Florence Savings Charitable
Florence Savings Charitable is a private foundation based in Florence, Massachusetts. Its 2025 filing reports 102 grants totaling $516,930, all to recipients in Massachusetts.
Florence Savings Charitable at a glance
In short: Florence Savings Charitable gave $517K across 102 grants in 2025 (avg $5K), mostly in Massachusetts. Source: 2025 IRS Form 990-PF.
- Annual giving (2025)
- $516,930
- +10.5% vs 2024
- Grants made (2025)
- 102
- +10100.0% vs 2024
- Average grant
- $5,068
- -98.9% vs 2024
- Median grant
- $2,999
- Total assets
- $1,990,984
- +9.6% vs 2024
- Primary geography
- Massachusetts (100% of itemized 2025 grant dollars)
- Latest 990 filing
- Form 990-PF, 2025 View filing
Data from IRS Form 990-PF, 2025; updated October 2026.
How to apply to Florence Savings Charitable
- How to Apply
-
The 2024 filing lists Sarah Darling as the contact for the application, says an application is available at the address on the filing, and directs applicants to see the application for deadlines. Awards are restricted to tax-exempt organizations qualifying under section 501(c)(3) in the Greater Northampton area.
- Review Cycle
- See the application for deadlines.
- Deadline
- See the application for deadlines.
- Contact
Application contact: Sarah Darling
Mailing address: 85 Main Street, Florence, MA 01062
Phone: (413) 587-1722
Email: sarah.darling@florencebank.com
Application details from Grantable's research on the foundation's public materials; confirm on its website before applying.
Who Florence Savings Charitable funds
How this funder distributes its grants
Top Recipients
Top 10 recipients in 2025
The largest 2025 recipient was United Way of Hampshire County ($52K). Together the top 10 received $231K.
Grant Size Distribution
226 grants across all recorded years
The most common grant size was under $50K: 224 grants of 226 (99%).
Geographic Focus
Where this funder awards grants
All grant dollars reported for 2025 went to Massachusetts recipients. The 2024 filing restricts awards to qualifying section 501(c)(3) organizations in the Greater Northampton area.
Grant Distribution by State
Share of 2025 grant dollars across all 102 itemized grants.
States
Cities
How Florence Savings Charitable gives
- Giving grew 417% from 2022 to 2025. Method
- In 2025 it paid out 547% of its IRS minimum distribution (the 5% rule). Method
From the foundation's IRS Form 990-PF filings. Methodology.
Giving History
Giving Over Time
Total grant dollars and number of grants per year
From 2020 to 2025, annual grant giving ranged from $100K (2022) to $517K (2025). In 2025 it made 102 grants totaling $517K.
Grants by year
Grant recipients and amounts by year
| Recipient | Purpose | Amount |
|---|---|---|
| United Way of Hampshire County Northampton, MA | Exempt Purpose | $52,000 |
| Northampton Survival Center Northampton, MA | Exempt Purpose | $25,500 |
| Food Bank of Western Massachusetts Hatfield, MA | Exempt Purpose | $25,000 |
| Hampshire Regional YMCA Northampton, MA | Exempt Purpose | $21,000 |
| Caring Health Center Inc Springfield, MA | Exempt Purpose | $20,000 |
| Parlor Room Northampton, MA | Exempt Purpose | $20,000 |
| Square One Springfield, MA | Exempt Purpose | $20,000 |
| Cooley Dickinson Hospital Northampton, MA | Exempt Purpose | $19,552 |
| Belchertown Little League Belchertown, MA | Exempt Purpose | $15,000 |
| Grow Food Northampton Inc Northampton, MA | Exempt Purpose | $12,516 |
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Financial History
Multi-year comparison from IRS filings
| Filing year | Total Assets | Revenue | Expenses | Grants paid | Grants | Qualifying Distributions | Net Investment Income | Distributable Amount |
|---|---|---|---|---|---|---|---|---|
| 2025 | $1,990,984 | $610,070 | $523,839 | $516,930 | 102 | $521,643 | $133,405 | $95,348 |
| 2024 | $1,817,112 | $537,173 | $472,760 | $467,606 | 1 | $471,560 | $123,852 | $86,656 |
| 2023 | $1,616,469 | $82,444 | $157,220 | $150,000 | 46 | $155,813 | $80,847 | $75,456 |
| 2022 | $1,584,970 | $85,331 | $104,626 | $100,000 | 45 | $103,396 | $86,866 | $60,955 |
| 2021 | $1,310,930 | $73,227 | $104,208 | $100,500 | 32 | $103,299 | $74,106 | $61,793 |
| 2020 | $1,252,781 | $24,994 | $105,992 | $102,500 | 63 | — | $58,220 | $57,080 |
Under IRS private-foundation payout rules, Florence Savings Charitable reported a distributable amount of $95K for 2025 — the minimum it must pay out in qualifying distributions.
