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Valley Strong Cu Fka

Foundation · Grantmaker Bakersfield, CA EIN: 95-1652797 Website

Valley Strong Credit Union (formerly known as Kern Schools Federal Credit Union) is a state-chartered credit union based in Bakersfield, California. Designated as a 501(c)(14) organization, the credit union operates as a cooperative financial institution with a mission to promote thrift and savings among its members. The organization employs approximately 717-793 people and serves members across multiple states.

Key facts about Valley Strong Cu Fka

EIN
95-1652797
Latest 990 filing
Form 990-PF, 2024
Annual giving (2024)
$1,716,984
Grants made (2024)
45
Average grant
$38,155
Median grant
$12,965
Total assets
$3,916,563,936
Primary geography
California (93% of itemized 2024 grant dollars)
Accepts unsolicited proposals
No

Data from IRS Form 990-PF, 2024; updated September 2026. Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.

Who Valley Strong Cu Fka funds

By grant dollars, the top recipient states for Valley Strong Cu Fka's 45 itemized 2024 grants were California (93%) and Washington (6%). The most frequent recipient cities were Bakersfield, CA (27 grants), Stockton, CA (4 grants) and Visalia, CA (2 grants). None of its 45 grants with a stated purpose were described as general or operating support.

How Valley Strong Cu Fka gives

  • 43% of 2024 grantees were also funded in 2023. Method
  • Giving grew 41% from 2021 to 2024. Method

Estimate from itemized IRS Form 990-PF grant lists (2024). Recipient names are matched across years, so a renamed or misspelled grantee can look new; grants to individuals are left out. Methodology.

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Financial Overview

From 2024 IRS Form 990-PF · View filing

Total Assets

$3.9B

-2.8% YoY

Annual Giving

$1.7M

+25.4% YoY

Grant Count

45

+50.0% YoY

Avg Grant Size

$38K

-16.4% YoY

Research compiled by Grantable AI from public sources. Last updated April 2026.

Mission & Focus Areas

Valley Strong Credit Union's mission centers on promoting thrift and savings among its members while improving their economic and social conditions. The organization distributes earnings, savings, benefits, and services to its members as patronage, functioning as a democratic source of credit with rates set by the board of directors.

Beyond traditional credit union services, the organization provides educational programming including conferences and workshops held approximately twice monthly. Topics covered include auto and home buying, retirement and wealth management, business banking, cyber security, and Medicare assistance. The credit union also conducts offsite financial literacy classes at local schools and colleges to introduce young community members to financial knowledge.

Grantmaking

Valley Strong Credit Union engages in grantmaking activities with the following characteristics:

Grant Range

**: $6,000 to $555,500

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Geographic Focus

Where this funder awards grants

Valley Strong Credit Union's grantmaking activities primarily target California, Wisconsin, and Washington.

Grant Distribution by State

5states

Share of all 45 itemized 2024 grant dollars.

Cities

BakersfieldStocktonFairfieldIrvineSacramentoVacavilleVisaliaMadisonTaftTulareDes MoinesDiamond SpringsDinubaHerculesLos AngelesOntarioSuisunTacomaWilmington

Financial History

Multi-year comparison from IRS filings

Assets: $3.9 billion to $4.03 billion (as of 2023-2024)

Revenue: $265 million (2023)

Expenses: $247 million (2023)

Total Liabilities: $3.75 billion (2023)

Giving Rate: Approximately 0.02% of assets annually

Revenue
Expenses
Qualifying Distributions
Net Investment Income
$0$73M$146M$219M$292M20202021202220232024
Metric202420232022
Total Assets$3,916,563,936$4,028,096,555$4,187,947,178
Revenue$263,698,848$265,074,915$194,067,226
Expenses$233,387,885$246,997,316$177,414,551
Qualifying Distributions———
Net Investment Income$20,766,370$15,995,953$4,880,510
Distributable Amount———

Data update history

When this profile's IRS filing data changed on Grantable

  1. IRS filings on file for fiscal years 2020–2024

Giving Over Time

Total grant dollars and number of grants per year

$0$429K$858K$1M$2M23 grants20207 grants202129 grants202230 grants202345 grants2024

Grant Insights

How this funder distributes its grants

Top Recipients

Top 10 recipients in 2024

Bakersfield College Foundation Inc: $519K across 2 grantsBakersfield College FoundationInc$519K · 2 grantsCsub Foundation: $311KCsub Foundation$311KChildren's Miracle Network Hospitals: $118KChildren's Miracle NetworkHospitals$118KCuspincdba Cu Strategic Planning: $105KCuspincdba Cu StrategicPlanning$105KGreater Bakersfield Chamber of Commerce: $70KGreater Bakersfield Chamber ofCommerce$70KKern High School District: $40KKern High School District$40KKern County Superintendent of Schools Educational: $40KKern County Superintendent ofSchools Educational$40KBakersfield Women's Business Conference: $35KBakersfield Women's BusinessConference$35KMendiburu Magic Foundation Against Cancer: $30KMendiburu Magic FoundationAgainst Cancer$30KMeals on Wheels of Solano County Inc: $28KMeals on Wheels of SolanoCounty Inc$28K

