- -3.1% vs 2024
- Revenue (2025)
- $30,436,495
- +3.2% vs 2024
- Net investment income (2025)
- $6,233,188
- +8.1% vs 2024
- Expenses (2025)
- $35,621,456
- -6.6% vs 2024
- Latest 990 filing
- Form 990, 2025 View filing
Data from IRS Form 990, 2025; updated September 2026.
Who Align Credit Union funds
How this funder distributes its grants
Grant Size Distribution
13 grants across all recorded years
The most common grant size was under $50K: 13 grants of 13 (100%).
Geographic Focus
Where this funder awards grants
Grant Distribution by State
States
Cities
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2021 to 2025, annual grant giving ranged from $32K (2023) to $66K (2022). In 2025 it reported $48K in grants paid, as a total without an itemized list.
Hatched bars: grants paid as reported on the IRS filing, which lists no individual grants for that year.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| Umass Lowell Athletics Lowell, MA | Program Support | $12,500 |
| The Lowell Plan Lowell, MA | Program Support | $11,000 |
| Manolis Family Foundation Dracut, MA | Local Community Event | $8,000 |
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Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Net Investment Income |
|---|---|---|---|---|---|---|
| 2025 | $648,886,154 | $30,436,495 | $35,621,456 | $47,734 | Total only | $6,233,188 |
| 2024 | $669,475,106 | $29,485,904 | $38,156,747 | $51,810 | Total only | $5,764,651 |
| 2023 | $706,708,681 | $27,908,271 | $31,391,959 | $31,500 | 3 | $6,385,021 |
| 2022 | $703,539,071 | $24,433,942 | $24,024,186 | $66,492 | 5 | $5,692,843 |
| 2021 | $748,085,438 | $24,193,748 | $23,783,699 | $42,500 | 5 | $4,975,937 |
| 2020 | $692,602,330 | $28,709,871 | $26,990,515 | — | — | $5,733,297 |
"Total only": grants paid as reported on the IRS filing, which lists no individual grants for that year.
About Align Credit Union
Based on IRS filings
Align Credit Union is a public charity, based in Lowell, MA. IRS filing data is available from 2020 through 2025. As of 2025, the organization holds $648.9M in total assets. In 2025, it reported $48K in grants paid as a total on its IRS filing, without an itemized list. Net investment income was $6.2M.
Leadership & Key People
Officers and directors from IRS filings
Align Credit Union is led by Lydia Vazquez, President & CEO since 2024 (on filings since 2021); 11 of 20 officers listed in 2025 are compensated.
Officers on the 2025 filing
Lydia Vazquez
President & CEO
Chief Lending Officer → Chief Operating Officer, 2023
Chief Operating Officer → President & CEO, 2024
On filings since 2021
40 hrs/week
$160K (2021) → $528K (2025)
David R. Morris
Board Chairman
Vice Chairperson → Director, 2024
Director → Board Chairman, 2025
On filings since 2020
1 hr/week
No compensation reported
Greg Tapella
Vp-Director of It
New on the 2025 filing
40 hrs/week
$171K (2025)
Joseph Forster
Director
On filings since 2020
1 hr/week
No compensation reported
Martin E. Conway
Director
On filings since 2020
1 hr/week
No compensation reported
John Morris
Director
On filings since 2023
1 hr/week
No compensation reported
Carol McMahon
Director
On filings since 2024
1 hr/week
No compensation reported
Juliet Kalungi
Director
On filings since 2024
1 hr/week
No compensation reported
Rey Lemaine
Director
On filings since 2024
1 hr/week
No compensation reported
Joanne McCarthy
Chief Retail Operations Officer
Senior Vice President Chief Retail Officer & Security Officer → Chief Retail Officer & Security Officer, 2024
Chief Retail Officer & Security Officer → Chief Retail Operations Officer, 2025
On filings since 2021
40 hrs/week
$164K (2021) → $173K (2025)
Jennifer Huska
Senior Vice President Chief Lending Officer
Senior Vice President Chief Strategy Officer → Senior Vice President Chief Lending Officer, 2024
On filings since 2022
40 hrs/week
$143K (2022) → $188K (2025)
Caleb Schultz
Chief Information Officer & COO
Chief Information Officer → Chief Information Officer & COO, 2025
On filings since 2024
40 hrs/week
$166K (2024) → $268K (2025)
Kristen McNamara
Svp-Human Resources
On filings since 2024
40 hrs/week
$119K (2024) → $133K (2025)
Sean Wawrzkiewicz
Svp-Finance
On filings since 2024
40 hrs/week
$141K (2024) → $146K (2025)
Abby Decoster
Svp-Deposit Operations
New on the 2025 filing
40 hrs/week
$205K (2025)
Christa Therriault
Chief Strategy Officer
New on the 2025 filing
40 hrs/week
$132K (2025)
Joleen Forgione
Chief Financial Officer
New on the 2025 filing
40 hrs/week
$174K (2025)
Stephanie Tencati
Svp-Marketing
New on the 2025 filing
40 hrs/week
$159K (2025)
Kathleen E. McKenney
Treasurer
Director → Treasurer, 2024
On filings since 2020
1 hr/week
No compensation reported
Steven J. Babbitt
Vice Chairman
Director → Vice Chairman, 2024
On filings since 2020
1 hr/week
No compensation reported
Former officers (24)
- Former: Frank H. Lospennato (2020–2024) — Treasurer
- Former: George R. Gagan (2020–2024) — Chairman
- Former: Karen A. Morris (2020–2024) — Clerk
- Former: Kenneth M. Del Rossi (2020–2024) — Retired President & CEO
- Former: Gary Abrams (2024) — Interim CFO
- Former: Gary Long (2024) — Vp-Collections
- Former: Oanh Le (2024) — Vp-Assistant Controller
- Former: Alan J. Sexton (2020–2023) — Director
- Former: Richard W. Piecewicz (2020–2023) — 2nd Vice Chairperson
- Former: Thomas Hammond (2020–2023) — CFO
- Former: Maryann Bedard (2021–2023) — Svp-Consumer Lending
- Former: Sandra Lamplough (2021–2023) — Svp-Operations
- Former: Todd Caron (2021–2023) — CIO
- Former: Joanne Doulames (2023) — Senior Vice President It
- Former: Kathleen Kay-Allen (2023) — Vp-Servicing
