Salt Water Fund

LOUISVILLE, KY EIN: 81-0698838

Salt Water Fund is a private foundation based in Louisville, Kentucky, established in 2018. It operates as a 501(c)(3) organization with a focus on philanthropic grantmaking.

Financial Overview

From 2024 IRS Form 990-PF · View filing

Total Assets

$8.7M

-23.1% YoY

Annual Giving

$2.3M

-46.7% YoY

Grant Count

8

-11.1% YoY

Avg Grant Size

$292K

-40.0% YoY

Research compiled by Grantable AI from public sources. Last updated April 2026.

Mission & Focus Areas

The foundation's primary funding focus areas include:

  • Philanthropy and Foundations
  • Education
  • Human Services
  • Voluntarism and Grantmaking

The foundation has demonstrated particular interest in supporting initiatives related to children, youth programs, science education, and STEM education.

Grantmaking

The foundation is open to new applicants, with approximately 12% of new applicants receiving funding.

Grant Range

s & Activity:**

Average Grant

approximately $2,000

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Geographic Focus

Where this funder awards grants

The foundation primarily funds initiatives in North Carolina and Georgia, with specific grantmaking activity documented in North Carolina communities including Arapahoe, Crossnore, Linville, and Wilmington.

Grant Distribution by State

7states

Cities

AlpharettaArapahoeCrossnoreLexingtonLinvilleNew YorkNewlandPrescottRaleighVirginia BeachWilmington

Financial History

Multi-year comparison from IRS filings

Assets & Giving:

  • Total assets: $8,687,365 (as of 2024)
  • Total annual giving: $2,338,645
  • Total revenues (2024): $1,084,789
  • Total expenses (2024): $2,601,415

Revenue Composition (2024):

  • Investment income and dividends: $459,083
  • Net gain from sale of non-inventory assets: $625,326
  • Net rental income: -$64,623
  • Miscellaneous revenues: $380

Year-over-Year Growth:

  • Total assets increased 2.6% from the previous year
  • Total revenues increased 321.8% from 2023 ($257,156)
Revenue
Expenses
Qualifying Distributions
Net Investment Income
$0$6M$12M$18M$24M20202021202220232024
Metric202420232022
Total Assets$8,687,365$11,294,611$16,416,547
Revenue$1,084,789$-259,809$-449,035
Expenses$2,601,415$4,466,934$4,589,633
Qualifying Distributions$2,338,645$4,385,404$4,205,000
Net Investment Income$1,084,789$387,052$402,005
Distributable Amount$502,093$573,674$928,804

Giving Over Time

Total grant dollars and number of grants per year

$0$1M$2M$3M$4M12 grants20204 grants20217 grants20229 grants20238 grants2024

Grant Insights

How this funder distributes its grants

Top Recipients

Top 8 recipients in 2024

BOYS AND GIRLS CLUBS OF …$1.1MCAPE FEAR COLLECTIVE$1.0MCAPE FEAR COLLECTIVE$125KWILLIAMS YMCA OF AVERY C…$60KBEACON EDUCATION$54KKENTUCKY CHRISTIAN FOUND…$25KGRANDFATHER MOUNTAIN$15KCROSSNORE COMMUNITIES FO…$10K

Grant Size Distribution

40 grants across all recorded years

15<$50K5$50–100K7$100–250K4$250–500K3$500K–1M6$1–5M$5M+

Giving History

Grant recipients and amounts by year

No grants recorded for .

Leadership & Key People

Leadership team and compensation from IRS filings

  • James S. Mahan III - Chairman (serves without compensation)
  • Marguerite D. Mahan - Secretary (serves without compensation)

Compensation Overview

From 2024 IRS filing

From 2024 filing

NameTitleHoursCompensation
JAMES S MAHAN IIICHAIRMAN
MARGUERITE D MAHANSECRETARY

Subject Areas

Focus areas based on grantmaking activity

Related Funders

Similar funders by location and focus area

Data last updated April 2026. Sourced from IRS Form 990-PF filings. Research dossier generated April 2026.

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