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Strengthen Oklahoma Homes (SOH) Program

Insurance Dept SOH Grants

State Housing Grants for Nonprofits

Funding Amount

Up to $10,000

Deadline

Rolling / Open

Grant Type

state

Overview

SOH provides grants to Oklahoma residents for residential wind and hail mitigation on new and existing, owner-occupied, primary residence single-family homes. The program requires homes to obtain an IBHS FORTIFIED Home – Roof™ – High Wind designation with the Hail Supplement. Funding comes from the insurance industry in Oklahoma, not from the state's general budget.

Eligibility:

  • Primary residence single-family homeowners in Oklahoma

  • Must have homestead exemption

  • Must have in-force homeowners insurance with wind coverage

  • Must have flood insurance if home is in special flood hazard area

  • Home must be in good repair

  • Cannot be apartment, duplex, condominium, manufactured home, or mobile home

    • Benefits:

  • Up to $10,000 in grant funding for roof upgrade to FORTIFIED standard

  • Potential discounts on wind insurance premium and deductible

  • Grant paid directly to contractor upon completion

    • Applicant Responsibilities:

  • Pay FORTIFIED evaluator fees (not covered by grant)

  • Cover any costs exceeding $10,000 grant amount

    • Eligibility

    Eligible Applicant Types

    Individual Homeowners

    Focus Areas & Funding Uses

    Fields of Work

    housing

    Project Locations

    OK

    Categories

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