Grant Size Distribution

134 grants across all recorded years

109<$50K12$50–100K6$100–250K3$250–500K4$500K–1M$1–5M$5M+

Giving History

Grant recipients and amounts by year

Among its reported 2024 grants, the largest recipients include Bakersfield College Foundation Inc ($519,250 across 2 grants), Csub Foundation ($310,500), Children's Miracle Network Hospitals ($117,500).

RecipientPurposeAmount
BAKERSFIELD COLLEGE FOUNDATION INC Bakersfield, CATO ASSIST IN EXPANDING OPPORTUNITIES FOR STUDENTS BY FUNDING SCHOLARSHIPS & ENHANCING COLLEGE FACILITIES.$500,000
CSUB FOUNDATION Bakersfield, CATO ASSIST CSU BAKERSFIELD IN PROVIDING SCHOLARSHIPS & IMPROVING CAMPUS FACILITIES.$310,500
CHILDREN'S MIRACLE NETWORK HOSPITALS Irvine, CATO ASSIST IN PROVIDING FUNDS AND AWARENESS FOR CHILDREN'S HOSPITALS.$117,500
CUSPINCDBA CU STRATEGIC PLANNING Tacoma, WATO PROVIDE FINANCIAL EDUCATION RESOURCES FOR CREDIT UNIONS.$105,000
GREATER BAKERSFIELD CHAMBER OF COMMERCE Bakersfield, CATO ASSIST IN PROVIDING NETWORKING AND PROMOTIONAL OPPORTUNITIES OF MEMBER BUSINESSES.$70,000
KERN HIGH SCHOOL DISTRICT Bakersfield, CATO SUPPORT THE EDUCATIONAL AND OTHER PROGRAMS OF THE KERN HIGH SCHOOL DISTRICT.$40,000
KERN COUNTY SUPERINTENDENT OF SCHOOLS EDUCATIONAL Bakersfield, CATO SUPPORT LOCAL DISTRICTS WILL FOSTER THE NEEDED RESOURCES FOR ALL OF OUR STUDENTS FROM CRADLE TO CAREER.$40,000
BAKERSFIELD WOMEN'S BUSINESS CONFERENCE Bakersfield, CATO PROVIDE RESOURCES FOR WOMEN AT A CROSSROADS.$35,000
MENDIBURU MAGIC FOUNDATION AGAINST CANCER Bakersfield, CATO SUPPORT CANCER CARE AND ASSISTANCE FOR CHILDREN SUFFERING FROM ANY LIFE THREATENING ILLNESS.$30,200
MEALS ON WHEELS OF SOLANO COUNTY INC Suisun, CATO SUPPORT THE INDEPENDENCE, HEALTH, AND WELL-BEING OF SENIORS BY REGULARLY PROVIDING NUTRITIOUS MEALS AND HUMAN CONNECTION.$28,400