- Former: Mark Sanguinetti (2023) — Senior Vice President Chief Lending Officer
- Former: Mark Palermo (2021–2022) — Senior Vice President Chief Investment Officer
- Former: Brian Bacci (2020–2021) — Executive Vice President & COO
- Former: Francis J. McKenney (2020–2021) — 1st Vice Chairman
- Former: Linda L. Purtell (2020–2021) — Director
- Former: Susan Gill (2021) — Vice President Accounting & Finance
- Former: Derek Da Silva (2020) — Mortgage Originator
- Former: Katie Rockett (2020) — Mortgage Originator
- Former: Maxwell G. Rodgers (2020) — Director
Data from IRS Form 990 filings, 2020–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Compensation Overview
From 2025 IRS filing
The highest reported compensation on the 2025 filing was $528K, to Lydia Vazquez (President and CEO). 11 officers or directors reported compensation on that filing.
Frequently asked questions about Align Credit Union
How much does Align Credit Union give each year?
Align Credit Union reported $48K in grants paid in 2025 on its 2025 IRS Form 990, as a total without an itemized list of grants. In 2024 it reported $52K in grants paid.
How large is Align Credit Union?
Align Credit Union reported $648.9M in total assets on its 2025 IRS Form 990. Its revenue that year was $30.4M.
Where does Align Credit Union operate?
Align Credit Union has awarded grants in Massachusetts.
What is Align Credit Union's EIN?
Align Credit Union's EIN (Employer Identification Number) is 04-1680140. IRS Form 990 filing data is available on this page for 2020–2025.
Data last updated September 2026. Sourced from IRS Form 990 filings.
Data update history
(5)
When this profile's IRS filing data changed on Grantable
- Updated Form 990 for fiscal year 2021 (received by the IRS September 21, 2022)
- Updated Form 990 for fiscal year 2022 (received by the IRS September 12, 2023)
- Updated Form 990 for fiscal year 2023 (received by the IRS November 15, 2024)
- Updated Form 990 for fiscal year 2024 (received by the IRS November 14, 2025)
- Added Form 990 for fiscal year 2025 (received by the IRS August 11, 2026)
Other open foundation grants in Massachusetts
Massachusetts Open opportunities, soonest deadline first.
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Browse active grant opportunities in Align Credit Union's focus areas in our free grants database
Similar Funders
Similar funders in Massachusetts
Boston Foundation Inc
Boston, MA
The Boston Foundation funds nonprofits and community initiatives focused on equity and opportunity, including child well-being, economic opportunity, community wealth, and community leadership, primarily in Greater Boston. Its 2025 grants had a median of $25,000, while specific programs offer amounts such as $50,000; whether it accepts unsolicited requests is not stated.
Assets
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Eastern Bank Foundation
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Eastern Bank Foundation supports economic inclusion and mobility, including small businesses, early childhood development, affordable housing, and workforce development. Its 2025 grants ranged from $50 to $2,002,500, with a median of $2,500, primarily in Massachusetts and also in New Hampshire and Rhode Island. It accepts online applications and does not limit giving to preselected organizations.
Assets
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Grants
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Barr Foundation
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The Barr Foundation funds arts and creativity, climate, education, and New England’s social sector, primarily through long-term support for organizations in New England. Its 2024 grants ranged from $100 to $3.275 million, with a median of $80,000. Its filing says it accepts only requests from preselected organizations and does not accept unsolicited requests, though its website describes program-page inquiries and occasional open calls.
Assets
$1.9B
Grants
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Total Given
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Liberty Mutual Foundation Inc
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Liberty Mutual Foundation funds basic needs such as food and shelter, education and workforce development, and climate and community infrastructure, including homelessness and community preparedness programs. Its 2024 grants had a median of $35,000, and most funding supports organizations or programs serving the Boston area, though it also gives elsewhere. It accepts unsolicited online requests on a rolling basis, with no submission deadlines.
Assets
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Cummings Foundation Grants Inc (FKA Oneworld Boston Inc)
Woburn, MA
Cummings Foundation Grants Inc. funds nonprofits working in human services, education, healthcare, fairness and justice, and the environment, primarily in greater Boston and eastern Massachusetts. Its 2024 grants ranged from $1,000 to $3.5 million, with a median of $35,000; it accepts letters of inquiry through an online portal during its application cycle, which was not open at the time described.
Assets
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American Tower Corporation Foundation
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More similar funders
More Funders in Massachusetts
The filing figures on this page are open data under CC BY 4.0. About GrantGraph Open
Figures come from Align Credit Union's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.
Align Credit Union down — hundreds of funders to go?