Home Again Mortgage Program
Funding Amount
$75 million bond funding available
Deadline
Rolling / Open
Grant Type
foundation
Overview
Home Again Mortgage Program
Administrator: Delaware State Housing Authority (DSHA)
Overview:
Competitive mortgage program for repeat homebuyers and those who do not qualify for the Welcome Home program. Offers below-market interest rates through the Smart Start Home Loan Program.
Eligibility:
Financing Options:
Combination with Down Payment Assistance:
Can be combined with DSHA down payment assistance programs:
Geographic Scope: Statewide
Funding: $75 million single-family bond (first issued by DSHA since 2013)
Contact Information:
Delaware State Housing Authority
Phone: (302) 739-4263 or (888) 363-8808
Email: dsha_contactdsha@delaware.gov
Website: https://kissyourlandlordgoodbye.com/
Additional Support:
How to Apply
Application Process
1. Verify Eligibility:
- Confirm repeat homebuyer status or other qualification criteria
- Review income limits on DSHA website
- Verify minimum credit score of 620
2. Optional Housing Counseling:
- Find HUD-approved housing counselor at: https://kissyourlandlordgoodbye.com/housing-counselors/
- Counselors available to assist if credit improvement needed
3. Work with Participating Lender:
- Select from DSHA's participating lender network: https://kissyourlandlordgoodbye.com/lenders/
- Lender guides through mortgage application process
4. Down Payment Assistance:
- Determine program eligibility (Home Sweet Home, Delaware Diamonds, First State Home Loan)
- Coordinate with lender
Income Limits and Specific Requirements:
Available at https://kissyourlandlordgoodbye.com/
Detailed application procedures should be obtained directly from participating lenders or DSHA.
Focus Areas & Funding Uses
Fields of Work
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