Leadership & Key People

Officers and directors from IRS filings

Compensation Overview

From 2024 IRS filing

Michael P Duffy Retired — EVP/Chief Advocacy Officer: $4.5MMichael P Duffy RetiredEVP/Chief Advocacy Officer$4.5MNora M Stroh Retired — Legacy Ambassador: $1.6MNora M Stroh RetiredLegacy Ambassador$1.6MSteven G Leiga Retired — VP of Accounting: $1.6MSteven G Leiga RetiredVP of Accounting$1.6MNicholas Ambrosini — President/CEO: $1.5MNicholas AmbrosiniPresident/CEO$1.5MFrank Xiaodong Feng — Licensed Financial Advisor: $1.0MFrank Xiaodong FengLicensed Financial Advisor$1.0MMirella Elizabeth Reznic — EVP/Chief Strategy Officer: $958KMirella Elizabeth ReznicEVP/Chief Strategy Officer$958KSteven Matejka — EVP/Chief Operating Officer: $908KSteven MatejkaEVP/Chief Operating Officer$908KCharles Allen Smith — SVP/Chief Lending Officer: $544KCharles Allen SmithSVP/Chief Lending Officer$544KErin Rickelle Estelle — SVP/Chief Marketing Officer: $539KErin Rickelle EstelleSVP/Chief Marketing Officer$539KLindsey a Balukoff Strange — SVP/Chief Retail Officer: $528KLindsey a Balukoff…SVP/Chief Retail Officer$528KStephen C Roach Retired — SVP/Chief Digital Officer: $525KStephen C Roach RetiredSVP/Chief Digital Officer$525KLindsay Reyes — SVP/CFO: $509KLindsay ReyesSVP/CFO$509KDeanna L Blaise — SVP/Chief Business Officer: $508KDeanna L BlaiseSVP/Chief Business Officer$508KMark Manns — SVP/Chief Human Resources: $449KMark MannsSVP/Chief Human Resources$449KJames B Hussey — VP of Wealth Management: $438KJames B HusseyVP of Wealth Management$438KBrian Grant Reynolds — VP of Real Estate Lending: $407KBrian Grant ReynoldsVP of Real Estate Lending$407KNiki Myrto Koimtzoglou — SVP/Chief Compliance Officer: $347KNiki Myrto KoimtzoglouSVP/Chief Compliance Officer$347KKevin Michael Lange — VP of Finance and Capital Markets: $336KKevin Michael LangeVP of Finance and Capital…$336KJoshua Allen Fetting — VP of Consumer Lending: $312KJoshua Allen FettingVP of Consumer Lending$312KEdward Keelin Jr — It Governance Manager: $300KEdward Keelin JrIt Governance Manager$300KChristopher C Trivers — VP Salesforce Enterprise: $286KChristopher C TriversVP Salesforce Enterprise$286KRichard Neal Sazama — VP of Facilities and Capital Projects: $275KRichard Neal SazamaVP of Facilities and Capital…$275KShira B Spector — VP of Business Strategy & Insight: $271KShira B SpectorVP of Business Strategy &…$271KRichard Ramos — Licensed Financial Advisor: $267KRichard RamosLicensed Financial Advisor$267KChei Whitmore — Market President: $265KChei WhitmoreMarket President$265KNilendu Saha — SVP/Chief Tech Officer: $260KNilendu SahaSVP/Chief Tech Officer$260KKathleen Julia Kelly — Market President: $259KKathleen Julia KellyMarket President$259KBridget Lynn Johnson — Market President: $236KBridget Lynn JohnsonMarket President$236KKyle Duey — Director of Consumer Lending Sales and Servic: $235KKyle DueyDirector of Consumer Lending…$235KEric Steinback — Senior Business Banking of: $230KEric SteinbackSenior Business Banking of$230KMaria L Trancoso — Senior Business Banking Officer: $226KMaria L TrancosoSenior Business Banking Officer$226KStacy Phelps — VP of Accounting: $226KStacy PhelpsVP of Accounting$226KVanessa L Hudson — Director of Business Lendi: $217KVanessa L HudsonDirector of Business Lendi$217KChristina Ann Trayers — VP of Product and Digital Solutions: $194KChristina Ann TrayersVP of Product and Digital…$194KKevin Lee Emperger-Landel — SVP/Chief Tech Officer: $189KKevin Lee…SVP/Chief Tech Officer$189KChristopher J McGown — Director of Facilities: $187KChristopher J McGownDirector of Facilities$187KNishant Jain — VP of Engineering: $183KNishant JainVP of Engineering$183KMaricruz Rainey — Director of Compliance: $182KMaricruz RaineyDirector of Compliance$182KSusan Mays — Head of Retail Operations: $181KSusan MaysHead of Retail Operations$181KDr Bryon Schaefer — 1ST Vice Chairman: $6KDr Bryon Schaefer1ST Vice Chairman$6KRamon Hendrix — Supv Cmte Member: $4KRamon HendrixSupv Cmte Member$4KValencia Jones — 2ND Vice Chairman: $2KValencia Jones2ND Vice Chairman$2KTenielle Tensley — Supv Cmte Member: $2KTenielle TensleySupv Cmte Member$2KMark Moreno — Board Member: $2KMark MorenoBoard Member$2KDennis Scott — Treasurer: $1KDennis ScottTreasurer$1KJoanne Mills — Board Member: $810Joanne MillsBoard Member$810Troy Fringer — Supv Cmte Chair: $808Troy FringerSupv Cmte Chair$808