Research compiled by Grantable AI from public sources. Last updated October 2026.
Mission & Focus Areas
No mission statement for the foundation is provided. Its grants support organizations with a range of missions. For example, United Way of the Franklin and Hampshire Region describes its work as engaging people and organizations to build strong, vibrant, and inclusive communities. The Northampton Survival Center describes itself as an emergency food provider and referral service serving communities across Hampshire County. Other 2025 recipients include organizations whose stated missions involve health care, youth development, arts, local food systems, and recreation.
Grantmaking
In 2025, the foundation made 102 grants totaling $516,930. Grants ranged from $500 to $52,000, with a median grant of $2,998. The largest awards included $52,000 to United Way of Hampshire County, $25,500 to Northampton Survival Center, $25,000 to Food Bank of Western Massachusetts, and $21,000 to Hampshire Regional YMCA. Other grants included $20,000 each to Caring Health Center, Parlor Room, and Square One, and $19,552 to Cooley Dickinson Hospital.
The 2024 filing reports $467,606 in grants across one grant, while the 2023 filing reports $150,000 across 46 grants.
Leadership & Key People
Leadership team and compensation from IRS filings
The 2025 filing lists Matthew Garrity as president; Sarah Darling as treasurer; Stefanie Kammerer as assistant treasurer; and Melissa Richardson as clerk. It also lists Suzanne Beck, Frank Stellato, Robert F. Borawski, and Christine A. Aubrey as directors.
Florence Savings Charitable is led by Matthew Garrity, President on every filing since 2023; none of the 8 officers listed in 2025 report compensation.
Officers on the 2025 filing
Matthew Garrity
President
On filings since 2023
1 hr/week
No compensation reported
Christine A. Aubrey
Director
On filings since 2020
1 hr/week
No compensation reported
Robert F. Borawski
Director
On filings since 2020
1 hr/week
No compensation reported
Frank Stellato
Director
On filings since 2021
1 hr/week
No compensation reported
Suzanne Beck
Director
On filings since 2023
1 hr/week
No compensation reported
Sarah E. Darling
Treasurer
On filings since 2020
1 hr/week
No compensation reported
Melissa Richardson
Clerk
On filings since 2022
1 hr/week
No compensation reported
Stefanie Kammerer
Assistant Treasurer
New on the 2025 filing
1 hr/week
No compensation reported
Former officers (7)
- Former: Andre J. Motulski (2020–2024) — Assistant Treasurer
- Former: David W. Alvord (2020–2022) — Director
- Former: Kevin R. Day (2020–2022) — President
- Former: John E. Ebbets (2021–2022) — Director
- Former: Heidi Christman (2020–2021) — Clerk
- Former: Thomas McCarthy (2021) — Director
- Former: Ruth H. Constantine (2020) — Director
Data from IRS Form 990 filings, 2020–2025. "On filings since" is the earliest filing we hold that lists the person; hours are average hours per week as reported.
