KIVA Microloan Program

Offers 0% interest, fee-free, crowdfunded microloans with no credit score, collateral, or financial statement requirements.

Loan Details

• Loan Amount: $1,000 to $15,000
• Interest Rate: 0%
• Fees: None
• Credit Score Required: No
• Collateral Required: No
• Financial Statements Required: No

Eligible Uses

Kiva loans can be used for any business purpose, including:

• Investing in new equipment
• Purchasing inventory
• Hiring staff
• Expanding product lines
• Marketing or advertising
• Other business purposes

ColPac's Role

ColPac is a designated KIVA trustee. Trustees add credibility to a borrower by vouching for their character, business, and social impact. ColPac's endorsement strengthens your application and likelihood of securing full funding.

Contact Information

Mailing Address: P.O. Box 1535, St. Helens, Oregon 97051

How ColPac Can Support Your Application

1. Apply through Kiva US: Submit application directly to Kiva US (0% interest, fee-free, crowdfunded loans)
2. Seek ColPac Trustee Endorsement: ColPac, as a designated KIVA trustee, can vouch for your character, business, and social impact
3. Benefits of ColPac Endorsement:
   • Adds credibility to your borrower profile
   • Strengthens your application
   • Increases likelihood of securing full funding

Contact ColPac for Trustee Support:

• Email: info@nworegon.org
• Phone: (503) 397-3099