Inclusiv Inc logo

Inclusiv Inc

NEW YORK, NY EIN: 11-2421972 Website

Inclusiv is a Community Development Financial Institution (CDFI) intermediary and the national network of community development credit unions. Based in New York, NY, the organization has been tax-exempt since November 1977 (EIN: 11-2421972). Inclusiv provides financial, technical, and educational services to credit unions serving low-income and economically disenfranchised communities. Through its network of more than 500 community development credit unions, Inclusiv reaches more than 20 million people with limited incomes and/or who live in historically redlined communities.

Financial Overview

From 2024 IRS Form 990-PF · View filing

Total Assets

$2.0B

+2593.8% YoY

Annual Giving

$1.4M

+72.9% YoY

Grant Count

58

-19.4% YoY

Avg Grant Size

$23K

+114.7% YoY

Research compiled by Grantable AI from public sources. Last updated April 2026.

Mission & Focus Areas

Inclusiv's work centers on promoting financial inclusion in low-income communities across the country. Primary focus areas include:

  • Community Development Lending: Supporting credit unions to deepen community development lending through asset-building financing options, including affordable homeownership, small business lending, and credit-building programs in low-income and historically underserved communities
  • Racial Equity & Financial Inclusion: Advancing financial inclusion in Black, Hispanic, Native, and AAPI communities through support of Minority Depository Institution (MDI) and CDFI credit unions
  • Small Business Capital Access: Increasing access to capital for small businesses in underserved communities
  • Climate Resilience: Building climate resilience in front-line communities and addressing the climate crisis through green lending initiatives
  • Capacity Building: Providing training, technical support, and consulting services to strengthen community development credit unions

Grantmaking

Inclusiv administers several major funding initiatives:

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Geographic Focus

Where this funder awards grants

Inclusiv operates nationally with a network spanning across the United States. Recent initiatives specifically target:

  • New York State: Business Forward initiative and $5 million investment from Empire State Development
  • Nationwide: The broader network of 500+ community development credit unions
  • Puerto Rico: Support for financial cooperatives (cooperativas) through the New Majority Growth Initiative
  • U.S. Virgin Islands: MDI support through the New Majority Growth Initiative
  • 26-27 States: Recent CCIA (Community Capital Investment Act) awards distributed across multiple states and Puerto Rico

Grant Distribution by State

27states
+21 more states

Cities

Agency VillageAguadillaAguas BuenasAibonitoAtlantaAustinBaton RougeBayamonBerkeleyBirminghamBronxBrooklynBurminghamCamuyCantanoCarolinaChicagoChristianstedClevelandComerio

Financial History

Multi-year comparison from IRS filings

Revenue
Expenses
Qualifying Distributions
Net Investment Income
$0$522M$1.0B$1.6B$2.1B20202021202220232024
Metric202420232022
Total Assets$1,960,631,669$72,784,355$97,622,121
Revenue$1,897,878,390$11,935,667$12,847,743
Expenses$14,997,310$10,119,825$8,604,317
Qualifying Distributions
Net Investment Income$11,937$14,597$1,348
Distributable Amount

Giving Over Time

Total grant dollars and number of grants per year

$0$338K$675K$1M$1M50 grants202040 grants202122 grants202272 grants202358 grants2024

Grant Insights

How this funder distributes its grants

Top Recipients

Top 10 recipients in 2024

LATINO COMMUNITY CU$300KHOPE FEDERAL CREDIT UNION$150KABYSSINIAN BAPTIST CHURC…$22KCREDIT UNION OF ATLANTA$22KCTAFC FCU$22KGREATER CENTENNIAL FEDER…$22KMESSIAH BAPTIST CHURCH FCU$22KPARAMOUNT BAPTIST CHURCH…$22KNEIGHBORHOOD TRUST FINAN…$19KBEREAN CREDIT UNION$17K

Grant Size Distribution

212 grants across all recorded years

205<$50K3$50–100K2$100–250K2$250–500K$500K–1M$1–5M$5M+

Giving History

Grant recipients and amounts by year

No grants recorded for .