Frequently asked questions about Florence Savings Charitable
How much does Florence Savings Charitable give each year?
Florence Savings Charitable gave $517K across 102 grants in 2025, according to its 2025 IRS Form 990-PF. In 2024 it gave $468K across 1 grant.
What is Florence Savings Charitable's typical grant size?
Florence Savings Charitable's median grant in 2025 was $2,999, and its average grant was $5,068, across 102 grants on its 2025 IRS Form 990-PF.
Where does Florence Savings Charitable give grants?
Florence Savings Charitable gives mostly in Massachusetts: 100% of the grant dollars itemized on its 2025 IRS Form 990-PF went to recipients there. The most frequent recipient cities were Northampton, MA (25 grants), Springfield, MA (20 grants), Florence, MA (8 grants) and Amherst, MA (7 grants).
Who are Florence Savings Charitable's largest grantees?
Florence Savings Charitable's largest 2025 grantees include United Way of Hampshire County ($52,000), Northampton Survival Center ($25,500) and Food Bank of Western Massachusetts ($25,000), according to its 2025 IRS Form 990-PF. Together they received 20% of its itemized 2025 grant dollars.
How large is Florence Savings Charitable?
Florence Savings Charitable reported $2.0M in total assets on its 2025 IRS Form 990-PF. It paid out $522K in qualifying distributions that year, against a required minimum of $95K (roughly 5% of its investment assets).
What does Florence Savings Charitable fund?
No mission statement for the foundation is provided. Its grants support organizations with a range of missions. For example, United Way of the Franklin and Hampshire Region describes its work as engaging people and organizations to build strong, vibrant, and inclusive communities. See mission & focus areas ↑
How do I apply for a grant from Florence Savings Charitable?
The 2024 filing lists Sarah Darling as the contact for the application, says an application is available at the address on the filing, and directs applicants to see the application for deadlines. Eligibility and process details are in the grantmaking section of this profile. See how to apply ↑
What is Florence Savings Charitable's EIN?
Florence Savings Charitable's EIN (Employer Identification Number) is 04-3422869. IRS Form 990 filing data is available on this page for 2020–2025.
Data last updated October 2026. Sourced from IRS Form 990-PF filings. Research dossier generated October 2026.
Data update history
(7)
When this profile's IRS filing data changed on Grantable
- Updated Form 990-PF for fiscal year 2020 (received by the IRS March 25, 2021)
- Updated Form 990-PF for fiscal year 2021 (received by the IRS April 8, 2022)
- Updated Form 990-PF for fiscal year 2022 (received by the IRS April 26, 2023)
- Updated Form 990-PF for fiscal year 2023 (received by the IRS April 1, 2024)
- Updated Form 990-PF for fiscal year 2024 (received by the IRS March 25, 2025)
- Updated Form 990-PF for fiscal year 2025 (received by the IRS April 3, 2026)
- IRS filings on file for fiscal years 2020–2025
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Cite this profile
Grantable. (2026). Florence Savings Charitable funder profile. GrantGraph. Retrieved October 12, 2026, from https://grantable.co/funders/florence-savings-charitable-morg_0542fb68bf4946f8bbdc88fefb8447de
BibTeX
@misc{grantable_043422869_2026,
author = {{Grantable}},
title = {{Florence Savings Charitable funder profile}},
howpublished = {GrantGraph},
year = {2026},
url = {https://grantable.co/funders/florence-savings-charitable-morg_0542fb68bf4946f8bbdc88fefb8447de},
note = {Accessed 2026-10-12. Data licensed CC BY 4.0}
}The figures on this page are open data under CC BY 4.0: reuse them with credit to Grantable and a link. Download the data.
Figures come from Florence Savings Charitable's IRS filings (methodology). AI-written summaries, news items and logos are not covered by the open licence. Spot an error? Email hello@grantable.co.
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