Affordable Housing Grants in Maryland

Last updated October 14, 2026

There are 18 active affordable housing grants tagged to Maryland, part of 539 active affordable housing grants listed nationwide. Updated daily.

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Maryland Housing Fund Mortgage Insurance Program

Maryland Department of Housing and Community Development · State

Not published · Varies

To promote the development of affordable single family and multifamily housing across the State and economic development in priority funding areas.

Energy-Efficent Homes Construction Loan Program

Maryland Department of Housing and Community Development · State

Not published · Varies

The Energy-Efficient Homes Construction Loan Program provides construction loans or loan enhancements for low-energy or net-zero homes. For-Profit, Individuals, Non-Profit, Regional, Other

Operating Assistance Grants - Technical Assistance Grant

Maryland Department of Housing and Community Development · State

Not published · Varies

The Operating Assistance Grant - Technical Assistance Grant provides funding to nonprofit organizations, and local governments to support operating and technical assistance costs associated with local housing and community and economic…

Section 8 / Contract Administration

Maryland Department of Housing and Community Development · State

Not published · Varies

The Section 8 Existing Certificate/Voucher Program is a federal program that provides monthly rent assistance for low income families. County Government, For-Profit, Municipalities/Towns, Non-Profit

Emerging Developer Loan Fund (EDLF)

Maryland Department of Housing and Community Development · State

Not published · Varies

EDLF is a program designed to lend to emerging developers whose projects will revitalize communities, increase quality affordable housing, reduce greenhouse gas emissions, and expand opportunities for Maryland residents and businesses.

Federal Low-Income Housing Tax Credit Program (LIHTC)

Maryland Department of Housing and Community Development · State

Not published · Varies

The Federal Low-Income Housing Tax Credit (Tax Credit) was created by the Tax-Reform Act of 1986 in order to encourage the private sector to invest in the construction and rehabilitation of housing for low- and moderate-income families.

UPLIFT (Utilizing Progressive Lending Investments to Finance Transformation)

Maryland Department of Housing and Community Development · State

Not published · Varies

The UPLIFT program finances strategically targeted affordable single family, for-sale development to elevate property values in historically red-lined neighborhoods with the aim of building household wealth.

Community Legacy

Maryland Department of Housing and Community Development · State

Not published · Varies

The Community Legacy program provides local governments and community development organizations with funding for essential projects aimed at strengthening communities through activities such as business retention and attraction…

Rental Housing Program

Maryland Department of Housing and Community Development · State

Not published · Varies

The Rental Housing Program provides loans for the development of affordable multifamily housing. County Government, For-Profit, Municipalities/Towns, Non-Profit

Baltimore Regional Neighborhood Initiative

Maryland Department of Housing and Community Development · State

Not published · Varies

The Baltimore Regional Neighborhood Initiative program aims to demonstrate how strategic investment in local housing and businesses can lead to healthy, sustainable communities with a growing tax base and enhanced quality of life.

Partnership Rental Housing Program

Maryland Department of Housing and Community Development · State

Not published · Varies

The Partnership Program provides loans for rental housing that will be occupied by households with incomes below 50% of the statewide median. County Government, For-Profit, Municipalities/Towns, Non-Profit

National Capital Strategic Economic Development Fund

Maryland Department of Housing and Community Development · State

Not published · Varies

​​​The National Capital Strategic Economic Development Fund (NED) provides competitive funds in support of commercial and residential activities in areas targeted for revitalization.

Maryland Affordable Housing Trust

Maryland Department of Housing and Community Development · State

Not published · Varies

Provides gap financing to nonprofit organizations to promote affordable housing for households earning less than 50% of area median income. The program is governed by a Board of Trustees and staffed by the Department.

Multifamily Bond Program

Maryland Department of Housing and Community Development · State

Not published · Varies

The purpose of the Multi-Family Bond Program (MBP) is to increase the construction and rehabilitation of multi-family rental housing for families with limited incomes.

Multifamily Energy Efficiency and Housing Affordability Programs

Maryland Department of Housing and Community Development · State

Not published · Varies

Promote greenhouse gas reductions, energy efficiency, and affordability in the State’s affordable multifamily rental housing developments.

Community Development Block Grant

Maryland Department of Housing and Community Development · State

Not published · Varies

​​​​​​​​​​​​​​​​​​​​​​​​​Community Development Block Grant Program provides funds to local governments to help strengthen Maryland’s communities by expanding affordable housing opportunities, creating jobs, stabilizing neighborhoods and…

Baltimore Vacants Reinvestment Initiative (formerly Project CORE)

Maryland Department of Housing and Community Development · State

Not published · Varies

The Baltimore Vacants Reinvestment Initiative provides public and nonprofit partners in Baltimore City grant funding to address vacant properties through acquisition, stabilization, demolition and other pre-development activities, clearing…

Rental Housing Works (RHW)

Maryland Department of Housing and Community Development · State

Not published · Varies

The purpose of RHW is to create jobs and strengthen the Maryland economy by providing gap financing for the creation and preservation of affordable rental housing financed through DHCD’s Multifamily Bond Program and Low Income Housing Tax…

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About affordable housing grants in Maryland

Affordable housing grants help nonprofits build, rehabilitate, and preserve homes for low- and moderate-income households. Federal funding flows mainly through HUD programs such as HOME Investment Partnerships, the Self-Help Homeownership Opportunity Program (SHOP), and Community Development Block Grants, with additional support from state housing finance agencies and capacity-building intermediaries.

Affordable Housing Grants in other states

Other grant categories in Maryland

Frequently Asked Questions

What grants are available for affordable housing?

Affordable housing funding supports land acquisition, new construction, rehabilitation, homebuyer assistance, and infrastructure for income-qualified housing. HUD's HOME program is the largest federal block grant focused exclusively on affordable housing, while SHOP funds sweat-equity homeownership and CDBG dollars support a range of housing and community-development activities.

Does HUD fund affordable housing projects?

Yes. HUD is the leading federal funder of affordable housing, primarily through HOME Investment Partnerships and Community Development Block Grants distributed to states and local governments, which then fund nonprofit developers. HUD also funds national and regional nonprofits directly through the Self-Help Homeownership Opportunity Program for volunteer- and sweat-equity-based homeownership.

Who else funds affordable housing nonprofits?

State housing finance agencies (including Low-Income Housing Tax Credit allocations), the Federal Home Loan Banks' Affordable Housing Program, and intermediaries such as LISC, Enterprise Community Partners, and NeighborWorks America are major sources. Banks pursuing community-reinvestment goals and local community foundations also fund affordable housing development.

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