Leadership & Key People

Leadership team and compensation from IRS filings

Cathie Mahon — President/CEO, Inclusiv

Compensation Overview

From 2024 IRS filing

CATHLEEN MAHONPRESIDENT/CEO$366KEBEN SHEAFFER THRU 0…CFO/CIO$271KPABLO DEFILIPPISVP NETWORK DEVELOPMENT$245KPAMELA OWENSVICE PRESIDENT$209KSILVIA RINCONCOO$192KNEDA ARABSHAHIEVP RESILIENCY & CLEAN ENERGY$186KALEXIS IWANISZIWSVP POLICY & COMMUNICATIONS$175KMING KYUNG CATHI KIMSVP, CAPITAL, INVESTMENTS, &…$166KIAN FORSTERGENERAL COUNSEL$133K

From 2024 filing

NameTitleHoursCompensation
IAN FORSTERGENERAL COUNSEL40$133,375
MING KYUNG CATHI KIMSVP, CAPITAL, INVESTMENTS, & IMPACT40$166,084
ROBIN ROMANCHAIRMAN1
BLANCHE L JACKSONVICE CHAIRMAN1
NEREIDA SEDA VARGASTREASURER1
ED SIVAKRECORDING SECRETARY1
JAMES HUNTERCORRESPONDING SECRETARY1
AURELIO ARROYO CONZALEZDIRECTOR1
DIANE SANDOVAL-GRIEGODIRECTOR1
HANK HUBBARDDIRECTOR1
JACQUELINE MOOREDIRECTOR1
JAMA R HAYNESDIRECTOR1
JEFF IVEYDIRECTOR1
KATHY CHARTIERDIRECTOR1
SUZETTE COWELLDIRECTOR1
MICHEAL FRANQUI BAQUERODIRECTOR1
MARGIE SALAZARDIRECTOR1
CATHLEEN MAHONPRESIDENT/CEO40$366,104
EBEN SHEAFFER THRU 092025CFO/CIO40$271,182
PAMELA OWENSVICE PRESIDENT40$208,749
SILVIA RINCONCOO40$192,154
PABLO DEFILIPPISVP NETWORK DEVELOPMENT40$244,891
NEDA ARABSHAHIEVP RESILIENCY & CLEAN ENERGY40$186,066
ALEXIS IWANISZIWSVP POLICY & COMMUNICATIONS40$174,719

Recent News & Activity

Recent developments and announcements

2025

**2025**

Awarded $5 million from New York State's Empire State Development to expand access to small business lending through CDFI credit unions statewide

Inclusiv Awarded $5 Million to Increase Access to Capital for Small Businesses
2025

Launched Business Forward initiative (July 2025) to connect New York State entrepreneurs with affordable small business loans through CDFI credit unions, with applications now open

Inclusiv Awarded $5 Million to Increase Access to Capital for Small Businesses

Selected for a $1.87 billion grant through EPA's Greenhouse Gas Reduction Fund

Inclusiv Selected for a $1.87 Billion Grant through EPA\u2019s Greenhouse\
2024

**2024**

Announced expansion of initiatives with Visa Foundation's $1 million investment over three years to support CDFI Impact and the New Majority Growth Initiative

Launched the Inclusiv Impact Deposits Fund with $84 million in initial commitments from Kataly Foundation and Bank of America to raise $100 million total for social impact deposits in community development credit unions

Inclusiv Awarded $5 Million to Increase Access to Capital for Small Businesses
2023

**2023**

Closed the $20 million Racial Equity Investment Fund with JPMorgan Chase's $4 million loan contribution

Inclusiv Awarded $5 Million to Increase Access to Capital for Small Businesses

Announced participation in the Justice Climate Fund coalition applying for EPA grants to address climate crisis and support renewable energy, clean transportation, and energy-smart buildings in disadvantaged communities

Announced the New Majority Growth Initiative with lead grant from Citi Foundation's Community Finance Innovation Fund, supported by JPMorgan Chase and NerdWallet

Subject Areas

Focus areas based on grantmaking activity

Related Funders

Similar funders by location and focus area

Data last updated April 2026. Sourced from IRS Form 990-PF filings. Research dossier generated April 2026.

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