Hardship Grants in New York

Last updated October 4, 2026

There are 5 active hardship grants tagged to New York, part of 1,206 active hardship grants listed nationwide. Updated daily.

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Utility Assistance Program — Phase 3 (CAO of WNY)

Community Action Organization of Western New York Inc · Foundation

Not published · Up to $300

CAO of WNY's Utility Assistance Program provides emergency support to households at risk of utility shutoff.

AJ Muste Foundation Rapid Response Grants

Aj Muste Foundation for Peace and Justice Inc · Foundation

Not published · Varies

Grants for the immediate and/or emergency needs of groups involved in grassroots nonviolent activism.

Family Grant Program

Building on Love Inc · Foundation

Rolling · Varies

Building on Love, Inc. provides temporary financial support to families caring for a child (age 18 or younger) recently diagnosed (within ~120 days) with a life-altering illness and in active treatment.

Community Action Rental Assistance Fund (CARAF) — Phase 3

Community Action Organization of Western New York Inc · Foundation

Not published · Up to $650

The Community Action Rental Assistance Fund (CARAF) is open in Phase 3. Maximum assistance is $650 per household, available for past-due rent or mortgage only, and the landlord or mortgage holder must agree to accept payment.

Off-Cycle Funding Requests (Community Foundation of Tompkins County)

Community Foundation of Tompkins County Inc · Foundation

Rolling · Varies

Off-cycle grants are submitted outside the regular grant application cycles due to urgent or unforeseen needs; eligibility requires urgency (an immediate, unforeseen need that cannot wait until the next regular cycle), alignment with the…

Showing 1–5 of 5

About hardship grants in New York

Hardship and emergency grants provide immediate financial relief during crises — job loss, medical emergencies, natural disasters, and other unexpected setbacks. Government programs, community foundations, and organizations like the Salvation Army and Modest Needs offer grants to help individuals and families stabilize during difficult times.

Hardship Grants in other states

Frequently Asked Questions

How quickly can I get emergency grant funding?

Emergency assistance timelines vary. Government programs like TANF and LIHEAP may take 1-4 weeks. Organizations like the Salvation Army and Catholic Charities can sometimes provide same-week help. Modest Needs processes applications within 2-4 weeks. Employer emergency funds and GoFundMe-style platforms can be faster. Always apply to multiple sources simultaneously.

What types of emergencies qualify for hardship grants?

Common qualifying situations include job loss, medical emergencies, domestic violence, natural disasters, house fires, sudden disability, and death of a family breadwinner. Each program defines eligibility differently. FEMA covers declared disasters, while organizations like Modest Needs help with temporary financial crises that could become permanent without intervention.

Where should I start looking for emergency assistance?

Contact 211 (call or text) for your local area's emergency assistance programs. Your state's Department of Social Services handles TANF and emergency aid. Local community action agencies coordinate multiple assistance programs. Churches, Salvation Army, Catholic Charities, and St. Vincent de Paul societies offer direct emergency help.

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