Rural Community Assistance Corporation
Rural Community Assistance Corporation (RCAC) is a 501(c)(3) nonprofit organization founded in 1978 and headquartered in West Sacramento, California. RCAC partners with underserved rural and Indigenous communities across the western United States to achieve their vision and well-being through technical assistance, training, financial resources, and advocacy. The organization operates with more than 200 employees working from field offices throughout its service region and maintains an annual operating budget of more than $46 million.
Financial Overview
From 2024 IRS Form 990-PF · View filing
Total Assets
$220.7M
+12.2% YoY
Annual Giving
$7.8M
+177.7% YoY
Grant Count
34
+3.0% YoY
Avg Grant Size
$230K
+169.6% YoY
Mission & Focus Areas
RCAC's core work encompasses four primary areas:
- Environmental Infrastructure: Assistance to small municipal and nonprofit water systems, wastewater systems, and solid waste management programs
- Affordable Housing Development: Support for nonprofit housing organizations to develop, finance, and operate affordable housing programs and projects
- Economic and Leadership Development: Business coaching and economic development support for rural communities
- Community Development Finance: Lending and financial resources through its Community Development Financial Institution (CDFI)-certified Loan Fund
The organization is one of six regional agencies that comprise the Rural Community Assistance Partnership (RCAP) network, which together serves the entire country. RCAP maintains an office in Washington, D.C. to provide direct access to policymakers at the national level.
Grantmaking
RCAC operates a Loan Fund established in 1988 and certified as a Community Development Financial Institution (CDFI). As of June 30, 2025, the Loan Fund had closed 1,930 loans totaling $1,029,096,992 and leveraged more than $3.389 billion for projects in rural communities. The organization currently manages 381 loans totaling more than $146,454,360, plus an additional 48 loans totaling more than $30 million on behalf of other lenders and investors.
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Geographic Focus
Where this funder awards grants
RCAC provides services to rural and Indigenous communities in 11 western states: Alaska, Arizona, California, Colorado, Hawaii, Idaho, Nevada, New Mexico, Oregon, Utah, and Washington. The organization also serves communities in Montana and Wyoming. Services are available to communities with populations of fewer than 50,000, nonprofit groups, Tribal organizations, farmworkers, colonias, and other specific populations.
Grant Distribution by State
States
Cities
Financial History
Multi-year comparison from IRS filings
RCAC operates a Loan Fund established in 1988 and certified as a Community Development Financial Institution (CDFI). As of June 30, 2025, the Loan Fund had closed 1,930 loans totaling $1,029,096,992 and leveraged more than $3.389 billion for projects in rural communities. The organization currently manages 381 loans totaling more than $146,454,360, plus an additional 48 loans totaling more than $30 million on behalf of other lenders and investors.
Loan Fund impact includes:
- 173,994 individual water and wastewater connections for rural citizens
- 18,008 housing units developed
- 11,726,256 square feet of community facility space
- 32,819 jobs created or retained
The Loan Fund holds an Aeris rating of 4 Stars AA Policy Plus and is licensed by the California Department of Business Oversight (#60DB0 83068).
RCAC also welcomes donations and grants of any size for operating and program support. The organization accepts contributions through multiple channels including online donations, checks, and donor-advised funds.
| Metric | 2024 | 2023 | 2022 |
|---|---|---|---|
| Total Assets | $220,723,819 | $196,674,615 | $196,708,835 |
| Revenue | $58,791,828 | $39,665,671 | $32,872,425 |
| Expenses | $50,345,386 | $34,132,281 | $28,141,299 |
| Qualifying Distributions | — | — | — |
| Net Investment Income | $2,765,883 | $2,325,706 | $295,206 |
| Distributable Amount | — | — | — |
Giving Over Time
Total grant dollars and number of grants per year
Grant Insights
How this funder distributes its grants
Top Recipients
Top 10 recipients in 2024
Grant Size Distribution
139 grants across all recorded years
Giving History
Grant recipients and amounts by year
Among its reported 2024 grants, the largest include Various Others ($5,988,628), Lake Morena Views Mut CO ($506,653), La Jolla Band of Luiseno Indi ($152,477).