From 2024 IRS filing

NameTitleHoursCompensation
Dr S William BruceBoard Chairperson3—
Dr Bryon Schaefer1ST Vice Chairman3$6,142
Valencia Jones2ND Vice Chairman3$2,208
Marilyn JonesSecretary3—
Dennis ScottTreasurer3$1,165
Joe DrewBoard Member2—
Joanne MillsBoard Member2$810
Mike KileenBoard Member2—
Carl Ba Lange IIIBoard Member2—
Dr Larry ReiderBoard Member2—
Mark MorenoBoard Member2$1,626
Troy FringerSupv Cmte Chair3$808
Ramon HendrixSupv Cmte Member2$3,525
Tenielle TensleySupv Cmte Member2$1,862
Nicholas AmbrosiniPresident/CEO40$1,475,711
Lindsay ReyesSVP/CFO40$508,591
Michael P Duffy RetiredEVP/Chief Advocacy Officer—$4,465,260
Mirella Elizabeth ReznicEVP/Chief Strategy Officer40$958,430
Steven MatejkaEVP/Chief Operating Officer40$908,495
Charles Allen SmithSVP/Chief Lending Officer40$543,802
Erin Rickelle EstelleSVP/Chief Marketing Officer40$538,738
Lindsey a Balukoff StrangeSVP/Chief Retail Officer40$528,421
Stephen C Roach RetiredSVP/Chief Digital Officer—$525,276
Deanna L BlaiseSVP/Chief Business Officer40$508,047
Mark MannsSVP/Chief Human Resources40$448,988
Niki Myrto KoimtzoglouSVP/Chief Compliance Officer40$346,621
Nilendu SahaSVP/Chief Tech Officer40$260,100
Kevin Lee Emperger-LandelSVP/Chief Tech Officer40$188,723
Nora M Stroh RetiredLegacy Ambassador—$1,601,812
Steven G Leiga RetiredVP of Accounting—$1,565,315
James B HusseyVP of Wealth Management40$437,969
Brian Grant ReynoldsVP of Real Estate Lending40$406,965
Kevin Michael LangeVP of Finance and Capital Markets40$335,655
Joshua Allen FettingVP of Consumer Lending40$312,280
Christopher C TriversVP Salesforce Enterprise40$285,710
Richard Neal SazamaVP of Facilities and Capital Projects40$275,274
Shira B SpectorVP of Business Strategy & Insight40$271,480
Chei WhitmoreMarket President40$264,626
Kathleen Julia KellyMarket President40$259,391
Bridget Lynn JohnsonMarket President40$236,221
Kyle DueyDirector of Consumer Lending Sales and Servic40$234,887
Stacy PhelpsVP of Accounting40$225,500
Vanessa L HudsonDirector of Business Lendi40$216,537
Christina Ann TrayersVP of Product and Digital Solutions40$194,085
Christopher J McGownDirector of Facilities40$187,305
Nishant JainVP of Engineering40$183,000
Maricruz RaineyDirector of Compliance40$181,681
Susan MaysHead of Retail Operations40$180,521
Frank Xiaodong FengLicensed Financial Advisor40$1,005,110
Edward Keelin JrIt Governance Manager40$300,279
Richard RamosLicensed Financial Advisor40$267,423
Eric SteinbackSenior Business Banking of40$230,086
Maria L TrancosoSenior Business Banking Officer40$226,270

Recent News & Activity

Recent developments and announcements

Valley Strong Credit Union has expanded its physical presence, opening a new full-service branch and administrative office in Fairfield. The organization has also received recognition as an outstanding business in its community.

Valley First Credit Union receives prestigious grant from Federal Home Loan

The credit union received a prestigious grant from the Federal Home Loan Bank of San Francisco to support initiatives empowering underserved communities and driving economic growth in the Central Valley region.

Valley First Credit Union receives prestigious grant from Federal Home Loan

Subject Areas

Focus areas based on grantmaking activity

Frequently Asked Questions

What does Valley Strong Cu Fka fund?

Valley Strong Credit Union's mission centers on promoting thrift and savings among its members while improving their economic and social conditions. The organization distributes earnings, savings, benefits, and services to its members as patronage, functioning as a democratic source of credit with rates set by the board of directors. Beyond traditional credit union services, the organization provides educational programming including conferences and workshops held approximately twice monthly. T…

How do I apply for a grant from Valley Strong Cu Fka?

Valley Strong Credit Union engages in grantmaking activities with the following characteristics: • **Total Annual Giving**: $751,003 (2023) to $2,315,876 (2024) • **Number of Grants**: 27 grants annually • **Grant Range**: $6,000 to $555,500 • **Median Grant Size**: $11,000 • **Application Policy**: Invite-only; does not accept unsolicited applications Primary funding focus areas include Education, Philanthropy, Voluntarism & Grantmaking, and Human Services.

Where does Valley Strong Cu Fka make grants?

Valley Strong Credit Union's grantmaking activities primarily target California, Wisconsin, and Washington.

What size grants does Valley Strong Cu Fka award?

In 2024, Valley Strong Cu Fka awarded 45 grants totaling $1.7M — an average of about $38K per grant, based on its IRS Form 990 filings.

What is Valley Strong Cu Fka's EIN?

Valley Strong Cu Fka's EIN (Employer Identification Number) is 95-1652797. IRS Form 990 filing data is available on this page for 2020–2024.

Does Valley Strong Cu Fka accept unsolicited proposals?

No, according to Grantable's research on the foundation's published guidelines. See how to apply ↑

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Data last updated September 2026. Sourced from IRS Form 990-PF filings. Research dossier generated April 2026.

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