Home Repair Program

Geographic Scope: Loudoun County, Virginia

Focus Areas: Critical home repairs for low-income homeowners

Eligibility

Income Guidelines (Maximum Annual Household Income):

• Household of 1: $74,800
• Household of 2: $84,450
• Household of 3: $96,150
• Household of 4: $106,800
• Household of 5: $115,350
• Household of 6: $123,900
• Household of 7: $132,450
• Household of 8: $141,000

Income guidelines may be lower depending upon funding source

Income Calculation: Based on all forms of household income (everyone 18 years and older living in the home) including all forms of gross wages, SNAP, TANF, SSI, disability, child support, alimony, etc.

Homeowner Contribution

Repayment Requirement: Home repair applicants with household income over 30% AMI are required to pay a small portion of the project cost (materials, labor and administrative project costs).

• Repayment amount determined by sliding scale fee based upon household income
• Minimum repayment amount: $50
• Payment must be made by check or money order prior to work beginning

Partnership Requirements

• Sweat Equity: Core component of the program.
• Sweat equity hours determined by Home Repair Staff based on extent of repairs
• Accommodations made for homeowners with physical limitations (ADA)
• Homeowners develop skills in financial management and home maintenance

Contact Information

Critical Home Repair Manager: Angie Persello

Organization Contact:

• Address: 700 Fieldstone Drive, Suite 128, Leesburg, VA 20176
• Phone: (703) 737-6772
• Hours: Monday-Friday, 9am-5pm

Application Process

Step 1: Submit Application

• Print and complete the Home Repair application form
• Submit with supporting documentation via one of these methods:
  • Drop off or mail to: Loudoun Habitat for Humanity, 700 Fieldstone Drive, Suite 128, Leesburg, VA 20176
  • Email to: Critical Home Repair Manager Angie Persello (contact through website)

Step 2: Application Review by Program Staff

• LHFH Home Repair staff reviews documentation
• Staff calculates household income and establishes ability to pay
• If applicant meets income requirements, a home visit will be scheduled

Step 3: Home Visit

• Conducted with two members of LHFH team
• Licensed contractor may participate if necessary
• Holistic assessment of property to determine needed repairs
• Evaluation of services home will most benefit from within program scope

Step 4: Estimate and Scope of Work

• Estimates gathered for project costs
• Scope of work written defining the repairs
• Project cost, homeowner contribution, and available funding evaluated

Step 5: Project Proposal Submission

• Applications meeting all applicant requirements and repairs within program scope are presented to LHFH Executive Director for approval

Step 6: Sign Homeowner Partnership Agreement

• Homeowner signs agreement defining relationship, requirements, and expectations of both parties

Step 7: Homeowner Contribution and Sweat Equity

• Homeowner contribution (based on household AMI) paid in full prior to work beginning
• Payment by check or money order
• Sweat equity activities scheduled and completed

Step 8: Schedule and Complete Repairs

• Home Repair Staff coordinates with all necessary parties to begin and complete project

Step 9: Sign Certificate of Completion

• Upon project completion, homeowner signs Certificate of Completion
• Homeowner indicates that project per scope of work is complete and commits to continue property maintenance

Required Materials

• Completed Home Repair application form
• Supporting documentation (financial records, proof of income, etc.)
• Proof of household income (all household members 18+)