| Recipient | Purpose | Amount |
|---|---|---|
| Access Medford, OR | Housing Counseling | $52,766 |
| CHAWANAKEE UNIFIED SCHOOL DIS ONeals, CA | A4A_DW4S-R2 | $10,290 |
| Comite De Bien Estar San Luis, AZ | Housing Counseling | $34,533 |
| Comm Hsing Council of Fresno Fresno, CA | Housing Counseling | $25,369 |
| Community in Action Ontario, OR | Housing Counseling | $29,091 |
| Golden Feather Union Element Oroville, CA | DW4S-R2 | $16,180 |
| HAWAII COMMUNITY LENDING INC Honolulu, HI | PRT23_HERON_EXEC | $10,000 |
| Hawaiian Comm Assets Inc Honolulu, HI | Housing Counseling | $13,053 |
| HomesFund Durango, CO | Housing Counseling | $44,063 |
| Housing Solutions of N AZ Flagstaff, AZ | Housing Counseling | $101,715 |
Leadership & Key People
Officers and directors from IRS filings
Compensation Overview
From 2024 IRS filing
From 2024 filing
| Name | Title | Hours | Compensation |
|---|---|---|---|
| Suzanne Anarde-Devenport | CEO | 40 | $316,846 |
| Cynthia Spencer | COO | 40 | $169,540 |
| Ari Neumann | Chief Impact & Policy Officer | 40 | $162,279 |
| Juanita Hallstrom | Director, Loan Fund | 40 | $152,283 |
| Anjali Sheth | Controller | 40 | $146,775 |
| David Ferrier | Director, Housing Prog. | 40 | $157,448 |
| Julia Helmreich | Comms/Dev Event Dr | 40 | $126,677 |
| Michael Carroll | Vector Fund Dir | 24 | $108,312 |
| Hoan Nguyen | Chief Financial Officer | 40 | $76,302 |
| Kate Hammarback | Int. Secretary | 3 | — |
| Claudia O'Grady | Treasurer | 3 | — |
| Martin Miller | President | 10 | — |
| Doris Morgan | Board Member | 2 | — |
| Frank Bravo | Vice President | 5 | — |
| Jackie Qatalina Schaeffer | Board Member | 2 | — |
| Keoni Lee | Board Member | 3 | — |
| Carleen Herring | Secretary | 2 | — |
| Andres Cano | Board Member | 2 | — |
| Robert Apodaca | Board Member | 2 | — |
Recent News & Activity
Recent developments and announcements
RCAC received a $250,000 contribution from U.S. Bank
RCAC receives $250,000 contribution from U.S. Bank - RCACRCAC Loan Fund demonstrated record-breaking impact in rural and Indigenous communities
RCAC Loan Fund demonstrates impact in rural, Indigenous ...USDA awarded RCAC a $500,000 RCDI (Rural Community Development) Grant to strengthen rural Indigenous organizations
RCAC Loan Fund demonstrates impact in rural, Indigenous ...RCAC received grant awards through the RCD (Rural Community Development) Grant Awards 2025 program
RCD Grant Awards 2025Contact Information
Corporate Office: Rural Community Assistance Corporation 3120 Freeboard Drive, Suite 201 West Sacramento, CA 95691 Tel: (916) 447-2854 Fax: (916) 447-2878
Loan Officer Inquiries: 1-855-979-7322
Training & Registration: (888) 401-8299 or [email protected]
Media Contact: Dawn Van Dyke, Assistant Director, Communications (916) 539-6696
Subject Areas
Focus areas based on grantmaking activity
Frequently Asked Questions
What does Rural Community Assistance Corporation fund?
RCAC's core work encompasses four primary areas: • **Environmental Infrastructure**: Assistance to small municipal and nonprofit water systems, wastewater systems, and solid waste management programs • **Affordable Housing Development**: Support for nonprofit housing organizations to develop, finance, and operate affordable housing programs and projects • **Economic and Leadership Development**: Business coaching and economic development support for rural communities • **Community Development F…
How do I apply for a grant from Rural Community Assistance Corporation?
RCAC operates a Loan Fund established in 1988 and certified as a Community Development Financial Institution (CDFI). As of June 30, 2025, the Loan Fund had closed 1,930 loans totaling $1,029,096,992 and leveraged more than $3.389 billion for projects in rural communities. The organization currently manages 381 loans totaling more than $146,454,360, plus an additional 48 loans totaling more than $30 million on behalf of other lenders and investors. Loan Fund impact includes: • 173,994 individual…
Where does Rural Community Assistance Corporation make grants?
RCAC provides services to rural and Indigenous communities in 11 western states: Alaska, Arizona, California, Colorado, Hawaii, Idaho, Nevada, New Mexico, Oregon, Utah, and Washington. The organization also serves communities in Montana and Wyoming. Services are available to communities with populations of fewer than 50,000, nonprofit groups, Tribal organizations, farmworkers, colonias, and other specific populations.
What size grants does Rural Community Assistance Corporation award?
In 2024, Rural Community Assistance Corporation awarded 34 grants totaling $7.8M — an average of about $230K per grant, based on its IRS Form 990 filings.
What is Rural Community Assistance Corporation's EIN?
Rural Community Assistance Corporation's EIN (Employer Identification Number) is 94-2512284. IRS Form 990 filing data is available on this page for 2021–2024.
Explore Open Grants
Browse active grant opportunities in Rural Community Assistance Corporation's focus areas in our free grants database
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Data last updated June 2026. Sourced from IRS Form 990-PF filings. Research dossier generated April 2026.
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